SR Bancorp, Inc. (SRBK)
NASDAQ:SRBK
Want to see SRBK full AI Analyst Report?
SRBK Stock Chart & Stats
$16.74
-$0.05(-0.42%)
At close: 4:00 PM EST
$16.74
-$0.05(-0.42%)
Day’s Range― - ―
52-Week Range$12.30 - $19.61
Previous CloseN/A
Volume5.19K
Average Volume (3M)33.25K
Market Cap
$133.14M
Enterprise Value$184.32M
Total Cash (Recent Filing)$4.66M
Total Debt (Recent Filing)$53.00M
Price to Earnings (P/E)35.2
Beta0.34
Next Earnings
Aug 05, 2026EPS Estimate
0.13Next Dividend Ex-DateN/A
Dividend Yield0.88%
Share Statistics
EPS (TTM)0.60
Shares Outstanding8,100,214
10 Day Avg. Volume26,695
30 Day Avg. Volume33,252
Financial Highlights & Ratios
PEG Ratio-0.16
Price to Book (P/B)0.59
Price to Sales (P/S)2.27
P/FCF Ratio26.90
Enterprise Value/Market Cap1.38
Enterprise Value/Revenue3.58
Enterprise Value/Gross Profit5.54
Enterprise Value/Ebitda27.58
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
TTM Revenue Surge And Return To ProfitabilityAn 88% TTM revenue acceleration alongside a return to positive net margin (~9%) indicates the core community banking franchise is scaling revenue and restoring operating profitability. That structural improvement supports sustainable earnings if loan and deposit growth persist.
Strong Cash Generation And ConversionFree cash flow converting at roughly 98% of reported net income shows durable cash-generative operations. Reliable cash conversion strengthens funding flexibility, supports capital returns or reinvestment, and reduces reliance on external financing over the medium term.
Executive Retention And Governance AlignmentNew employment and severance arrangements formalize leadership stability and retention, aligning management continuity with strategic execution. Multi-year terms and change-in-control protections reduce turnover risk and help preserve institutional knowledge critical for a regional bank's execution.
Bears Say
Historic Earnings Volatility And Prior Large LossMaterial swings including a significant 2024 loss highlight earnings volatility that undermines predictability of future profits. For a community bank, episodic credit or operating shocks can recur, complicating capital planning and dividend reliability over the medium term.
Modest Return On EquityROE near 2–3% is low for a banking franchise and limits long-term shareholder value creation. Even with revenue growth, modest ROE suggests either low margin leverage or heavy equity base, constraining the firm's ability to earn above cost of capital without improving margins or asset mix.
Rising Leverage And Increased Debt Vs Prior YearsAn upward trend in debt increases funding and interest-rate sensitivity, which can compress net interest margins and elevate risk in stress periods. Rising leverage also reduces balance-sheet flexibility and may pressure capital ratios if asset quality deteriorates.
SR Bancorp, Inc. News
SRBK FAQ
What was SR Bancorp, Inc.’s price range in the past 12 months?
SR Bancorp, Inc. lowest stock price was $12.30 and its highest was $19.61 in the past 12 months.
What is SR Bancorp, Inc.’s market cap?
SR Bancorp, Inc.’s market cap is $133.14M.
When is SR Bancorp, Inc.’s upcoming earnings report date?
SR Bancorp, Inc.’s upcoming earnings report date is Aug 05, 2026 which is in 75 days.
How were SR Bancorp, Inc.’s earnings last quarter?
SR Bancorp, Inc. released its earnings results on Apr 28, 2026. The company reported $0.104 earnings per share for the quarter, beating the consensus estimate of $0.1 by $0.004.
Is SR Bancorp, Inc. overvalued?
According to Wall Street analysts SR Bancorp, Inc.’s price is currently Overvalued.
Does SR Bancorp, Inc. pay dividends?
SR Bancorp, Inc. pays a Quarterly dividend of $0.05 which represents an annual dividend yield of 0.88%. See more information on SR Bancorp, Inc. dividends here
What is SR Bancorp, Inc.’s EPS estimate?
SR Bancorp, Inc.’s EPS estimate is 0.13.
How many shares outstanding does SR Bancorp, Inc. have?
SR Bancorp, Inc. has 8,100,214 shares outstanding.
What happened to SR Bancorp, Inc.’s price movement after its last earnings report?
SR Bancorp, Inc. reported an EPS of $0.104 in its last earnings report, beating expectations of $0.1. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of SR Bancorp, Inc.?
Currently, no hedge funds are holding shares in SRBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
SR Bancorp, Inc. Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Hedge Fund Trend
Increased
By 19.7K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $87.7K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
30.30%
12-Months-Change
Fundamentals
Return on Equity
2.44%
Trailing 12-Months
Asset Growth
6.48%
Trailing 12-Months
Company Description
SR Bancorp, Inc.
SR Bancorp, Inc., through its subsidiary, Somerset Savings Bank, SLA, provides commercial banking services. The company offers various deposit and loan products to individuals and small businesses. It operates branches in Hunterdon, Middlesex, and Somerset Counties, New Jersey. The company was founded in 1887 and is based in Bound Brook, New Jersey.
Technical Analysis
SB Financial Group
―
Union Bankshares
―
Affinity Bancshares
―
Sound Financial Bancorp
―
Bogota Financial
―
Ownership Overview
6.92% Insiders
7.72% Mutual Funds
7.46% Other Institutional Investors
69.00% Public Companies and
Individual Investors
Options Prices
Currently, No data available
---