Rbb Bancorp (RBB)
NASDAQ:RBB
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RBB Stock Chart & Stats
$22.87
-$0.09(-0.45%)
At close: 4:00 PM EST
$22.87
-$0.09(-0.45%)
Day’s Range― - ―
52-Week Range$15.59 - $24.73
Previous CloseN/A
Volume5.01K
Average Volume (3M)56.46K
Market Cap
$413.02M
Enterprise Value$505.92M
Total Cash (Recent Filing)$434.29M
Total Debt (Recent Filing)$314.89M
Price to Earnings (P/E)8.1
Beta0.88
Next Earnings
Jul 27, 2026EPS Estimate
0.54Next Dividend Ex-DateN/A
Dividend Yield2.98%
Share Statistics
EPS (TTM)1.84
Shares Outstanding17,074,160
10 Day Avg. Volume71,151
30 Day Avg. Volume56,461
Financial Highlights & Ratios
PEG Ratio0.44
Price to Book (P/B)0.67
Price to Sales (P/S)1.48
P/FCF Ratio8.26
Enterprise Value/Market Cap1.22
Enterprise Value/Revenue2.13
Enterprise Value/Gross Profit4.26
Enterprise Value/Ebitda10.37
Forecast
1Y Price Target
$24.00Price Target Upside4.94% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)2.29
Revenue Forecast (FY)$134.89M
Bulls Say, Bears Say
Bulls Say
NIM Expansion / NormalizationA sustained NIM normalization toward 3%–3.25% supports recurring net interest income from the loan and investment portfolio. Over 2–6 months, a higher normalized margin boosts core earnings stability, improving ability to cover operating costs and fund organic growth without relying on one-time gains.
Improving Credit QualityMaterial reductions in NPAs and near-zero charge-offs indicate sustained credit remediation and lower loss provisioning needs. Improved asset quality strengthens long-term earnings certainty, frees capital for lending or returns, and reduces downside tail risk from credit cycles over the medium term.
Stronger Balance-sheet Leverage And EquityLower leverage and steady equity growth enhance capital resilience and regulatory flexibility. A more conservative capital posture reduces vulnerability to shocks, supports potential buybacks or capital actions, and underpins sustained lending capacity and confidence among depositors and regulators.
Bears Say
NPL Concentration RiskHeavy concentration of problem loans in a few relationships creates idiosyncratic resolution risk: workout timing and recovery are uncertain and can produce episodic credit losses. This concentration limits predictability of credit outcomes and could reverse recent asset-quality gains if recoveries disappoint.
Funding And Deposit Repricing PressureA significant share of deposits repricing into higher rates and ongoing competitive deposit markets pressure net interest margin durability. Coupled with a subordinated debt tranche repricing, this structural funding cost risk can compress NIM and raise funding volatility, constraining long-term margin recovery.
Weaker Profitability And Declining Free Cash FlowSustained lower returns on equity and a notable drop in free cash flow indicate diminished earnings power and less internal capital for growth or distributions. Over months, this limits strategic flexibility, slows balance-sheet expansion, and raises sensitivity to slower revenue or higher expense trends.
Rbb Bancorp News
RBB FAQ
What was Rbb Bancorp’s price range in the past 12 months?
Rbb Bancorp lowest stock price was $15.59 and its highest was $24.73 in the past 12 months.
What is Rbb Bancorp’s market cap?
Rbb Bancorp’s market cap is $413.02M.
When is Rbb Bancorp’s upcoming earnings report date?
Rbb Bancorp’s upcoming earnings report date is Jul 27, 2026 which is in 79 days.
How were Rbb Bancorp’s earnings last quarter?
Rbb Bancorp released its earnings results on Apr 20, 2026. The company reported $0.66 earnings per share for the quarter, beating the consensus estimate of $0.452 by $0.208.
Is Rbb Bancorp overvalued?
According to Wall Street analysts Rbb Bancorp’s price is currently Undervalued.
Does Rbb Bancorp pay dividends?
Rbb Bancorp pays a Quarterly dividend of $0.16 which represents an annual dividend yield of 2.98%. See more information on Rbb Bancorp dividends here
What is Rbb Bancorp’s EPS estimate?
Rbb Bancorp’s EPS estimate is 0.54.
How many shares outstanding does Rbb Bancorp have?
Rbb Bancorp has 17,074,160 shares outstanding.
What happened to Rbb Bancorp’s price movement after its last earnings report?
Rbb Bancorp reported an EPS of $0.66 in its last earnings report, beating expectations of $0.452. Following the earnings report the stock price went up 5.449%.
Which hedge fund is a major shareholder of Rbb Bancorp?
Currently, no hedge funds are holding shares in RBB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Rbb Bancorp Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
$24.00 (4.94% Upside)
$24.00 (4.94% Upside)
Blogger Sentiment
Bullish
RBB Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 170.0 Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $593.2K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
5.12%
12-Months-Change
Fundamentals
Return on Equity
7.85%
Trailing 12-Months
Asset Growth
4.61%
Trailing 12-Months
Company Description
Rbb Bancorp
RBB Bancorp operates as the bank holding company for Royal Business Bank that provides various banking products and services to the Chinese-American, Korean-American, and other Asian-American communities. Its deposit products include checking, savings, and money market accounts, as well as certificates of deposit. The company also offers commercial and industrial lines of credit, term loans, mortgage warehouse lines, and international trade discounts; commercial real estate loans; residential, commercial, and land acquisition and development construction loans; small business administration loans; and single-family residential mortgage loans. In addition, it provides international letters of credit, SWIFT, export advisory, trade finance discount, and foreign exchange services; and remote deposit, e-banking, and mobile banking services. The company primarily offers its products and services to individuals, businesses, municipalities, and other entities. As of December 31, 2021, it operated 23 branches in the Western region with branches in Los Angeles County, California; Orange County, California; Ventura County, California; Clark County, Nevada; Honolulu, Hawaii, as well as in Eastern region with branches in Manhattan, Brooklyn and Queens, New York; Chicago, Illinois and Edison, New Jersey. RBB Bancorp was founded in 2008 and is headquartered in Los Angeles, California.
RBB Company Deck
RBB Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlighted several positive operating and financial trends — higher net income, margin expansion to 3.15%, improved efficiency, tangible book value growth, and significant YoY reductions in nonperforming assets — supported by a healthy pipeline and disciplined lending posture. Offsetting items include muted quarter-to-quarter loan growth, a small decline in deposits, concentration in a few NPL relationships (one in bankruptcy), the one-time nature of an FHLB dividend supporting NIM, and near-term funding and repricing pressures (CDs and subordinated debt). On balance, the improving earnings, margin expansion, strengthened capital/tangible book metrics, and improved asset-quality trend outweigh the headwinds and one-time items.View all RBB earnings summariesRBB Stock 12 Month Forecast
Average Price Target
$24.00
▲(4.94% Upside)
Technical Analysis
Ownership Overview
7.36% Insiders
12.04% Mutual Funds
1.90% Other Institutional Investors
64.38% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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