Education
About Us
Working with TipRanks
Follow Us
Bcb Bancorp Inc. [Nj] (BCBP)
NASDAQ:BCBP
BCBP Stock Chart & Stats
$8.12
-$0.02(-0.13%)
At close: 4:00 PM EST
$8.12
-$0.02(-0.13%)
Day’s Range― - ―
52-Week Range$7.31 - $10.38
Previous CloseN/A
Volume11.48K
Average Volume (3M)83.78K
Market Cap
$139.89M
Enterprise Value$431.07M
Total Cash (Recent Filing)$140.19M
Total Debt (Recent Filing)$300.49M
Price to Earnings (P/E)―
Beta0.66
Next Earnings
Apr 16, 2026EPS Estimate
0.21Next Dividend Ex-DateN/A
Dividend Yield7.74%
Share Statistics
EPS (TTM)-0.73
Shares Outstanding17,228,207
10 Day Avg. Volume99,436
30 Day Avg. Volume83,782
Financial Highlights & Ratios
PEG Ratio0.06
Price to Book (P/B)0.46
Price to Sales (P/S)0.83
P/FCF Ratio0.00
Enterprise Value/Market Cap3.08
Enterprise Value/Revenue2.59
Enterprise Value/Gross Profit9.69
Enterprise Value/Ebitda-24.60
Forecast
1Y Price Target
$9.00Price Target Upside10.84% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)1.01
Revenue Forecast (FY)$105.70M
Bulls Say, Bears Say
Bulls Say
Strong Cash ConversionA 5.68x operating cash flow to net income ratio signals durable cash generation quality versus reported earnings. Over the medium term this supports dividend funding, loss absorption, and internal reinvestment without immediate reliance on external financing, improving resilience.
Improving Leverage ProfileA declining debt-to-equity ratio to 1.05 points to measured deleveraging and a more stable capital structure. Sustained lower leverage eases regulatory and funding pressures, increases flexibility to withstand credit stress, and improves long-term balance sheet durability.
Community-focused, Diversified Revenue MixA business model centered on retail and commercial lending plus fee income and municipal partnerships creates sticky customer relationships and diversified cash flows. Over months this local focus can sustain deposit stability and revenue breadth versus single-product peers.
Bears Say
Declining Revenue And Free Cash Flow GrowthNegative revenue growth and a steep drop in free cash flow growth indicate structural pressure on core earnings and reduced internal funding capacity. Sustained declines constrain capital allocation, limit loan growth or tech investment, and heighten vulnerability to cyclical shocks.
Elevated Credit Losses And Loan ImpairmentsLarge, concentrated charge-offs including cannabis-related REO and C&I loans reflect rising asset-quality stress and concentration risk. Persistently higher credit losses can erode capital, force tighter underwriting, and reduce net interest income over multiple quarters.
Thin Profitability MetricsVery low net margin and sub-1% ROE point to weak earnings power versus capital employed. Over the medium term this limits the bank's ability to grow equity organically, makes dividends and strategic investments more tenuous, and reduces tolerance for adverse shocks.
BCB Bancorp News
BCBP FAQ
What was Bcb Bancorp Inc. [Nj]’s price range in the past 12 months?
Bcb Bancorp Inc. [Nj] lowest stock price was $7.31 and its highest was $10.38 in the past 12 months.
What is Bcb Bancorp Inc. [Nj]’s market cap?
Bcb Bancorp Inc. [Nj]’s market cap is $139.89M.
When is Bcb Bancorp Inc. [Nj]’s upcoming earnings report date?
Bcb Bancorp Inc. [Nj]’s upcoming earnings report date is Apr 16, 2026 which is in 42 days.
How were Bcb Bancorp Inc. [Nj]’s earnings last quarter?
Bcb Bancorp Inc. [Nj] released its earnings results on Jan 30, 2026. The company reported -$0.73 earnings per share for the quarter, beating the consensus estimate of -$0.795 by $0.065.
Is Bcb Bancorp Inc. [Nj] overvalued?
According to Wall Street analysts Bcb Bancorp Inc. [Nj]’s price is currently Undervalued.
Does Bcb Bancorp Inc. [Nj] pay dividends?
Bcb Bancorp Inc. [Nj] pays a Quarterly dividend of $0.16 which represents an annual dividend yield of 7.74%. See more information on Bcb Bancorp Inc. [Nj] dividends here
What is Bcb Bancorp Inc. [Nj]’s EPS estimate?
Bcb Bancorp Inc. [Nj]’s EPS estimate is 0.21.
How many shares outstanding does Bcb Bancorp Inc. [Nj] have?
Bcb Bancorp Inc. [Nj] has 17,228,207 shares outstanding.
What happened to Bcb Bancorp Inc. [Nj]’s price movement after its last earnings report?
Bcb Bancorp Inc. [Nj] reported an EPS of -$0.73 in its last earnings report, beating expectations of -$0.795. Following the earnings report the stock price went up 0.891%.
Which hedge fund is a major shareholder of Bcb Bancorp Inc. [Nj]?
Currently, no hedge funds are holding shares in BCBP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
BCB Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$9.00 (10.84% Upside)
$9.00 (10.84% Upside)
Blogger Sentiment
Bullish
BCBP Sentiment 66%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 10.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $56.6K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-24.12%
12-Months-Change
Fundamentals
Return on Equity
0.86%
Trailing 12-Months
Asset Growth
-7.21%
Trailing 12-Months
Company Description
Bcb Bancorp Inc. [Nj]
BCB Bancorp, Inc. operates as a bank holding company for BCB Community Bank that provides banking products and services to businesses and individuals in the United States. The company offers deposit products, including savings and club accounts, interest and non-interest-bearing demand accounts, money market accounts, certificates of deposit, and individual retirement accounts. It also provides loans, such as commercial and multi-family real estate, one-to-four family mortgage, commercial business, small business administration, construction, home equity and lines of credit, and consumer loans, as well as residential loans secured by one-to-four family dwellings, condominiums, and cooperative units. In addition, the company offers retail and commercial banking services comprising wire transfers, money orders, safe deposit boxes, night depository services, debit cards, online and mobile banking services, fraud detection services, and automated teller services. As of December 31, 2021, it operated 29 branch offices in Bayonne, Carteret, Edison, Hoboken, Fairfield, Holmdel, Jersey City, Lyndhurst, Maplewood, Monroe Township, Newark, Parsippany, Plainsboro, River Edge, Rutherford, South Orange, Union, and Woodbridge, New Jersey, as well as three branches in Staten Island and Hicksville, New York. The company was founded in 2000 and is headquartered in Bayonne, New Jersey.
BCBP Stock 12 Month Forecast
Average Price Target
$9.00
▲(10.84% Upside)
Technical Analysis
Citizens Community Bancorp
―
Landmark Bancorp
―
First Guaranty Bancshares
―
United Security Bancshares
―
MainStreet Bancshares
―
Ownership Overview
11.06% Insiders
11.78% Mutual Funds
1.46% Other Institutional Investors
64.62% Public Companies and
Individual Investors
Options Prices
Currently, No data available
---