Bcb Bancorp Inc. [Nj] (BCBP)
NASDAQ:BCBP
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BCBP Stock Chart & Stats
$9.37
-$0.02(-0.13%)
At close: 4:00 PM EST
$9.37
-$0.02(-0.13%)
Day’s Range― - ―
52-Week Range$7.31 - $11.71
Previous CloseN/A
Volume11.48K
Average Volume (3M)83.78K
Market Cap
$192.38M
Enterprise Value$178.42M
Total Cash (Recent Filing)$294.97M
Total Debt (Recent Filing)$279.64M
Price to Earnings (P/E)274.9
Beta0.55
Next Earnings
Jul 16, 2026EPS Estimate
0.26Next Dividend Ex-DateN/A
Dividend Yield7.74%
Share Statistics
EPS (TTM)-0.07
Shares Outstanding17,363,157
10 Day Avg. Volume99,436
30 Day Avg. Volume83,782
Financial Highlights & Ratios
PEG Ratio0.06
Price to Book (P/B)0.46
Price to Sales (P/S)0.83
P/FCF Ratio3.98
Enterprise Value/Market Cap0.93
Enterprise Value/Revenue1.10
Enterprise Value/Gross Profit2.81
Enterprise Value/Ebitda198.24
Forecast
1Y Price Target
$10.75Price Target Upside14.73% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)1.13
Revenue Forecast (FY)$108.22M
Bulls Say, Bears Say
Bulls Say
Improved LeverageLeverage moving from elevated levels to ~1.0x in 2025 and very low in the TTM materially reduces balance-sheet risk. That durable de-risking increases capital flexibility, lowers regulatory pressure, and provides room to absorb losses while supporting measured lending or restructuring efforts.
Strong Cash GenerationConsistent positive operating and free cash flow—even during the 2025 net loss—gives the bank durable internal funding for operations, dividend payments and credit remediation. Steady cash generation enhances liquidity, reduces dependence on external funding, and supports strategic flexibility.
Return To Profitability & DividendThe Q1 2026 return to net income and a resumed quarterly cash dividend reflect improving core net interest margins and lower provisions. If sustained, this indicates stabilization of earnings and capital discipline, supporting depositor and investor confidence and enabling longer-term planning.
Bears Say
Earnings Volatility & Thin MarginsA sharp 2025 loss followed by a tenuous TTM recovery and significantly lower revenue show persistent earnings volatility and compressed margins. This undermines retained earnings, limits capacity to rebuild capital organically, and leaves profitability exposed to funding costs or renewed credit stress.
Concentrated Credit StressManagement flagged higher criticized/classified loans concentrated in cannabis and small-business exposures. Sector concentration raises prospective loss severity and regulatory scrutiny, necessitating prolonged remediation and restraining new lending, which can depress long-term earnings and ROE.
Complex Capital & Potential Capital ActionsA complex capital structure and material fixed debt create structural funding and governance challenges. Management's openness to restructure or raise capital implies potential dilution, higher funding costs or execution risk—factors that can weigh on long-term returns and strategic optionality.
BCB Bancorp News
BCBP FAQ
What was Bcb Bancorp Inc. [Nj]’s price range in the past 12 months?
Bcb Bancorp Inc. [Nj] lowest stock price was $7.31 and its highest was $11.71 in the past 12 months.
What is Bcb Bancorp Inc. [Nj]’s market cap?
Bcb Bancorp Inc. [Nj]’s market cap is $192.38M.
When is Bcb Bancorp Inc. [Nj]’s upcoming earnings report date?
Bcb Bancorp Inc. [Nj]’s upcoming earnings report date is Jul 16, 2026 which is in 29 days.
How were Bcb Bancorp Inc. [Nj]’s earnings last quarter?
Bcb Bancorp Inc. [Nj] released its earnings results on Apr 21, 2026. The company reported $0.26 earnings per share for the quarter, beating the consensus estimate of $0.21 by $0.05.
Is Bcb Bancorp Inc. [Nj] overvalued?
According to Wall Street analysts Bcb Bancorp Inc. [Nj]’s price is currently Undervalued.
Does Bcb Bancorp Inc. [Nj] pay dividends?
Bcb Bancorp Inc. [Nj] pays a Quarterly dividend of $0.08 which represents an annual dividend yield of 7.74%. See more information on Bcb Bancorp Inc. [Nj] dividends here
What is Bcb Bancorp Inc. [Nj]’s EPS estimate?
Bcb Bancorp Inc. [Nj]’s EPS estimate is 0.26.
How many shares outstanding does Bcb Bancorp Inc. [Nj] have?
Bcb Bancorp Inc. [Nj] has 17,363,157 shares outstanding.
What happened to Bcb Bancorp Inc. [Nj]’s price movement after its last earnings report?
Bcb Bancorp Inc. [Nj] reported an EPS of $0.26 in its last earnings report, beating expectations of $0.21. Following the earnings report the stock price went up 4.808%.
Which hedge fund is a major shareholder of Bcb Bancorp Inc. [Nj]?
Currently, no hedge funds are holding shares in BCBP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
BCB Bancorp Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
$10.75 (14.73% Upside)
$10.75 (14.73% Upside)
Blogger Sentiment
Neutral
BCBP Sentiment 67%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 10.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $49.6K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Negative
20 days / 200 days
Momentum
-24.12%
12-Months-Change
Fundamentals
Return on Equity
0.23%
Trailing 12-Months
Asset Growth
-5.89%
Trailing 12-Months
Company Description
Bcb Bancorp Inc. [Nj]
BCB Bancorp, Inc. functions as a bank holding entity for BCB Community Bank, delivering a comprehensive array of financial products and services to both businesses and individual clients across the United States. Its suite of deposit offerings includes savings and club accounts, interest-bearing and non-interest-bearing checking accounts, money market accounts, certificates of deposit (CDs), and individual retirement accounts (IRAs). The institution's lending activities span a broad spectrum, providing financing solutions such as commercial and multi-family property loans, mortgages for one-to-four family residences, commercial enterprise loans, Small Business Administration (SBA) loans, construction financing, home equity loans and lines of credit, and various consumer loans. This also encompasses residential mortgages backed by single to quad-family homes, condominiums, and cooperative housing units. Beyond these core services, the company furnishes additional retail and commercial banking features. These comprise wire transfers, money orders, secure safe deposit box rentals, night drop facilities, debit cards, comprehensive online and mobile banking platforms, fraud monitoring services, and automated teller machine (ATM) access. As of December 31, 2021, BCB Community Bank maintained a physical presence through 29 branch locations spread across numerous towns in New Jersey, including Bayonne, Carteret, Edison, Hoboken, Fairfield, Holmdel, Jersey City, Lyndhurst, Maplewood, Monroe Township, Newark, Parsippany, Plainsboro, River Edge, Rutherford, South Orange, Union, and Woodbridge. Additionally, it operated three branches in New York, specifically in Staten Island and Hicksville. Established in 2000, the firm's main offices are situated in Bayonne, New Jersey.
BCBP Stock 12 Month Forecast
Average Price Target
$10.75
▲(14.73% Upside)
Technical Analysis
Citizens Community Bancorp
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Landmark Bancorp
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First Guaranty Bancshares
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MainStreet Bancshares
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Ownership Overview
11.10% Insiders
12.34% Mutual Funds
2.07% Other Institutional Investors
63.58% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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