Want to see SRBK full AI Analyst Report?
SRBK Stock Chart & Stats
$16.74
-$0.05(-0.42%)
At close: 4:00 PM EST
$16.74
-$0.05(-0.42%)
Day’s Range― - ―
52-Week Range$13.44 - $20.20
Previous CloseN/A
Volume5.19K
Average Volume (3M)33.25K
Market Cap
$147.53M
Enterprise Value$188.70M
Total Cash (Recent Filing)$4.66M
Total Debt (Recent Filing)$53.00M
Price to Earnings (P/E)33.6
Beta0.33
Next Earnings
Aug 05, 2026EPS Estimate
0.13Next Dividend Ex-DateN/A
Dividend Yield0.88%
Share Statistics
EPS (TTM)0.60
Shares Outstanding8,100,214
10 Day Avg. Volume26,695
30 Day Avg. Volume33,252
Financial Highlights & Ratios
PEG Ratio-0.16
Price to Book (P/B)0.59
Price to Sales (P/S)2.27
P/FCF Ratio26.90
Enterprise Value/Market Cap1.28
Enterprise Value/Revenue3.67
Enterprise Value/Gross Profit5.67
Enterprise Value/Ebitda28.24
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue GrowthAn 88% TTM revenue acceleration indicates the bank is expanding its core interest-earning and fee businesses, enlarging the NII base. Sustained top-line growth improves capacity to absorb expenses, support loan originations and strengthen long-term earnings potential across economic cycles.
Cash GenerationFree cash flow roughly matching net income shows strong cash conversion from operations, bolstering the bank's ability to fund dividends, buybacks and loan growth without excessive external financing. Durable cash generation supports capital allocation flexibility over months.
Capital Return PolicyA 10% repurchase authorization (third since conversion) alongside dividend increases signals management confidence in capital adequacy. A disciplined buyback plus raised dividend creates a structural support for per-share metrics and demonstrates a sustained shareholder-friendly allocation policy.
Bears Say
Earnings VolatilityA large loss in 2024 and otherwise uneven multi-year results indicate earnings are not yet stable. This volatility complicates reserve planning, capital forecasting and investor confidence, making future dividend and repurchase durability more contingent on cyclical credit and rate environments.
Modest Return On EquityROE near 2–3% reflects limited efficiency in converting equity into profits relative to peers. Persistently low ROE constrains internal capital formation and long-term shareholder returns, requiring either higher operating leverage or more aggressive capital deployment to improve profitability.
Rising LeverageAn increasing debt profile versus prior years, even with moderate D/E, raises funding and interest-rate sensitivity. Higher leverage can compress margins and reduce strategic flexibility for lending or investments, making performance more vulnerable to rate cycles and liquidity stress over time.
SR Bancorp, Inc. News
SRBK FAQ
What was SR Bancorp, Inc.’s price range in the past 12 months?
SR Bancorp, Inc. lowest stock price was $13.44 and its highest was $20.20 in the past 12 months.
What is SR Bancorp, Inc.’s market cap?
SR Bancorp, Inc.’s market cap is $147.53M.
When is SR Bancorp, Inc.’s upcoming earnings report date?
SR Bancorp, Inc.’s upcoming earnings report date is Aug 05, 2026 which is in 33 days.
How were SR Bancorp, Inc.’s earnings last quarter?
SR Bancorp, Inc. released its earnings results on Apr 28, 2026. The company reported $0.104 earnings per share for the quarter, beating the consensus estimate of $0.1 by $0.004.
Is SR Bancorp, Inc. overvalued?
According to Wall Street analysts SR Bancorp, Inc.’s price is currently Overvalued.
Does SR Bancorp, Inc. pay dividends?
SR Bancorp, Inc. pays a Quarterly dividend of $0.06 which represents an annual dividend yield of 0.88%. See more information on SR Bancorp, Inc. dividends here
What is SR Bancorp, Inc.’s EPS estimate?
SR Bancorp, Inc.’s EPS estimate is 0.13.
How many shares outstanding does SR Bancorp, Inc. have?
SR Bancorp, Inc. has 8,100,214 shares outstanding.
What happened to SR Bancorp, Inc.’s price movement after its last earnings report?
SR Bancorp, Inc. reported an EPS of $0.104 in its last earnings report, beating expectations of $0.1. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of SR Bancorp, Inc.?
Currently, no hedge funds are holding shares in SRBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
SR Bancorp, Inc. Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Hedge Fund Trend
Decreased
By 20.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $9.5K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
30.30%
12-Months-Change
Fundamentals
Return on Equity
2.44%
Trailing 12-Months
Asset Growth
6.48%
Trailing 12-Months
Company Description
SR Bancorp, Inc.
SR Bancorp, Inc. serves as the parent organization for its subsidiary, Somerset Savings Bank, SLA, a financial institution dedicated to providing commercial banking services. This bank offers a comprehensive selection of deposit accounts and credit solutions, designed to meet the needs of both individual consumers and local small enterprises. Its operations extend through a network of branches situated across Hunterdon, Middlesex, and Somerset Counties in New Jersey. The company was founded in 1887 and its primary headquarters are located in Bound Brook, New Jersey.
Technical Analysis
SB Financial Group
―
Union Bankshares
―
Affinity Bancshares
―
Sound Financial Bancorp
―
Bogota Financial
―
Ownership Overview
6.94% Insiders
7.94% Mutual Funds
7.46% Other Institutional Investors
68.94% Public Companies and
Individual Investors
Options Prices
Currently, No data available
---