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Finwise Bancorp (FINW)
:FINW
Total Valuation
FinWise has a market cap or net worth of $182.25M. The enterprise value is $209.78M.
Market Cap$182.25M
Enterprise Value$209.78M
Share Statistics
FinWise has 13.22M shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding13.22M
Owned by Insiders18.98%
Owned by Instutions7.73%
Financial Efficiency
FinWise’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 2.58%.
Return on Equity (ROE)7.33%
Return on Assets (ROA)1.71%
Return on Invested Capital (ROIC)2.58%
Return on Capital Employed (ROCE)3.44%
Revenue Per Employee$425,117.347
Profits Per Employee$65,010.204
Employee Count196
Asset Turnover0.09
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of FinWise is 15.82. FinWise’s PEG ratio is -0.59.
PE Ratio15.82
PS Ratio2.89
PB Ratio1.16
Price to Fair Value1.16
Price to FCF-10.14
Price to Operating Cash Flow-13.44
PEG Ratio-0.59
Income Statement
In the last 12 months, FinWise had revenue of $83.32M and earned $12.74M in profits. Earnings per share was $0.98.
Revenue$83.32M
Gross Profit$78.96M
Operating Income$20.71M
Pretax Income$16.99M
Net Income$12.74M
EBITDA11.51M
Earnings Per Share (EPS)0.98
Cash Flow
In the last 12 months, operating cash flow was $4.04M and capital expenditures -$4.83M, giving a free cash flow of -$857.00K billion.
Operating Cash Flow$4.04M
Free Cash Flow-$857.00K
Free Cash Flow per Share-$0.06
Dividends & Yields
FinWise pays an annual dividend of , resulting in a dividend yield of
Dividend Per Share
Dividend Yield
Payout Ratio
Free Cash Flow Yield-9.87%
Earnings Yield6.32%
Stock Price Statistics
Beta0.64
52-Week Price Change42.31%
50-Day Moving Average18.03
200-Day Moving Average15.68
Relative Strength Index (RSI)24.38
Average Volume (3m)18.57K
Important Dates
FinWise upcoming earnings date is Apr 30, 2025, After Close.
Last Earnings DateJan 30, 2025
Next Earnings DateApr 30, 2025
Ex-Dividend Date―
Financial Position
FinWise as a current ratio of 73.07, with Debt / Equity ratio of <0.01
Current Ratio73.07
Quick Ratio73.07
Debt to Market Cap<0.01
Net Debt to EBITDA0.00
Interest Coverage Ratio0.00
Taxes
In the past 12 months, FinWise has paid $4.25M in taxes.
Income Tax$4.25M
Effective Tax Rate25.00%
Enterprise Valuation
FinWise EV to EBITDA ratio is 0.00, with an EV/FCF ratio of -4.80.
EV to Sales1.37
EV to EBITDA0.00
EV to Free Cash Flow-4.80
EV to Operating Cash Flow-6.37
Balance Sheet
FinWise has $109.16M in cash and marketable securities with $64.00K in debt, giving a net cash position of -$109.10M billion.
Cash & Marketable Securities$109.16M
Total Debt$64.00K
Net Cash-$109.10M
Net Cash Per Share-$8.25
Tangible Book Value Per Share$13.51
Margins
Gross margin is 100.00%, with operating margin of 36.73%, and net profit margin of 18.25%.
Gross Margin100.00%
Operating Margin36.73%
Pretax Margin24.33%
Net Profit Margin18.25%
EBITDA Margin0.00%
EBIT Margin73.45%
Analyst Forecast
The average price target for FinWise is $22.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$22.00
Price Target Upside59.54%
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast14.11%
EPS Growth Forecast-28.06%