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Bankwell Financial Group ( (BWFG) ) has issued an update.
On January 29, 2026, Bankwell Financial Group reported fourth-quarter 2025 GAAP net income of $9.1 million, or $1.15 per share, down from $10.1 million in the prior quarter, with results impacted by a $1.5 million one-time state income tax adjustment tied to its expanded geographic footprint; on an operating basis, net income was $10.7 million, or $1.36 per share, with return on average assets of 1.11% (1.29% operating) and return on average tangible shareholders’ equity of 12.31% (14.32% operating). The bank highlighted strengthening credit quality, including a reduction in nonperforming assets to 0.49% of total assets and net charge-offs at essentially zero, along with solid net loan growth of $121.9 million in the quarter and a 5.0% increase year over year, while net interest margin expanded to 3.40% on lower deposit costs and a better funding mix. Noninterest income rose as SBA loan sale gains increased to $2.2 million, boosting noninterest revenue to 11.13% of total revenue and helping drive an improved efficiency ratio of 50.8%; tangible book value per share climbed to $37.84 and capital ratios remained solid. The board declared a quarterly cash dividend of $0.20 per share, payable February 20, 2026 to shareholders of record on February 10, 2026, and management reaffirmed its strategic focus on credit strength, funding, noninterest income and technology investment, issuing 2026 guidance that calls for mid-single-digit loan growth, modestly higher net interest and noninterest income, and an improved efficiency ratio in the 51–53% range, signaling continued emphasis on profitable growth and operating leverage for shareholders and other stakeholders.
The most recent analyst rating on (BWFG) stock is a Hold with a $51.00 price target. To see the full list of analyst forecasts on Bankwell Financial Group stock, see the BWFG Stock Forecast page.
Spark’s Take on BWFG Stock
According to Spark, TipRanks’ AI Analyst, BWFG is a Outperform.
Bankwell Financial Group’s strong financial performance and positive technical indicators are the primary drivers of the score. The earnings call provided additional confidence with improved net income and efficiency metrics. Valuation is reasonable but not a standout factor.
To see Spark’s full report on BWFG stock, click here.
More about Bankwell Financial Group
Bankwell Financial Group, Inc., headquartered in New Canaan, Connecticut, is the holding company for Bankwell Bank and operates as a community-focused commercial bank. It provides lending, deposit and treasury services, with a growing Small Business Administration (SBA) lending division that contributes to fee-based noninterest income, and is expanding its state-level footprint beyond its home state of Connecticut.
Average Trading Volume: 38,888
Technical Sentiment Signal: Buy
Current Market Cap: $376.1M
Find detailed analytics on BWFG stock on TipRanks’ Stock Analysis page.