Colony Bankcorp (CBAN)
NYSE:CBAN
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CBAN Stock Chart & Stats
$21.25
-$0.06(-0.39%)
At close: 4:00 PM EST
$21.25
-$0.06(-0.39%)
Day’s Range― - ―
52-Week Range$14.87 - $21.61
Previous CloseN/A
Volume5.42K
Average Volume (3M)75.55K
Market Cap
$417.06M
Enterprise Value$586.04M
Total Cash (Recent Filing)$24.35M
Total Debt (Recent Filing)$258.14M
Price to Earnings (P/E)14.1
Beta0.87
Next Earnings
Jul 29, 2026EPS Estimate
0.48Next Dividend Ex-DateN/A
Dividend Yield2.55%
Share Statistics
EPS (TTM)1.60
Shares Outstanding21,159,670
10 Day Avg. Volume112,396
30 Day Avg. Volume75,549
Financial Highlights & Ratios
PEG Ratio0.66
Price to Book (P/B)0.84
Price to Sales (P/S)1.70
P/FCF Ratio-45.95
Enterprise Value/Market Cap1.41
Enterprise Value/Revenue2.96
Enterprise Value/Gross Profit4.32
Enterprise Value/Ebitda13.75
Forecast
1Y Price Target
$23.50Price Target Upside10.59% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)1.97
Revenue Forecast (FY)$169.50M
Bulls Say, Bears Say
Bulls Say
Improved Capital And LeverageA materially improved debt-to-equity (~0.68) and rising equity/tangible book strengthen regulatory and loss-absorption capacity, supporting disciplined loan growth, M&A integration, and shareholder actions (dividends/repurchases). This durable capital base reduces solvency risk over cycles.
Consistent Revenue And ProfitabilitySteady top-line expansion with operating margins near 20% and net margins around 15% indicate sustainable core profitability. Stable margins provide recurring cash available for reinvestment, reserves, and shareholder returns, making earnings less dependent on one-off items.
Successful Integration And AUM GrowthRapid AUM growth from $198M to $555M and completed systems conversion imply successful cross-selling and scale in fee businesses. Expanded wealth/mortgage/insurance lines diversify revenue away from margin-sensitive lending and can drive flatter cyclicality and higher long-term fee income.
Bears Say
Volatile Cash GenerationCash conversion has been inconsistent, with negative operating/free cash flow in 2025 and a bounce in 2026 TTM. This volatility limits predictable internal funding for lending, reserves, buybacks or unexpected losses and reduces confidence in sustained free cash generation.
Deposit Pressure / Municipal OutflowsQuarterly deposit declines driven by municipal repositioning reduce a low-cost funding source. Persistent or structural municipal outflows could raise funding costs, compress net interest margin over time, and constrain balance-sheet growth without stable alternate funding.
Margin Sensitivity To AccretionReported NIM benefited from accelerated accretion and early-payoff accretion income. Core margins (≈3.41%) are thinner without accretion support, so NIM and net interest income are sensitive to loan payoffs and accretion timing, limiting durable margin expansion.
Colony Bankcorp News
CBAN FAQ
What was Colony Bankcorp’s price range in the past 12 months?
Colony Bankcorp lowest stock price was $14.87 and its highest was $21.61 in the past 12 months.
What is Colony Bankcorp’s market cap?
Colony Bankcorp’s market cap is $417.06M.
When is Colony Bankcorp’s upcoming earnings report date?
Colony Bankcorp’s upcoming earnings report date is Jul 29, 2026 which is in 59 days.
How were Colony Bankcorp’s earnings last quarter?
Colony Bankcorp released its earnings results on Apr 22, 2026. The company reported $0.39 earnings per share for the quarter, missing the consensus estimate of $0.48 by -$0.09.
Is Colony Bankcorp overvalued?
According to Wall Street analysts Colony Bankcorp’s price is currently Undervalued.
Does Colony Bankcorp pay dividends?
Colony Bankcorp pays a Quarterly dividend of $0.115 which represents an annual dividend yield of 2.55%. See more information on Colony Bankcorp dividends here
What is Colony Bankcorp’s EPS estimate?
Colony Bankcorp’s EPS estimate is 0.48.
How many shares outstanding does Colony Bankcorp have?
Colony Bankcorp has 21,159,670 shares outstanding.
What happened to Colony Bankcorp’s price movement after its last earnings report?
Colony Bankcorp reported an EPS of $0.39 in its last earnings report, missing expectations of $0.48. Following the earnings report the stock price went down -3.989%.
Which hedge fund is a major shareholder of Colony Bankcorp?
Currently, no hedge funds are holding shares in CBAN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Colony Bankcorp Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$23.50 (10.59% Upside)
$23.50 (10.59% Upside)
Blogger Sentiment
Bullish
CBAN Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 185.1K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $94.0K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
15.52%
12-Months-Change
Fundamentals
Return on Equity
8.83%
Trailing 12-Months
Asset Growth
17.30%
Trailing 12-Months
Company Description
Colony Bankcorp
Colony Bankcorp, Inc. operates as the bank holding company for Colony Bank that provides various banking products and services to commercial and consumer customers. The company offers various deposit products, including demand, savings, and time deposits. It also provides loans to small and medium-sized businesses; residential and commercial construction, and land development loans; commercial real estate loans; commercial loans; agri-business and production loans; residential mortgage loans; home equity loans; and consumer loans. In addition, the company offers internet banking services, electronic bill payment services, safe deposit box rentals, telephone banking, credit and debit card services, and remote depository products, as well as access to a network of ATMs. As of January 20, 2022, it operated 39 locations throughout Georgia. The company was founded in 1975 and is headquartered in Fitzgerald, Georgia.
CBAN Company Deck
CBAN Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was broadly positive: management highlighted successful post-merger systems conversion and integration, meaningful revenue and margin improvements (aided by accretion), significant AUM growth and strong performance in mortgage, insurance and wealth lines, and stronger capital metrics. Headwinds include slower Q1 loan growth due to payoffs and volatile rates, deposit repositioning (municipal outflows), elevated one-time operating expenses from conversion, and variability in SBSL charge-offs. Management provided clear plans to realize cost savings, expects operating leverage as complementary lines seasonally recover, and reaffirmed a targeted ~8% loan growth with a Q2 ROA target of 1.20%. Overall, positives (integration, revenue/margin gains, capital and AUM growth, improved credit metrics) outweigh the transitory and manageable negatives.View all CBAN earnings summariesCBAN Stock 12 Month Forecast
Average Price Target
$23.50
▲(10.59% Upside)
Technical Analysis
Ownership Overview
3.94% Insiders
12.00% Mutual Funds
21.54% Other Institutional Investors
49.67% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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