Bcb Bancorp Inc. [Nj] (BCBP)
NASDAQ:BCBP
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BCBP Stock Chart & Stats
$9.37
-$0.02(-0.13%)
At close: 4:00 PM EST
$9.37
-$0.02(-0.13%)
Day’s Range― - ―
52-Week Range$7.31 - $10.46
Previous CloseN/A
Volume11.48K
Average Volume (3M)83.78K
Market Cap
$178.97M
Enterprise Value$177.72M
Total Cash (Recent Filing)$140.19M
Total Debt (Recent Filing)$300.49M
Price to Earnings (P/E)7.9
Beta0.62
Next Earnings
Jul 16, 2026EPS Estimate
0.26Next Dividend Ex-DateN/A
Dividend Yield7.74%
Share Statistics
EPS (TTM)0.26
Shares Outstanding17,358,930
10 Day Avg. Volume99,436
30 Day Avg. Volume83,782
Financial Highlights & Ratios
PEG Ratio0.06
Price to Book (P/B)0.46
Price to Sales (P/S)0.83
P/FCF Ratio3.98
Enterprise Value/Market Cap0.99
Enterprise Value/Revenue1.07
Enterprise Value/Gross Profit3.99
Enterprise Value/Ebitda-10.14
Forecast
1Y Price Target
$10.75Price Target Upside14.73% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)1.13
Revenue Forecast (FY)$108.22M
Bulls Say, Bears Say
Bulls Say
Improved LeverageThe material reduction in leverage strengthens the bank's balance-sheet resilience and reduces funding and solvency risk. A lower debt-to-equity ratio gives management more flexibility to absorb future credit volatility, support lending or reserve builds, and sustain operations over the medium term.
Positive Cash GenerationConsistent positive operating and growing free cash flow provide durable internal funding for dividends, loan origination, and loss absorption without heavy reliance on volatile wholesale funding. This supports capital allocation and liquidity discipline over the next several quarters.
Profitability Rebound & Dividend ContinuationThe Q1 2026 profit and maintained dividend signal operational stabilization: moderating provisions, improved NIM, and falling non‑accruals. This suggests management is executing a recovery plan that can restore earnings resilience and preserve shareholder distributions as capital and asset quality improve.
Bears Say
2025 Net Loss And Revenue DeclineA full-year swing to a net loss and near‑10% revenue decline indicate deteriorating core earnings power and weakened franchise momentum. Restoring sustainable profitability will require sustained loan growth or margin improvement, which may take multiple quarters given recent credit and deposit dynamics.
Material Credit ImpairmentsLarge, concentrated write‑downs and charge‑offs expose portfolio vulnerability and raise the likelihood of higher future provisions. These credit shocks can constrain capital, compel tighter underwriting, and slow lending activity, impairing sustainable net interest income and return generation for several quarters.
Shrinking Loan Book And Lower EquityA materially smaller loan portfolio and reduced equity base limit organic earnings capacity and growth runway. Persistent run‑off or conservative de‑risking can depress interest income and ROE, while weaker equity cushions reduce flexibility for lending expansion or absorbing future losses without raising capital.
BCB Bancorp News
BCBP FAQ
What was Bcb Bancorp Inc. [Nj]’s price range in the past 12 months?
Bcb Bancorp Inc. [Nj] lowest stock price was $7.31 and its highest was $10.46 in the past 12 months.
What is Bcb Bancorp Inc. [Nj]’s market cap?
Bcb Bancorp Inc. [Nj]’s market cap is $178.97M.
When is Bcb Bancorp Inc. [Nj]’s upcoming earnings report date?
Bcb Bancorp Inc. [Nj]’s upcoming earnings report date is Jul 16, 2026 which is in 76 days.
How were Bcb Bancorp Inc. [Nj]’s earnings last quarter?
Bcb Bancorp Inc. [Nj] released its earnings results on Apr 21, 2026. The company reported $0.26 earnings per share for the quarter, beating the consensus estimate of $0.21 by $0.05.
Is Bcb Bancorp Inc. [Nj] overvalued?
According to Wall Street analysts Bcb Bancorp Inc. [Nj]’s price is currently Undervalued.
Does Bcb Bancorp Inc. [Nj] pay dividends?
Bcb Bancorp Inc. [Nj] pays a Quarterly dividend of $0.16 which represents an annual dividend yield of 7.74%. See more information on Bcb Bancorp Inc. [Nj] dividends here
What is Bcb Bancorp Inc. [Nj]’s EPS estimate?
Bcb Bancorp Inc. [Nj]’s EPS estimate is 0.26.
How many shares outstanding does Bcb Bancorp Inc. [Nj] have?
Bcb Bancorp Inc. [Nj] has 17,358,930 shares outstanding.
What happened to Bcb Bancorp Inc. [Nj]’s price movement after its last earnings report?
Bcb Bancorp Inc. [Nj] reported an EPS of $0.26 in its last earnings report, beating expectations of $0.21. Following the earnings report the stock price went up 4.813%.
Which hedge fund is a major shareholder of Bcb Bancorp Inc. [Nj]?
Currently, no hedge funds are holding shares in BCBP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
BCB Bancorp Stock Smart Score
Neutral
1
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5
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7
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10
Analyst Consensus
Hold
Average Price Target:
$10.75 (14.73% Upside)
$10.75 (14.73% Upside)
Blogger Sentiment
Neutral
BCBP Sentiment 67%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 10.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $56.6K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-24.12%
12-Months-Change
Fundamentals
Return on Equity
0.23%
Trailing 12-Months
Asset Growth
-5.89%
Trailing 12-Months
Company Description
Bcb Bancorp Inc. [Nj]
BCB Bancorp, Inc. operates as a bank holding company for BCB Community Bank that provides banking products and services to businesses and individuals in the United States. The company offers deposit products, including savings and club accounts, interest and non-interest-bearing demand accounts, money market accounts, certificates of deposit, and individual retirement accounts. It also provides loans, such as commercial and multi-family real estate, one-to-four family mortgage, commercial business, small business administration, construction, home equity and lines of credit, and consumer loans, as well as residential loans secured by one-to-four family dwellings, condominiums, and cooperative units. In addition, the company offers retail and commercial banking services comprising wire transfers, money orders, safe deposit boxes, night depository services, debit cards, online and mobile banking services, fraud detection services, and automated teller services. As of December 31, 2021, it operated 29 branch offices in Bayonne, Carteret, Edison, Hoboken, Fairfield, Holmdel, Jersey City, Lyndhurst, Maplewood, Monroe Township, Newark, Parsippany, Plainsboro, River Edge, Rutherford, South Orange, Union, and Woodbridge, New Jersey, as well as three branches in Staten Island and Hicksville, New York. The company was founded in 2000 and is headquartered in Bayonne, New Jersey.
BCBP Stock 12 Month Forecast
Average Price Target
$10.75
▲(14.73% Upside)
Technical Analysis
Citizens Community Bancorp
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Landmark Bancorp
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First Guaranty Bancshares
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MainStreet Bancshares
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Ownership Overview
11.07% Insiders
11.96% Mutual Funds
0.42% Other Institutional Investors
65.89% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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