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First Guaranty Bancshares (FGBI)
NASDAQ:FGBI
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First Guaranty Bancshares (FGBI) Stock Statistics & Valuation Metrics

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Total Valuation

First Guaranty Bancshares has a market cap or net worth of $75.84M. The enterprise value is -$401.88M.
Market Cap$75.84M
Enterprise Value-$401.88M

Share Statistics

First Guaranty Bancshares has 15,352,947 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding15,352,947
Owned by Insiders64.09%
Owned by Institutions1.17%

Financial Efficiency

First Guaranty Bancshares’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is 2.61%.
Return on Equity (ROE)0.05
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)2.61%
Return on Capital Employed (ROCE)0.03
Revenue Per Employee644.15K
Profits Per Employee32.76K
Employee Count380
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of First Guaranty Bancshares is ―. First Guaranty Bancshares’s PEG ratio is 0.37.
PE Ratio
PS Ratio0.58
PB Ratio0.56
Price to Fair Value0.56
Price to FCF4.63
Price to Operating Cash Flow1.83
PEG Ratio0.37

Income Statement

In the last 12 months, First Guaranty Bancshares had revenue of 244.78M and earned 12.45M in profits. Earnings per share was 0.81.
Revenue244.78M
Gross Profit91.47M
Operating Income16.01M
Pretax Income16.01M
Net Income12.45M
EBITDA20.44M
Earnings Per Share (EPS)0.81

Cash Flow

In the last 12 months, operating cash flow was 35.48M and capital expenditures -1.46M, giving a free cash flow of 34.02M billion.
Operating Cash Flow35.48M
Free Cash Flow34.02M
Free Cash Flow per Share2.22

Dividends & Yields

First Guaranty Bancshares pays an annual dividend of $0.01, resulting in a dividend yield of 0.84%
Dividend Per Share$0.01
Dividend Yield0.84%
Payout Ratio-2.78%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.21
52-Week Price Change-65.37%
50-Day Moving Average6.97
200-Day Moving Average8.08
Relative Strength Index (RSI)35.23
Average Volume (3m)18.52K

Important Dates

First Guaranty Bancshares upcoming earnings date is Nov 18, 2025, TBA (Confirmed).
Last Earnings DateAug 7, 2025
Next Earnings DateNov 18, 2025
Ex-Dividend DateSep 23, 2025

Financial Position

First Guaranty Bancshares as a current ratio of 0.31, with Debt / Equity ratio of 4.76%
Current Ratio0.31
Quick Ratio0.31
Debt to Market Cap1.42
Net Debt to EBITDA-17.72
Interest Coverage Ratio0.12

Taxes

In the past 12 months, First Guaranty Bancshares has paid 3.56M in taxes.
Income Tax3.56M
Effective Tax Rate0.22

Enterprise Valuation

First Guaranty Bancshares EV to EBITDA ratio is -10.77, with an EV/FCF ratio of -7.17.
EV to Sales-0.90
EV to EBITDA-10.77
EV to Free Cash Flow-7.17
EV to Operating Cash Flow-6.53

Balance Sheet

First Guaranty Bancshares has $1.11B in cash and marketable securities with $186.10M in debt, giving a net cash position of $920.17M billion.
Cash & Marketable Securities$1.11B
Total Debt$186.10M
Net Cash$920.17M
Net Cash Per Share$59.93
Tangible Book Value Per Share$19.09

Margins

Gross margin is 7.92%, with operating margin of 6.54%, and net profit margin of 5.09%.
Gross Margin7.92%
Operating Margin6.54%
Pretax Margin6.54%
Net Profit Margin5.09%
EBITDA Margin8.35%
EBIT Margin6.54%

Analyst Forecast

The average price target for First Guaranty Bancshares is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast1.33%
EPS Growth Forecast-593.24%

Scores

Smart Score4
AI Score
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