Finward Bancorp (FNWD)
NASDAQ:FNWD
FNWD Stock Chart & Stats
$38.00
-$1.31(-4.45%)
At close: 4:00 PM EST
$38.00
-$1.31(-4.45%)
Day’s Range― - ―
52-Week Range$26.46 - $39.99
Previous CloseN/A
Volume222.00
Average Volume (3M)34.79K
Market Cap
$157.41M
Enterprise Value$223.63M
Total Cash (Recent Filing)$334.49M
Total Debt (Recent Filing)$84.70M
Price to Earnings (P/E)18.9
Beta0.05
Next Earnings
Apr 29, 2026EPS Estimate
0.54Next Dividend Ex-DateN/A
Dividend Yield0.97%
Share Statistics
EPS (TTM)0.46
Shares Outstanding4,330,486
10 Day Avg. Volume17,730
30 Day Avg. Volume34,794
Financial Highlights & Ratios
PEG Ratio-0.56
Price to Book (P/B)0.86
Price to Sales (P/S)1.49
P/FCF Ratio19.65
Enterprise Value/Market Cap1.42
Enterprise Value/Revenue2.21
Enterprise Value/Gross Profit3.38
Enterprise Value/Ebitda17.48
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.65
Revenue Forecast (FY)$76.25M
Bulls Say, Bears Say
Bulls Say
Improved LeverageA materially lower debt-to-equity ratio enhances balance-sheet resilience and reduces funding risk. Sustained lower leverage increases capital flexibility for lending, cushions credit shocks, and supports strategic actions without relying on costly wholesale funding over the medium term.
Positive Free Cash FlowFree cash flow matching net income indicates internally generated liquidity to fund operations, dividends or de-risking. Consistent FCF coverage supports reinvestment and capital returns without heavy external financing, improving long-term financial stability.
Operational Initiatives To Improve NIMManagement's deliberate balance-sheet optimization and securities repositioning target structural NIM and efficiency gains. If sustained, these actions can raise core earnings power and reduce interest-rate sensitivity, supporting durable profitability improvement.
Bears Say
Revenue DeclineA marked drop in revenue undermines top-line momentum and limits scale benefits. Over several quarters, lower revenue constrains investment in growth, compresses margins through fixed-cost absorption, and reduces the bank's ability to rebuild earnings sustainably.
Margin Compression And Weak ReturnsMaterial margin compression and declining ROE signal weakened earnings power and lower returns on shareholder capital. Persistently thin margins limit the bank's ability to absorb credit stress or invest in technology and branches, risking long-term competitiveness.
Regulatory Constraints On Capital ReturnsOngoing regulatory oversight that restricts dividend/distribution flexibility constrains capital management. These limitations can delay share repurchases or dividend increases, tying capital decisions to supervisory approval and reducing strategic options for shareholder remuneration.
Finward Bancorp News
FNWD FAQ
What was Finward Bancorp’s price range in the past 12 months?
Finward Bancorp lowest stock price was $26.46 and its highest was $39.99 in the past 12 months.
What is Finward Bancorp’s market cap?
Finward Bancorp’s market cap is $157.41M.
When is Finward Bancorp’s upcoming earnings report date?
Finward Bancorp’s upcoming earnings report date is Apr 29, 2026 which is in 28 days.
How were Finward Bancorp’s earnings last quarter?
Finward Bancorp released its earnings results on Jan 27, 2026. The company reported $0.46 earnings per share for the quarter, missing the consensus estimate of $0.61 by -$0.15.
Is Finward Bancorp overvalued?
According to Wall Street analysts Finward Bancorp’s price is currently Overvalued.
Does Finward Bancorp pay dividends?
Finward Bancorp pays a Quarterly dividend of $0.12 which represents an annual dividend yield of 0.97%. See more information on Finward Bancorp dividends here
What is Finward Bancorp’s EPS estimate?
Finward Bancorp’s EPS estimate is 0.54.
How many shares outstanding does Finward Bancorp have?
Finward Bancorp has 4,330,486 shares outstanding.
What happened to Finward Bancorp’s price movement after its last earnings report?
Finward Bancorp reported an EPS of $0.46 in its last earnings report, missing expectations of $0.61. Following the earnings report the stock price went down -4.611%.
Which hedge fund is a major shareholder of Finward Bancorp?
Currently, no hedge funds are holding shares in FNWD
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Finward Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
FNWD Sentiment 70%
Sector Average ―
Sector Average ―
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
26.10%
12-Months-Change
Fundamentals
Return on Equity
5.01%
Trailing 12-Months
Asset Growth
-1.94%
Trailing 12-Months
Company Description
Finward Bancorp
Finward Bancorp (FNWD) is a financial holding company that operates primarily through its wholly-owned subsidiary, First Federal Savings Bank. The company provides a range of banking and financial services, including personal and business banking, mortgage lending, and investment services. With a commitment to serving the communities in which it operates, Finward Bancorp focuses on customer-centric solutions and offers products such as savings and checking accounts, loans, and wealth management services.
Technical Analysis
BCB Bancorp
―
Eagle Bancorp Montana
―
First Guaranty Bancshares
―
Rhinebeck Bancorp
―
ECB Bancorp, Inc.
―
Ownership Overview
4.38% Insiders
6.45% Mutual Funds
17.28% Other Institutional Investors
65.19% Public Companies and
Individual Investors
Options Prices
Currently, No data available
---