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First Guaranty Bancshares (FGBI)
NASDAQ:FGBI
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First Guaranty Bancshares (FGBI) Stock Statistics & Valuation Metrics

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Total Valuation

First Guaranty Bancshares has a market cap or net worth of $122.78M. The enterprise value is -$377.64M.
Market Cap$122.78M
Enterprise Value-$377.64M

Share Statistics

First Guaranty Bancshares has 15,120,172 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding15,120,172
Owned by Insiders49.54%
Owned by Institutions1.20%

Financial Efficiency

First Guaranty Bancshares’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is 2.61%.
Return on Equity (ROE)0.05
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)2.61%
Return on Capital Employed (ROCE)0.03
Revenue Per Employee644.15K
Profits Per Employee32.76K
Employee Count380
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of First Guaranty Bancshares is 65.8. First Guaranty Bancshares’s PEG ratio is ―.
PE Ratio65.8
PS Ratio
PB Ratio
Price to Fair Value0.56
Price to FCF
Price to Operating Cash Flow9.51
PEG Ratio

Income Statement

In the last 12 months, First Guaranty Bancshares had revenue of 244.78M and earned 12.45M in profits. Earnings per share was 0.81.
Revenue244.78M
Gross Profit91.47M
Operating Income16.01M
Pretax Income16.01M
Net Income12.45M
EBITDA20.44M
Earnings Per Share (EPS)0.81

Cash Flow

In the last 12 months, operating cash flow was 10.91M and capital expenditures -633.00K, giving a free cash flow of 10.27M billion.
Operating Cash Flow10.91M
Free Cash Flow10.27M
Free Cash Flow per Share0.68

Dividends & Yields

First Guaranty Bancshares pays an annual dividend of $0.01, resulting in a dividend yield of 1.34%
Dividend Per Share$0.01
Dividend Yield1.34%
Payout Ratio-10.89%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.16
52-Week Price Change-25.50%
50-Day Moving Average8.32
200-Day Moving Average9.24
Relative Strength Index (RSI)47.94
Average Volume (3m)6.33K

Important Dates

First Guaranty Bancshares upcoming earnings date is Nov 18, 2025, TBA (Confirmed).
Last Earnings DateAug 7, 2025
Next Earnings DateNov 18, 2025
Ex-Dividend DateSep 23, 2025

Financial Position

First Guaranty Bancshares as a current ratio of 0.31, with Debt / Equity ratio of 70.73%
Current Ratio0.31
Quick Ratio0.31
Debt to Market Cap1.42
Net Debt to EBITDA-17.71
Interest Coverage Ratio0.12

Taxes

In the past 12 months, First Guaranty Bancshares has paid 3.56M in taxes.
Income Tax3.56M
Effective Tax Rate0.22

Enterprise Valuation

First Guaranty Bancshares EV to EBITDA ratio is -10.76, with an EV/FCF ratio of -7.16.
EV to Sales-0.90
EV to EBITDA-10.76
EV to Free Cash Flow-7.16
EV to Operating Cash Flow-6.52

Balance Sheet

First Guaranty Bancshares has $1.09B in cash and marketable securities with $186.08M in debt, giving a net cash position of $900.53M billion.
Cash & Marketable Securities$1.09B
Total Debt$186.08M
Net Cash$900.53M
Net Cash Per Share$59.56
Tangible Book Value Per Share$19.09

Margins

Gross margin is 30.64%, with operating margin of 6.54%, and net profit margin of 5.09%.
Gross Margin30.64%
Operating Margin6.54%
Pretax Margin6.54%
Net Profit Margin5.09%
EBITDA Margin8.35%
EBIT Margin6.54%

Analyst Forecast

The average price target for First Guaranty Bancshares is $8.50, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$8.50
Price Target Upside3.91% Upside
Analyst ConsensusHold
Analyst Count1
Revenue Growth Forecast9.81%
EPS Growth Forecast-220.92%

Scores

Smart Score3
AI Score
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