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RBKB Stock Chart & Stats
$10.82
$0.00(0.00%)
At close: 4:00 PM EST
$10.82
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$6.73 - $12.87
Previous CloseN/A
Volume986.00
Average Volume (3M)7.65K
Market Cap
$195.17M
Enterprise Value$179.02
Total Cash (Recent Filing)$17.59M
Total Debt (Recent Filing)$16.48M
Price to Earnings (P/E)13.0
Beta0.15
Next Earnings
Oct 22, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.92
Shares Outstanding15,638,237
10 Day Avg. Volume10,282
30 Day Avg. Volume7,647
Financial Highlights & Ratios
PEG Ratio-0.04
Price to Book (P/B)0.68
Price to Sales (P/S)1.23
P/FCF Ratio8.56
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Balance-sheet StrengthLeverage has been cut materially over several years, leaving the bank with low financial risk and greater capacity to absorb credit shocks. A stronger equity base improves regulatory headroom and gives durable optionality to fund lending, absorb losses, or support strategic investments.
Profitability RecoveryEarnings recovered from a loss year to consistent positive net income and healthy margins, indicating improved underwriting and cost control. Stable profitability supports internal capital generation and retention of earnings to build reserves and fund organic growth over the medium term.
Improved Access To Equity CapitalFinishing the mutual‑to‑stock conversion and a successful offering materially improves access to public equity markets. That structural change broadens capital-raising options, aligns governance with public peers, and provides enduring flexibility for growth, acquisitions, or balance-sheet optimization.
Bears Say
Revenue VolatilityA large recent decline in revenue and historically volatile top-line trends suggest earnings are sensitive to rate and credit cycles. Such revenue instability makes multi-quarter planning harder, increases forecasting risk, and may pressure margins if lending volumes or yields deteriorate.
Erratic Cash-flow GrowthWhile FCF roughly matches net income in the TTM, its historical volatility and minimal operating-cash-to-debt coverage reduce financial flexibility. In a rising funding-cost or stress scenario, erratic cash conversion could constrain capital deployment, dividend policy, or loss-absorption capacity.
Limited Balance-sheet Expansion & Modest ROEFlat asset growth and a middling ROE indicate constrained capacity to expand earning assets or generate standout shareholder returns. Over the medium term, limited balance-sheet expansion may cap revenue growth and restrict the bank's ability to scale profitability versus regional peers.
Rhinebeck Bancorp News
RBKB FAQ
What was Rhinebeck Bancorp Inc’s price range in the past 12 months?
Rhinebeck Bancorp Inc lowest stock price was $6.73 and its highest was $12.87 in the past 12 months.
What is Rhinebeck Bancorp Inc’s market cap?
Rhinebeck Bancorp Inc’s market cap is $195.17M.
When is Rhinebeck Bancorp Inc’s upcoming earnings report date?
Rhinebeck Bancorp Inc’s upcoming earnings report date is Oct 22, 2026 which is in 82 days.
How were Rhinebeck Bancorp Inc’s earnings last quarter?
Rhinebeck Bancorp Inc released its earnings results on Jul 23, 2026. The company reported $0.172 earnings per share for the quarter, beating the consensus estimate of N/A by $0.172.
Is Rhinebeck Bancorp Inc overvalued?
According to Wall Street analysts Rhinebeck Bancorp Inc’s price is currently Overvalued.
Does Rhinebeck Bancorp Inc pay dividends?
Rhinebeck Bancorp Inc does not currently pay dividends.
What is Rhinebeck Bancorp Inc’s EPS estimate?
Rhinebeck Bancorp Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Rhinebeck Bancorp Inc have?
Rhinebeck Bancorp Inc has 15,638,237 shares outstanding.
What happened to Rhinebeck Bancorp Inc’s price movement after its last earnings report?
Rhinebeck Bancorp Inc reported an EPS of $0.172 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.648%.
Which hedge fund is a major shareholder of Rhinebeck Bancorp Inc?
Currently, no hedge funds are holding shares in RBKB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Rhinebeck Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Neutral
RBKB Sentiment 67%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 6.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $590.2K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
12.67%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
15.37%
Trailing 12-Months
Company Description
Rhinebeck Bancorp Inc
Rhinebeck Bancorp, Inc. functions as the holding company for Rhinebeck Bank, which is dedicated to providing a full spectrum of banking and financial services. These offerings cater to both individual consumers and business clients throughout New York's Hudson Valley region. The company's financial products include various deposit accounts, automobile financing, and a wide range of real estate loans. This extensive lending portfolio covers commercial real estate, encompassing multi-family properties, construction, and land development, in addition to business loans and mortgages for one-to four-family residential dwellings. Furthermore, Rhinebeck Bancorp, Inc. extends brokerage and financial advisory services, along with life insurance and investment products, to its diverse clientele. As of December 31, 2021, the company operated through 15 branches and 2 representative offices situated across Dutchess, Ulster, Orange, and Albany counties. It also maintains an ATM in Tivoli, New York. Established in 1860, the company's primary corporate base is located in Poughkeepsie, New York. Rhinebeck Bancorp, Inc. operates under the umbrella of its parent company, Rhinebeck Bancorp, MHC.
Technical Analysis
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Ownership Overview
3.32% Insiders
2.44% Mutual Funds
― Other Institutional Investors
88.90% Public Companies and
Individual Investors