Rhinebeck Bancorp Inc (RBKB)
NASDAQ:RBKB
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RBKB Stock Chart & Stats
$10.82
$0.00(0.00%)
At close: 4:00 PM EST
$10.82
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$9.41 - $17.99
Previous CloseN/A
Volume986.00
Average Volume (3M)7.65K
Market Cap
$179.05M
Enterprise Value$171.50M
Total Cash (Recent Filing)$17.59M
Total Debt (Recent Filing)$10.31M
Price to Earnings (P/E)18.9
Beta0.10
Next Earnings
Jul 23, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.92
Shares Outstanding11,152,973
10 Day Avg. Volume10,282
30 Day Avg. Volume7,647
Financial Highlights & Ratios
PEG Ratio-0.06
Price to Book (P/B)0.95
Price to Sales (P/S)1.72
P/FCF Ratio11.97
Enterprise Value/Market Cap0.96
Enterprise Value/Revenue2.27
Enterprise Value/Gross Profit3.31
Enterprise Value/Ebitda13.04
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Profitability RecoveryRestored profitability and normalized margins indicate the bank has re-established core earnings power after losses. Sustained positive net income provides internal capital for loan growth, supports regulatory ratios, and improves the flexibility to invest in operations or absorb credit stress over the medium term.
Material DeleveragingSignificant reduction in leverage materially strengthens the balance sheet, lowering interest and refinancing risk. A low debt-to-equity ratio enhances capital resilience, gives management room to fund lending or strategic initiatives, and reduces vulnerability to rising funding costs over coming quarters.
Positive Cash GenerationOperating and free cash flows that roughly match net income signal that reported profits are converting to cash. Consistent cash generation supports deposit and lending operations, funds capital needs without immediate market dependence, and provides a durable base for reinvestment or shareholder returns.
Bears Say
Volatile Revenue TrendsA steep, erratic top-line trajectory indicates income is sensitive to rate and credit cycles and makes forward revenue visibility weak. Persistent revenue volatility can impair margin planning, complicate capital allocation, and limit the bank's ability to sustainably grow loan and deposit franchises over the medium term.
Limited Balance-sheet ExpansionFlat asset growth constrains the bank's ability to scale interest-earning assets and drive durable net interest income expansion. Without balance-sheet expansion or alternative fee drivers, return-on-equity upside is limited and growth will likely require M&A, product diversification, or a shift in strategy.
Stock Offering Execution RiskA conversion and equity offering can materially strengthen capital but also brings dilution, execution complexity, and added costs. Reliance on an advisor highlights uncertainty in sizing and timing; poor execution or large dilution could weaken shareholder economics and alter ownership incentives long term.
Rhinebeck Bancorp News
RBKB FAQ
What was Rhinebeck Bancorp Inc’s price range in the past 12 months?
Rhinebeck Bancorp Inc lowest stock price was $9.41 and its highest was $17.99 in the past 12 months.
What is Rhinebeck Bancorp Inc’s market cap?
Rhinebeck Bancorp Inc’s market cap is $179.05M.
When is Rhinebeck Bancorp Inc’s upcoming earnings report date?
Rhinebeck Bancorp Inc’s upcoming earnings report date is Jul 23, 2026 which is in 68 days.
How were Rhinebeck Bancorp Inc’s earnings last quarter?
Rhinebeck Bancorp Inc released its earnings results on Apr 23, 2026. The company reported $0.202 earnings per share for the quarter, beating the consensus estimate of N/A by $0.202.
Is Rhinebeck Bancorp Inc overvalued?
According to Wall Street analysts Rhinebeck Bancorp Inc’s price is currently Overvalued.
Does Rhinebeck Bancorp Inc pay dividends?
Rhinebeck Bancorp Inc does not currently pay dividends.
What is Rhinebeck Bancorp Inc’s EPS estimate?
Rhinebeck Bancorp Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Rhinebeck Bancorp Inc have?
Rhinebeck Bancorp Inc has 11,152,973 shares outstanding.
What happened to Rhinebeck Bancorp Inc’s price movement after its last earnings report?
Rhinebeck Bancorp Inc reported an EPS of $0.202 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 4.698%.
Which hedge fund is a major shareholder of Rhinebeck Bancorp Inc?
Currently, no hedge funds are holding shares in RBKB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Rhinebeck Bancorp Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
12.67%
12-Months-Change
Fundamentals
Return on Equity
7.42%
Trailing 12-Months
Asset Growth
3.66%
Trailing 12-Months
Company Description
Rhinebeck Bancorp Inc
Rhinebeck Bancorp, Inc. operates as the bank holding company for Rhinebeck Bank that provides banking and financial products and services to consumer and commercial customers in the Hudson Valley region of New York. The company offers deposits; automobile loans; commercial real estate loans, including multi-family real estate loans, commercial construction, and land development loans; commercial business loans; and one-to four-family residential real estate loans. It also provides brokerage and financial services; and life insurance and investment products to individuals and businesses. As of December 31, 2021, the company operated through 15 branches and 2 representative offices in Dutchess, Ulster, Orange, and Albany counties. It also operates ATM located in Tivoli, New York. The company was founded in 1860 and is based in Poughkeepsie, New York. Rhinebeck Bancorp, Inc. operates as a subsidiary of Rhinebeck Bancorp, MHC.
Technical Analysis
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Ownership Overview
1.52% Insiders
3.39% Mutual Funds
9.82% Other Institutional Investors
81.64% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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