Investar Holding (ISTR)
NASDAQ:ISTR
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ISTR Stock Chart & Stats
$27.94
-$0.17(-0.85%)
At close: 4:00 PM EST
$27.94
-$0.17(-0.85%)
Day’s Range― - ―
52-Week Range$17.89 - $31.77
Previous CloseN/A
Volume11.55K
Average Volume (3M)37.74K
Market Cap
$411.60M
Enterprise Value$429.82M
Total Cash (Recent Filing)$543.70M
Total Debt (Recent Filing)$194.16M
Price to Earnings (P/E)14.3
Beta0.87
Next Earnings
Jul 27, 2026EPS Estimate
0.71Next Dividend Ex-DateN/A
Dividend Yield1.57%
Share Statistics
EPS (TTM)2.42
Shares Outstanding13,793,585
10 Day Avg. Volume35,828
30 Day Avg. Volume37,740
Financial Highlights & Ratios
PEG Ratio1.55
Price to Book (P/B)0.87
Price to Sales (P/S)1.71
P/FCF Ratio15.61
Enterprise Value/Market Cap1.04
Enterprise Value/Revenue2.52
Enterprise Value/Gross Profit4.20
Enterprise Value/Ebitda12.89
Forecast
1Y Price Target
$31.50Price Target Upside12.74% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)3.1
Revenue Forecast (FY)$150.10M
Bulls Say, Bears Say
Bulls Say
Revenue Rebound And Improving MarginsA durable revenue rebound and higher margins indicate stronger core franchise economics and pricing or mix improvement. Sustained TTM EBIT margin (~17.6%) and rising ROE suggest the company can generate higher operating profits on its capital base, supporting reinvestment and shareholder returns over the medium term.
Strong Cash Generation And FCF ConversionHigh FCF and tight conversion of earnings to cash provide durable internal funding for dividends, paydowns, or targeted investments. Consistent FCF (~92% of net income) and meaningful year-over-year growth increase strategic flexibility and reduce reliance on external financing across business cycles.
Stronger Governance And Retention ToolsAn expanded long-term incentive plan and renewed board/audit approvals strengthen management retention and alignment with shareholders. With the plan running through 2036, the company has a long-term mechanism to motivate executives and staff to execute strategic initiatives, improving continuity and execution risk profiles.
Bears Say
Historical Leverage Spike RiskA history of materially higher leverage shows the balance sheet can deteriorate quickly under stress, raising funding, liquidity, and capital adequacy risks. This structural volatility reduces financial flexibility, can increase funding costs, and limits the company's ability to pursue opportunistic investments during downturns.
Multi-year Earnings And Cash Flow VolatilityIntermittent declines in free cash flow and earnings across recent years reduce predictability of distributable cash and capital planning. Persistent volatility complicates long-term forecasting, makes dividend or buyback policies harder to sustain, and increases execution risk for multi-year strategic initiatives.
Potential Dilution From Expanded Incentive PlanA materially larger long-term incentive pool improves retention but raises dilution risk if awards vest or are widely granted. Over the plan term to 2036 this can depress per-share metrics and dilute future EPS and ROE unless accretive gains offset share issuance, constraining long-term shareholder value if not managed tightly.
Investar Holding News
ISTR FAQ
What was Investar Holding’s price range in the past 12 months?
Investar Holding lowest stock price was $17.89 and its highest was $31.77 in the past 12 months.
What is Investar Holding’s market cap?
Investar Holding’s market cap is $411.60M.
When is Investar Holding’s upcoming earnings report date?
Investar Holding’s upcoming earnings report date is Jul 27, 2026 which is in 35 days.
How were Investar Holding’s earnings last quarter?
Investar Holding released its earnings results on Apr 20, 2026. The company reported $0.87 earnings per share for the quarter, beating the consensus estimate of $0.75 by $0.12.
Is Investar Holding overvalued?
According to Wall Street analysts Investar Holding’s price is currently Undervalued.
Does Investar Holding pay dividends?
Investar Holding pays a Quarterly dividend of $0.12 which represents an annual dividend yield of 1.57%. See more information on Investar Holding dividends here
What is Investar Holding’s EPS estimate?
Investar Holding’s EPS estimate is 0.71.
How many shares outstanding does Investar Holding have?
Investar Holding has 13,793,585 shares outstanding.
What happened to Investar Holding’s price movement after its last earnings report?
Investar Holding reported an EPS of $0.87 in its last earnings report, beating expectations of $0.75. Following the earnings report the stock price went up 3.798%.
Which hedge fund is a major shareholder of Investar Holding?
Currently, no hedge funds are holding shares in ISTR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Investar Holding Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
$31.50 (12.74% Upside)
$31.50 (12.74% Upside)
Hedge Fund Trend
Decreased
By 3.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $96.3K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
6.32%
12-Months-Change
Fundamentals
Return on Equity
9.04%
Trailing 12-Months
Asset Growth
41.95%
Trailing 12-Months
Company Description
Investar Holding
Investar Holding Corporation acts as the parent company for Investar Bank, delivering a wide spectrum of financial products and services. The bank caters to both individual clients and small to mid-sized businesses throughout South Louisiana. Its offerings include a diverse suite of deposit accounts such as savings, checking, money market, and individual retirement accounts, along with various certificates of deposit. Customers also benefit from contemporary banking tools like debit cards and mobile banking platforms. Investar Bank provides extensive lending options, spanning commercial real estate, commercial and industrial loans (including working capital lines and equipment financing), and construction loans for commercial, single-family residential, and multi-family developments. Residential lending for one-to-four family properties, such as second mortgages, is also available, alongside a variety of consumer loans for personal, family, and household needs, including secured and unsecured installment loans, home equity lines of credit, and auto loans. For its business clientele, the company offers sophisticated cash management solutions, featuring remote deposit capture, virtual vault, electronic statements, positive pay, ACH origination, wire transfers, investment sweep accounts, and business internet banking. Additional banking conveniences include cashier's checks, direct deposit services for payroll and social security, night depository, bank-by-mail, automated teller machines (ATMs), interactive teller machines (ITMs), merchant card services, and mobile wallet payment capabilities. Founded in 2006, Investar Holding Corporation is based in Baton Rouge, Louisiana, and conducts its operations through a network of 24 full-service branches.
ISTR Stock 12 Month Forecast
Average Price Target
$31.50
▲(12.74% Upside)
Technical Analysis
Ownership Overview
10.11% Insiders
12.81% Mutual Funds
17.19% Other Institutional Investors
48.56% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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