tiprankstipranks
First Guaranty Bancshares (FGBI)
NASDAQ:FGBI
Want to see FGBI full AI Analyst Report?

First Guaranty Bancshares (FGBI) Stock Statistics & Valuation Metrics

65 Followers

Total Valuation

First Guaranty Bancshares has a market cap or net worth of $158.61M. The enterprise value is -$397.29.
Market Cap$158.61M
Enterprise Value-$397.29

Share Statistics

First Guaranty Bancshares has 16,539,095 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding16,539,095
Owned by Insiders50.30%
Owned by Institutions0.48%

Financial Efficiency

First Guaranty Bancshares’s return on equity (ROE) is -0.25 and return on invested capital (ROIC) is -1.37%.
Return on Equity (ROE)-0.25
Return on Assets (ROA)-0.01
Return on Invested Capital (ROIC)-1.37%
Return on Capital Employed (ROCE)-0.02
Revenue Per Employee566.34K
Profits Per Employee-161.91K
Employee Count346
Asset Turnover0.05
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of First Guaranty Bancshares is ―. First Guaranty Bancshares’s PEG ratio is 0.00209.
PE Ratio
PS Ratio0.38
PB Ratio0.33
Price to Fair Value0.33
Price to FCF-7.53
Price to Operating Cash Flow2.83
PEG Ratio0.00209

Income Statement

In the last 12 months, First Guaranty Bancshares had revenue of 195.96M and earned -56.02M in profits. Earnings per share was -4.17.
Revenue195.96M
Gross Profit-12.11M
Operating Income-68.56M
Pretax Income-68.56M
Net Income-56.02M
EBITDA-64.27M
Earnings Per Share (EPS)-4.17

Cash Flow

In the last 12 months, operating cash flow was 55.24M and capital expenditures -1.54M, giving a free cash flow of 53.70M billion.
Operating Cash Flow55.24M
Free Cash Flow53.70M
Free Cash Flow per Share3.25

Dividends & Yields

First Guaranty Bancshares pays an annual dividend of $0.01, resulting in a dividend yield of 0.42%
Dividend Per Share$0.01
Dividend Yield0.42%
Payout Ratio-0.97%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.43
52-Week Price Change18.47%
50-Day Moving Average9.85
200-Day Moving Average8.22
Relative Strength Index (RSI)47.59
Average Volume (3m)18.52K

Important Dates

First Guaranty Bancshares upcoming earnings date is Oct 29, 2026, TBA (Confirmed).
Last Earnings DateJul 28, 2026
Next Earnings DateOct 29, 2026
Ex-Dividend Date

Financial Position

First Guaranty Bancshares as a current ratio of 120.47, with Debt / Equity ratio of 81.93%
Current Ratio120.47
Quick Ratio120.47
Debt to Market Cap2.48
Net Debt to EBITDA10.26
Interest Coverage Ratio-0.54

Taxes

In the past 12 months, First Guaranty Bancshares has paid -12.54M in taxes.
Income Tax-12.54M
Effective Tax Rate0.18

Enterprise Valuation

First Guaranty Bancshares EV to EBITDA ratio is 9.09, with an EV/FCF ratio of 58.59.
EV to Sales-2.98
EV to EBITDA9.09
EV to Free Cash Flow58.59
EV to Operating Cash Flow70.59

Balance Sheet

First Guaranty Bancshares has $1.99B in cash and marketable securities with $186.28M in debt, giving a net cash position of $1.81B billion.
Cash & Marketable Securities$1.99B
Total Debt$186.28M
Net Cash$1.81B
Net Cash Per Share$109.36
Tangible Book Value Per Share$15.99

Margins

Gross margin is 19.97%, with operating margin of -34.99%, and net profit margin of -28.59%.
Gross Margin19.97%
Operating Margin-34.99%
Pretax Margin-34.99%
Net Profit Margin-28.59%
EBITDA Margin-32.80%
EBIT Margin-34.99%

Analyst Forecast

The average price target for First Guaranty Bancshares is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast-8.44%
EPS Growth Forecast-155.96%

Scores

Smart Score6
AI Score