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OP Bancorp (OPBK)
NASDAQ:OPBK

OP Bancorp (OPBK) Stock Statistics & Valuation Metrics

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Total Valuation

OP Bancorp has a market cap or net worth of $192.77M. The enterprise value is -$119.30M.
Market Cap$192.77M
Enterprise Value-$119.30M

Share Statistics

OP Bancorp has 14,885,614 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding14,885,614
Owned by Insiders20.45%
Owned by Institutions21.62%

Financial Efficiency

OP Bancorp’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is 0.97%.
Return on Equity (ROE)0.11
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.97%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee721.47K
Profits Per Employee110.97K
Employee Count231
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of OP Bancorp is 8.2. OP Bancorp’s PEG ratio is 0.33.
PE Ratio8.2
PS Ratio1.26
PB Ratio0.92
Price to Fair Value0.92
Price to FCF8.03
Price to Operating Cash Flow7.37
PEG Ratio0.33

Income Statement

In the last 12 months, OP Bancorp had revenue of 166.66M and earned 25.66M in profits. Earnings per share was 1.73.
Revenue166.66M
Gross Profit91.10M
Operating Income35.33M
Pretax Income35.33M
Net Income25.66M
EBITDA35.33M
Earnings Per Share (EPS)1.73

Cash Flow

In the last 12 months, operating cash flow was 26.16M and capital expenditures -6.27M, giving a free cash flow of 19.89M billion.
Operating Cash Flow26.16M
Free Cash Flow19.89M
Free Cash Flow per Share1.34

Dividends & Yields

OP Bancorp pays an annual dividend of $0.12, resulting in a dividend yield of 3.32%
Dividend Per Share$0.12
Dividend Yield3.32%
Payout Ratio30.57%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.80
52-Week Price Change7.34%
50-Day Moving Average13.87
200-Day Moving Average13.42
Relative Strength Index (RSI)38.55
Average Volume (3m)43.61K

Important Dates

OP Bancorp upcoming earnings date is Apr 23, 2026, After Close (Confirmed).
Last Earnings DateJan 22, 2026
Next Earnings DateApr 23, 2026
Ex-Dividend Date

Financial Position

OP Bancorp as a current ratio of 1.91, with Debt / Equity ratio of 53.51%
Current Ratio1.91
Quick Ratio1.91
Debt to Market Cap0.53
Net Debt to EBITDA-8.83
Interest Coverage Ratio0.49

Taxes

In the past 12 months, OP Bancorp has paid 9.67M in taxes.
Income Tax9.67M
Effective Tax Rate0.27

Enterprise Valuation

OP Bancorp EV to EBITDA ratio is -2.89, with an EV/FCF ratio of -3.90.
EV to Sales-0.61
EV to EBITDA-2.89
EV to Free Cash Flow-3.90
EV to Operating Cash Flow-3.90

Balance Sheet

OP Bancorp has $434.00M in cash and marketable securities with $121.94M in debt, giving a net cash position of $312.06M billion.
Cash & Marketable Securities$434.00M
Total Debt$121.94M
Net Cash$312.06M
Net Cash Per Share$20.96
Tangible Book Value Per Share$15.32

Margins

Gross margin is 54.66%, with operating margin of 21.20%, and net profit margin of 15.39%.
Gross Margin54.66%
Operating Margin21.20%
Pretax Margin21.20%
Net Profit Margin15.39%
EBITDA Margin21.20%
EBIT Margin21.20%

Analyst Forecast

The average price target for OP Bancorp is $16.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$16.50
Price Target Upside27.41% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast9.10%
EPS Growth Forecast12.36%

Scores

Smart Score3
AI Score