FS Bancorp Inc (FSBW)
NASDAQ:FSBW
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FSBW Stock Chart & Stats
$40.88
$0.47(1.18%)
At close: 4:00 PM EST
$40.88
$0.47(1.18%)
Day’s Range― - ―
52-Week Range$36.66 - $44.22
Previous CloseN/A
Volume4.28K
Average Volume (3M)16.67K
Market Cap
$309.89M
Enterprise Value$520.02M
Total Cash (Recent Filing)$302.17M
Total Debt (Recent Filing)$141.08M
Price to Earnings (P/E)9.3
Beta0.72
Next Earnings
Jul 23, 2026EPS Estimate
1.08Next Dividend Ex-DateN/A
Dividend Yield3.17%
Share Statistics
EPS (TTM)4.35
Shares Outstanding7,501,542
10 Day Avg. Volume12,963
30 Day Avg. Volume16,669
Financial Highlights & Ratios
PEG Ratio-2.97
Price to Book (P/B)1.01
Price to Sales (P/S)1.42
P/FCF Ratio5.96
Enterprise Value/Market Cap1.68
Enterprise Value/Revenue2.39
Enterprise Value/Gross Profit3.59
Enterprise Value/Ebitda9.46
Forecast
1Y Price Target
$44.00Price Target Upside7.63% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)4.47
Revenue Forecast (FY)$161.28M
Bulls Say, Bears Say
Bulls Say
Strategic M&A Expands FootprintThe Pacific West merger materially expands FS Bancorp's geographic scale into Portland-Vancouver and roughly doubles pro forma branch and asset scale. A transaction described as immediately EPS-accretive with a defined earnback supports faster revenue diversification, deposit scale and cross-sell potential, strengthening franchise durability over multiple quarters.
Stable Core Deposits And Capital ReturnsA large, stable core deposit base provides a durable, low-cost funding source that supports lending growth without high wholesale reliance. The long track record of quarterly dividends and active buybacks signals consistent capital discipline and management commitment to shareholder returns, which supports investor confidence through business cycles.
Historically Solid ROE And Growing EquitySustained mid-teens-to-low-double-digit ROE and expanding equity indicate the bank has historically converted capital into returns and grown its balance sheet. This combination supports long-term franchise viability by enabling reinvestment, capital buffers for loan growth, and the ability to absorb moderate credit or market stress.
Bears Say
Severe Cash-flow DeteriorationA near-total collapse in free cash flow undermines the bank's internal funding for dividends, buybacks and strategic investment, and raises earnings-quality questions. Weak cash generation can force greater reliance on capital markets or balance-sheet adjustments, reducing flexibility and increasing vulnerability to adverse credit or rate environments over months.
Sharp 2025 Revenue DeclineA dramatic revenue drop in a recent year signals either material one-off adjustments or structural stress in core lending/fee businesses. Persistently lower revenue or volatility erodes profitability sustainability, limiting capacity to absorb credit losses or invest in growth initiatives and making earnings more sensitive to cyclical headwinds.
Volatile Leverage ProfileWide swings in leverage reflect inconsistent funding or capital management and raise the bank's sensitivity to rate, liquidity and regulatory stress. Such volatility can constrain strategic actions, require higher capital buffers, and increase funding costs during adverse markets, weakening resilience over the medium term.
FS Bancorp News
FSBW FAQ
What was FS Bancorp Inc’s price range in the past 12 months?
FS Bancorp Inc lowest stock price was $36.66 and its highest was $44.22 in the past 12 months.
What is FS Bancorp Inc’s market cap?
FS Bancorp Inc’s market cap is $309.89M.
When is FS Bancorp Inc’s upcoming earnings report date?
FS Bancorp Inc’s upcoming earnings report date is Jul 23, 2026 which is in 76 days.
How were FS Bancorp Inc’s earnings last quarter?
FS Bancorp Inc released its earnings results on Apr 21, 2026. The company reported $1.02 earnings per share for the quarter, beating the consensus estimate of $1.013 by $0.007.
Is FS Bancorp Inc overvalued?
According to Wall Street analysts FS Bancorp Inc’s price is currently Undervalued.
Does FS Bancorp Inc pay dividends?
FS Bancorp Inc pays a Quarterly dividend of $0.28 which represents an annual dividend yield of 3.17%. See more information on FS Bancorp Inc dividends here
What is FS Bancorp Inc’s EPS estimate?
FS Bancorp Inc’s EPS estimate is 1.08.
How many shares outstanding does FS Bancorp Inc have?
FS Bancorp Inc has 7,501,542 shares outstanding.
What happened to FS Bancorp Inc’s price movement after its last earnings report?
FS Bancorp Inc reported an EPS of $1.02 in its last earnings report, beating expectations of $1.013. Following the earnings report the stock price went down -0.361%.
Which hedge fund is a major shareholder of FS Bancorp Inc?
Currently, no hedge funds are holding shares in FSBW
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
FS Bancorp Stock Smart Score
Neutral
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Analyst Consensus
Hold
Average Price Target:
$44.00 (7.63% Upside)
$44.00 (7.63% Upside)
Hedge Fund Trend
Decreased
By 7.7K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
-15.63%
12-Months-Change
Fundamentals
Return on Equity
10.88%
Trailing 12-Months
Asset Growth
4.48%
Trailing 12-Months
Company Description
FS Bancorp Inc
FS Bancorp, Inc. operates as a bank holding company for 1st Security Bank of Washington that provides banking and financial services to local families, local and regional businesses, and industry niches. The company operates in two segments, Commercial and Consumer Banking; and Home Lending. It offers various deposit instruments, including checking accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company provides one-to-four-family residential first mortgages, second mortgage/home equity loan products, non-mortgage commercial business loans, commercial real estate loans, and construction and development loans, as well as consumer loans, which primarily include personal lines of credit, credit cards, automobile, direct home improvement, loans on deposit, and recreational loans. As of December 31, 2021, it operated 21 full bank service branches and 10 home loan production offices in suburban communities in the greater Puget Sound area, including Snohomish, King, Pierce, Jefferson, Kitsap, Clallam, Grays Harbor, Thurston, and Lewis counties; and one loan production office in the market area of the Tri-Cities. The company was founded in 1936 and is headquartered in Mountlake Terrace, Washington.
FSBW Stock 12 Month Forecast
Average Price Target
$44.00
▲(7.63% Upside)
Technical Analysis
Ownership Overview
9.44% Insiders
21.82% Mutual Funds
1.81% Other Institutional Investors
54.53% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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