Want to see FGBI full AI Analyst Report?

First Guaranty Bancshares (FGBI) Price & Analysis

Q: What was First Guaranty Bancshares’s price range in the past 12 months?

First Guaranty Bancshares lowest stock price was $4.31 and its highest was $11.02 in the past 12 months.

Q: What is First Guaranty Bancshares’s market cap?

First Guaranty Bancshares’s market cap is $145.05M.

Q: When is First Guaranty Bancshares’s upcoming earnings report date?

First Guaranty Bancshares’s upcoming earnings report date is Oct 29, 2026 which is in 65 days.

Q: How were First Guaranty Bancshares’s earnings last quarter?

First Guaranty Bancshares released its earnings results on Jul 28, 2026. The company reported $0.17 earnings per share for the quarter, beating the consensus estimate of $0.09 by $0.08.

Q: Is First Guaranty Bancshares overvalued?

According to Wall Street analysts First Guaranty Bancshares’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Q: Does First Guaranty Bancshares pay dividends?

First Guaranty Bancshares pays a Quarterly dividend of $0.01 which represents an annual dividend yield of 0.46%. See more information on First Guaranty Bancshares dividends here

Q: What is First Guaranty Bancshares’s EPS estimate?

First Guaranty Bancshares’s EPS estimate for its next earnings report is not yet available.

Q: How many shares outstanding does First Guaranty Bancshares have?

First Guaranty Bancshares has 16,539,095 shares outstanding.

Q: What happened to First Guaranty Bancshares’s price movement after its last earnings report?

First Guaranty Bancshares reported an EPS of $0.17 in its last earnings report, beating expectations of $0.09. Following the earnings report the stock price went up 2.991%.

Q: Which hedge fund is a major shareholder of First Guaranty Bancshares?

Currently, no hedge funds are holding shares in FGBI

65 Followers

FGBI Stock Chart & Stats

$6.44

$0.09(0.84%)

At close: Jan 08 4:00 PM EST

$6.44

$0.09(0.84%)

Day’s Range― - ―

52-Week Range$4.31 - $11.02

Previous CloseN/A

Volume625.00

Average Volume (3M)18.52K

Market Cap

$145.05M

Enterprise Value-$397.29

Total Cash (Recent Filing)$1.99B

Total Debt (Recent Filing)$186.28M

Price to Earnings (P/E)―

Beta0.39

Next Earnings

Oct 29, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield0.46%

Share Statistics

EPS (TTM)-2.85

Shares Outstanding16,539,095

10 Day Avg. Volume24,250

30 Day Avg. Volume18,517

Financial Highlights & Ratios

PEG Ratio<0.01

Price to Book (P/B)0.33

Price to Sales (P/S)0.38

P/FCF Ratio-7.53

Enterprise Value/Market Cap>-0.01

Enterprise Value/Revenue>-0.01

Enterprise Value/Gross Profit>-0.01

Enterprise Value/Ebitda<0.01

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)0.4

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Positive Cash GenerationPositive operating and free cash flow provide internal funding capacity and liquidity support. The rebound from negative 2025 cash flow is encouraging, although maintaining this performance alongside a return to profitability remains important.

Improved Leverage And Equity BaseLower leverage than in 2023 and a meaningful equity base provide some balance-sheet resilience. This support can help the bank absorb operating pressures and fund remediation, though sustained losses could erode that cushion.

Strategic Geographic RefocusExiting Texas may simplify the geographic footprint and allow management to concentrate capital, oversight and operating resources on remaining core markets. The strategic benefit depends on disciplined execution and retention of profitable relationships.

Bears Say

Persistent Losses And Revenue DeclineContinuing losses and contracting revenue weaken retained capital, limit strategic flexibility and indicate pressure across the core banking franchise. Narrower losses versus 2025 are positive, but margins remain meaningfully negative.

Regulatory And Capital PressureThe consent order raises oversight, credit-control and problem-asset remediation requirements while restricting parent dividends. Falling short of the required Tier 1 leverage ratio could constrain capital allocation and increase execution risk.

Weak Returns And Cash-Flow VolatilityNegative returns show that the current asset base is not generating adequate shareholder value. Volatile cash generation further reduces predictability, making durable profitability and capital rebuilding harder if losses persist.

First Guaranty Bancshares News

First Guaranty Bancshares Enters Capital-Focused Consent Order

First Guaranty Bancshares ( ($FGBI) ) has provided an update. On August 7, 2026, First Guaranty Bank entered...

17d ago

FGBI

First Guaranty Bancshares Exits Texas Operations After Sale

The latest announcement is out from First Guaranty Bancshares ( ($FGBI) ). First Guaranty Bancshares, Inc. announced that...

18d ago

FGBI

First Guaranty Bancshares Declares Quarterly Preferred Dividend

First Guaranty Bancshares ( ($FGBI) ) has issued an update. On July 16, 2026, First Guaranty Bancshares, Inc....

19d ago

FGBI

First Guaranty Bancshares Declares Quarterly Common Stock Dividend

An announcement from First Guaranty Bancshares ( ($FGBI) ) is now available. On May 21, 2026, First Guaranty...

3M ago

FGBI

First Guaranty Bancshares Shareholders Back Board and Auditors

First Guaranty Bancshares ( ($FGBI) ) has provided an announcement. At its annual meeting of shareholders held on...

3M ago

FGBI

First Guaranty Bancshares Ends Sale-Leaseback, Buys Back Branches

First Guaranty Bancshares ( ($FGBI) ) has provided an update. On April 29, 2026, First Guaranty Bank repurchased...

4M ago

FGBI

First Guaranty Bancshares Declares Quarterly Preferred Stock Dividend

First Guaranty Bancshares ( ($FGBI) ) has issued an update. On April 16, 2026, the Board of Directors...

4M ago

FGBI

First Guaranty Bancshares Appoints Betsy Hood to Board

The latest update is out from First Guaranty Bancshares ( ($FGBI) ). First Guaranty Bancshares, Inc. elected Betsy...

4M ago

FGBI

First Guaranty Amends Insider Notes to Boost Flexibility

An update from First Guaranty Bancshares ( ($FGBI) ) is now available. On March 20, 2026, First Guaranty...

5M ago

FGBI

First Guaranty Bancshares Declares 131st Consecutive Quarterly Dividend

First Guaranty Bancshares ( ($FGBI) ) just unveiled an update. On February 19, 2026, First Guaranty Bancshares, Inc....

5M ago

FGBI

First Guaranty Bancshares names Michael Mineer as CEO

First Guaranty Bancshares announced Michael Mineer has been appointed as First Guaranty Bancshares and First Guaranty Bank’s President...

2y ago

FGBI

First Guaranty Bancshares CEO Alton Lewis retiring, Michael Mineer succeeds

First Guaranty Bancshares announced that Alton Lewis will retire from his role as President and CEO of First...

2y ago

FGBI

First Guaranty downgraded to Underweight from Neutral at Piper Sandler

Piper Sandler downgraded First Guaranty Bancshares to Underweight from Neutral with a price target of $9.50, down from...

3y ago

FGBI

First Guaranty Bancshares reports Q3 EPS 10c, consensus 16c

“We are making progress,” the company said. “In a time in which all banks have been battling the...

3y ago

FGBI

FGBI FAQ

What was First Guaranty Bancshares’s price range in the past 12 months?

First Guaranty Bancshares lowest stock price was $4.31 and its highest was $11.02 in the past 12 months.

What is First Guaranty Bancshares’s market cap?

First Guaranty Bancshares’s market cap is $145.05M.

When is First Guaranty Bancshares’s upcoming earnings report date?

First Guaranty Bancshares’s upcoming earnings report date is Oct 29, 2026 which is in 65 days.

How were First Guaranty Bancshares’s earnings last quarter?

First Guaranty Bancshares released its earnings results on Jul 28, 2026. The company reported $0.17 earnings per share for the quarter, beating the consensus estimate of $0.09 by $0.08.

Is First Guaranty Bancshares overvalued?

According to Wall Street analysts First Guaranty Bancshares’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does First Guaranty Bancshares pay dividends?

First Guaranty Bancshares pays a Quarterly dividend of $0.01 which represents an annual dividend yield of 0.46%. See more information on First Guaranty Bancshares dividends here

What is First Guaranty Bancshares’s EPS estimate?

First Guaranty Bancshares’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does First Guaranty Bancshares have?

First Guaranty Bancshares has 16,539,095 shares outstanding.

What happened to First Guaranty Bancshares’s price movement after its last earnings report?

First Guaranty Bancshares reported an EPS of $0.17 in its last earnings report, beating expectations of $0.09. Following the earnings report the stock price went up 2.991%.

Which hedge fund is a major shareholder of First Guaranty Bancshares?

Currently, no hedge funds are holding shares in FGBI

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

First Guaranty Bancshares Stock Smart Score

Neutral

Fundamentals

Return on Equity

0.46%

Trailing 12-Months

Asset Growth

-1.88%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

First Guaranty Bancshares

First Guaranty Bancshares, Inc. functions as the parent company for First Guaranty Bank, a financial institution delivering commercial banking services primarily across Louisiana and Texas. The bank offers a comprehensive suite of deposit products, including various checking accounts for personal and business use, savings accounts, money market accounts, demand deposits, and certificates of deposit (time deposits). These services are extended to individual consumers, small and medium-sized businesses, and municipal entities. Its lending portfolio is diverse, providing credit solutions such as real estate-backed loans (including commercial, non-farm non-residential, single-to-four-family residential, multifamily, construction, and land development), commercial and industrial loans, agricultural loans (including farmland), and other consumer loans. These are primarily aimed at small to medium-sized businesses, professionals, and individuals. Additionally, First Guaranty Bank provides numerous customer-centric services. Individuals can access credit cards, mobile check deposit, safe deposit boxes, official checks, robust online and mobile banking platforms, ATM services, and online bill payment. Business clients benefit from specialized solutions like merchant services, remote deposit capture, and lockbox services. A portion of the company's assets is strategically invested in various securities. This includes debt instruments issued by the United States Government and its agencies, state and municipal obligations, corporate bonds, mutual funds, and equity securities. It also allocates funds to mortgage-backed securities, predominantly those issued or guaranteed by U.S. Government agencies or enterprises. The company operates a network of 36 banking facilities. These are primarily located in significant market areas across Louisiana (including Hammond, Baton Rouge, Lafayette, Shreveport-Bossier City, Lake Charles, and Alexandria) and Texas (notably Dallas-Fort Worth-Arlington and Waco), with a presence also extending to Kentucky and West Virginia. First Guaranty Bancshares, Inc. was established in 1934 and maintains its corporate headquarters in Hammond, Louisiana.