Rbb Bancorp (RBB)
NASDAQ:RBB
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RBB Stock Chart & Stats
$22.87
-$0.09(-0.45%)
At close: 4:00 PM EST
$22.87
-$0.09(-0.45%)
Day’s Range― - ―
52-Week Range$15.95 - $26.12
Previous CloseN/A
Volume5.01K
Average Volume (3M)56.46K
Market Cap
$431.53M
Enterprise Value$515.62M
Total Cash (Recent Filing)$617.48M
Total Debt (Recent Filing)$289.81M
Price to Earnings (P/E)10.6
Beta0.87
Next Earnings
Jul 27, 2026EPS Estimate
0.53Next Dividend Ex-DateN/A
Dividend Yield2.98%
Share Statistics
EPS (TTM)2.37
Shares Outstanding16,935,888
10 Day Avg. Volume71,151
30 Day Avg. Volume56,461
Financial Highlights & Ratios
PEG Ratio0.45
Price to Book (P/B)0.67
Price to Sales (P/S)1.48
P/FCF Ratio8.26
Enterprise Value/Market Cap1.19
Enterprise Value/Revenue2.11
Enterprise Value/Gross Profit3.91
Enterprise Value/Ebitda8.13
Forecast
1Y Price Target
$25.67Price Target Upside12.23% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)2.32
Revenue Forecast (FY)$137.26M
Bulls Say, Bears Say
Bulls Say
Profitability RecoverySustained TTM margin and profitability improvement indicate the bank is re‑establishing earnings power after the 2023–24 reset. Higher net margin and recovering ROE support durable internal capital generation and give management room to fund lending, reserves, and shareholder returns over the next several quarters.
Strong Cash GenerationNear parity of free cash flow and net income signals high earnings quality and convertibility of reported profits into liquidity. This durable cash conversion supports meeting funding needs, retiring expensive debt, and executing buybacks or dividends without reliance on volatile capital markets.
Proactive Capital & Liability ManagementAuthorized buybacks and targeted redemption of high‑cost subordinated notes are structural moves to optimize capital mix and reduce future funding costs. Executed with regulatory oversight, these measures enhance long‑term shareholder optionality and demonstrate management prioritizing durable balance‑sheet efficiency.
Bears Say
NPL Concentration RiskHeavy concentration of nonperforming loans in a few credits creates outsized resolution and provisioning risk. Uncertain timing of workout or recovery can drive episodic charge‑offs or reserve builds, raising earnings volatility and capital strain over the medium term until problem assets are resolved.
Muted Loan GrowthLimited net loan growth despite active originations constrains the bank’s primary revenue engine: net interest income. If payoffs continue to offset originations, durable top‑line expansion will depend more on margin improvement than on lending scale, limiting sustainable NII growth.
Funding & Subordinated Debt UncertaintyRepricing and partial redemption of subordinated notes can materially change funding costs and regulatory capital calculations. Execution uncertainty and need for approvals may constrain capital actions, elevate near‑term funding expense, and limit dividend/buyback flexibility until outcomes are finalized.
Rbb Bancorp News
RBB FAQ
What was Rbb Bancorp’s price range in the past 12 months?
Rbb Bancorp lowest stock price was $15.95 and its highest was $26.12 in the past 12 months.
What is Rbb Bancorp’s market cap?
Rbb Bancorp’s market cap is $431.53M.
When is Rbb Bancorp’s upcoming earnings report date?
Rbb Bancorp’s upcoming earnings report date is Jul 27, 2026 which is in 34 days.
How were Rbb Bancorp’s earnings last quarter?
Rbb Bancorp released its earnings results on Apr 20, 2026. The company reported $0.66 earnings per share for the quarter, beating the consensus estimate of $0.452 by $0.208.
Is Rbb Bancorp overvalued?
According to Wall Street analysts Rbb Bancorp’s price is currently Undervalued.
Does Rbb Bancorp pay dividends?
Rbb Bancorp pays a Quarterly dividend of $0.16 which represents an annual dividend yield of 2.98%. See more information on Rbb Bancorp dividends here
What is Rbb Bancorp’s EPS estimate?
Rbb Bancorp’s EPS estimate is 0.53.
How many shares outstanding does Rbb Bancorp have?
Rbb Bancorp has 16,935,888 shares outstanding.
What happened to Rbb Bancorp’s price movement after its last earnings report?
Rbb Bancorp reported an EPS of $0.66 in its last earnings report, beating expectations of $0.452. Following the earnings report the stock price went up 5.449%.
Which hedge fund is a major shareholder of Rbb Bancorp?
Currently, no hedge funds are holding shares in RBB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Rbb Bancorp Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$25.67 (12.23% Upside)
$25.67 (12.23% Upside)
Blogger Sentiment
Bullish
RBB Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 106.6K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $696.8K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
5.12%
12-Months-Change
Fundamentals
Return on Equity
7.85%
Trailing 12-Months
Asset Growth
4.61%
Trailing 12-Months
Company Description
Rbb Bancorp
RBB Bancorp, founded in 2008 and headquartered in Los Angeles, California, functions as the parent entity for Royal Business Bank. The bank specializes in offering a comprehensive suite of financial products and banking services primarily to the Chinese-American, Korean-American, and other Asian-American populations. Its deposit offerings include checking, savings, and money market accounts, along with certificates of deposit. For lending, RBB Bancorp provides commercial and industrial lines of credit, term loans, mortgage warehouse facilities, and international trade discount financing. The institution also funds commercial real estate transactions, residential and commercial development, land acquisition, and construction projects, alongside offering Small Business Administration (SBA) loans and single-family residential mortgages. Furthermore, the bank delivers international banking services such as letters of credit, SWIFT transfers, export advisory, trade finance discounts, and foreign exchange. Modern conveniences like remote deposit, online banking, and mobile banking are also available. Its diverse client base spans individuals, businesses, municipalities, and various other organizations. As of December 31, 2021, RBB Bancorp maintained a network of 23 branch locations, situated in the Western region across Los Angeles, Orange, and Ventura Counties in California, Clark County in Nevada, and Honolulu, Hawaii, as well as in the Eastern region, including Manhattan, Brooklyn, and Queens in New York, Chicago, Illinois, and Edison, New Jersey.
RBB Company Deck
RBB Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlighted several positive operating and financial trends — higher net income, margin expansion to 3.15%, improved efficiency, tangible book value growth, and significant YoY reductions in nonperforming assets — supported by a healthy pipeline and disciplined lending posture. Offsetting items include muted quarter-to-quarter loan growth, a small decline in deposits, concentration in a few NPL relationships (one in bankruptcy), the one-time nature of an FHLB dividend supporting NIM, and near-term funding and repricing pressures (CDs and subordinated debt). On balance, the improving earnings, margin expansion, strengthened capital/tangible book metrics, and improved asset-quality trend outweigh the headwinds and one-time items.View all RBB earnings summariesRBB Stock 12 Month Forecast
Average Price Target
$25.67
▲(12.23% Upside)
Technical Analysis
Ownership Overview
7.58% Insiders
12.18% Mutual Funds
17.96% Other Institutional Investors
47.49% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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