Northeast Community Bancorp (NECB)
NASDAQ:NECB
NECB Stock Chart & Stats
$25.01
-$0.46(-1.93%)
At close: 4:00 PM EST
$25.01
-$0.46(-1.93%)
Day’s Range― - ―
52-Week Range$19.27 - $25.65
Previous CloseN/A
Volume39.57K
Average Volume (3M)51.78K
Market Cap
$345.30M
Enterprise Value$415.56M
Total Cash (Recent Filing)$10.46M
Total Debt (Recent Filing)$80.03M
Price to Earnings (P/E)6.8
Beta0.83
Next Earnings
Apr 29, 2026EPS Estimate
0.75Next Dividend Ex-DateN/A
Dividend Yield4.11%
Share Statistics
EPS (TTM)0.79
Shares Outstanding13,834,022
10 Day Avg. Volume47,565
30 Day Avg. Volume51,780
Financial Highlights & Ratios
PEG Ratio-1.05
Price to Book (P/B)0.85
Price to Sales (P/S)1.91
P/FCF Ratio5.90
Enterprise Value/Market Cap1.20
Enterprise Value/Revenue2.66
Enterprise Value/Gross Profit4.03
Enterprise Value/Ebitda6.58
Forecast
1Y Price Target
$28.25Price Target Upside12.95% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)3.18
Revenue Forecast (FY)$102.82M
Bulls Say, Bears Say
Bulls Say
High Profitability / MarginsConsistently high net and operating margins demonstrate durable earnings power and efficient core banking operations. These margins provide a structural buffer against credit losses and funding cost increases, supporting sustained internal capital generation and above-average returns on equity over the medium term.
Solid Cash GenerationFree cash flow that closely tracks net income indicates reliable cash conversion and earnings quality. Predictable cash generation supports consistent dividend capacity, self-funding for loan growth and capital needs, and reduces dependence on external financing across 2–6 months horizons.
Well-capitalized Balance SheetA gradually strengthening equity base and generally modest leverage provide tangible capital buffers and regulatory flexibility. This capitalization allows continued lending, absorbs credit shocks, and supports strategic investments without immediate reliance on volatile market funding.
Bears Say
Revenue Growth VariabilityA modest 2025 revenue decline after prior expansion signals inconsistent top-line momentum. Variable revenue reduces visibility into future net interest income and fee income, complicates capital allocation and budgeting, and could constrain sustained margin or ROE improvements if lending volumes stall.
Leverage / Funding Mix VolatilitySharp year-to-year swings in total debt and debt-to-equity increase funding and interest-rate risk. Leverage volatility can raise refinancing costs, create episodic liquidity pressure, and weaken predictability of net interest margin, making medium-term planning and stress resilience harder to manage.
Lumpy Cash Flow GrowthIrregular operating and free cash flow growth, including an outsized 2025 spike, undermines forecastability. Lumpy cash flows complicate dividend policy, capital deployment and lending plans, and may force reliance on short-term or costly funding in weaker cash years, raising medium-term operational risk.
Northeast Community Bancorp News
NECB FAQ
What was Northeast Community Bancorp’s price range in the past 12 months?
Northeast Community Bancorp lowest stock price was $19.27 and its highest was $25.65 in the past 12 months.
What is Northeast Community Bancorp’s market cap?
Northeast Community Bancorp’s market cap is $345.30M.
When is Northeast Community Bancorp’s upcoming earnings report date?
Northeast Community Bancorp’s upcoming earnings report date is Apr 29, 2026 which is in 14 days.
How were Northeast Community Bancorp’s earnings last quarter?
Northeast Community Bancorp released its earnings results on Jan 28, 2026. The company reported $0.79 earnings per share for the quarter, missing the consensus estimate of $0.85 by -$0.06.
Is Northeast Community Bancorp overvalued?
According to Wall Street analysts Northeast Community Bancorp’s price is currently Undervalued.
Does Northeast Community Bancorp pay dividends?
Northeast Community Bancorp pays a Quarterly dividend of $0.2 which represents an annual dividend yield of 4.11%. See more information on Northeast Community Bancorp dividends here
What is Northeast Community Bancorp’s EPS estimate?
Northeast Community Bancorp’s EPS estimate is 0.75.
How many shares outstanding does Northeast Community Bancorp have?
Northeast Community Bancorp has 13,834,022 shares outstanding.
What happened to Northeast Community Bancorp’s price movement after its last earnings report?
Northeast Community Bancorp reported an EPS of $0.79 in its last earnings report, missing expectations of $0.85. Following the earnings report the stock price went up 2.762%.
Which hedge fund is a major shareholder of Northeast Community Bancorp?
Currently, no hedge funds are holding shares in NECB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Northeast Community Bancorp Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$28.25 (12.95% Upside)
$28.25 (12.95% Upside)
Blogger Sentiment
Bullish
NECB Sentiment 100%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Decreased
By 4.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $153.4K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Positive
20 days / 200 days
Momentum
4.61%
12-Months-Change
Fundamentals
Return on Equity
13.07%
Trailing 12-Months
Asset Growth
2.66%
Trailing 12-Months
Company Description
Northeast Community Bancorp
Northeast Community Bancorp, Inc. operates as the holding company for NorthEast Community Bank that provides financial services for individuals and businesses. It accepts various deposit instruments, including checking accounts, money market accounts, regular savings accounts, and non-interest bearing demand accounts. The company also offers construction, commercial and industrial, multifamily and mixed-use real estate, non-residential real estate loans, and consumer loans. In addition, it invests in various types of liquid assets, including U.S. Treasury obligations, municipal securities, deposits at the Federal Home Loan Bank of New York, and certificates of deposit of federally insured institutions, as well as securities of various federal agencies, and of state and municipal governments. Further, the company offers investment advisory and financial planning services; and life insurance products and fixed-rate annuities. It operates seven full-service branches in New York and three full-service branches in Massachusetts; and loan production offices in White Plains and New City, New York, as well as Danvers, Massachusetts. The company was founded in 1934 and is based in White Plains, New York.
NECB Stock 12 Month Forecast
Average Price Target
$28.25
▲(12.95% Upside)
Technical Analysis
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Ownership Overview
3.76% Insiders
11.37% Mutual Funds
7.41% Other Institutional Investors
66.34% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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