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FSBW Stock Chart & Stats
$43.61
-$0.13(-0.30%)
At close: 4:00 PM EDT
$43.61
-$0.13(-0.30%)
Day’s Range― - ―
52-Week Range$36.66 - $45.85
Previous Close$43.48
Volume22.93K
Average Volume (3M)16.67K
Market Cap
$318.55M
Enterprise Value$692.88
Total Cash (Recent Filing)$282.30M
Total Debt (Recent Filing)$380.95M
Price to Earnings (P/E)9.7
Beta0.75
Next Earnings
Oct 28, 2026EPS Estimate
1.13Next Dividend Ex-DateN/A
Dividend Yield3.17%
Share Statistics
EPS (TTM)4.45
Shares Outstanding7,423,772
10 Day Avg. Volume12,963
30 Day Avg. Volume16,669
Financial Highlights & Ratios
PEG Ratio-3.04
Price to Book (P/B)1.01
Price to Sales (P/S)1.42
P/FCF Ratio5.96
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$45.00Price Target Upside3.19% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)4.46
Revenue Forecast (FY)$160.15M
Bulls Say, Bears Say
Bulls Say
Consistent Capital ReturnsA 54-quarter consecutive dividend demonstrates durable capital-return discipline and predictable shareholder payout policy. Sustained dividends signal steady earnings and capital planning, supporting long-term investor confidence and limiting downside from capital misallocation risk.
Sustained Revenue Growth And ProfitabilityMeaningful long-run revenue expansion with exceptionally strong TTM growth underscores durable demand for lending and services. Coupled with solid operating and net margins, this supports persistent earnings capacity and internal funding for growth, dividends, and buybacks.
Strategic Merger And Geographic ExpansionThe Pacific West Bank merger and planned Portland entry represent structural growth initiatives that can expand the deposit base, diversify loan mix, and create scale economies. Successful integration would enhance market position and long-term revenue diversification.
Bears Say
Multi-year Margin CompressionMaterial downward margin trend erodes net interest spread and operating profitability over time. If sustained, compression will limit reinvestment, reduce cushion for credit losses, and make earnings more sensitive to funding costs and competitive pressure in core banking markets.
Volatile Leverage ProfilePronounced swings in leverage increase balance-sheet risk and reduce predictability of capital ratios. Volatility can constrain strategic flexibility, raise funding costs, and require more conservative capital retention or dilutive measures during adverse cycles or integration-related needs.
Inconsistent Cash ConversionWide swings in free cash flow and a TTM decline signal less reliable cash conversion. This volatility undermines the durability of dividends and buybacks, complicates capital planning, and increases sensitivity to loan performance and working capital changes during slower economic periods.
FS Bancorp News
FSBW FAQ
What was FS Bancorp Inc’s price range in the past 12 months?
FS Bancorp Inc lowest stock price was $36.66 and its highest was $45.85 in the past 12 months.
What is FS Bancorp Inc’s market cap?
FS Bancorp Inc’s market cap is $318.55M.
When is FS Bancorp Inc’s upcoming earnings report date?
FS Bancorp Inc’s upcoming earnings report date is Oct 28, 2026 which is in 83 days.
How were FS Bancorp Inc’s earnings last quarter?
FS Bancorp Inc released its earnings results on Jul 21, 2026. The company reported $1.04 earnings per share for the quarter, missing the consensus estimate of $1.083 by -$0.043.
Is FS Bancorp Inc overvalued?
According to Wall Street analysts FS Bancorp Inc’s price is currently Undervalued.
Does FS Bancorp Inc pay dividends?
FS Bancorp Inc pays a Quarterly dividend of $0.29 which represents an annual dividend yield of 3.17%. See more information on FS Bancorp Inc dividends here
What is FS Bancorp Inc’s EPS estimate?
FS Bancorp Inc’s EPS estimate is 1.13.
How many shares outstanding does FS Bancorp Inc have?
FS Bancorp Inc has 7,423,772 shares outstanding.
What happened to FS Bancorp Inc’s price movement after its last earnings report?
FS Bancorp Inc reported an EPS of $1.04 in its last earnings report, missing expectations of $1.083. Following the earnings report the stock price went down -2.361%.
Which hedge fund is a major shareholder of FS Bancorp Inc?
Currently, no hedge funds are holding shares in FSBW
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
FS Bancorp Stock Smart Score
Neutral
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Analyst Consensus
Hold
Average Price Target:
$45.00 (3.19% Upside)
$45.00 (3.19% Upside)
Hedge Fund Trend
Decreased
By 3.6K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
-15.63%
12-Months-Change
Fundamentals
Return on Equity
3.17%
Trailing 12-Months
Asset Growth
0.10%
Trailing 12-Months
Company Description
FS Bancorp Inc
FS Bancorp, Inc. functions as the holding company for 1st Security Bank of Washington, delivering a comprehensive suite of banking and financial services. These offerings cater to families, local and regional businesses, and specialized industry sectors. The company operates through two main divisions: Commercial and Consumer Banking, and Home Lending. Its deposit portfolio includes checking, money market, and savings accounts, alongside certificates of deposit. For lending, FS Bancorp provides diverse options such as first and second mortgages for one-to-four-family residences, home equity loans, non-mortgage commercial business loans, commercial real estate and construction/development financing, and a variety of consumer loans including personal lines of credit, credit cards, auto, direct home improvement, deposit-secured, and recreational vehicle loans. As of December 31, 2021, the company maintained 21 full-service bank branches and 10 home loan production offices, strategically situated in suburban communities across the greater Puget Sound area (including Snohomish, King, Pierce, Jefferson, Kitsap, Clallam, Grays Harbor, Thurston, and Lewis counties), with an additional loan production office serving the Tri-Cities market. Established in 1936, FS Bancorp, Inc. is headquartered in Mountlake Terrace, Washington.
FSBW Stock 12 Month Forecast
Average Price Target
$45.00
▲(3.19% Upside)
Technical Analysis
Ownership Overview
9.58% Insiders
22.00% Mutual Funds
3.21% Other Institutional Investors
52.14% Public Companies and
Individual Investors