BayCom Corp (BCML)
NASDAQ:BCML
Want to see BCML full AI Analyst Report?
BCML Stock Chart & Stats
$29.16
-$0.05(-0.19%)
At close: 4:00 PM EST
$29.16
-$0.05(-0.19%)
Day’s Range― - ―
52-Week Range$25.84 - $33.15
Previous CloseN/A
Volume1.05K
Average Volume (3M)17.94K
Market Cap
$340.37M
Enterprise Value$337.89M
Total Cash (Recent Filing)$207.99M
Total Debt (Recent Filing)$20.44M
Price to Earnings (P/E)12.9
Beta0.63
Next Earnings
Jul 16, 2026EPS Estimate
0.64Next Dividend Ex-DateN/A
Dividend Yield2.91%
Share Statistics
EPS (TTM)2.42
Shares Outstanding10,909,317
10 Day Avg. Volume18,892
30 Day Avg. Volume17,937
Financial Highlights & Ratios
PEG Ratio3.51
Price to Book (P/B)0.95
Price to Sales (P/S)2.26
P/FCF Ratio10.65
Enterprise Value/Market Cap0.99
Enterprise Value/Revenue2.34
Enterprise Value/Gross Profit3.35
Enterprise Value/Ebitda8.87
Forecast
1Y Price Target
$33.00Price Target Upside13.17% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)2.73
Revenue Forecast (FY)$107.00M
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetVery low leverage and a growing equity base provide durable capital strength. This conservatism supports credit underwriting, cushions through stress, preserves regulatory flexibility, and creates optionality for capital returns or disciplined M&A without jeopardizing solvency over the next several quarters.
Solid Operating ProfitabilitySustained margins indicate consistent earnings power for a regional bank. Reliable profitability helps absorb credit shocks, funds reinvestment and dividends, and underpins the ability to pursue selective growth initiatives while maintaining reserve buffers over the medium term.
Shareholder-friendly Dividend PolicyA recurring cash dividend reflects capital allocation discipline and management confidence in recurring cash generation. For long-term investors, this provides predictable income, signals board comfort with capital levels, and supports retention of income-oriented shareholders.
Bears Say
Recent Cash Flow DeteriorationA sizable drop and greater variability in free cash flow reduces internal funding for loan growth, M&A, and buybacks. Persistent weaker cash conversion would constrain strategic flexibility, increase reliance on external funding, and raise stress on dividends or capital cushions.
Leadership Overhaul And Execution RiskA major executive turnover and shift to an aggressive growth and M&A posture creates transitional execution risk. Cultural change, strategy shifts, and integration demands elevate the chance of missteps or higher costs, which can pressure near-term performance and capital if not well executed.
Slowing Revenue Growth And Moderate ROEWeakening top-line momentum and only moderate returns on equity limit internal earnings leverage and the pace at which reserves and capital can grow. This makes organic expansion tougher, increasing dependence on M&A to meet higher growth targets and raising execution demands on management.
BayCom News
BCML FAQ
What was BayCom Corp’s price range in the past 12 months?
BayCom Corp lowest stock price was $25.84 and its highest was $33.15 in the past 12 months.
What is BayCom Corp’s market cap?
BayCom Corp’s market cap is $340.37M.
When is BayCom Corp’s upcoming earnings report date?
BayCom Corp’s upcoming earnings report date is Jul 16, 2026 which is in 43 days.
How were BayCom Corp’s earnings last quarter?
BayCom Corp released its earnings results on Apr 23, 2026. The company reported $0.75 earnings per share for the quarter, beating the consensus estimate of $0.599 by $0.151.
Is BayCom Corp overvalued?
According to Wall Street analysts BayCom Corp’s price is currently Undervalued.
Does BayCom Corp pay dividends?
BayCom Corp pays a Quarterly dividend of $0.3 which represents an annual dividend yield of 2.91%. See more information on BayCom Corp dividends here
What is BayCom Corp’s EPS estimate?
BayCom Corp’s EPS estimate is 0.64.
How many shares outstanding does BayCom Corp have?
BayCom Corp has 10,909,317 shares outstanding.
What happened to BayCom Corp’s price movement after its last earnings report?
BayCom Corp reported an EPS of $0.75 in its last earnings report, beating expectations of $0.599. Following the earnings report the stock price went up 1.448%.
Which hedge fund is a major shareholder of BayCom Corp?
Currently, no hedge funds are holding shares in BCML
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
BayCom Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$33.00 (13.17% Upside)
$33.00 (13.17% Upside)
Hedge Fund Trend
Increased
By 65.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $1.2M over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
13.82%
12-Months-Change
Fundamentals
Return on Equity
7.84%
Trailing 12-Months
Asset Growth
3.31%
Trailing 12-Months
Company Description
BayCom Corp
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company offers demand, savings, money market, and time deposit accounts. It also provides commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company offers online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, direct deposit, treasury management, wire transfer, automated clearing house services, debit cards, cashier's and travelers checks, letters of credit, lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. As of December 31, 2021, it operated through a network of 33 full-service banking branches in Northern and Southern California; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.
BCML Stock 12 Month Forecast
Average Price Target
$33.00
▲(13.17% Upside)
Technical Analysis
Ownership Overview
5.14% Insiders
18.72% Mutual Funds
13.56% Other Institutional Investors
48.85% Public Companies and
Individual Investors
Options Prices
Currently, No data available
---