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SR Bancorp, Inc. (SRBK)
NASDAQ:SRBK
US Market

SR Bancorp, Inc. (SRBK) Price & Analysis

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SRBK Stock Chart & Stats

$16.74
-$0.05(-0.42%)
At close: 4:00 PM EST
$16.74
-$0.05(-0.42%)

Bulls Say, Bears Say

Bulls Say
Multi-year Revenue GrowthSustained revenue expansion across multiple years reflects scalable loan originations and deposit gathering, aided by post-merger growth. This durable top-line momentum supports continued earnings recovery and provides a structural base for margin normalization and strategic reinvestment over 2–6 months.
Improved Cash GenerationFree cash flow closely tracking earnings and a clear rebound from 2024 negatives indicate stronger cash conversion. Robust, repeatable FCF supports dividends, loan growth funding, and capital needs, reducing liquidity strain and improving durability of capital allocation over the medium term.
Conservative Balance SheetModerate leverage and a sizable equity cushion give the bank capacity to absorb credit losses and finance measured growth. A conservatively positioned balance sheet enhances resilience to shocks, preserves regulatory headroom, and supports sustained lending activity and dividend policy over the coming quarters.
Bears Say
Low Return On EquityPersistently muted ROE signals the bank generates limited profit from its capital base relative to peers. Low capital efficiency constrains long-term shareholder value creation, may force retention of earnings for capital building, and limits flexibility for higher payouts or rapid growth.
Profitability VolatilityLarge swings from a significant 2024 loss to 2025 recovery reveal earnings sensitivity to credit costs and operating items. This variability undermines predictability of net income, complicates capital planning and dividend visibility, and raises execution risk over the medium term.
Leverage Trending HigherAn upward trend in leverage (debt-to-equity rising to ~0.29 TTM) reduces margin for error versus prior ultra-conservative structure. Higher debt increases funding and interest-rate sensitivity and narrows flexibility to respond to credit stress or pursue opportunistic growth without additional capital.

SR Bancorp, Inc. News

SRBK FAQ

What was SR Bancorp, Inc.’s price range in the past 12 months?
SR Bancorp, Inc. lowest stock price was $11.36 and its highest was $18.04 in the past 12 months.
    What is SR Bancorp, Inc.’s market cap?
    SR Bancorp, Inc.’s market cap is $125.97M.
      When is SR Bancorp, Inc.’s upcoming earnings report date?
      SR Bancorp, Inc.’s upcoming earnings report date is May 06, 2026 which is in 61 days.
        How were SR Bancorp, Inc.’s earnings last quarter?
        SR Bancorp, Inc. released its earnings results on Jan 28, 2026. The company reported $0.091 earnings per share for the quarter, missing the consensus estimate of $0.11 by -$0.019.
          Is SR Bancorp, Inc. overvalued?
          According to Wall Street analysts SR Bancorp, Inc.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does SR Bancorp, Inc. pay dividends?
            SR Bancorp, Inc. pays a Quarterly dividend of $0.05 which represents an annual dividend yield of 0.88%. See more information on SR Bancorp, Inc. dividends here
              What is SR Bancorp, Inc.’s EPS estimate?
              SR Bancorp, Inc.’s EPS estimate is 0.1.
                How many shares outstanding does SR Bancorp, Inc. have?
                SR Bancorp, Inc. has 8,335,468 shares outstanding.
                  What happened to SR Bancorp, Inc.’s price movement after its last earnings report?
                  SR Bancorp, Inc. reported an EPS of $0.091 in its last earnings report, missing expectations of $0.11. Following the earnings report the stock price went down -0.597%.
                    Which hedge fund is a major shareholder of SR Bancorp, Inc.?
                    Currently, no hedge funds are holding shares in SRBK
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Company Description

                      SR Bancorp, Inc.

                      SR Bancorp, Inc., through its subsidiary, Somerset Savings Bank, SLA, provides commercial banking services. The company offers various deposit and loan products to individuals and small businesses. It operates branches in Hunterdon, Middlesex, and Somerset Counties, New Jersey. The company was founded in 1887 and is based in Bound Brook, New Jersey.

                      SR Bancorp, Inc. (SRBK) Earnings & Revenues

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                      Ownership Overview

                      6.31%7.68%7.33%70.43%
                      7.33% Other Institutional Investors
                      70.43% Public Companies and
                      Individual Investors

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