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Timberland Bancorp (TSBK)
NASDAQ:TSBK
US Market
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Timberland Bancorp (TSBK) Price & Analysis

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TSBK Stock Chart & Stats

$34.58
$0.03(0.10%)
At close: 4:00 PM EST
$34.58
$0.03(0.10%)

Bulls Say, Bears Say

Bulls Say
Profitability / ROEA consistent ~11.7% TTM ROE indicates the bank earns durable returns on equity from core lending and fee activities. Sustained ROE supports internal capital generation, dividend capacity and cushions against cyclical earnings swings, underpinning long-term shareholder value.
Conservative LeverageVery low debt-to-equity (~0.08) and rising equity provide a strong capital buffer versus peers. Conservative leverage reduces refinancing and liquidity risk, supports regulatory ratios, and gives management flexibility for lending, dividends or repurchases over the medium term.
Deposit Growth & LiquidityStable deposit growth and ample unused funding capacity lower reliance on wholesale funding and support net interest income stability. A 54-quarter dividend streak reflects sustained capital discipline and management commitment to shareholder returns, reinforcing confidence in funding durability.
Bears Say
Cash-flow VolatilityA ~50% TTM decline in free cash flow versus prior periods signals inconsistent cash conversion, which can limit self-funding of loan growth or capital actions. Persistent volatility may force greater reliance on deposits or capital markets, reducing strategic flexibility over months.
Margin NormalizationEvidence of margin step-down from prior peaks suggests net interest margin and operating margins may normalize lower. Reduced margin headroom constrains earnings power, leaving less buffer for provisions or expense increases, and could temper EPS growth over the medium term.
Asset Quality / ProvisionsHigher credit loss provisions and a noted NPA rise tied to a participation loan point to localized credit stress. If issues broaden, increased provisions would erode retained earnings, restrict capital deployment and pressure lending activity and profitability over coming quarters.

Timberland Bancorp News

TSBK FAQ

What was Timberland Bancorp’s price range in the past 12 months?
Timberland Bancorp lowest stock price was $30.52 and its highest was $45.63 in the past 12 months.
    What is Timberland Bancorp’s market cap?
    Timberland Bancorp’s market cap is $339.11M.
      When is Timberland Bancorp’s upcoming earnings report date?
      Timberland Bancorp’s upcoming earnings report date is Jul 28, 2026 which is in 17 days.
        How were Timberland Bancorp’s earnings last quarter?
        Timberland Bancorp released its earnings results on Apr 28, 2026. The company reported $0.9 earnings per share for the quarter, beating the consensus estimate of N/A by $0.9.
          Is Timberland Bancorp overvalued?
          According to Wall Street analysts Timberland Bancorp’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Timberland Bancorp pay dividends?
            Timberland Bancorp pays a Quarterly dividend of $0.29 which represents an annual dividend yield of 2.91%. See more information on Timberland Bancorp dividends here
              What is Timberland Bancorp’s EPS estimate?
              Timberland Bancorp’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Timberland Bancorp have?
              Timberland Bancorp has 7,827,953 shares outstanding.
                What happened to Timberland Bancorp’s price movement after its last earnings report?
                Timberland Bancorp reported an EPS of $0.9 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -2.919%.
                  Which hedge fund is a major shareholder of Timberland Bancorp?
                  Currently, no hedge funds are holding shares in TSBK
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Timberland Bancorp

                    Timberland Bancorp, Inc. operates as the bank holding company for Timberland Bank that provides various community banking services in Washington. It offers various deposit products, including money market deposit, checking, and regular savings accounts, as well as certificates of deposit. The company also provides one-to four-family residential, multi-family, commercial real estate loans, and land loans; and construction lending products, such as custom and owner/builder, speculative one- to four-family, commercial, multi-family, and land development. In addition, it offers consumer loans comprising home equity lines of credit and second mortgage loans, automobile loans, boat loans, motorcycle loans, recreational vehicle loans, savings account loans, and unsecured loans; and commercial business loans. The company was founded in 1915 and is headquartered in Hoquiam, Washington.

                    Timberland Bancorp (TSBK) Earnings & Revenues

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                    Ownership Overview

                    2.69%23.67%0.13%59.37%
                    0.13% Other Institutional Investors
                    59.37% Public Companies and
                    Individual Investors

                    Options Prices

                    Currently, No data available
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