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Colony Bankcorp (CBAN)
NYSE:CBAN
US Market
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Colony Bankcorp (CBAN) Price & Analysis

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CBAN Stock Chart & Stats

$21.25
-$0.06(-0.39%)
At close: 4:00 PM EST
$21.25
-$0.06(-0.39%)

Bulls Say, Bears Say

Bulls Say
Successful Post‑merger IntegrationA completed core systems conversion and customer integration reduces duplicate costs, enables scale, and is a durable enabler of operating leverage. Realized efficiencies should support lower noninterest expense as a percent of assets, improve service delivery, and accelerate cross-sell over quarters.
Net Interest Income And Margin ExpansionHigher asset yields and modestly lower funding costs produced a sustained core margin (~3.41%). This improves recurring net interest income, the bank’s primary revenue engine, supporting durable earnings power provided deposit stability and loan repricing remain intact.
Strategic M&A Expands Southeast FootprintThe First Reliance acquisition materially enlarges scale and geographic diversification across the Southeast, expands low‑cost deposit and loan bases, and brings management continuity. If closed, the deal should be accretive structurally, improving franchise competitiveness and long‑term growth runway.
Bears Say
Volatile Operating Cash FlowInconsistent cash conversion reduces predictability for dividends, buybacks, and organic funding of loan growth. Periodic negative operating cash flow forces greater reliance on balance sheet actions or capital markets, raising execution risk and potentially tightening financial flexibility over months.
Deposit Repositioning And OutflowsMunicipal deposit repositioning highlights concentration and funding sensitivity. Persistent outflows of low‑cost municipal balances can raise funding costs, compress NIM, and force broader deposit pricing or reliance on pricier wholesale funding, constraining sustainable loan growth and margin stability.
Specialty Lending Charge‑off Variability (SBSL)Variability in SBSL charge-offs injects credit volatility into earnings and can necessitate higher provisions. Repeating elevated losses would erode retained earnings and capital cushions, reduce risk appetite for specialty portfolios, and complicate forecasting of sustainable profitability.

Colony Bankcorp News

CBAN FAQ

What was Colony Bankcorp’s price range in the past 12 months?
Colony Bankcorp lowest stock price was $15.80 and its highest was $21.61 in the past 12 months.
    What is Colony Bankcorp’s market cap?
    Colony Bankcorp’s market cap is $429.73M.
      When is Colony Bankcorp’s upcoming earnings report date?
      Colony Bankcorp’s upcoming earnings report date is Jul 22, 2026 which is in 7 days.
        How were Colony Bankcorp’s earnings last quarter?
        Colony Bankcorp released its earnings results on Apr 22, 2026. The company reported $0.39 earnings per share for the quarter, missing the consensus estimate of $0.48 by -$0.09.
          Is Colony Bankcorp overvalued?
          According to Wall Street analysts Colony Bankcorp’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Colony Bankcorp pay dividends?
            Colony Bankcorp pays a Quarterly dividend of $0.12 which represents an annual dividend yield of 2.55%. See more information on Colony Bankcorp dividends here
              What is Colony Bankcorp’s EPS estimate?
              Colony Bankcorp’s EPS estimate is 0.48.
                How many shares outstanding does Colony Bankcorp have?
                Colony Bankcorp has 21,158,354 shares outstanding.
                  What happened to Colony Bankcorp’s price movement after its last earnings report?
                  Colony Bankcorp reported an EPS of $0.39 in its last earnings report, missing expectations of $0.48. Following the earnings report the stock price went down -3.989%.
                    Which hedge fund is a major shareholder of Colony Bankcorp?
                    Currently, no hedge funds are holding shares in CBAN
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      Colony Bankcorp

                      Colony Bankcorp, Inc. functions as the parent entity for Colony Bank, delivering a broad spectrum of financial products and services to both commercial enterprises and individual consumers. The bank offers various ways to save, such as checking, savings, and time deposit accounts (like certificates of deposit). Its lending portfolio is extensive, encompassing loans for small and medium-sized businesses, residential and commercial construction, land development, commercial real estate, general commercial purposes, and agri-business production. Additionally, it provides residential mortgage loans, home equity loans, and consumer credit. Beyond traditional banking, customers can access conveniences such as internet banking, electronic bill payment, safe deposit boxes, telephone banking, credit and debit card services, and remote deposit capture. An ATM network is also accessible to clients. As of January 20, 2022, Colony Bank operated 39 branches across Georgia. The company, established in 1975, has its corporate headquarters situated in Fitzgerald, Georgia.

                      Colony Bankcorp (CBAN) Earnings & Revenues

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                      Ownership Overview

                      3.93%12.35%21.54%47.92%
                      21.54% Other Institutional Investors
                      47.92% Public Companies and
                      Individual Investors

                      Options Prices

                      Currently, No data available
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