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Timberland Bancorp (TSBK)
NASDAQ:TSBK
US Market
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Timberland Bancorp (TSBK) Price & Analysis

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TSBK Stock Chart & Stats

$34.58
$0.03(0.10%)
At close: 4:00 PM EST
$34.58
$0.03(0.10%)

Bulls Say, Bears Say

Bulls Say
Conservative Leverage And Solid Capital RatiosVery low debt-to-equity and steady mid-teens-to-low-double-digit ROE provide durable balance-sheet resilience. Conservative leverage gives the bank capacity to absorb loan losses, fund growth, and maintain dividends or buybacks without needing rapid external capital.
Strong Revenue Growth And Healthy MarginsSustained, large revenue gains coupled with robust operating and net margins indicate underlying business momentum and efficient cost structure. Durable revenue expansion across lending and fee lines supports long-term earnings capacity even as margins normalize.
Healthy Liquidity, Deposit Growth And Shareholder ReturnsConsistent deposit growth and ample unused funding capacity reduce refinancing risk and support asset growth. A long dividend record and active buybacks reflect disciplined capital allocation that balances shareholder returns with maintaining liquidity and regulatory buffers.
Bears Say
Volatile Cash Flow GenerationLarge swings in free cash flow and a sizable year-over-year decline reduce predictability of internal funding for loan growth, dividends and buybacks. Over months this can force greater reliance on deposit growth or wholesale funding, constraining strategic flexibility.
Margins Normalizing From Peak LevelsA structural pullback in margins implies future profitability may be lower than recent peaks. If net interest margin and fee trends continue to normalize, earnings growth will need stronger volume or lower costs, limiting upside from prior margin-driven performance.
Elevated Credit Provisions And Asset-quality NoiseHigher provisions and a notable uptick in non-performing assets—even if concentrated—signal emerging credit stress that can recur or spread. Increased credit costs weigh on net income and capital cushions, presenting a durable headwind while credit performance stabilizes.

Timberland Bancorp News

TSBK FAQ

What was Timberland Bancorp’s price range in the past 12 months?
Timberland Bancorp lowest stock price was $29.30 and its highest was $43.55 in the past 12 months.
    What is Timberland Bancorp’s market cap?
    Timberland Bancorp’s market cap is $314.37M.
      When is Timberland Bancorp’s upcoming earnings report date?
      Timberland Bancorp’s upcoming earnings report date is Jul 28, 2026 which is in 62 days.
        How were Timberland Bancorp’s earnings last quarter?
        Timberland Bancorp released its earnings results on Apr 28, 2026. The company reported $0.9 earnings per share for the quarter, beating the consensus estimate of N/A by $0.9.
          Is Timberland Bancorp overvalued?
          According to Wall Street analysts Timberland Bancorp’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Timberland Bancorp pay dividends?
            Timberland Bancorp pays a Quarterly dividend of $0.28 which represents an annual dividend yield of 2.91%. See more information on Timberland Bancorp dividends here
              What is Timberland Bancorp’s EPS estimate?
              Timberland Bancorp’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Timberland Bancorp have?
              Timberland Bancorp has 7,827,953 shares outstanding.
                What happened to Timberland Bancorp’s price movement after its last earnings report?
                Timberland Bancorp reported an EPS of $0.9 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -2.919%.
                  Which hedge fund is a major shareholder of Timberland Bancorp?
                  Currently, no hedge funds are holding shares in TSBK
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Timberland Bancorp Stock Smart Score

                    Company Description

                    Timberland Bancorp

                    Timberland Bancorp, Inc. operates as the bank holding company for Timberland Bank that provides various community banking services in Washington. It offers various deposit products, including money market deposit, checking, and regular savings accounts, as well as certificates of deposit. The company also provides one-to four-family residential, multi-family, commercial real estate, construction, custom and owner/builder construction, speculative one- to four-family construction, commercial construction, multi-family construction, land development construction, and land development loans. In addition, it offers consumer loans comprising home equity lines of credit and second mortgage loans; and automobile loans, boat loans, motorcycle loans, recreational vehicle loans, savings account loans, and unsecured loans, as well as commercial business loans. As of September 30, 2021, the company operated 24 branches located in Grays Harbor, Pierce, Thurston, Kitsap, King, and Lewis counties in Washington; and operated 25 proprietary automated teller machines. Timberland Bancorp, Inc. was founded in 1915 and is headquartered in Hoquiam, Washington.

                    Timberland Bancorp (TSBK) Earnings & Revenues

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                    Ownership Overview

                    2.69%23.71%24.64%35.98%
                    24.64% Other Institutional Investors
                    35.98% Public Companies and
                    Individual Investors

                    Options Prices

                    Currently, No data available
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