MVB Financial (MVBF)
NASDAQ:MVBF
MVBF Stock Chart & Stats
$25.12
-$0.71(-3.58%)
At close: 4:00 PM EST
$25.12
-$0.71(-3.58%)
Day’s Range― - ―
52-Week Range$15.59 - $29.59
Previous CloseN/A
Volume18.98K
Average Volume (3M)36.52K
Market Cap
$322.66M
Enterprise Value$182.03M
Total Cash (Recent Filing)$654.63M
Total Debt (Recent Filing)$103.49M
Price to Earnings (P/E)12.2
Beta0.94
Next Earnings
May 04, 2026EPS Estimate
0.37Next Dividend Ex-DateN/A
Dividend Yield2.61%
Share Statistics
EPS (TTM)0.32
Shares Outstanding12,844,813
10 Day Avg. Volume45,209
30 Day Avg. Volume36,520
Financial Highlights & Ratios
PEG Ratio0.35
Price to Book (P/B)0.99
Price to Sales (P/S)1.22
P/FCF Ratio156.17
Enterprise Value/Market Cap0.56
Enterprise Value/Revenue0.93
Enterprise Value/Gross Profit1.52
Enterprise Value/Ebitda4.67
Forecast
1Y Price Target
$32.50Price Target Upside29.38% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)1.93
Revenue Forecast (FY)$157.74M
Bulls Say, Bears Say
Bulls Say
Revenue Re-accelerationA 33.4% YoY revenue rebound in 2025 signals durable recovery in core lending and fee businesses, supporting sustainable net interest income and noninterest revenue. This re-acceleration reflects structural momentum rather than a single-quarter blip, improving capacity to fund operations and strategic investments over the next several quarters.
Improving Capital And LeverageMaterial deleveraging and equity growth provide a stronger capital buffer and regulatory flexibility. Lower leverage reduces interest expense sensitivity and supports lending capacity, while a healthier capital stack underpins creditworthiness and enables measured balance-sheet growth or opportunistic capital returns without raising immediate financing risk.
Fintech/BaaS And Deposit Franchise GrowthA growing payments/BaaS pipeline and rising transaction income diversify revenue away from interest margins and create sticky deposit flows. A sizable deposit base with ~40% noninterest-bearing balances supports low-cost funding and margin resilience while fintech partnerships create recurring fee opportunities and potential scale benefits over multiple quarters.
Bears Say
Volatile Cash GenerationInconsistent cash conversion weakens internal funding for loan growth, capital returns, and strategic investments. Persistent volatility in operating cash flow increases reliance on external financing or capital actions, constrains flexibility in stress periods, and raises execution risk for multi-quarter initiatives like fintech scaling or balance-sheet expansion.
Board/audit Governance ConcernsThe resignation of an audit committee chair over governance and strategic disputes is a lasting oversight risk that can slow decision-making and unsettle stakeholders. Persistent governance issues may impair effective risk controls, complicate regulatory interactions, and distract management from execution over multiple quarters.
Restrictive Credit Facility CovenantsTight lender-imposed covenants limit strategic flexibility by constraining leverage, dividends, asset sales, and acquisition activity. In adverse scenarios these covenants could force rapid deleveraging or capital actions, reducing management's ability to pursue growth initiatives or capital returns for an extended period.
MVB Financial News
MVBF FAQ
What was MVB Financial’s price range in the past 12 months?
MVB Financial lowest stock price was $15.59 and its highest was $29.59 in the past 12 months.
What is MVB Financial’s market cap?
MVB Financial’s market cap is $322.66M.
When is MVB Financial’s upcoming earnings report date?
MVB Financial’s upcoming earnings report date is May 04, 2026 which is in 39 days.
How were MVB Financial’s earnings last quarter?
MVB Financial released its earnings results on Feb 12, 2026. The company reported $0.32 earnings per share for the quarter, missing the consensus estimate of $0.321 by -$0.001.
Is MVB Financial overvalued?
According to Wall Street analysts MVB Financial’s price is currently Undervalued.
Does MVB Financial pay dividends?
MVB Financial pays a Quarterly dividend of $0.17 which represents an annual dividend yield of 2.61%. See more information on MVB Financial dividends here
What is MVB Financial’s EPS estimate?
MVB Financial’s EPS estimate is 0.37.
How many shares outstanding does MVB Financial have?
MVB Financial has 12,844,813 shares outstanding.
What happened to MVB Financial’s price movement after its last earnings report?
MVB Financial reported an EPS of $0.32 in its last earnings report, missing expectations of $0.321. Following the earnings report the stock price went down -1.681%.
Which hedge fund is a major shareholder of MVB Financial?
Currently, no hedge funds are holding shares in MVBF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
MVB Financial Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$32.50 (29.38% Upside)
$32.50 (29.38% Upside)
Hedge Fund Trend
Increased
By 64.4K Shares
Last Quarter.
Last Quarter.
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
29.59%
12-Months-Change
Fundamentals
Return on Equity
8.46%
Trailing 12-Months
Asset Growth
5.20%
Trailing 12-Months
Company Description
MVB Financial
MVB Financial Corp., through its subsidiaries, provides financial services to individuals and corporate clients in the Mid-Atlantic region and internationally. The company operates through three segments: CoRe Banking, Mortgage Banking, and Financial Holding Company. It offers various demand deposit accounts, savings accounts, money market accounts, and certificates of deposit; and commercial, consumer, and real estate mortgage loans, as well as lines of credit. The company also provides debit cards; cashier's checks; safe deposit rental facilities; and non-deposit investment services, as well as financial technology (Fintech) banking services. In addition, it offers title insurance; and integrated regulatory compliance, state licensing, financial crimes prevention, and enterprise risk management services that include consulting, outsourcing, testing, and training solutions. Further, the company offers a customizable suite of fraud prevention services for merchants, credit agencies, Fintech companies, and other vendors; and consulting for the development of online and mobile banking platforms, and digital products for Fintech companies, as well as develops software. As of December 31, 2021, it operated six full-service branches in West Virginia and two full-service branches in Virginia. MVB Financial Corp. was founded in 1997 and is headquartered in Fairmont, West Virginia.
MVBF Stock 12 Month Forecast
Average Price Target
$32.50
▲(29.38% Upside)
Technical Analysis
Northeast Community Bancorp
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Southern First Bancshares
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FS Bancorp
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Rbb Bancorp
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Pioneer Bancorp
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Ownership Overview
9.10% Insiders
11.89% Mutual Funds
7.44% Other Institutional Investors
61.37% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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