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Total Valuation
MVB Financial has a market cap or net worth of $359.93M. The enterprise value is $398.11M.
Market Cap$359.93M
Enterprise Value$398.11M
Share Statistics
MVB Financial has 12,849,901 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding12,849,901
Owned by Insiders8.44%
Owned by Institutions8.90%
Financial Efficiency
MVB Financial’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is 5.77%.
Return on Equity (ROE)0.08
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)5.77%
Return on Capital Employed (ROCE)0.08
Revenue Per Employee597.00K
Profits Per Employee59.47K
Employee Count453
Asset Turnover0.08
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of MVB Financial is 12.6. MVB Financial’s PEG ratio is 0.35.
PE Ratio12.6
PS Ratio1.22
PB Ratio0.99
Price to Fair Value0.99
Price to FCF156.17
Price to Operating Cash Flow-10.90
PEG Ratio0.35
Income Statement
In the last 12 months, MVB Financial had revenue of 270.44M and earned 26.94M in profits. Earnings per share was 2.11.
Revenue270.44M
Gross Profit193.79M
Operating Income36.85M
Pretax Income36.85M
Net Income26.94M
EBITDA39.45M
Earnings Per Share (EPS)2.11
Cash Flow
In the last 12 months, operating cash flow was -33.41M and capital expenditures -1.79M, giving a free cash flow of -35.20M billion.
Operating Cash Flow-33.41M
Free Cash Flow-35.20M
Free Cash Flow per Share-2.74
Dividends & Yields
MVB Financial pays an annual dividend of $0.17, resulting in a dividend yield of 2.61%
Dividend Per Share$0.17
Dividend Yield2.61%
Payout Ratio27.64%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.91
52-Week Price Change23.86%
50-Day Moving Average26.93
200-Day Moving Average26.34
Relative Strength Index (RSI)49.93
Average Volume (3m)36.52K
Important Dates
MVB Financial upcoming earnings date is Aug 3, 2026, During Market Hours (Confirmed).
Last Earnings DateApr 29, 2026
Next Earnings DateAug 3, 2026
Ex-Dividend Date―
Financial Position
MVB Financial as a current ratio of 0.09, with Debt / Equity ratio of 17.46%
Current Ratio0.09
Quick Ratio0.09
Debt to Market Cap0.23
Net Debt to EBITDA-4.23
Interest Coverage Ratio0.54
Taxes
In the past 12 months, MVB Financial has paid 9.93M in taxes.
Income Tax9.93M
Effective Tax Rate0.27
Enterprise Valuation
MVB Financial EV to EBITDA ratio is 4.14, with an EV/FCF ratio of 77.25.
EV to Sales0.60
EV to EBITDA4.14
EV to Free Cash Flow77.25
EV to Operating Cash Flow40.52
Balance Sheet
MVB Financial has $9.37M in cash and marketable securities with $58.48M in debt, giving a net cash position of -$49.11M billion.
Cash & Marketable Securities$9.37M
Total Debt$58.48M
Net Cash-$49.11M
Net Cash Per Share-$3.82
Tangible Book Value Per Share$26.14
Margins
Gross margin is 60.89%, with operating margin of 13.63%, and net profit margin of 9.96%.
Gross Margin60.89%
Operating Margin13.63%
Pretax Margin13.63%
Net Profit Margin9.96%
EBITDA Margin14.59%
EBIT Margin13.63%
Analyst Forecast
The average price target for MVB Financial is $32.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$32.00
Price Target Upside19.49% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast-7.02%
EPS Growth Forecast51.80%