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First Guaranty Bancshares (FGBI)
NASDAQ:FGBI

First Guaranty Bancshares (FGBI) Stock Statistics & Valuation Metrics

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Total Valuation

First Guaranty Bancshares has a market cap or net worth of $111.74M. The enterprise value is ―.
Market Cap$111.74M
Enterprise Value

Share Statistics

First Guaranty Bancshares has 12,888,424 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding12,888,424
Owned by Insiders42.03%
Owned by Institutions1.41%

Financial Efficiency

First Guaranty Bancshares’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is -9.60%.
Return on Equity (ROE)0.05
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)-9.60%
Return on Capital Employed (ROCE)-0.04
Revenue Per Employee293.44K
Profits Per Employee32.76K
Employee Count380
Asset Turnover0.03
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of First Guaranty Bancshares is 11.41. First Guaranty Bancshares’s PEG ratio is -2.27.
PE Ratio11.41
PS Ratio0.00
PB Ratio0.38
Price to Fair Value0.56
Price to FCF2.88
Price to Operating Cash Flow2.85
PEG Ratio-2.27

Income Statement

In the last 12 months, First Guaranty Bancshares had revenue of 111.51M and earned 12.45M in profits. Earnings per share was 1.18.
Revenue111.51M
Gross Profit221.71M
Operating Income-153.71M
Pretax Income16.01M
Net Income12.45M
EBITDA0.00
Earnings Per Share (EPS)1.18

Cash Flow

In the last 12 months, operating cash flow was 33.73M and capital expenditures -290.00K, giving a free cash flow of 33.44M billion.
Operating Cash Flow33.73M
Free Cash Flow33.44M
Free Cash Flow per Share2.59

Dividends & Yields

First Guaranty Bancshares pays an annual dividend of $0.009, resulting in a dividend yield of 3%
Dividend Per Share$0.009
Dividend Yield3%
Payout RatioN/A
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.04
52-Week Price Change-14.72%
50-Day Moving Average8.95
200-Day Moving Average10.14
Relative Strength Index (RSI)38.77
Average Volume (3m)24.01K

Important Dates

First Guaranty Bancshares upcoming earnings date is Aug 7, 2025, TBA Not Confirmed.
Last Earnings DateApr 24, 2025
Next Earnings DateAug 7, 2025
Ex-Dividend DateJun 23, 2025

Financial Position

First Guaranty Bancshares as a current ratio of 57.80, with Debt / Equity ratio of 76.42%
Current Ratio57.80
Quick Ratio57.80
Debt to Market Cap1.37
Net Debt to EBITDA0.00
Interest Coverage Ratio-1.15

Taxes

In the past 12 months, First Guaranty Bancshares has paid 3.56M in taxes.
Income Tax3.56M
Effective Tax Rate0.22

Enterprise Valuation

First Guaranty Bancshares EV to EBITDA ratio is 0.00, with an EV/FCF ratio of -6.73.
EV to Sales-2.03
EV to EBITDA0.00
EV to Free Cash Flow-6.73
EV to Operating Cash Flow-6.73

Balance Sheet

First Guaranty Bancshares has $845.13M in cash and marketable securities with $194.91M in debt, giving a net cash position of -$650.21M billion.
Cash & Marketable Securities$845.13M
Total Debt$194.91M
Net Cash-$650.21M
Net Cash Per Share-$50.45
Tangible Book Value Per Share$19.09

Margins

Gross margin is 108.25%, with operating margin of -137.84%, and net profit margin of 11.16%.
Gross Margin108.25%
Operating Margin-137.84%
Pretax Margin14.35%
Net Profit Margin11.16%
EBITDA Margin0.00%
EBIT Margin-3.97%

Analyst Forecast

The average price target for First Guaranty Bancshares is ―, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target
Price Target Upside
Analyst ConsensusHold
Analyst Count1
Revenue Growth Forecast14.50%
EPS Growth Forecast-73.50%

Scores

Smart Score4
AI Score66
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