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CBAN Stock Chart & Stats
$21.84
-$0.16(-0.73%)
At close: 4:00 PM EDT
$21.84
-$0.16(-0.73%)
Day’s Range― - ―
52-Week Range$15.80 - $22.40
Previous CloseN/A
Volume102.81K
Average Volume (3M)75.55K
Market Cap
$463.79M
Enterprise Value$633.02
Total Cash (Recent Filing)$25.26M
Total Debt (Recent Filing)$233.17M
Price to Earnings (P/E)13.3
Beta0.87
Next Earnings
Oct 15, 2026EPS Estimate
0.52Next Dividend Ex-DateN/A
Dividend Yield2.14%
Share Statistics
EPS (TTM)1.65
Shares Outstanding21,158,354
10 Day Avg. Volume112,396
30 Day Avg. Volume75,549
Financial Highlights & Ratios
PEG Ratio0.66
Price to Book (P/B)0.84
Price to Sales (P/S)1.70
P/FCF Ratio-45.95
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)1.98
Revenue Forecast (FY)$173.30M
Bulls Say, Bears Say
Bulls Say
Cash Generation StrengthSustained, large operating and free cash flows provide durable internal funding for lending, dividends, and M&A without depending on volatile external financing. Strong cash conversion supports capital build, cushions credit cycles and underpins the bank’s ability to execute strategic growth over the next 2–6 months.
Improving Capital And ReturnsRising tangible common equity and improving ROE strengthen the bank’s regulatory and financial resilience, enabling disciplined lending and shareholder returns. A firmer capital base supports larger loan capacity and M&A financing while reducing vulnerability to funding stress or credit seasoning.
Strategic M&A Expands FranchiseThe First Reliance acquisition materially increases scale, deposits and lending footprint across the Southeast, improving diversification and revenue potential. Added scale should enhance efficiency, broaden commercial relationships, and provide cross-sell opportunities that support durable revenue growth post-integration.
Bears Say
Top-line Decline And Margin PressureA near-20% TTM revenue drop and significant EBIT margin compression signal weakening underlying revenue and operating profitability. If structural, this reduces earnings power, constrains internal capital generation, and increases reliance on cost cuts or higher-risk revenue to sustain returns over multiple quarters.
Deposit Outflows And Funding RiskMaterial deposit runoff heightens funding risk for a regional bank that relies on core deposits to fund loans. Persistent outflows can push the bank to pricier borrowings or brokered deposits, compressing net interest margin and limiting organic loan growth and balance sheet stability over the medium term.
Post-merger Expense Timing And Integration RiskDelayed synergy capture and near-term expense increases mean merger-related costs will weigh on earnings and ROE for an extended period. Execution risk around systems conversion and customer migration could reduce expected efficiency gains and pressure capital and profitability as integration progresses.
Colony Bankcorp News
CBAN FAQ
What was Colony Bankcorp’s price range in the past 12 months?
Colony Bankcorp lowest stock price was $15.80 and its highest was $22.40 in the past 12 months.
What is Colony Bankcorp’s market cap?
Colony Bankcorp’s market cap is $463.79M.
When is Colony Bankcorp’s upcoming earnings report date?
Colony Bankcorp’s upcoming earnings report date is Oct 15, 2026 which is in 69 days.
How were Colony Bankcorp’s earnings last quarter?
Colony Bankcorp released its earnings results on Jul 22, 2026. The company reported $0.52 earnings per share for the quarter, beating the consensus estimate of $0.48 by $0.04.
Is Colony Bankcorp overvalued?
According to Wall Street analysts Colony Bankcorp’s price is currently Overvalued.
Does Colony Bankcorp pay dividends?
Colony Bankcorp pays a Quarterly dividend of $0.12 which represents an annual dividend yield of 2.14%. See more information on Colony Bankcorp dividends here
What is Colony Bankcorp’s EPS estimate?
Colony Bankcorp’s EPS estimate is 0.52.
How many shares outstanding does Colony Bankcorp have?
Colony Bankcorp has 21,158,354 shares outstanding.
What happened to Colony Bankcorp’s price movement after its last earnings report?
Colony Bankcorp reported an EPS of $0.52 in its last earnings report, beating expectations of $0.48. Following the earnings report the stock price went up 4.915%.
Which hedge fund is a major shareholder of Colony Bankcorp?
Currently, no hedge funds are holding shares in CBAN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Colony Bankcorp Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
CBAN Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 185.1K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $63.3K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
15.52%
12-Months-Change
Fundamentals
Return on Equity
2.14%
Trailing 12-Months
Asset Growth
16.43%
Trailing 12-Months
Company Description
Colony Bankcorp
Colony Bankcorp, Inc. functions as the parent entity for Colony Bank, delivering a broad spectrum of financial products and services to both commercial enterprises and individual consumers. The bank offers various ways to save, such as checking, savings, and time deposit accounts (like certificates of deposit). Its lending portfolio is extensive, encompassing loans for small and medium-sized businesses, residential and commercial construction, land development, commercial real estate, general commercial purposes, and agri-business production. Additionally, it provides residential mortgage loans, home equity loans, and consumer credit. Beyond traditional banking, customers can access conveniences such as internet banking, electronic bill payment, safe deposit boxes, telephone banking, credit and debit card services, and remote deposit capture. An ATM network is also accessible to clients. As of January 20, 2022, Colony Bank operated 39 branches across Georgia. The company, established in 1975, has its corporate headquarters situated in Fitzgerald, Georgia.
CBAN Company Deck
CBAN Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a generally positive operating quarter: management hit key profitability targets (1.20% operating ROA), achieved margin expansion, meaningful loan growth (~8.5% annualized this quarter), AUM increased materially (~15% QoQ), expense discipline produced ~ $550k of quarterly savings, and the First Reliance merger is progressing with regulatory filings underway. Offsetting considerations include a seasonal and competitive decline in reported deposits (-$76.2M), softer gain-on-sale activity in SBSL, a modest increase in provisions, some non-recurring earnings items (BOLI death benefit), and the expectation of temporary expense increases post-merger with full savings delayed until systems conversion in mid-2027. On balance, the positives (profitability targets met, margin/fee income growth, capital improvements, and strategic M&A pipeline) outweigh the near-term operational and funding headwinds.View all CBAN earnings summariesTechnical Analysis
Ownership Overview
4.18% Insiders
12.35% Mutual Funds
0.85% Other Institutional Investors
66.96% Public Companies and
Individual Investors