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FNWD Stock Chart & Stats
$44.61
<$0.01(0.02%)
At close: 4:00 PM EDT
$44.61
<$0.01(0.02%)
Day’s Range― - ―
52-Week Range$29.21 - $45.90
Previous CloseN/A
Volume10.41K
Average Volume (3M)34.79K
Market Cap
$188.49M
Enterprise Value$251.04
Total Cash (Recent Filing)$327.58M
Total Debt (Recent Filing)$95.30M
Price to Earnings (P/E)19.0
Beta0.07
Next Earnings
Oct 28, 2026EPS Estimate
0.74Next Dividend Ex-DateN/A
Dividend Yield1.1%
Share Statistics
EPS (TTM)2.29
Shares Outstanding4,333,002
10 Day Avg. Volume17,730
30 Day Avg. Volume34,794
Financial Highlights & Ratios
PEG Ratio-0.56
Price to Book (P/B)0.86
Price to Sales (P/S)1.49
P/FCF Ratio16.61
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)2.64
Revenue Forecast (FY)$76.75M
Bulls Say, Bears Say
Bulls Say
Revenue RecoveryThe return to double-digit trailing revenue growth indicates improving business momentum after the prior-year contraction. Sustained expansion in lending, deposits, and fee-generating activities could support earnings growth over the next several quarters.
Strong Cash GenerationFree cash flow closely tracking net income suggests solid earnings quality and internal funding capacity. This provides flexibility to support operations, maintain capital, invest in the franchise, and manage balance-sheet needs without relying heavily on external funding.
Regulatory Overhang RemovedTermination of the regulatory agreement indicates that prior compliance and risk-management concerns were addressed to regulators’ satisfaction. Reduced supervisory constraints can improve operating flexibility, strengthen customer confidence, and support more normal strategic execution.
Bears Say
Moderate ProfitabilityAlthough returns improved from 2025, profitability remains below earlier-cycle levels. Persistently moderate ROE and margins may limit capital generation, reduce the bank’s ability to compound shareholder value, and indicate that earnings power has not fully recovered.
Uneven Cash ConversionVariable operating cash flow conversion creates uncertainty around the consistency of reported earnings translating into available cash. For a bank, changing loan growth, deposit flows, and working capital dynamics can make funding and capital planning less predictable.
Merger Execution And Approval RiskThe proposed merger may deliver broader scale and market access, but benefits depend on receiving approvals and integrating Peoples Bank successfully. Delays, unexpected costs, or disruption to employees, customers, and deposits could reduce the transaction’s strategic value.
Finward Bancorp News
FNWD FAQ
What was Finward Bancorp’s price range in the past 12 months?
Finward Bancorp lowest stock price was $29.21 and its highest was $45.90 in the past 12 months.
What is Finward Bancorp’s market cap?
Finward Bancorp’s market cap is $188.49M.
When is Finward Bancorp’s upcoming earnings report date?
Finward Bancorp’s upcoming earnings report date is Oct 28, 2026 which is in 65 days.
How were Finward Bancorp’s earnings last quarter?
Finward Bancorp released its earnings results on Jul 28, 2026. The company reported $0.48 earnings per share for the quarter, missing the consensus estimate of $0.625 by -$0.145.
Is Finward Bancorp overvalued?
According to Wall Street analysts Finward Bancorp’s price is currently Overvalued.
Does Finward Bancorp pay dividends?
Finward Bancorp pays a Quarterly dividend of $0.12 which represents an annual dividend yield of 1.1%. See more information on Finward Bancorp dividends here
What is Finward Bancorp’s EPS estimate?
Finward Bancorp’s EPS estimate is 0.74.
How many shares outstanding does Finward Bancorp have?
Finward Bancorp has 4,333,002 shares outstanding.
What happened to Finward Bancorp’s price movement after its last earnings report?
Finward Bancorp reported an EPS of $0.48 in its last earnings report, missing expectations of $0.625. Following the earnings report the stock price went down -0.315%.
Which hedge fund is a major shareholder of Finward Bancorp?
Currently, no hedge funds are holding shares in FNWD
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Finward Bancorp Stock Smart Score
Neutral
1
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4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
26.10%
12-Months-Change
Fundamentals
Return on Equity
1.10%
Trailing 12-Months
Asset Growth
-0.84%
Trailing 12-Months
Company Description
Finward Bancorp
Finward Bancorp serves as the parent entity for Peoples Bank, a financial institution offering a comprehensive suite of banking products and services. Its deposit offerings include various checking accounts, both with and without interest, alongside savings accounts, money market deposit accounts, certificates of deposit, and specialized retirement savings plans. The company's lending activities are diverse, encompassing residential mortgage loans for purchasing, refinancing, or building homes; construction loans provided to individuals and contractors; commercial real estate financing; personal consumer loans for household or family expenditures; home equity lines of credit; home improvement and equity-backed loans; commercial business loans; government-backed loans; and funding for municipalities. Beyond traditional banking, Finward Bancorp delivers a range of wealth management and fiduciary services. These comprise estate and retirement planning, guardianship administration, land trusts, profit-sharing and 401(k) retirement plans, IRA and Keogh accounts, and investment agency accounts. The company also acts as a personal representative for estates and functions as a trustee for both revocable and irrevocable trusts. Additionally, it provides insurance and annuity investment options to its wealth management clients, manages a portfolio of real estate properties, and operates as a real estate investment trust. As of March 2, 2022, the company operated 30 branches situated in Lake and Porter counties in Northwest Indiana, extending into the South Chicagoland area. Originally incorporated in 1994 as NorthWest Indiana Bancorp, the company adopted its current name, Finward Bancorp, in May 2021. Its corporate headquarters are located in Munster, Indiana.
Technical Analysis
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Ownership Overview
4.50% Insiders
7.14% Mutual Funds
19.55% Other Institutional Investors
64.50% Public Companies and
Individual Investors