Timberland Bancorp (TSBK)
NASDAQ:TSBK
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TSBK Stock Chart & Stats
$34.58
$0.03(0.10%)
At close: 4:00 PM EST
$34.58
$0.03(0.10%)
Day’s Range― - ―
52-Week Range$29.30 - $43.55
Previous CloseN/A
Volume8.00
Average Volume (3M)15.23K
Market Cap
$317.42M
Enterprise Value$318.88M
Total Cash (Recent Filing)$156.44M
Total Debt (Recent Filing)$26.03M
Price to Earnings (P/E)10.9
Beta0.66
Next Earnings
Jul 28, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.91%
Share Statistics
EPS (TTM)3.86
Shares Outstanding7,884,326
10 Day Avg. Volume22,084
30 Day Avg. Volume15,231
Financial Highlights & Ratios
PEG Ratio0.41
Price to Book (P/B)1.00
Price to Sales (P/S)2.38
P/FCF Ratio9.27
Enterprise Value/Market Cap1.00
Enterprise Value/Revenue2.81
Enterprise Value/Gross Profit3.96
Enterprise Value/Ebitda8.00
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative Capital Structure And Low LeverageA debt-to-equity ratio near 0.10 and steady equity growth signal a well-capitalized bank that can absorb credit shocks, retain lending capacity, and support dividends/buybacks without immediate recapitalization. This conservatism preserves strategic optionality over months.
Consistent Cash Generation And Earnings QualityStrong operating and free cash flow that closely tracks net income indicates high earnings quality and internal funding for loans, dividends and buybacks. Persistent FCF supports capital returns and provision buffers, underpinning durable financial flexibility for 2–6 months.
Stable Deposit Franchise And Shareholder ReturnsYear-over-year deposit growth and a long dividend streak plus repurchases reflect a sticky, low-cost funding base and disciplined capital allocation. This strengthens funding stability and signals management confidence in liquidity and capital over the medium term.
Bears Say
Credit Concentration And Rising Non-performing AssetsA material NPA tied to one participation loan demonstrates credit concentration risk; higher provisions already dented quarterly earnings. Such concentrated credit exposures can produce episodic provision spikes and elevated volatility in capital and earnings over several quarters.
Margin Moderation Compared With Prior Peak YearsLower margins versus recent peak years indicate structural pressure from rate moves, funding mix changes, or competitive loan pricing. If sustained, this reduces net interest income sensitivity and compresses long-run earnings power, limiting reacceleration without mix or pricing changes.
Historical Cash-flow VolatilityDespite positive FCF, year-to-year swings in cash flows raise uncertainty about the predictability of dividends, buybacks, and provisioning capacity. For a regional bank, cash volatility can constrain capital planning and amplify the impact of credit or margin shocks over months.
Timberland Bancorp News
TSBK FAQ
What was Timberland Bancorp’s price range in the past 12 months?
Timberland Bancorp lowest stock price was $29.30 and its highest was $43.55 in the past 12 months.
What is Timberland Bancorp’s market cap?
Timberland Bancorp’s market cap is $317.42M.
When is Timberland Bancorp’s upcoming earnings report date?
Timberland Bancorp’s upcoming earnings report date is Jul 28, 2026 which is in 83 days.
How were Timberland Bancorp’s earnings last quarter?
Timberland Bancorp released its earnings results on Apr 28, 2026. The company reported $0.9 earnings per share for the quarter, beating the consensus estimate of N/A by $0.9.
Is Timberland Bancorp overvalued?
According to Wall Street analysts Timberland Bancorp’s price is currently Overvalued.
Does Timberland Bancorp pay dividends?
Timberland Bancorp pays a Quarterly dividend of $0.28 which represents an annual dividend yield of 2.91%. See more information on Timberland Bancorp dividends here
What is Timberland Bancorp’s EPS estimate?
Timberland Bancorp’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Timberland Bancorp have?
Timberland Bancorp has 7,884,326 shares outstanding.
What happened to Timberland Bancorp’s price movement after its last earnings report?
Timberland Bancorp reported an EPS of $0.9 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -2.918%.
Which hedge fund is a major shareholder of Timberland Bancorp?
Currently, no hedge funds are holding shares in TSBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Timberland Bancorp Stock Smart Score
Neutral
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Blogger Sentiment
Bullish
TSBK Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 24.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $129.9K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
20.24%
12-Months-Change
Fundamentals
Return on Equity
11.67%
Trailing 12-Months
Asset Growth
5.88%
Trailing 12-Months
Company Description
Timberland Bancorp
Timberland Bancorp, Inc. operates as the bank holding company for Timberland Bank that provides various community banking services in Washington. It offers various deposit products, including money market deposit, checking, and regular savings accounts, as well as certificates of deposit. The company also provides one-to four-family residential, multi-family, commercial real estate, construction, custom and owner/builder construction, speculative one- to four-family construction, commercial construction, multi-family construction, land development construction, and land development loans. In addition, it offers consumer loans comprising home equity lines of credit and second mortgage loans; and automobile loans, boat loans, motorcycle loans, recreational vehicle loans, savings account loans, and unsecured loans, as well as commercial business loans. As of September 30, 2021, the company operated 24 branches located in Grays Harbor, Pierce, Thurston, Kitsap, King, and Lewis counties in Washington; and operated 25 proprietary automated teller machines. Timberland Bancorp, Inc. was founded in 1915 and is headquartered in Hoquiam, Washington.
Technical Analysis
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Ownership Overview
2.67% Insiders
23.66% Mutual Funds
1.82% Other Institutional Investors
59.96% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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