BayCom Corp (BCML)
NASDAQ:BCML
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BCML Stock Chart & Stats
$29.16
-$0.05(-0.19%)
At close: 4:00 PM EST
$29.16
-$0.05(-0.19%)
Day’s Range― - ―
52-Week Range$25.84 - $33.15
Previous CloseN/A
Volume1.05K
Average Volume (3M)17.94K
Market Cap
$332.52M
Enterprise Value$339.41M
Total Cash (Recent Filing)$206.49M
Total Debt (Recent Filing)$22.39M
Price to Earnings (P/E)9.9
Beta0.63
Next Earnings
Jul 16, 2026EPS Estimate
0.64Next Dividend Ex-DateN/A
Dividend Yield2.91%
Share Statistics
EPS (TTM)2.18
Shares Outstanding10,909,317
10 Day Avg. Volume18,892
30 Day Avg. Volume17,937
Financial Highlights & Ratios
PEG Ratio3.51
Price to Book (P/B)0.95
Price to Sales (P/S)2.26
P/FCF Ratio10.65
Enterprise Value/Market Cap1.02
Enterprise Value/Revenue2.39
Enterprise Value/Gross Profit3.49
Enterprise Value/Ebitda9.53
Forecast
1Y Price Target
$32.00Price Target Upside9.74% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)2.73
Revenue Forecast (FY)$106.98M
Bulls Say, Bears Say
Bulls Say
Improved Balance Sheet LeverageA much lower debt-to-equity ratio (~0.07) and rising equity signal a materially more conservative capital posture and greater loss-absorption capacity. Structurally this reduces funding and solvency risk, supports ongoing dividends and provides optionality for measured lending growth or selective M&A over coming quarters.
Consistent Revenue Growth TrendSustained top-line expansion, including a sharp step-up in 2025, indicates improving core loan and fee generation across the franchise. Durable revenue growth enhances the bank's ability to invest in branches and technology, restore operating leverage, and underpin long-term credit quality and margin recovery.
Experienced Incoming Management & Board HiresBringing executives and directors with regional-bank, M&A and integration experience materially strengthens strategic and deal-execution capability. Over months this improves the company's capacity to pursue scale, source transformational combinations, and professionalize governance relative to a preservation-only posture.
Bears Say
Operating Cash Flow CollapseA reported drop to zero operating and free cash flow in 2025 sharply weakens internal funding capacity and raises questions about reporting or one-off items. If the deterioration persists, it constrains the bank's ability to self-fund loan growth, dividends or M&A and increases reliance on external funding.
Compressed Profitability And MarginsA meaningful margin decline reflects weaker income generation or higher expense/credit pressure versus prior peaks. Sustained margin compression depresses ROE and limits retained earnings growth, reducing capital available for strategic initiatives and making it harder to deliver durable shareholder returns.
Execution & Integration Risk From Leadership OverhaulRapid replacement of the CEO/COO/CFO and a strategic pivot toward growth and M&A elevates execution risk. Transition costs, cultural shifts and integration complexity can disrupt operations and delay value realization; management must prove consistent execution over multiple quarters to justify the strategic change.
BayCom News
BCML FAQ
What was BayCom Corp’s price range in the past 12 months?
BayCom Corp lowest stock price was $25.84 and its highest was $33.15 in the past 12 months.
What is BayCom Corp’s market cap?
BayCom Corp’s market cap is $332.52M.
When is BayCom Corp’s upcoming earnings report date?
BayCom Corp’s upcoming earnings report date is Jul 16, 2026 which is in 68 days.
How were BayCom Corp’s earnings last quarter?
BayCom Corp released its earnings results on Apr 23, 2026. The company reported $0.75 earnings per share for the quarter, beating the consensus estimate of $0.599 by $0.151.
Is BayCom Corp overvalued?
According to Wall Street analysts BayCom Corp’s price is currently Undervalued.
Does BayCom Corp pay dividends?
BayCom Corp pays a Quarterly dividend of $0.3 which represents an annual dividend yield of 2.91%. See more information on BayCom Corp dividends here
What is BayCom Corp’s EPS estimate?
BayCom Corp’s EPS estimate is 0.64.
How many shares outstanding does BayCom Corp have?
BayCom Corp has 10,909,317 shares outstanding.
What happened to BayCom Corp’s price movement after its last earnings report?
BayCom Corp reported an EPS of $0.75 in its last earnings report, beating expectations of $0.599. Following the earnings report the stock price went up 1.448%.
Which hedge fund is a major shareholder of BayCom Corp?
Currently, no hedge funds are holding shares in BCML
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
BayCom Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$32.00 (9.74% Upside)
$32.00 (9.74% Upside)
Hedge Fund Trend
Decreased
By 18.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $998.2K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
13.82%
12-Months-Change
Fundamentals
Return on Equity
7.84%
Trailing 12-Months
Asset Growth
3.31%
Trailing 12-Months
Company Description
BayCom Corp
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company offers demand, savings, money market, and time deposit accounts. It also provides commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company offers online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, direct deposit, treasury management, wire transfer, automated clearing house services, debit cards, cashier's and travelers checks, letters of credit, lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. As of December 31, 2021, it operated through a network of 33 full-service banking branches in Northern and Southern California; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.
BCML Stock 12 Month Forecast
Average Price Target
$32.00
▲(9.74% Upside)
Technical Analysis
Ownership Overview
5.09% Insiders
18.22% Mutual Funds
3.01% Other Institutional Investors
60.42% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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