Bcb Bancorp Inc. [Nj] (BCBP)
NASDAQ:BCBP
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BCBP Stock Chart & Stats
$9.37
-$0.02(-0.13%)
At close: 4:00 PM EST
$9.37
-$0.02(-0.13%)
Day’s Range― - ―
52-Week Range$7.31 - $10.50
Previous CloseN/A
Volume11.48K
Average Volume (3M)83.78K
Market Cap
$172.07M
Enterprise Value$157.23M
Total Cash (Recent Filing)$294.97M
Total Debt (Recent Filing)$279.64M
Price to Earnings (P/E)7.9
Beta0.59
Next Earnings
Jul 16, 2026EPS Estimate
0.26Next Dividend Ex-DateN/A
Dividend Yield7.74%
Share Statistics
EPS (TTM)-0.07
Shares Outstanding17,363,157
10 Day Avg. Volume99,436
30 Day Avg. Volume83,782
Financial Highlights & Ratios
PEG Ratio0.06
Price to Book (P/B)0.46
Price to Sales (P/S)0.83
P/FCF Ratio3.98
Enterprise Value/Market Cap0.91
Enterprise Value/Revenue0.97
Enterprise Value/Gross Profit2.47
Enterprise Value/Ebitda272.98
Forecast
1Y Price Target
$10.75Price Target Upside14.73% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)1.13
Revenue Forecast (FY)$108.22M
Bulls Say, Bears Say
Bulls Say
Improved LeverageLower leverage meaningfully reduces balance-sheet risk and increases financial flexibility over the medium term. A move from elevated debt-to-equity to ~1.0x and very low TTM levels supports capacity to absorb future credit losses, reduces funding strain, and improves the bank's ability to fund lending or dividends without levering up.
Stable Positive Cash FlowConsistent operating and free cash flow provides durable liquidity and internal funding for operations, provisioning, and capital returns. Reliable cash generation cushions earnings volatility, underwrites the recent dividend, and enables reinvestment in technology or credit underwriting without immediate external financing.
Return To Profitability And Resumed DividendA reported return to profitability alongside a declared regular dividend signals improving credit trends and margin recovery. Reduced provisions, stronger net interest margin and an improved efficiency ratio indicate operational stabilization, which supports longer-term confidence in management's ability to restore sustainable earnings and shareholder distributions.
Bears Say
Revenue Decline And Thin MarginsSharp revenue contraction and very thin margins limit the bank's ability to generate durable profits and build capital. With narrow operating cushions, negative shocks—higher credit costs, funding pressure, or slower loan growth—could quickly erode earnings and impede reinvestment or dividend sustainability over the coming months.
Earnings Volatility And Prior Net LossMaterial swings from multi-year profits to a 2025 net loss highlight earnings volatility that complicates capital planning and investor trust. Persistent earnings variability can force higher provisioning buffers, constrain credit growth, and make it harder to commit to long-term strategic investments or consistent shareholder returns.
Weak Loan Growth And Flat DepositsStagnant assets and deposits with modest loan declines reduce the interest-earning base and limit net interest income expansion. Structural loan contraction and flat funding hinder organic growth, increase reliance on margin improvements for profitability, and make it harder to spread fixed costs over a growing asset base.
BCB Bancorp News
BCBP FAQ
What was Bcb Bancorp Inc. [Nj]’s price range in the past 12 months?
Bcb Bancorp Inc. [Nj] lowest stock price was $7.31 and its highest was $10.50 in the past 12 months.
What is Bcb Bancorp Inc. [Nj]’s market cap?
Bcb Bancorp Inc. [Nj]’s market cap is $172.07M.
When is Bcb Bancorp Inc. [Nj]’s upcoming earnings report date?
Bcb Bancorp Inc. [Nj]’s upcoming earnings report date is Jul 16, 2026 which is in 53 days.
How were Bcb Bancorp Inc. [Nj]’s earnings last quarter?
Bcb Bancorp Inc. [Nj] released its earnings results on Apr 21, 2026. The company reported $0.26 earnings per share for the quarter, beating the consensus estimate of $0.21 by $0.05.
Is Bcb Bancorp Inc. [Nj] overvalued?
According to Wall Street analysts Bcb Bancorp Inc. [Nj]’s price is currently Undervalued.
Does Bcb Bancorp Inc. [Nj] pay dividends?
Bcb Bancorp Inc. [Nj] pays a Quarterly dividend of $0.16 which represents an annual dividend yield of 7.74%. See more information on Bcb Bancorp Inc. [Nj] dividends here
What is Bcb Bancorp Inc. [Nj]’s EPS estimate?
Bcb Bancorp Inc. [Nj]’s EPS estimate is 0.26.
How many shares outstanding does Bcb Bancorp Inc. [Nj] have?
Bcb Bancorp Inc. [Nj] has 17,363,157 shares outstanding.
What happened to Bcb Bancorp Inc. [Nj]’s price movement after its last earnings report?
Bcb Bancorp Inc. [Nj] reported an EPS of $0.26 in its last earnings report, beating expectations of $0.21. Following the earnings report the stock price went up 4.808%.
Which hedge fund is a major shareholder of Bcb Bancorp Inc. [Nj]?
Currently, no hedge funds are holding shares in BCBP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
BCB Bancorp Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
$10.75 (14.73% Upside)
$10.75 (14.73% Upside)
Blogger Sentiment
Neutral
BCBP Sentiment 67%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 10.3K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $39.9K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Negative
20 days / 200 days
Momentum
-24.12%
12-Months-Change
Fundamentals
Return on Equity
0.23%
Trailing 12-Months
Asset Growth
-5.89%
Trailing 12-Months
Company Description
Bcb Bancorp Inc. [Nj]
BCB Bancorp, Inc. operates as a bank holding company for BCB Community Bank that provides banking products and services to businesses and individuals in the United States. The company offers deposit products, including savings and club accounts, interest and non-interest-bearing demand accounts, money market accounts, certificates of deposit, and individual retirement accounts. It also provides loans, such as commercial and multi-family real estate, one-to-four family mortgage, commercial business, small business administration, construction, home equity and lines of credit, and consumer loans, as well as residential loans secured by one-to-four family dwellings, condominiums, and cooperative units. In addition, the company offers retail and commercial banking services comprising wire transfers, money orders, safe deposit boxes, night depository services, debit cards, online and mobile banking services, fraud detection services, and automated teller services. As of December 31, 2021, it operated 29 branch offices in Bayonne, Carteret, Edison, Hoboken, Fairfield, Holmdel, Jersey City, Lyndhurst, Maplewood, Monroe Township, Newark, Parsippany, Plainsboro, River Edge, Rutherford, South Orange, Union, and Woodbridge, New Jersey, as well as three branches in Staten Island and Hicksville, New York. The company was founded in 2000 and is headquartered in Bayonne, New Jersey.
BCBP Stock 12 Month Forecast
Average Price Target
$10.75
▲(14.73% Upside)
Technical Analysis
Citizens Community Bancorp
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Landmark Bancorp
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First Guaranty Bancshares
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MainStreet Bancshares
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Ownership Overview
11.07% Insiders
11.96% Mutual Funds
2.07% Other Institutional Investors
63.86% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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