MVB Financial (MVBF)
NASDAQ:MVBF
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MVBF Stock Chart & Stats
$26.78
-$0.71(-3.58%)
At close: 4:00 PM EST
$26.78
-$0.71(-3.58%)
Day’s Range― - ―
52-Week Range$18.96 - $29.59
Previous CloseN/A
Volume18.98K
Average Volume (3M)36.52K
Market Cap
$343.73M
Enterprise Value$392.84M
Total Cash (Recent Filing)$9.37M
Total Debt (Recent Filing)$58.48M
Price to Earnings (P/E)12.0
Beta0.94
Next Earnings
Aug 03, 2026EPS Estimate
0.35Next Dividend Ex-DateN/A
Dividend Yield2.61%
Share Statistics
EPS (TTM)2.26
Shares Outstanding12,849,901
10 Day Avg. Volume45,209
30 Day Avg. Volume36,520
Financial Highlights & Ratios
PEG Ratio0.35
Price to Book (P/B)0.99
Price to Sales (P/S)1.22
P/FCF Ratio156.17
Enterprise Value/Market Cap1.14
Enterprise Value/Revenue1.97
Enterprise Value/Gross Profit3.23
Enterprise Value/Ebitda9.79
Forecast
1Y Price Target
$32.00Price Target Upside19.49% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)1.82
Revenue Forecast (FY)$152.12M
Bulls Say, Bears Say
Bulls Say
Fintech-focused Payments ScaleHigh payments volume and a fintech-focused platform create durable fee revenue and network effects. Scale in payments supports lower unit costs, deeper integration with fintech clients and recurring program fees, strengthening diversified noninterest income and long-term competitive positioning.
Stronger, De-levered Balance SheetMarked de-leveraging and steady equity provide regulatory and financial flexibility. Lower leverage reduces insolvency risk, supports dividend capacity and capital investments, and gives room to absorb credit or operational shocks while pursuing fintech growth without excessive funding strain.
Maintained Dividend And Strong Recent EarningsSustaining the cash dividend alongside meaningful year-over-year earnings growth signals disciplined capital allocation and operational progress. Consistent payouts plus improving profitability help retain shareholder confidence and imply management prioritizes sustainable returns amid strategic scaling.
Bears Say
Negative And Volatile Cash FlowMaterial negative TTM operating and free cash flow undermine earnings quality and imply reliance on financing or balance-sheet moves to fund operations. Persistent cash volatility limits reinvestment, increases vulnerability to funding stress, and raises risk that reported earnings won't convert to durable cash generation.
Board-level Governance ConcernsResignation of an audit-committee chair over governance and strategic disagreements introduces oversight risk and potential distraction. Such governance issues can slow decision-making, elevate investor scrutiny, and hinder execution of the fintech strategy if not addressed transparently and promptly.
Restrictive Credit Covenants Limit FlexibilityNew secured credit facility strengthens liquidity but imposes covenants that restrict dividends, additional debt and certain corporate actions. These constraints can limit capital deployment, slow opportunistic growth or M&A, and raise refinancing risk if performance metrics tighten under stress.
MVB Financial News
MVBF FAQ
What was MVB Financial’s price range in the past 12 months?
MVB Financial lowest stock price was $18.96 and its highest was $29.59 in the past 12 months.
What is MVB Financial’s market cap?
MVB Financial’s market cap is $343.73M.
When is MVB Financial’s upcoming earnings report date?
MVB Financial’s upcoming earnings report date is Aug 03, 2026 which is in 63 days.
How were MVB Financial’s earnings last quarter?
MVB Financial released its earnings results on Apr 29, 2026. The company reported $0.39 earnings per share for the quarter, beating the consensus estimate of $0.365 by $0.025.
Is MVB Financial overvalued?
According to Wall Street analysts MVB Financial’s price is currently Undervalued.
Does MVB Financial pay dividends?
MVB Financial pays a Quarterly dividend of $0.17 which represents an annual dividend yield of 2.61%. See more information on MVB Financial dividends here
What is MVB Financial’s EPS estimate?
MVB Financial’s EPS estimate is 0.35.
How many shares outstanding does MVB Financial have?
MVB Financial has 12,849,901 shares outstanding.
What happened to MVB Financial’s price movement after its last earnings report?
MVB Financial reported an EPS of $0.39 in its last earnings report, beating expectations of $0.365. Following the earnings report the stock price went up 1.24%.
Which hedge fund is a major shareholder of MVB Financial?
Currently, no hedge funds are holding shares in MVBF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
MVB Financial Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$32.00 (19.49% Upside)
$32.00 (19.49% Upside)
Hedge Fund Trend
Increased
By 199.4K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
29.59%
12-Months-Change
Fundamentals
Return on Equity
8.79%
Trailing 12-Months
Asset Growth
10.02%
Trailing 12-Months
Company Description
MVB Financial
MVB Financial Corp., through its subsidiaries, provides financial services to individuals and corporate clients in the Mid-Atlantic region and internationally. The company operates through three segments: CoRe Banking, Mortgage Banking, and Financial Holding Company. It offers various demand deposit accounts, savings accounts, money market accounts, and certificates of deposit; and commercial, consumer, and real estate mortgage loans, as well as lines of credit. The company also provides debit cards; cashier's checks; safe deposit rental facilities; and non-deposit investment services, as well as financial technology (Fintech) banking services. In addition, it offers title insurance; and integrated regulatory compliance, state licensing, financial crimes prevention, and enterprise risk management services that include consulting, outsourcing, testing, and training solutions. Further, the company offers a customizable suite of fraud prevention services for merchants, credit agencies, Fintech companies, and other vendors; and consulting for the development of online and mobile banking platforms, and digital products for Fintech companies, as well as develops software. As of December 31, 2021, it operated six full-service branches in West Virginia and two full-service branches in Virginia. MVB Financial Corp. was founded in 1997 and is headquartered in Fairmont, West Virginia.
MVBF Company Deck
MVBF Earnings Call
Q1 2026
0:00 / 0:00
MVBF Stock 12 Month Forecast
Average Price Target
$32.00
▲(19.49% Upside)
Technical Analysis
Northeast Community Bancorp
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Southern First Bancshares
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FS Bancorp
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Rbb Bancorp
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Pioneer Bancorp
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Ownership Overview
8.76% Insiders
12.37% Mutual Funds
8.90% Other Institutional Investors
59.48% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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