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Colony Bankcorp (CBAN)
:CBAN
Earnings Data
Report Date
Jan 15, 2026Before Open (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
0.46Last Year’s EPS
0.44Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Neutral
The earnings call presented a mix of positive and negative aspects. While there was strong performance in net interest margin expansion, loan growth, and noninterest income, challenges such as increased charge-offs, a slowdown in mortgage and SBSL divisions, and higher operating expenses were noted.Company Guidance
Net Interest Margin Expansion
The company reported a 53 basis point expansion in net interest margin since Q3 2024, with operating ROA improving from 81 basis points to 1.06% in the current quarter.
Strong Loan Growth
Loan growth was reported at approximately 9% annualized for the past quarter and 14% annualized for the year, aligning with long-term projections.
Increase in Noninterest Income
Noninterest income increased by over $1 million from the prior quarter, with significant contributions from fee income, interchange income, and revenue growth in Colony Financial Advisors, Colony Insurance, and Merchant Services.
Improved Credit Quality
Credit quality remained stable with improvements in past due and classified loans quarter-over-quarter, despite a slight increase in criticized loans and nonperforming assets.
Pending Merger Progress
The merger with TC Bancshares and TC Federal Bank is progressing as planned, with regulatory applications filed and shareholder approval expected in November.
CBAN Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
CBAN Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 22, 2025 | $16.74 | $16.31 | -2.57% |
Jul 23, 2025 | $17.67 | $16.62 | -5.94% |
Apr 23, 2025 | $15.24 | $15.30 | +0.39% |
Jan 22, 2025 | $15.37 | $16.60 | +8.00% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Colony Bankcorp (CBAN) report earnings?
Colony Bankcorp (CBAN) is schdueled to report earning on Jan 15, 2026, Before Open (Confirmed).
What is Colony Bankcorp (CBAN) earnings time?
Colony Bankcorp (CBAN) earnings time is at Jan 15, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is CBAN EPS forecast?
CBAN EPS forecast for the fiscal quarter 2025 (Q4) is 0.46.