MVB Financial (MVBF)
NASDAQ:MVBF
MVBF Stock Chart & Stats
$26.32
-$0.71(-3.58%)
At close: 4:00 PM EST
$26.32
-$0.71(-3.58%)
Day’s Range― - ―
52-Week Range$15.59 - $29.59
Previous CloseN/A
Volume18.98K
Average Volume (3M)36.52K
Market Cap
$337.69M
Enterprise Value$197.44M
Total Cash (Recent Filing)$654.63M
Total Debt (Recent Filing)$103.49M
Price to Earnings (P/E)12.2
Beta0.93
Next Earnings
Apr 29, 2026EPS Estimate
0.37Next Dividend Ex-DateN/A
Dividend Yield2.61%
Share Statistics
EPS (TTM)0.32
Shares Outstanding12,844,813
10 Day Avg. Volume45,209
30 Day Avg. Volume36,520
Financial Highlights & Ratios
PEG Ratio0.35
Price to Book (P/B)0.99
Price to Sales (P/S)1.22
P/FCF Ratio156.17
Enterprise Value/Market Cap0.58
Enterprise Value/Revenue1.01
Enterprise Value/Gross Profit1.65
Enterprise Value/Ebitda5.06
Forecast
1Y Price Target
$32.50Price Target Upside23.48% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)1.86
Revenue Forecast (FY)$157.58M
Bulls Say, Bears Say
Bulls Say
Revenue Re-accelerationA sharp 33.4% top-line rebound in 2025 signals durable demand and improving product/partner traction. Sustained revenue acceleration supports scale economics, underpins margin recovery potential, and provides a base to fund fintech investments and loan growth over the next several quarters.
Improving Capital PositionMaterial de-leveraging and equity growth strengthen regulatory and financial flexibility. Lower leverage reduces funding risk and interest burden, enabling the bank to support lending and fintech initiatives, absorb shocks, and maintain capital returns without compromising 'well capitalized' ratios.
Fintech-focused Business ModelA differentiated BaaS/payments platform and a deep fintech pipeline diversify fee revenue and deposits. Recurring program fees, card and payments income expand noninterest income and create sticky client relationships, supporting long-term margin expansion and competitive positioning versus traditional peers.
Bears Say
Volatile Cash ConversionSharp swings in operating cash flow and light free cash flow versus reported net income indicate inconsistent cash conversion. This reduces internal funding for growth, dividends, and buybacks, raising reliance on external liquidity and making capital allocation riskier over the medium term.
Governance ConcernsA director resignation over governance, compensation and strategic philosophy introduces oversight uncertainty and potential boardroom distraction. Even with an expert successor, unresolved governance issues can impede decisive strategy execution and erode investor confidence over multiple quarters.
Restrictive Credit CovenantsNew revolving credit terms require maintaining 'well capitalized' status and a fixed charge coverage ratio ≥2.0x, constraining dividend and leverage flexibility. These lender-imposed limits can force conservative capital management and restrict opportunistic growth or strategic investments over the facility term.
MVB Financial News
MVBF FAQ
What was MVB Financial’s price range in the past 12 months?
MVB Financial lowest stock price was $15.59 and its highest was $29.59 in the past 12 months.
What is MVB Financial’s market cap?
MVB Financial’s market cap is $337.69M.
When is MVB Financial’s upcoming earnings report date?
MVB Financial’s upcoming earnings report date is Apr 29, 2026 which is in 13 days.
How were MVB Financial’s earnings last quarter?
MVB Financial released its earnings results on Feb 12, 2026. The company reported $0.32 earnings per share for the quarter, missing the consensus estimate of $0.321 by -$0.001.
Is MVB Financial overvalued?
According to Wall Street analysts MVB Financial’s price is currently Undervalued.
Does MVB Financial pay dividends?
MVB Financial pays a Quarterly dividend of $0.17 which represents an annual dividend yield of 2.61%. See more information on MVB Financial dividends here
What is MVB Financial’s EPS estimate?
MVB Financial’s EPS estimate is 0.37.
How many shares outstanding does MVB Financial have?
MVB Financial has 12,844,813 shares outstanding.
What happened to MVB Financial’s price movement after its last earnings report?
MVB Financial reported an EPS of $0.32 in its last earnings report, missing expectations of $0.321. Following the earnings report the stock price went down -1.681%.
Which hedge fund is a major shareholder of MVB Financial?
Currently, no hedge funds are holding shares in MVBF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
MVB Financial Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$32.50 (23.48% Upside)
$32.50 (23.48% Upside)
Hedge Fund Trend
Increased
By 64.4K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
29.59%
12-Months-Change
Fundamentals
Return on Equity
8.46%
Trailing 12-Months
Asset Growth
5.69%
Trailing 12-Months
Company Description
MVB Financial
MVB Financial Corp., through its subsidiaries, provides financial services to individuals and corporate clients in the Mid-Atlantic region and internationally. The company operates through three segments: CoRe Banking, Mortgage Banking, and Financial Holding Company. It offers various demand deposit accounts, savings accounts, money market accounts, and certificates of deposit; and commercial, consumer, and real estate mortgage loans, as well as lines of credit. The company also provides debit cards; cashier's checks; safe deposit rental facilities; and non-deposit investment services, as well as financial technology (Fintech) banking services. In addition, it offers title insurance; and integrated regulatory compliance, state licensing, financial crimes prevention, and enterprise risk management services that include consulting, outsourcing, testing, and training solutions. Further, the company offers a customizable suite of fraud prevention services for merchants, credit agencies, Fintech companies, and other vendors; and consulting for the development of online and mobile banking platforms, and digital products for Fintech companies, as well as develops software. As of December 31, 2021, it operated six full-service branches in West Virginia and two full-service branches in Virginia. MVB Financial Corp. was founded in 1997 and is headquartered in Fairmont, West Virginia.
MVBF Stock 12 Month Forecast
Average Price Target
$32.50
▲(23.48% Upside)
Technical Analysis
Northeast Community Bancorp
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Southern First Bancshares
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FS Bancorp
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Rbb Bancorp
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Pioneer Bancorp
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Ownership Overview
9.10% Insiders
11.89% Mutual Funds
7.44% Other Institutional Investors
61.37% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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