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FS Bancorp Inc (FSBW)
NASDAQ:FSBW
US Market

FS Bancorp (FSBW) Stock Statistics & Valuation Metrics

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Total Valuation

FS Bancorp has a market cap or net worth of $292.56M. The enterprise value is $420.80M.
Market Cap$292.56M
Enterprise Value$420.80M

Share Statistics

FS Bancorp has 7,518,462 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding7,518,462
Owned by Insiders9.42%
Owned by Institutions21.44%

Financial Efficiency

FS Bancorp’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is 8.09%.
Return on Equity (ROE)0.11
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)8.09%
Return on Capital Employed (ROCE)0.10
Revenue Per Employee383.62K
Profits Per Employee58.81K
Employee Count567
Asset Turnover0.07
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of FS Bancorp is 9.2. FS Bancorp’s PEG ratio is -2.97.
PE Ratio9.2
PS Ratio1.42
PB Ratio1.01
Price to Fair Value1.01
Price to FCF5.96
Price to Operating Cash Flow3.69
PEG Ratio-2.97

Income Statement

In the last 12 months, FS Bancorp had revenue of 217.51M and earned 33.35M in profits. Earnings per share was 4.34.
Revenue217.51M
Gross Profit144.75M
Operating Income44.74M
Pretax Income41.12M
Net Income33.35M
EBITDA54.95M
Earnings Per Share (EPS)4.34

Cash Flow

In the last 12 months, operating cash flow was 79.41M and capital expenditures -6.66M, giving a free cash flow of 72.75M billion.
Operating Cash Flow79.41M
Free Cash Flow72.75M
Free Cash Flow per Share9.68

Dividends & Yields

FS Bancorp pays an annual dividend of $0.28, resulting in a dividend yield of 3.17%
Dividend Per Share$0.28
Dividend Yield3.17%
Payout Ratio32.68%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.77
52-Week Price Change9.06%
50-Day Moving Average41.03
200-Day Moving Average39.99
Relative Strength Index (RSI)34.11
Average Volume (3m)16.67K

Important Dates

FS Bancorp upcoming earnings date is Apr 29, 2026, After Close (Confirmed).
Last Earnings DateJan 21, 2026
Next Earnings DateApr 29, 2026
Ex-Dividend Date

Financial Position

FS Bancorp as a current ratio of 0.12, with Debt / Equity ratio of 45.85%
Current Ratio0.12
Quick Ratio0.12
Debt to Market Cap0.44
Net Debt to EBITDA2.32
Interest Coverage Ratio0.67

Taxes

In the past 12 months, FS Bancorp has paid 7.77M in taxes.
Income Tax7.77M
Effective Tax Rate0.19

Enterprise Valuation

FS Bancorp EV to EBITDA ratio is 7.95, with an EV/FCF ratio of 8.42.
EV to Sales2.01
EV to EBITDA7.95
EV to Free Cash Flow8.42
EV to Operating Cash Flow6.04

Balance Sheet

FS Bancorp has $302.17M in cash and marketable securities with $141.08M in debt, giving a net cash position of $161.09M billion.
Cash & Marketable Securities$302.17M
Total Debt$141.08M
Net Cash$161.09M
Net Cash Per Share$21.43
Tangible Book Value Per Share$39.05

Margins

Gross margin is 66.55%, with operating margin of 20.57%, and net profit margin of 15.33%.
Gross Margin66.55%
Operating Margin20.57%
Pretax Margin18.90%
Net Profit Margin15.33%
EBITDA Margin25.26%
EBIT Margin20.57%

Analyst Forecast

The average price target for FS Bancorp is $46.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$46.00
Price Target Upside17.95% Upside
Analyst ConsensusHold
Analyst Count1
Revenue Growth Forecast4.43%
EPS Growth Forecast-12.94%

Scores

Smart Score6
AI Score