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TSBK Stock Chart & Stats
$43.80
$0.20(0.46%)
At close: 4:00 PM EDT
$43.80
$0.20(0.46%)
Day’s Range― - ―
52-Week Range$30.52 - $45.64
Previous Close$44
Volume32.97K
Average Volume (3M)15.23K
Market Cap
$350.93M
Enterprise Value$333.49
Total Cash (Recent Filing)$24.16M
Total Debt (Recent Filing)$22.94M
Price to Earnings (P/E)11.2
Beta0.66
Next Earnings
Nov 02, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.5%
Share Statistics
EPS (TTM)3.92
Shares Outstanding7,827,953
10 Day Avg. Volume22,084
30 Day Avg. Volume15,231
Financial Highlights & Ratios
PEG Ratio0.41
Price to Book (P/B)1.00
Price to Sales (P/S)2.38
P/FCF Ratio9.27
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative Leverage / Strong Balance SheetVery low TTM debt-to-equity (~0.08) and rising equity signal a conservatively levered balance sheet. This provides resilience to credit stress, supports regulatory capital buffers, and preserves capacity to fund loan growth and dividends over the next several quarters.
Robust Revenue And ProfitabilitySharp TTM revenue growth alongside strong operating and net margins indicates durable core earnings from lending and fee businesses. Sustainable profitability supports internal capital generation, helping fund expansion, reserves and shareholder returns across a 2–6 month horizon and beyond.
Disciplined Capital ReturnsA long dividend streak, recent raise and targeted buybacks reflect consistent capital discipline and management confidence. This steady shareholder-return policy implies excess capital and prudent allocation priorities, reinforcing investor predictability and long-term trust in management.
Bears Say
Volatile Cash GenerationA roughly 50% decline in TTM free cash flow and weaker operating cash flow indicate inconsistent cash conversion despite accounting profits. Persistent cash volatility can constrain lending capacity, reserve-building and steady capital returns during tighter funding or credit cycles.
Credit Concentration RiskManagement identified NPAs driven mainly by one participation loan, highlighting concentration risk. Such exposures can trigger abrupt provisions and earnings volatility if remediation falters, complicating capital planning and underwriting discipline over coming quarters.
Margin Normalization From Elevated LevelsThe firm's own analysis notes that margins have declined from earlier unusually high peaks. Normalizing margins reduce excess profitability cushions, increasing reliance on loan growth and NIM stability to sustain ROE and dividends, and making results more sensitive to funding costs.
Timberland Bancorp News
TSBK FAQ
What was Timberland Bancorp’s price range in the past 12 months?
Timberland Bancorp lowest stock price was $30.52 and its highest was $45.63 in the past 12 months.
What is Timberland Bancorp’s market cap?
Timberland Bancorp’s market cap is $350.93M.
When is Timberland Bancorp’s upcoming earnings report date?
Timberland Bancorp’s upcoming earnings report date is Nov 02, 2026 which is in 91 days.
How were Timberland Bancorp’s earnings last quarter?
Timberland Bancorp released its earnings results on Jul 28, 2026. The company reported $0.98 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Timberland Bancorp overvalued?
According to Wall Street analysts Timberland Bancorp’s price is currently Overvalued.
Does Timberland Bancorp pay dividends?
Timberland Bancorp pays a Quarterly dividend of $0.3 which represents an annual dividend yield of 2.5%. See more information on Timberland Bancorp dividends here
What is Timberland Bancorp’s EPS estimate?
Timberland Bancorp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Timberland Bancorp have?
Timberland Bancorp has 7,827,953 shares outstanding.
What happened to Timberland Bancorp’s price movement after its last earnings report?
Timberland Bancorp reported an EPS of $0.98 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went up 1.305%.
Which hedge fund is a major shareholder of Timberland Bancorp?
Currently, no hedge funds are holding shares in TSBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Timberland Bancorp Stock Smart Score
Neutral
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Hedge Fund Trend
Decreased
By 11.0 Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $190.4K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
20.24%
12-Months-Change
Fundamentals
Return on Equity
2.50%
Trailing 12-Months
Asset Growth
5.29%
Trailing 12-Months
Company Description
Timberland Bancorp
Timberland Bancorp, Inc. operates as the bank holding company for Timberland Bank that provides various community banking services in Washington. It offers various deposit products, including money market deposit, checking, and regular savings accounts, as well as certificates of deposit. The company also provides one-to four-family residential, multi-family, commercial real estate loans, and land loans; and construction lending products, such as custom and owner/builder, speculative one- to four-family, commercial, multi-family, and land development. In addition, it offers consumer loans comprising home equity lines of credit and second mortgage loans, automobile loans, boat loans, motorcycle loans, recreational vehicle loans, savings account loans, and unsecured loans; and commercial business loans. The company was founded in 1915 and is headquartered in Hoquiam, Washington.
Technical Analysis
Ownership Overview
2.63% Insiders
23.67% Mutual Funds
0.22% Other Institutional Investors
59.13% Public Companies and
Individual Investors