RBB Bancorp Reports Q1 2025 Net Income Decline

Rbb Bancorp ( (RBB) ) has provided an update.

RBB Bancorp reported a net income of $2.3 million for the first quarter of 2025, a decrease from the previous quarter, largely due to a $6.7 million provision for credit losses aimed at reducing exposure to nonperforming loans. Despite the decline in net income, the company achieved a 12% annualized growth in net loans and improved its net interest margin, reflecting strong loan production and strategic financial management.

Spark’s Take on RBB Stock

According to Spark, TipRanks’ AI Analyst, RBB is a Neutral.

RBB Bancorp faces significant challenges, particularly in declining revenues and increasing non-performing loans, which weigh heavily on its financial performance score. While the stock’s valuation is relatively favorable with a low P/E ratio and attractive dividend yield, technical indicators suggest bearish momentum. The earnings call highlighted mixed results, with positive aspects overshadowed by credit and loan challenges. Overall, the stock’s score reflects these mixed factors, indicating a need for caution.

To see Spark’s full report on RBB stock, click here.

More about Rbb Bancorp

RBB Bancorp, operating through its subsidiaries Royal Business Bank and RBB Asset Management Company, is a financial institution based in Los Angeles, California. The company primarily focuses on providing banking services and asset management, catering to a diverse clientele with a market emphasis on loan production and investment growth.

YTD Price Performance: -22.98%

Average Trading Volume: 34,331

Technical Sentiment Signal: Buy

Current Market Cap: $277.6M

See more data about RBB stock on TipRanks’ Stock Analysis page.