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BCML Stock Chart & Stats
$29.16
-$0.05(-0.19%)
At close: 4:00 PM EST
$29.16
-$0.05(-0.19%)
Day’s Range― - ―
52-Week Range$26.31 - $34.43
Previous CloseN/A
Volume1.05K
Average Volume (3M)17.94K
Market Cap
$363.93M
Enterprise Value$344.76M
Total Cash (Recent Filing)$23.67M
Total Debt (Recent Filing)$20.44M
Price to Earnings (P/E)13.8
Beta0.60
Next Earnings
Jul 16, 2026EPS Estimate
0.64Next Dividend Ex-DateN/A
Dividend Yield2.91%
Share Statistics
EPS (TTM)2.42
Shares Outstanding10,909,317
10 Day Avg. Volume18,892
30 Day Avg. Volume17,937
Financial Highlights & Ratios
PEG Ratio3.54
Price to Book (P/B)0.95
Price to Sales (P/S)2.26
P/FCF Ratio10.65
Enterprise Value/Market Cap0.95
Enterprise Value/Revenue2.39
Enterprise Value/Gross Profit3.42
Enterprise Value/Ebitda8.91
Forecast
1Y Price Target
$33.00Price Target Upside13.17% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)2.73
Revenue Forecast (FY)$107.05M
Bulls Say, Bears Say
Bulls Say
Conservative Balance Sheet / Very Low LeverageBayCom’s very low TTM debt-to-equity (~0.06) and rising equity base provide durable loss-absorption capacity and funding flexibility for a regional bank. This conservative capital posture supports steady lending through cycles, bolsters depositor confidence and creates room for measured growth or capital returns over months.
Solid Profitability Margins And Earnings PowerSustained net and EBIT margins near industry-leading levels for a regional bank indicate durable earnings power that can absorb periodic credit costs and funding volatility. Reliable underlying profitability supports consistent internal capital generation and underpins dividend capacity and strategic options over the medium term.
Consistent Dividend Policy And Shareholder BackingRegular quarterly dividends and recent shareholder approval of governance items signal a disciplined capital allocation framework. A dependable dividend demonstrates management and board confidence in capital adequacy and provides a stable income proposition that supports long-term investor base and governance continuity.
Bears Say
Sharp Decline In Free Cash FlowA roughly 30% TTM drop in free cash flow reduces predictable internal funding for dividends, loan growth or M&A and increases reliance on external funding if needs rise. Weaker cash conversion makes capital planning less certain and can constrain strategic initiatives over the coming months.
Slower Revenue Growth And Margin ModerationMomentum has cooled versus prior years, with low single-digit revenue growth and narrower margin progression. Sluggish top-line expansion limits operating leverage and longer-term ROE uplift, making it harder to fund growth initiatives or justify larger strategic deals without operational improvement.
Leadership Overhaul Creates Execution And Transition RiskWhile the new team targets growth and consolidation, replacing core executives and reconstituting the board raises near-term execution risk. Strategy shifts, integration complexity, and management continuity issues could distract from retail/commercial operations and slow delivery of targeted earnings momentum over the medium term.
BayCom News
BCML FAQ
What was BayCom Corp’s price range in the past 12 months?
BayCom Corp lowest stock price was $26.31 and its highest was $34.42 in the past 12 months.
What is BayCom Corp’s market cap?
BayCom Corp’s market cap is $363.93M.
When is BayCom Corp’s upcoming earnings report date?
BayCom Corp’s upcoming earnings report date is Jul 16, 2026 which is in 8 days.
How were BayCom Corp’s earnings last quarter?
BayCom Corp released its earnings results on Apr 23, 2026. The company reported $0.75 earnings per share for the quarter, beating the consensus estimate of $0.599 by $0.151.
Is BayCom Corp overvalued?
According to Wall Street analysts BayCom Corp’s price is currently Undervalued.
Does BayCom Corp pay dividends?
BayCom Corp pays a Quarterly dividend of $0.3 which represents an annual dividend yield of 2.91%. See more information on BayCom Corp dividends here
What is BayCom Corp’s EPS estimate?
BayCom Corp’s EPS estimate is 0.64.
How many shares outstanding does BayCom Corp have?
BayCom Corp has 10,909,317 shares outstanding.
What happened to BayCom Corp’s price movement after its last earnings report?
BayCom Corp reported an EPS of $0.75 in its last earnings report, beating expectations of $0.599. Following the earnings report the stock price went up 1.447%.
Which hedge fund is a major shareholder of BayCom Corp?
Currently, no hedge funds are holding shares in BCML
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
BayCom Stock Smart Score
Neutral
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9
10
Analyst Consensus
Hold
Average Price Target:
$33.00 (13.17% Upside)
$33.00 (13.17% Upside)
Hedge Fund Trend
Increased
By 65.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $1.2M over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
13.82%
12-Months-Change
Fundamentals
Return on Equity
7.84%
Trailing 12-Months
Asset Growth
3.31%
Trailing 12-Months
Company Description
BayCom Corp
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company provides demand, savings, money market, and time deposit accounts. It also offers commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company provides online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, and direct deposit services; treasury management services that includes balance reporting, transfers between accounts, wire transfer initiation, automated clearing house (ACH) origination, and stop payments; debit cards; cashier’s and travelers checks; letters of credit; and lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. It operates through a network of full-service banking branches in Northern and Southern California; Las Vegas, Nevada; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.
BCML Stock 12 Month Forecast
Average Price Target
$33.00
▲(13.17% Upside)
Technical Analysis
Ownership Overview
5.23% Insiders
18.66% Mutual Funds
13.56% Other Institutional Investors
47.98% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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