Rbb Bancorp ( (RBB) ) has released its Q2 earnings. Here is a breakdown of the information Rbb Bancorp presented to its investors.
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RBB Bancorp is a community-based financial holding company headquartered in Los Angeles, California, primarily serving Asian-centric communities with a range of banking services through its subsidiary, Royal Business Bank. In the second quarter of 2025, RBB Bancorp reported a significant increase in net income to $9.3 million, or $0.52 per diluted share, compared to the previous quarter, driven by strong loan growth and a notable Employee Retention Credit. Key financial metrics showed improvement, with a net interest margin expansion to 2.92% and a decrease in nonperforming assets. The company also experienced a rise in net loans and deposits, contributing to an overall increase in total assets to $4.1 billion. Despite an increase in noninterest expenses due to advisory costs, the efficiency ratio improved significantly. Looking ahead, RBB Bancorp remains focused on resolving nonperforming loans and maintaining its growth trajectory while managing economic and market challenges.