SR Bancorp, Inc. (SRBK)
NASDAQ:SRBK
Want to see SRBK full AI Analyst Report?
SRBK Stock Chart & Stats
$16.74
-$0.05(-0.42%)
At close: 4:00 PM EST
$16.74
-$0.05(-0.42%)
Day’s Range― - ―
52-Week Range$12.30 - $19.61
Previous CloseN/A
Volume5.19K
Average Volume (3M)33.25K
Market Cap
$145.36M
Enterprise Value$145.52M
Total Cash (Recent Filing)$3.93M
Total Debt (Recent Filing)$55.57M
Price to Earnings (P/E)36.2
Beta0.34
Next Earnings
Aug 05, 2026EPS Estimate
0.14Next Dividend Ex-DateN/A
Dividend Yield0.88%
Share Statistics
EPS (TTM)0.10
Shares Outstanding8,335,468
10 Day Avg. Volume26,695
30 Day Avg. Volume33,252
Financial Highlights & Ratios
PEG Ratio-0.16
Price to Book (P/B)0.59
Price to Sales (P/S)2.27
P/FCF Ratio26.90
Enterprise Value/Market Cap1.00
Enterprise Value/Revenue2.85
Enterprise Value/Gross Profit4.39
Enterprise Value/Ebitda20.11
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue GrowthA multi-year revenue ramp reflects durable growth in core lending and deposit services, expanding scale and diversifying income sources. Sustained top-line expansion supports higher net interest income capacity and gives management room to invest in operations and reserve buffers over the next several quarters.
Balance Sheet ConservatismA sizable equity base and moderate leverage provide capital resilience and loss-absorption capacity, allowing continued lending and dividend payments while weathering economic stress. Conservative structure supports regulatory compliance and long-term franchise stability for community banking operations.
Cash Generation RecoveryStrong cash conversion and near-parity of free cash flow to reported earnings indicate real cash profitability, enabling reinvestment, loan funding, and shareholder returns. The rebound from 2024 negative cash flows suggests operational fixes that improve durable liquidity and funding flexibility.
Bears Say
Low Return On EquityPersistently low ROE signals limited profitability relative to capital, constraining the bank’s ability to generate attractive shareholder returns without materially higher margins, faster loan growth, or more leverage. Over months this limits flexibility on dividend growth and capital deployment.
Profitability VolatilitySharp swings in operating results reduce predictability of earnings and complicate reserve, capital and strategic planning. Volatility may reflect sensitivity to credit, interest rates or one-time items and can impair stakeholder confidence in consistent future cash generation and dividend sustainability.
Rising Leverage TrendAn upward trend in leverage increases funding and solvency risk over time; while moderate now, continued build-up could compress margins under stress and raise regulatory scrutiny. The shift reduces the safety cushion that previously characterized the bank's conservative funding profile.
SR Bancorp, Inc. News
SRBK FAQ
What was SR Bancorp, Inc.’s price range in the past 12 months?
SR Bancorp, Inc. lowest stock price was $12.30 and its highest was $19.61 in the past 12 months.
What is SR Bancorp, Inc.’s market cap?
SR Bancorp, Inc.’s market cap is $145.36M.
When is SR Bancorp, Inc.’s upcoming earnings report date?
SR Bancorp, Inc.’s upcoming earnings report date is Aug 05, 2026 which is in 97 days.
How were SR Bancorp, Inc.’s earnings last quarter?
SR Bancorp, Inc. released its earnings results on Apr 28, 2026. The company reported $0.104 earnings per share for the quarter, beating the consensus estimate of $0.1 by $0.004.
Is SR Bancorp, Inc. overvalued?
According to Wall Street analysts SR Bancorp, Inc.’s price is currently Overvalued.
Does SR Bancorp, Inc. pay dividends?
SR Bancorp, Inc. pays a Quarterly dividend of $0.05 which represents an annual dividend yield of 0.88%. See more information on SR Bancorp, Inc. dividends here
What is SR Bancorp, Inc.’s EPS estimate?
SR Bancorp, Inc.’s EPS estimate is 0.14.
How many shares outstanding does SR Bancorp, Inc. have?
SR Bancorp, Inc. has 8,335,468 shares outstanding.
What happened to SR Bancorp, Inc.’s price movement after its last earnings report?
SR Bancorp, Inc. reported an EPS of $0.104 in its last earnings report, beating expectations of $0.1. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of SR Bancorp, Inc.?
Currently, no hedge funds are holding shares in SRBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
SR Bancorp, Inc. Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Hedge Fund Trend
Increased
By 19.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $92.0K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
30.30%
12-Months-Change
Fundamentals
Return on Equity
2.22%
Trailing 12-Months
Asset Growth
7.37%
Trailing 12-Months
Company Description
SR Bancorp, Inc.
SR Bancorp, Inc., through its subsidiary, Somerset Savings Bank, SLA, provides commercial banking services. The company offers various deposit and loan products to individuals and small businesses. It operates branches in Hunterdon, Middlesex, and Somerset Counties, New Jersey. The company was founded in 1887 and is based in Bound Brook, New Jersey.
Technical Analysis
SB Financial Group
―
Union Bankshares
―
Affinity Bancshares
―
Sound Financial Bancorp
―
Bogota Financial
―
Ownership Overview
6.72% Insiders
7.51% Mutual Funds
0.38% Other Institutional Investors
76.95% Public Companies and
Individual Investors
Options Prices
Currently, No data available
---