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Total Valuation
OP Bancorp has a market cap or net worth of $232.35M. The enterprise value is $311.66.
Market Cap$232.35M
Enterprise Value$311.66
Share Statistics
OP Bancorp has 14,894,239 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding14,894,239
Owned by Insiders9.55%
Owned by Institutions13.75%
Financial Efficiency
OP Bancorp’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is 0.97%.
Return on Equity (ROE)0.11
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.97%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee669.32K
Profits Per Employee102.95K
Employee Count249
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of OP Bancorp is 8.0. OP Bancorp’s PEG ratio is 0.35.
PE Ratio8.0
PS Ratio1.26
PB Ratio0.92
Price to Fair Value0.92
Price to FCF8.99
Price to Operating Cash Flow6.60
PEG Ratio0.35
Income Statement
In the last 12 months, OP Bancorp had revenue of 166.66M and earned 25.66M in profits. Earnings per share was 1.72.
Revenue166.66M
Gross Profit91.10M
Operating Income35.33M
Pretax Income35.33M
Net Income25.66M
EBITDA42.59M
Earnings Per Share (EPS)1.72
Cash Flow
In the last 12 months, operating cash flow was 28.23M and capital expenditures -4.96M, giving a free cash flow of 23.28M billion.
Operating Cash Flow28.23M
Free Cash Flow23.28M
Free Cash Flow per Share1.56
Dividends & Yields
OP Bancorp pays an annual dividend of $0.14, resulting in a dividend yield of 3.21%
Dividend Per Share$0.14
Dividend Yield3.21%
Payout Ratio25.91%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.72
52-Week Price Change26.69%
50-Day Moving Average14.67
200-Day Moving Average13.89
Relative Strength Index (RSI)63.33
Average Volume (3m)43.61K
Important Dates
OP Bancorp upcoming earnings date is Oct 22, 2026, After Close (Confirmed).
Last Earnings DateJul 23, 2026
Next Earnings DateOct 22, 2026
Ex-Dividend Date―
Financial Position
OP Bancorp as a current ratio of 1.91, with Debt / Equity ratio of 45.88%
Current Ratio1.91
Quick Ratio1.91
Debt to Market Cap0.53
Net Debt to EBITDA-7.33
Interest Coverage Ratio0.49
Taxes
In the past 12 months, OP Bancorp has paid 9.67M in taxes.
Income Tax9.67M
Effective Tax Rate0.27
Enterprise Valuation
OP Bancorp EV to EBITDA ratio is -2.40, with an EV/FCF ratio of -4.37.
EV to Sales-0.61
EV to EBITDA-2.40
EV to Free Cash Flow-4.37
EV to Operating Cash Flow-3.90
Balance Sheet
OP Bancorp has $169.76M in cash and marketable securities with $110.11M in debt, giving a net cash position of $59.64M billion.
Cash & Marketable Securities$169.76M
Total Debt$110.11M
Net Cash$59.64M
Net Cash Per Share$4.00
Tangible Book Value Per Share$15.32
Margins
Gross margin is 56.55%, with operating margin of 21.20%, and net profit margin of 15.39%.
Gross Margin56.55%
Operating Margin21.20%
Pretax Margin21.20%
Net Profit Margin15.39%
EBITDA Margin25.56%
EBIT Margin21.20%
Analyst Forecast
The average price target for OP Bancorp is $17.75, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$17.75
Price Target Upside13.35% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast7.20%
EPS Growth Forecast31.23%