Rhinebeck Bancorp Inc (RBKB)
NASDAQ:RBKB
RBKB Stock Chart & Stats
$10.82
$0.00(0.00%)
At close: 4:00 PM EST
$10.82
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$9.31 - $16.50
Previous CloseN/A
Volume986.00
Average Volume (3M)7.65K
Market Cap
$169.45M
Enterprise Value$182.84M
Total Cash (Recent Filing)$179.12M
Total Debt (Recent Filing)$30.31M
Price to Earnings (P/E)13.0
Beta0.19
Next Earnings
Apr 23, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.21
Shares Outstanding11,140,395
10 Day Avg. Volume10,282
30 Day Avg. Volume7,647
Financial Highlights & Ratios
PEG Ratio-0.06
Price to Book (P/B)0.95
Price to Sales (P/S)1.72
P/FCF Ratio11.97
Enterprise Value/Market Cap1.08
Enterprise Value/Revenue2.41
Enterprise Value/Gross Profit3.54
Enterprise Value/Ebitda13.47
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Recovery In ProfitabilityThe material swing back to positive net margin and revenue rebound indicates the bank has re-established profitable core lending and deposit operations. Sustained margin recovery supports internal capital formation, cushioning the franchise against cyclical shocks and aiding reinvestment over the medium term.
Improved Capitalization And LeverageA sharply lower debt-to-equity ratio shows the bank strengthened its capital base and reduced financial leverage. Better capitalization improves loss-absorption capacity, regulatory flexibility and lowers solvency risk, making the company more resilient to credit stress and funding shocks over multiple quarters.
Mutual-to-stock Conversion Expands Equity AccessThe announced second-step conversion is a structural corporate change that will broaden public float and simplify capital structure. If executed, it should enhance access to equity capital, improve investor liquidity and provide a durable avenue for raising capital to support growth or balance-sheet strengthening.
Bears Say
Multi-year Earnings And Leverage VolatilityRepeated swings between profitability and losses, and large leverage moves across years, indicate earnings and capital are sensitive to credit, interest-rate and operational variability. This persistent volatility reduces predictability of returns and complicates strategic planning and investor confidence over the medium term.
Choppy Free Cash Flow TrendsWhile cash conversion is positive, declining free cash flow and uneven operating cash trends show inconsistency in internal funding. This hampers reliable dividend funding, loan growth financing and capital buildup, increasing dependence on external capital during adverse conditions over coming quarters.
Small, Regionally Concentrated FranchiseAs a small community bank focused mainly in New York with limited staff and footprint, the company has constrained scale economies and geographic diversification. This raises exposure to local economic cycles and limits diversification benefits and franchise expansion potential over the medium term.
Rhinebeck Bancorp News
RBKB FAQ
What was Rhinebeck Bancorp Inc’s price range in the past 12 months?
Rhinebeck Bancorp Inc lowest stock price was $9.31 and its highest was $16.50 in the past 12 months.
What is Rhinebeck Bancorp Inc’s market cap?
Rhinebeck Bancorp Inc’s market cap is $169.45M.
When is Rhinebeck Bancorp Inc’s upcoming earnings report date?
Rhinebeck Bancorp Inc’s upcoming earnings report date is Apr 23, 2026 which is in 27 days.
How were Rhinebeck Bancorp Inc’s earnings last quarter?
Rhinebeck Bancorp Inc released its earnings results on Jan 29, 2026. The company reported $0.213 earnings per share for the quarter, beating the consensus estimate of N/A by $0.213.
Is Rhinebeck Bancorp Inc overvalued?
According to Wall Street analysts Rhinebeck Bancorp Inc’s price is currently Overvalued.
Does Rhinebeck Bancorp Inc pay dividends?
Rhinebeck Bancorp Inc does not currently pay dividends.
What is Rhinebeck Bancorp Inc’s EPS estimate?
Rhinebeck Bancorp Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Rhinebeck Bancorp Inc have?
Rhinebeck Bancorp Inc has 11,140,395 shares outstanding.
What happened to Rhinebeck Bancorp Inc’s price movement after its last earnings report?
Rhinebeck Bancorp Inc reported an EPS of $0.213 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -2.185%.
Which hedge fund is a major shareholder of Rhinebeck Bancorp Inc?
Currently, no hedge funds are holding shares in RBKB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Rhinebeck Bancorp Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Hedge Fund Trend
Increased
By 17.6K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $54.9K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
12.67%
12-Months-Change
Fundamentals
Return on Equity
7.66%
Trailing 12-Months
Asset Growth
3.66%
Trailing 12-Months
Company Description
Rhinebeck Bancorp Inc
Rhinebeck Bancorp, Inc. operates as the bank holding company for Rhinebeck Bank that provides banking and financial products and services to consumer and commercial customers in the Hudson Valley region of New York. The company offers deposits; automobile loans; commercial real estate loans, including multi-family real estate loans, commercial construction, and land development loans; commercial business loans; and one-to four-family residential real estate loans. It also provides brokerage and financial services; and life insurance and investment products to individuals and businesses. As of December 31, 2021, the company operated through 15 branches and 2 representative offices in Dutchess, Ulster, Orange, and Albany counties. It also operates ATM located in Tivoli, New York. The company was founded in 1860 and is based in Poughkeepsie, New York. Rhinebeck Bancorp, Inc. operates as a subsidiary of Rhinebeck Bancorp, MHC.
Technical Analysis
Eagle Bancorp Montana
―
SB Financial Group
―
First Guaranty Bancshares
―
Affinity Bancshares
―
Finward Bancorp
―
Ownership Overview
1.33% Insiders
3.38% Mutual Funds
9.97% Other Institutional Investors
81.91% Public Companies and
Individual Investors
Options Prices
Currently, No data available
---