BayCom Corp (BCML)
NASDAQ:BCML
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BCML Stock Chart & Stats
$28.34
-$0.05(-0.19%)
At close: 4:00 PM EST
$28.34
-$0.05(-0.19%)
Day’s Range― - ―
52-Week Range$24.95 - $33.15
Previous CloseN/A
Volume1.05K
Average Volume (3M)17.94K
Market Cap
$312.66M
Enterprise Value$304.77M
Total Cash (Recent Filing)$206.49M
Total Debt (Recent Filing)$22.39M
Price to Earnings (P/E)13.4
Beta0.63
Next Earnings
Apr 16, 2026EPS Estimate
0.6Next Dividend Ex-DateN/A
Dividend Yield2.91%
Share Statistics
EPS (TTM)0.63
Shares Outstanding10,909,317
10 Day Avg. Volume18,892
30 Day Avg. Volume17,937
Financial Highlights & Ratios
PEG Ratio3.51
Price to Book (P/B)0.95
Price to Sales (P/S)2.26
P/FCF Ratio11.09
Enterprise Value/Market Cap0.97
Enterprise Value/Revenue2.15
Enterprise Value/Gross Profit3.14
Enterprise Value/Ebitda8.56
Forecast
1Y Price Target
$32.00Price Target Upside12.91% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)2.63
Revenue Forecast (FY)$107.65M
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetVery low leverage and rising equity provide a durable capital cushion that reduces solvency and funding risk. Over the next several months this balance-sheet conservatism supports lending capacity, the dividend policy and optionality for disciplined M&A or opportunistic deployment of capital.
Stable Revenue GrowthConsistent top-line expansion—including a 2025 step-up—indicates lasting demand for BayCom's commercial and retail banking products. A steady revenue base supports net interest income and fee generation, helping absorb margin swings and fund investment or organic growth initiatives over the medium term.
Experienced Growth-focused LeadershipA deliberate management overhaul brings executives with transaction and regional-bank experience, shifting strategy toward organic growth and M&A. This materially improves governance and execution capability for consolidation or strategic deals that could expand the franchise across the Western U.S. over 2–6 months.
Bears Say
Weak Recent Cash GenerationA collapse to zero operating and free cash flow in the latest year is a material durability concern. Poor cash conversion constrains the bank's ability to internally fund dividends, loan growth, technology or acquisitions, increasing reliance on external funding and execution risk for growth plans.
Compressed ProfitabilityA multi-point drop in net margin reflects sustained pressure on earnings power, likely from higher funding costs or rising expenses. If margins remain compressed, the bank's earnings resilience and capacity to reinvest or expand will be limited across the coming months.
Modest Return On EquityROE has declined to a moderate level, indicating the conservative capital posture is weighing on returns. Persistently modest ROE makes it harder to generate strong shareholder returns and may necessitate dilutive or costly funding to finance larger M&A without eroding capital efficiency.
BayCom News
BCML FAQ
What was BayCom Corp’s price range in the past 12 months?
BayCom Corp lowest stock price was $24.95 and its highest was $33.15 in the past 12 months.
What is BayCom Corp’s market cap?
BayCom Corp’s market cap is $312.66M.
When is BayCom Corp’s upcoming earnings report date?
BayCom Corp’s upcoming earnings report date is Apr 16, 2026 which is today.
How were BayCom Corp’s earnings last quarter?
BayCom Corp released its earnings results on Jan 22, 2026. The company reported $0.63 earnings per share for the quarter, missing the consensus estimate of $0.65 by -$0.02.
Is BayCom Corp overvalued?
According to Wall Street analysts BayCom Corp’s price is currently Undervalued.
Does BayCom Corp pay dividends?
BayCom Corp pays a Quarterly dividend of $0.3 which represents an annual dividend yield of 2.91%. See more information on BayCom Corp dividends here
What is BayCom Corp’s EPS estimate?
BayCom Corp’s EPS estimate is 0.6.
How many shares outstanding does BayCom Corp have?
BayCom Corp has 10,909,317 shares outstanding.
What happened to BayCom Corp’s price movement after its last earnings report?
BayCom Corp reported an EPS of $0.63 in its last earnings report, missing expectations of $0.65. Following the earnings report the stock price went down -3.022%.
Which hedge fund is a major shareholder of BayCom Corp?
Currently, no hedge funds are holding shares in BCML
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
BayCom Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$32.00 (12.91% Upside)
$32.00 (12.91% Upside)
Hedge Fund Trend
Decreased
By 18.2K Shares
Last Quarter.
Last Quarter.
News Sentiment
Bullish
Bullish news 75%
Bearish news 25%
Bearish news 25%
Technicals
SMA
Positive
20 days / 200 days
Momentum
13.82%
12-Months-Change
Fundamentals
Return on Equity
7.18%
Trailing 12-Months
Asset Growth
-2.66%
Trailing 12-Months
Company Description
BayCom Corp
BayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company offers demand, savings, money market, and time deposit accounts. It also provides commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company offers online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, direct deposit, treasury management, wire transfer, automated clearing house services, debit cards, cashier's and travelers checks, letters of credit, lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. As of December 31, 2021, it operated through a network of 33 full-service banking branches in Northern and Southern California; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.
BCML Stock 12 Month Forecast
Average Price Target
$32.00
▲(12.91% Upside)
Technical Analysis
Ownership Overview
4.79% Insiders
18.19% Mutual Funds
12.75% Other Institutional Investors
52.10% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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