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STOCKS

OP Bancorp (OPBK)

NASDAQ:OPBK

OPBK

OP Bancorp

RESEARCH TOOLSreports

OP Bancorp (OPBK) Ratios

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157 Followers

OP Bancorp Ratios

OPBK's free cash flow for Q4 2025 was $0.56. For the 2025 fiscal year, OPBK's free cash flow was decreased by $ and operating cash flow was $0.22. See a summary of the company’s cash flow.

Ratios	TTM	Dec 25	Dec 24	Dec 23	Dec 22
Liquidity Ratios
Current Ratio	1.91	1.91	0.07	0.16	0.16
Quick Ratio	1.91	1.91	0.07	0.16	0.16
Cash Ratio	38.84	38.84	0.07	0.05	0.04
Solvency Ratio	0.01	0.01	0.01	0.01	0.02
Operating Cash Flow Ratio	2.34	2.34	0.02	0.04	0.04
Short-Term Operating Cash Flow Coverage	0.00	0.00	0.00	0.00	0.00
Net Current Asset Value	$ -2.40B	$ -2.40B	$ -2.02B	$ -1.66B	$ -1.62B
Leverage Ratios
Debt-to-Assets Ratio	0.05	0.05	0.04	0.05	<0.01
Debt-to-Equity Ratio	0.54	0.54	0.50	0.59	0.06
Debt-to-Capital Ratio	0.35	0.35	0.33	0.37	0.05
Long-Term Debt-to-Capital Ratio	0.33	0.33	0.32	0.35	0.00
Financial Leverage Ratio	11.63	11.63	11.54	11.15	11.84
Debt Service Coverage Ratio	0.43	0.36	0.31	0.48	3.07
Interest Coverage Ratio	0.49	0.49	0.40	0.63	4.13
Debt to Market Cap	0.59	0.53	0.40	0.63	0.00
Interest Debt Per Share	13.03	13.04	11.76	11.04	1.42
Net Debt to EBITDA	-7.62	-8.83	-1.06	0.66	-1.51
Profitability Margins
Gross Profit Margin	54.66%	54.66%	51.46%	59.79%	86.51%
EBIT Margin	21.20%	21.20%	18.88%	24.65%	44.15%
EBITDA Margin	24.58%	21.20%	19.76%	25.64%	45.44%
Operating Profit Margin	21.20%	21.20%	18.88%	24.65%	44.15%
Pretax Profit Margin	21.20%	21.20%	18.88%	24.65%	44.15%
Net Profit Margin	15.39%	15.39%	13.68%	17.61%	31.47%
Continuous Operations Profit Margin	15.39%	15.39%	13.68%	17.61%	31.47%
Net Income Per EBT	72.62%	72.62%	72.45%	71.42%	71.29%
EBT Per EBIT	100.00%	100.00%	100.00%	100.00%	100.00%
Return on Assets (ROA)	0.97%	0.97%	0.89%	1.11%	1.59%
Return on Equity (ROE)	11.75%	11.26%	10.28%	12.42%	18.83%
Return on Capital Employed (ROCE)	1.34%	1.34%	9.01%	10.22%	22.69%
Return on Invested Capital (ROIC)	0.97%	0.97%	6.53%	7.30%	16.17%
Return on Tangible Assets	0.97%	0.97%	0.89%	1.12%	1.60%
Earnings Yield	13.66%	12.22%	8.96%	14.42%	19.67%
Efficiency Ratios
Receivables Turnover	15.90	15.90	16.77	16.45	14.74
Payables Turnover	0.00	0.00	4.65	4.33	5.15
Inventory Turnover	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	11.46	11.46	11.98	9.88	7.84
Asset Turnover	0.06	0.06	0.07	0.06	0.05
Working Capital Turnover Ratio	-0.16	-0.18	-0.09	-0.09	-0.07
Cash Conversion Cycle	22.96	22.96	-56.66	-62.18	-46.08
Days of Sales Outstanding	22.96	22.96	21.77	22.19	24.76
Days of Inventory Outstanding	0.00	0.00	0.00	0.00	0.00
Days of Payables Outstanding	0.00	0.00	78.43	84.37	70.84
Operating Cycle	22.96	22.96	21.77	22.19	24.76
Cash Flow Ratios
Operating Cash Flow Per Share	1.76	1.76	2.11	4.48	5.52
Free Cash Flow Per Share	1.34	1.57	2.00	4.33	5.43
CapEx Per Share	0.42	0.19	0.11	0.14	0.09
Free Cash Flow to Operating Cash Flow	0.76	0.89	0.95	0.97	0.98
Dividend Paid and CapEx Coverage Ratio	1.95	2.63	3.60	7.18	10.35
Capital Expenditure Coverage Ratio	4.18	9.34	20.07	31.06	59.30
Operating Cash Flow Coverage Ratio	0.21	0.21	0.30	0.59	8.20
Operating Cash Flow to Sales Ratio	0.16	0.16	0.20	0.50	0.79
Free Cash Flow Yield	10.59%	11.12%	12.67%	39.58%	48.62%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	7.32	8.19	11.16	6.94	5.08
Price-to-Sales (P/S) Ratio	1.13	1.26	1.53	1.22	1.60
Price-to-Book (P/B) Ratio	0.82	0.92	1.15	0.86	0.96
Price-to-Free Cash Flow (P/FCF) Ratio	9.44	8.99	7.89	2.53	2.06
Price-to-Operating Cash Flow Ratio	7.18	8.03	7.50	2.45	2.02
Price-to-Earnings Growth (PEG) Ratio	0.82	0.33	-1.08	-0.25	0.37
Price-to-Fair Value	0.82	0.92	1.15	0.86	0.96
Enterprise Value Multiple	-3.03	-2.89	6.67	5.42	2.01
Enterprise Value	-124.16M	-102.07M	202.94M	188.92M	96.55M
EV to EBITDA	-3.03	-2.89	6.67	5.42	2.01
EV to Sales	-0.74	-0.61	1.32	1.39	0.91
EV to Free Cash Flow	-6.24	-4.37	6.81	2.88	1.17
EV to Operating Cash Flow	-4.75	-3.90	6.47	2.78	1.15
Tangible Book Value Per Share	15.31	15.32	13.06	11.94	10.82
Shareholders’ Equity Per Share	15.31	15.32	13.78	12.71	11.66
Tax and Other Ratios
Effective Tax Rate	0.27	0.27	0.28	0.29	0.29
Revenue Per Share	11.20	11.21	10.36	8.97	6.98
Net Income Per Share	1.72	1.73	1.42	1.58	2.20
Tax Burden	0.73	0.73	0.72	0.71	0.71
Interest Burden	1.00	1.00	1.00	1.00	1.00
Research & Development to Revenue	0.00	0.00	0.00	0.00	0.00
SG&A to Revenue	0.18	0.01	0.22	0.23	0.27
Stock-Based Compensation to Revenue	<0.01	<0.01	<0.01	<0.01	0.01
Income Quality	1.02	1.02	1.49	2.84	2.51

Currency in USD