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OP Bancorp (OPBK)
NASDAQ:OPBK
US Market
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OP Bancorp (OPBK) Ratios

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OP Bancorp Ratios

OPBK's free cash flow for Q4 2024 was $1.00. For the 2024 fiscal year, OPBK's free cash flow was decreased by $ and operating cash flow was $-0.02. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
108.25 20.41 108.25 484.73 198.03
Quick Ratio
140.78 20.41 140.78 699.86 306.15
Cash Ratio
29.94 9.77 29.94 206.92 104.22
Solvency Ratio
0.02 0.01 0.02 0.02 0.01
Operating Cash Flow Ratio
30.22 7.26 30.22 -50.68 -4.75
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -893.19M$ -1.76B$ -1.62B$ -1.29B$ -1.02B
Leverage Ratios
Debt-to-Assets Ratio
<0.01 0.05 <0.01 <0.01 <0.01
Debt-to-Equity Ratio
0.06 0.59 0.06 0.06 0.09
Debt-to-Capital Ratio
0.05 0.37 0.05 0.06 0.09
Long-Term Debt-to-Capital Ratio
0.00 0.35 0.00 0.00 0.00
Financial Leverage Ratio
11.84 11.15 11.84 10.45 9.53
Debt Service Coverage Ratio
3.07 0.48 3.07 9.63 1.74
Interest Coverage Ratio
5.13 0.66 5.13 12.98 2.21
Debt to Market Cap
0.00 0.63 0.00 0.00 0.00
Interest Debt Per Share
1.42 11.04 1.42 0.89 1.43
Net Debt to EBITDA
-3.27 0.66 -1.51 -2.51 -4.76
Profitability Margins
Gross Profit Margin
100.00%100.00%100.00%100.00%100.00%
EBIT Margin
49.43%41.24%49.43%52.77%32.48%
EBITDA Margin
50.87%42.88%50.87%54.48%34.80%
Operating Profit Margin
61.38%42.88%61.38%52.77%32.57%
Pretax Profit Margin
49.43%41.24%49.43%52.77%32.57%
Net Profit Margin
35.24%29.45%35.24%37.43%23.38%
Continuous Operations Profit Margin
35.24%29.45%35.24%37.43%23.38%
Net Income Per EBT
71.29%71.42%71.29%70.94%71.79%
EBT Per EBIT
80.52%96.16%80.52%100.00%100.00%
Return on Assets (ROA)
1.42%1.11%1.59%1.67%0.96%
Return on Equity (ROE)
11.92%12.42%18.83%17.45%9.15%
Return on Capital Employed (ROCE)
1.88%1.63%2.77%2.36%1.34%
Return on Invested Capital (ROIC)
7.54%1.11%7.77%6.49%4.19%
Return on Tangible Assets
1.52%1.12%1.60%1.86%1.04%
Earnings Yield
10.27%14.42%19.67%14.98%11.22%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 0.00 14.05
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
7.00 5.91 7.00 5.81 4.95
Asset Turnover
0.05 0.04 0.05 0.04 0.04
Working Capital Turnover Ratio
0.33 0.34 0.33 0.33 0.33
Cash Conversion Cycle
0.00 0.00 0.00 0.00 25.98
Days of Sales Outstanding
0.00 0.00 0.00 0.00 25.98
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 0.00 0.00 0.00 25.98
Cash Flow Ratios
Operating Cash Flow Per Share
5.52 4.48 5.52 -1.87 -0.32
Free Cash Flow Per Share
5.43 4.33 5.43 -1.95 -0.36
CapEx Per Share
0.09 0.14 0.09 0.07 0.04
Free Cash Flow to Operating Cash Flow
0.98 0.97 0.98 1.04 1.13
Dividend Paid and CapEx Coverage Ratio
10.35 7.18 10.35 -4.52 -0.99
Capital Expenditure Coverage Ratio
59.30 31.06 59.30 -25.14 -7.84
Operating Cash Flow Coverage Ratio
8.16 0.59 8.16 -2.74 -0.36
Operating Cash Flow to Sales Ratio
0.89 0.84 0.89 -0.37 -0.09
Free Cash Flow Yield
10.06%39.58%48.62%-15.27%-4.67%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
5.08 6.94 5.08 6.68 8.91
Price-to-Sales (P/S) Ratio
1.79 2.04 1.79 2.50 2.08
Price-to-Book (P/B) Ratio
0.96 0.86 0.96 1.17 0.82
Price-to-Free Cash Flow (P/FCF) Ratio
2.06 2.53 2.06 -6.55 -21.39
Price-to-Operating Cash Flow Ratio
2.02 2.45 2.02 -6.81 -24.12
Price-to-Earnings Growth (PEG) Ratio
0.37 -0.25 0.37 0.05 -0.49
Price-to-Fair Value
0.96 0.86 0.96 1.17 0.82
Enterprise Value Multiple
2.01 5.43 2.01 2.08 1.23
Enterprise Value
87.33M 189.01M 96.60M 87.37M 24.04M
EV to EBITDA
3.76 5.43 2.01 2.08 1.23
EV to Sales
1.57 2.33 1.02 1.13 0.43
EV to Free Cash Flow
5.32 2.88 1.17 -2.97 -4.39
EV to Operating Cash Flow
4.81 2.79 1.15 -3.09 -4.95
Tangible Book Value Per Share
10.82 11.94 10.82 -0.63 2.34
Shareholders’ Equity Per Share
11.66 12.71 11.66 10.95 9.44
Tax and Other Ratios
Effective Tax Rate
0.29 0.29 0.29 0.29 0.28
Revenue Per Share
6.23 5.36 6.23 5.11 3.69
Net Income Per Share
2.20 1.58 2.20 1.91 0.86
Tax Burden
0.76 0.71 0.71 0.71 0.72
Interest Burden
1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.41 0.39 0.33 0.32 0.41
Stock-Based Compensation to Revenue
0.02 0.02 0.01 <0.01 0.02
Income Quality
1.08 2.84 2.51 -0.98 -0.37
Currency in USD
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