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FinWise (FINW)
NASDAQ:FINW
Total Valuation
FinWise has a market cap or net worth of $281.06M. The enterprise value is $197.79M.
Market Cap$281.06M
Enterprise Value$197.79M
Share Statistics
FinWise has 13,519,230 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding13,519,230
Owned by Insiders20.32%
Owned by Institutions8.95%
Financial Efficiency
FinWise’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 6.22%.
Return on Equity (ROE)0.07
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)6.22%
Return on Capital Employed (ROCE)0.09
Revenue Per Employee497.26K
Profits Per Employee65.01K
Employee Count196
Asset Turnover0.13
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of FinWise is 21.3. FinWise’s PEG ratio is -0.55.
PE Ratio21.3
PS Ratio2.07
PB Ratio1.16
Price to Fair Value1.16
Price to FCF-10.13
Price to Operating Cash Flow-5.12
PEG Ratio-0.55
Income Statement
In the last 12 months, FinWise had revenue of 97.46M and earned 12.74M in profits. Earnings per share was 0.98.
Revenue97.46M
Gross Profit70.45M
Operating Income16.99M
Pretax Income16.99M
Net Income12.74M
EBITDA22.28M
Earnings Per Share (EPS)0.98
Cash Flow
In the last 12 months, operating cash flow was -49.11M and capital expenditures -2.29M, giving a free cash flow of -51.40M billion.
Operating Cash Flow-49.11M
Free Cash Flow-51.40M
Free Cash Flow per Share-3.80
Dividends & Yields
FinWise pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.68
52-Week Price Change33.27%
50-Day Moving Average18.89
200-Day Moving Average16.96
Relative Strength Index (RSI)53.84
Average Volume (3m)14.96K
Important Dates
FinWise upcoming earnings date is Oct 23, 2025, After Close (Confirmed).
Last Earnings DateJul 24, 2025
Next Earnings DateOct 23, 2025
Ex-Dividend Date―
Financial Position
FinWise as a current ratio of 0.35, with Debt / Equity ratio of 2.72%
Current Ratio0.35
Quick Ratio0.35
Debt to Market Cap0.03
Net Debt to EBITDA-4.52
Interest Coverage Ratio1.10
Taxes
In the past 12 months, FinWise has paid 4.25M in taxes.
Income Tax4.25M
Effective Tax Rate0.25
Enterprise Valuation
FinWise EV to EBITDA ratio is 4.53, with an EV/FCF ratio of -5.07.
EV to Sales1.03
EV to EBITDA4.53
EV to Free Cash Flow-5.07
EV to Operating Cash Flow-6.73
Balance Sheet
FinWise has $120.25M in cash and marketable securities with $4.96M in debt, giving a net cash position of $115.29M billion.
Cash & Marketable Securities$120.25M
Total Debt$4.96M
Net Cash$115.29M
Net Cash Per Share$8.53
Tangible Book Value Per Share$13.51
Margins
Gross margin is 70.69%, with operating margin of 17.43%, and net profit margin of 13.07%.
Gross Margin70.69%
Operating Margin17.43%
Pretax Margin17.43%
Net Profit Margin13.07%
EBITDA Margin22.86%
EBIT Margin17.43%
Analyst Forecast
The average price target for FinWise is $24.50, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$24.50
Price Target Upside17.85% Upside
Analyst ConsensusHold
Analyst Count0
Revenue Growth Forecast13.75%
EPS Growth Forecast-15.50%