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ISTR Stock Chart & Stats
$29.86
$0.30(1.00%)
At close: 4:00 PM EDT
$29.86
$0.30(1.00%)
Day’s Range― - ―
52-Week Range$21.43 - $31.77
Previous Close$30.16
Volume177.51K
Average Volume (3M)37.74K
Market Cap
$414.14M
Enterprise Value$661.17
Total Cash (Recent Filing)$534.96M
Total Debt (Recent Filing)$194.37M
Price to Earnings (P/E)11.5
Beta0.84
Next Earnings
Jan 28, 2027EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.51%
Share Statistics
EPS (TTM)2.60
Shares Outstanding13,777,026
10 Day Avg. Volume35,828
30 Day Avg. Volume37,740
Financial Highlights & Ratios
PEG Ratio1.55
Price to Book (P/B)0.87
Price to Sales (P/S)1.71
P/FCF Ratio15.61
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)3.16
Revenue Forecast (FY)$147.40M
Bulls Say, Bears Say
Bulls Say
Revenue & ProfitabilitySustained TTM revenue growth and healthy operating margins indicate the bank’s core lending and fee businesses are scaling efficiently. Durable margin levels support internal capital generation, fund dividends/repurchases and investment in branch/relationship growth, and provide buffer versus cyclical swings.
Improved LeverageA materially lower debt-to-equity and rising ROE reflect a more conservative, stable capital posture versus prior years. This improved leverage enhances financial flexibility to support loan growth, absorb credit stress, and pursue shareholder actions without immediate capital raises.
Governance & Capital ReturnAn expanded long-term incentive plan and recent dividend increases/repurchases align management and shareholders and help retain talent. Structural governance and capital-return tools improve retention, limit turnover risk, and institutionalize shareholder-friendly capital allocation.
Bears Say
Weak Cash GenerationA sharp drop in operating and free cash flow reduces internally available capital for lending, loss-absorbing reserves and buybacks. Even with FCF roughly aligned to net income historically, recent declines raise reliance on funding markets or retained earnings and constrain durable capital flexibility.
Historical Leverage VolatilityA track record of large leverage swings signals the capital structure can change rapidly under stress, raising the probability of future capital raises or tighter lending standards in downturns. That reduces predictability for investors and can amplify earnings volatility over time.
Loan-Mix Cyclical RiskMovement into more commercial, construction and residential lending can diversify revenue but increases sensitivity to economic cycles and real-estate cycles. Higher cyclical exposure can lead to more variable credit losses and provisioning, pressuring long-term earnings stability if underwriting or markets deteriorate.
Investar Holding News
ISTR FAQ
What was Investar Holding’s price range in the past 12 months?
Investar Holding lowest stock price was $21.43 and its highest was $31.77 in the past 12 months.
What is Investar Holding’s market cap?
Investar Holding’s market cap is $414.14M.
When is Investar Holding’s upcoming earnings report date?
Investar Holding’s upcoming earnings report date is Jan 28, 2027 which is in 169 days.
How were Investar Holding’s earnings last quarter?
Investar Holding released its earnings results on Jul 20, 2026. The company reported $0.75 earnings per share for the quarter, beating the consensus estimate of $0.707 by $0.043.
Is Investar Holding overvalued?
According to Wall Street analysts Investar Holding’s price is currently Overvalued.
Does Investar Holding pay dividends?
Investar Holding pays a Quarterly dividend of $0.12 which represents an annual dividend yield of 1.51%. See more information on Investar Holding dividends here
What is Investar Holding’s EPS estimate?
Investar Holding’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Investar Holding have?
Investar Holding has 13,777,026 shares outstanding.
What happened to Investar Holding’s price movement after its last earnings report?
Investar Holding reported an EPS of $0.75 in its last earnings report, beating expectations of $0.707. Following the earnings report the stock price went down -0.937%.
Which hedge fund is a major shareholder of Investar Holding?
Currently, no hedge funds are holding shares in ISTR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Investar Holding Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
6.32%
12-Months-Change
Fundamentals
Return on Equity
1.51%
Trailing 12-Months
Asset Growth
40.52%
Trailing 12-Months
Company Description
Investar Holding
Investar Holding Corporation acts as the parent company for Investar Bank, delivering a wide spectrum of financial products and services. The bank caters to both individual clients and small to mid-sized businesses throughout South Louisiana. Its offerings include a diverse suite of deposit accounts such as savings, checking, money market, and individual retirement accounts, along with various certificates of deposit. Customers also benefit from contemporary banking tools like debit cards and mobile banking platforms. Investar Bank provides extensive lending options, spanning commercial real estate, commercial and industrial loans (including working capital lines and equipment financing), and construction loans for commercial, single-family residential, and multi-family developments. Residential lending for one-to-four family properties, such as second mortgages, is also available, alongside a variety of consumer loans for personal, family, and household needs, including secured and unsecured installment loans, home equity lines of credit, and auto loans. For its business clientele, the company offers sophisticated cash management solutions, featuring remote deposit capture, virtual vault, electronic statements, positive pay, ACH origination, wire transfers, investment sweep accounts, and business internet banking. Additional banking conveniences include cashier's checks, direct deposit services for payroll and social security, night depository, bank-by-mail, automated teller machines (ATMs), interactive teller machines (ITMs), merchant card services, and mobile wallet payment capabilities. Founded in 2006, Investar Holding Corporation is based in Baton Rouge, Louisiana, and conducts its operations through a network of 24 full-service branches.
Technical Analysis
Ownership Overview
10.12% Insiders
13.77% Mutual Funds
2.49% Other Institutional Investors
60.66% Public Companies and
Individual Investors