Colony Bankcorp (CBAN)
NYSE:CBAN
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CBAN Stock Chart & Stats
$21.25
-$0.06(-0.39%)
At close: 4:00 PM EST
$21.25
-$0.06(-0.39%)
Day’s Range― - ―
52-Week Range$14.63 - $21.61
Previous CloseN/A
Volume5.42K
Average Volume (3M)75.55K
Market Cap
$419.21M
Enterprise Value$586.04M
Total Cash (Recent Filing)$252.50M
Total Debt (Recent Filing)$258.10M
Price to Earnings (P/E)12.9
Beta0.89
Next Earnings
Jul 29, 2026EPS Estimate
0.48Next Dividend Ex-DateN/A
Dividend Yield2.55%
Share Statistics
EPS (TTM)1.59
Shares Outstanding21,172,316
10 Day Avg. Volume112,396
30 Day Avg. Volume75,549
Financial Highlights & Ratios
PEG Ratio0.66
Price to Book (P/B)0.84
Price to Sales (P/S)1.70
P/FCF Ratio-45.95
Enterprise Value/Market Cap1.40
Enterprise Value/Revenue3.08
Enterprise Value/Gross Profit4.53
Enterprise Value/Ebitda13.89
Forecast
1Y Price Target
$23.50Price Target Upside10.59% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)2.05
Revenue Forecast (FY)$169.50M
Bulls Say, Bears Say
Bulls Say
Revenue Growth & ProfitabilitySustained multi-year revenue expansion and improved net margin indicate the franchise is successfully scaling core banking and complementary lines. Durable top-line growth supports diversified earnings, funds reinvestment, and provides a larger base to absorb cyclical pressure, underpinning medium-term profitability.
Strengthened Capital PositionA noticeably stronger capital base and lower reported debt materially enhance financial flexibility and regulatory standing. Higher tangible equity reduces leverage risk, supports targeted loan growth, dividends and buybacks, and provides a buffer against credit stress while enabling disciplined M&A execution.
Successful Integration & AUM GainsCompleted systems conversion and rapid AUM growth signal successful post‑merger execution and meaningful fee revenue diversification. Growing wealth and insurance lines increase recurring, noninterest income, reduce reliance on loan cycles, and create cross‑sell opportunities that strengthen long-term revenue durability.
Bears Say
Weak, Volatile Cash GenerationMaterial decline and historical volatility in operating and free cash flow reduce confidence in cash conversion despite higher accounting earnings. Persistent cash variability can constrain capital allocation, limit capacity for sustained buybacks/dividends, and require reliance on external funding during stress periods.
Deposit Stability RisksOutflows—particularly municipal repositioning—expose the funding base to concentration and re-pricing risk. For a regional bank, deposit instability can force higher deposit pricing or greater wholesale borrowing, compressing margins and limiting the bank’s ability to fund loan growth without raising funding costs.
Margin Sensitivity To One‑Time ItemsReliance on accretion and early-payoff-related boosts makes reported margins less predictable. In a volatile rate environment, absent these one-offs core NIM could compress, making the bank's ability to sustain targeted ROA and margin expansion contingent on stable funding costs and continued loan yield advantages.
Colony Bankcorp News
CBAN FAQ
What was Colony Bankcorp’s price range in the past 12 months?
Colony Bankcorp lowest stock price was $14.63 and its highest was $21.61 in the past 12 months.
What is Colony Bankcorp’s market cap?
Colony Bankcorp’s market cap is $419.21M.
When is Colony Bankcorp’s upcoming earnings report date?
Colony Bankcorp’s upcoming earnings report date is Jul 29, 2026 which is in 82 days.
How were Colony Bankcorp’s earnings last quarter?
Colony Bankcorp released its earnings results on Apr 22, 2026. The company reported $0.39 earnings per share for the quarter, missing the consensus estimate of $0.48 by -$0.09.
Is Colony Bankcorp overvalued?
According to Wall Street analysts Colony Bankcorp’s price is currently Undervalued.
Does Colony Bankcorp pay dividends?
Colony Bankcorp pays a Quarterly dividend of $0.115 which represents an annual dividend yield of 2.55%. See more information on Colony Bankcorp dividends here
What is Colony Bankcorp’s EPS estimate?
Colony Bankcorp’s EPS estimate is 0.48.
How many shares outstanding does Colony Bankcorp have?
Colony Bankcorp has 21,172,316 shares outstanding.
What happened to Colony Bankcorp’s price movement after its last earnings report?
Colony Bankcorp reported an EPS of $0.39 in its last earnings report, missing expectations of $0.48. Following the earnings report the stock price went down -3.989%.
Which hedge fund is a major shareholder of Colony Bankcorp?
Currently, no hedge funds are holding shares in CBAN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Colony Bankcorp Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$23.50 (10.59% Upside)
$23.50 (10.59% Upside)
Blogger Sentiment
Bullish
CBAN Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 122.1K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $94.0K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
15.52%
12-Months-Change
Fundamentals
Return on Equity
8.83%
Trailing 12-Months
Asset Growth
17.30%
Trailing 12-Months
Company Description
Colony Bankcorp
Colony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to commercial and consumer customers. The company offers various deposit products, including demand, savings, and time deposits. It also provides loans to small and medium-sized businesses; residential and commercial construction, and land development loans; commercial real estate loans; commercial loans; agri-business and production loans; residential mortgage loans; home equity loans; and consumer loans. In addition, the company offers internet banking services, electronic bill payment services, safe deposit box rentals, telephone banking, credit and debit card services, and remote depository products, as well as access to a network of ATMs. As of January 20, 2022, it operated 39 locations throughout Georgia. The company was founded in 1975 and is headquartered in Fitzgerald, Georgia.
CBAN Company Deck
CBAN Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was broadly positive: management highlighted successful post-merger systems conversion and integration, meaningful revenue and margin improvements (aided by accretion), significant AUM growth and strong performance in mortgage, insurance and wealth lines, and stronger capital metrics. Headwinds include slower Q1 loan growth due to payoffs and volatile rates, deposit repositioning (municipal outflows), elevated one-time operating expenses from conversion, and variability in SBSL charge-offs. Management provided clear plans to realize cost savings, expects operating leverage as complementary lines seasonally recover, and reaffirmed a targeted ~8% loan growth with a Q2 ROA target of 1.20%. Overall, positives (integration, revenue/margin gains, capital and AUM growth, improved credit metrics) outweigh the transitory and manageable negatives.View all CBAN earnings summariesCBAN Stock 12 Month Forecast
Average Price Target
$23.50
▲(10.59% Upside)
Technical Analysis
Ownership Overview
3.93% Insiders
11.24% Mutual Funds
2.30% Other Institutional Investors
69.75% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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