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FGBI Stock Chart & Stats
$6.44
$0.09(0.84%)
At close: 4:00 PM EST
$6.44
$0.09(0.84%)
Day’s Range― - ―
52-Week Range$4.31 - $11.02
Previous CloseN/A
Volume625.00
Average Volume (3M)18.52K
Market Cap
$158.61M
Enterprise Value-$397.29
Total Cash (Recent Filing)$1.99B
Total Debt (Recent Filing)$186.28M
Price to Earnings (P/E)―
Beta0.43
Next Earnings
Oct 29, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield0.42%
Share Statistics
EPS (TTM)-2.85
Shares Outstanding16,539,095
10 Day Avg. Volume24,250
30 Day Avg. Volume18,517
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)0.33
Price to Sales (P/S)0.38
P/FCF Ratio-7.53
Enterprise Value/Market Cap>-0.01
Enterprise Value/Revenue>-0.01
Enterprise Value/Gross Profit>-0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.4
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Consecutive DividendsA 132-quarter dividend record signals a durable capital-return policy and management commitment to shareholders. Over the medium term this supports investor confidence, discipline in capital allocation, and can anchor funding stability even amid earnings volatility, aiding franchise credibility.
Planned Exit Of Texas OpsExiting Texas operations to boost the Tier 1 leverage ratio by roughly 100 bps materially strengthens regulatory capital buffers. This structural capital improvement reduces regulatory pressure, increases loss-absorption capacity and gives management scope to rebuild lending or shore up reserves.
Branch Buybacks / Asset ControlRepurchasing branches and terminating long-term related-party leases restores asset ownership, reduces future lease obligations, and cuts reliance on insider arrangements. That improves operating flexibility, simplifies cash flow needs over time and strengthens tangible asset base for local banking operations.
Bears Say
Revenue And Profit DeclineSharp revenue declines and a reversal to sizable operating losses represent a structural weakening in core banking income. Persistent negative margins erode equity, limit loan growth capacity, and force higher provisions or expense cuts, constraining medium-term franchise reinvestment and resilience.
Volatile Cash GenerationLarge swings in operating and free cash flow reduce predictability of internal funding for loans, dividends and capital needs. Even with a recent recovery, volatility complicates planning, increases financing risk during stress periods, and may necessitate external funding at unfavorable terms.
Leverage & Insider Funding RelianceElevated historical debt ratios and reliance on insider-linked funding arrangements indicate structural balance-sheet fragility. Dependence on related-party financing and amended insider notes can limit strategic options, raise governance scrutiny, and amplify funding risk if insider support weakens.
First Guaranty Bancshares News
FGBI FAQ
What was First Guaranty Bancshares’s price range in the past 12 months?
First Guaranty Bancshares lowest stock price was $4.31 and its highest was $11.02 in the past 12 months.
What is First Guaranty Bancshares’s market cap?
First Guaranty Bancshares’s market cap is $158.61M.
When is First Guaranty Bancshares’s upcoming earnings report date?
First Guaranty Bancshares’s upcoming earnings report date is Oct 29, 2026 which is in 87 days.
How were First Guaranty Bancshares’s earnings last quarter?
First Guaranty Bancshares released its earnings results on Jul 28, 2026. The company reported $0.17 earnings per share for the quarter, beating the consensus estimate of $0.09 by $0.08.
Is First Guaranty Bancshares overvalued?
According to Wall Street analysts First Guaranty Bancshares’s price is currently Overvalued.
Does First Guaranty Bancshares pay dividends?
First Guaranty Bancshares pays a Quarterly dividend of $0.01 which represents an annual dividend yield of 0.42%. See more information on First Guaranty Bancshares dividends here
What is First Guaranty Bancshares’s EPS estimate?
First Guaranty Bancshares’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does First Guaranty Bancshares have?
First Guaranty Bancshares has 16,539,095 shares outstanding.
What happened to First Guaranty Bancshares’s price movement after its last earnings report?
First Guaranty Bancshares reported an EPS of $0.17 in its last earnings report, beating expectations of $0.09. Following the earnings report the stock price went up 2.991%.
Which hedge fund is a major shareholder of First Guaranty Bancshares?
Currently, no hedge funds are holding shares in FGBI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Guaranty Bancshares Stock Smart Score
Neutral
1
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10
Blogger Sentiment
Neutral
FGBI Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Bought Shares
Worth $3.8M over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-62.92%
12-Months-Change
Fundamentals
Return on Equity
0.42%
Trailing 12-Months
Asset Growth
3.38%
Trailing 12-Months
Company Description
First Guaranty Bancshares
First Guaranty Bancshares, Inc. functions as the parent company for First Guaranty Bank, a financial institution delivering commercial banking services primarily across Louisiana and Texas. The bank offers a comprehensive suite of deposit products, including various checking accounts for personal and business use, savings accounts, money market accounts, demand deposits, and certificates of deposit (time deposits). These services are extended to individual consumers, small and medium-sized businesses, and municipal entities. Its lending portfolio is diverse, providing credit solutions such as real estate-backed loans (including commercial, non-farm non-residential, single-to-four-family residential, multifamily, construction, and land development), commercial and industrial loans, agricultural loans (including farmland), and other consumer loans. These are primarily aimed at small to medium-sized businesses, professionals, and individuals. Additionally, First Guaranty Bank provides numerous customer-centric services. Individuals can access credit cards, mobile check deposit, safe deposit boxes, official checks, robust online and mobile banking platforms, ATM services, and online bill payment. Business clients benefit from specialized solutions like merchant services, remote deposit capture, and lockbox services. A portion of the company's assets is strategically invested in various securities. This includes debt instruments issued by the United States Government and its agencies, state and municipal obligations, corporate bonds, mutual funds, and equity securities. It also allocates funds to mortgage-backed securities, predominantly those issued or guaranteed by U.S. Government agencies or enterprises. The company operates a network of 36 banking facilities. These are primarily located in significant market areas across Louisiana (including Hammond, Baton Rouge, Lafayette, Shreveport-Bossier City, Lake Charles, and Alexandria) and Texas (notably Dallas-Fort Worth-Arlington and Waco), with a presence also extending to Kentucky and West Virginia. First Guaranty Bancshares, Inc. was established in 1934 and maintains its corporate headquarters in Hammond, Louisiana.
Technical Analysis
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Ownership Overview
50.30% Insiders
2.32% Mutual Funds
0.48% Other Institutional Investors
43.52% Public Companies and
Individual Investors