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Timberland Bancorp (TSBK)
NASDAQ:TSBK
US Market

Timberland Bancorp (TSBK) Price & Analysis

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TSBK Stock Chart & Stats

$34.58
$0.03(0.10%)
At close: 4:00 PM EST
$34.58
$0.03(0.10%)

Bulls Say, Bears Say

Bulls Say
High ProfitabilitySustained high net and EBIT margins provide durable earnings power for a regional bank, supporting internal capital generation, dividend capacity and reinvestment into lending. Margin levels create a structural buffer against cyclical revenue swings and support long-term return on equity.
Conservative LeverageA very low debt-to-equity ratio and steady equity growth indicate a well-capitalized balance sheet, reducing insolvency risk and providing capacity to absorb credit losses or fund modest organic growth without relying on external leverage, enhancing long-term stability.
Strong Cash GenerationConsistent positive operating and free cash flow that closely tracks net income supports sustainable capital allocation, dividend payments, and loan funding. Reliable cash conversion enhances earnings quality and funds strategic priorities without immediate external financing.
Bears Say
Margin ModerationThe recent step-down in margins versus earlier peak years signals reduced profitability headroom, likely reflecting funding cost or rate-cycle pressure. Persistently lower margins would compress net income growth and reduce excess capital available for lending or shareholder returns over months.
Cash Flow VariabilityWhile overall cash generation is positive, observed year-to-year volatility reduces predictability of free cash available for dividends and reinvestment. This variability complicates multi-period planning and can strain capital allocation during adverse credit or interest-rate conditions.
Chief Credit Officer TransitionA change in the chief credit officer is a material leadership shift affecting underwriting and portfolio oversight. Even with an experienced successor, transitions can produce short- to medium-term shifts in credit policy and risk appetite that materially affect asset quality and loan-loss provisioning over the coming quarters.

Timberland Bancorp News

TSBK FAQ

What was Timberland Bancorp’s price range in the past 12 months?
Timberland Bancorp lowest stock price was $27.51 and its highest was $40.41 in the past 12 months.
    What is Timberland Bancorp’s market cap?
    Timberland Bancorp’s market cap is $309.38M.
      When is Timberland Bancorp’s upcoming earnings report date?
      Timberland Bancorp’s upcoming earnings report date is Apr 28, 2026 which is in 33 days.
        How were Timberland Bancorp’s earnings last quarter?
        Timberland Bancorp released its earnings results on Jan 26, 2026. The company reported $1.037 earnings per share for the quarter, beating the consensus estimate of N/A by $1.037.
          Is Timberland Bancorp overvalued?
          According to Wall Street analysts Timberland Bancorp’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Timberland Bancorp pay dividends?
            Timberland Bancorp pays a Quarterly dividend of $0.28 which represents an annual dividend yield of 2.91%. See more information on Timberland Bancorp dividends here
              What is Timberland Bancorp’s EPS estimate?
              Timberland Bancorp’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Timberland Bancorp have?
              Timberland Bancorp has 7,884,326 shares outstanding.
                What happened to Timberland Bancorp’s price movement after its last earnings report?
                Timberland Bancorp reported an EPS of $1.037 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 2.438%.
                  Which hedge fund is a major shareholder of Timberland Bancorp?
                  Currently, no hedge funds are holding shares in TSBK
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Timberland Bancorp

                    Timberland Bancorp, Inc. operates as the bank holding company for Timberland Bank that provides various community banking services in Washington. It offers various deposit products, including money market deposit, checking, and regular savings accounts, as well as certificates of deposit. The company also provides one-to four-family residential, multi-family, commercial real estate, construction, custom and owner/builder construction, speculative one- to four-family construction, commercial construction, multi-family construction, land development construction, and land development loans. In addition, it offers consumer loans comprising home equity lines of credit and second mortgage loans; and automobile loans, boat loans, motorcycle loans, recreational vehicle loans, savings account loans, and unsecured loans, as well as commercial business loans. As of September 30, 2021, the company operated 24 branches located in Grays Harbor, Pierce, Thurston, Kitsap, King, and Lewis counties in Washington; and operated 25 proprietary automated teller machines. Timberland Bancorp, Inc. was founded in 1915 and is headquartered in Hoquiam, Washington.

                    Timberland Bancorp (TSBK) Earnings & Revenues

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                    Ownership Overview

                    2.67%23.74%23.11%39.00%
                    23.11% Other Institutional Investors
                    39.00% Public Companies and
                    Individual Investors

                    Options Prices

                    Currently, No data available
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