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Affinity Bancshares (AFBI)
NASDAQ:AFBI
AFBI Stock Chart & Stats
$19.75
$0.12(0.66%)
At close: 4:00 PM EST
$19.75
$0.12(0.66%)
Day’s Range― - ―
52-Week Range$17.00 - $22.50
Previous CloseN/A
Volume11.00K
Average Volume (3M)3.44K
Market Cap
$122.74M
Enterprise Value$169.56M
Total Cash (Recent Filing)$50.76M
Total Debt (Recent Filing)$54.00M
Price to Earnings (P/E)15.1
Beta0.08
Next Earnings
Apr 24, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.34
Shares Outstanding6,167,602
10 Day Avg. Volume3,658
30 Day Avg. Volume3,438
Financial Highlights & Ratios
PEG Ratio-1.38
Price to Book (P/B)0.87
Price to Sales (P/S)2.25
P/FCF Ratio17.62
Enterprise Value/Market Cap1.38
Enterprise Value/Revenue3.27
Enterprise Value/Gross Profit5.33
Enterprise Value/Ebitda16.02
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Healthy ProfitabilitySustained TTM net and EBIT margins indicate durable core profitability for the lending business. Strong margins provide a buffer for credit losses, enable reinvestment in origination and services, and support long-term capital retention and shareholder returns.
Conservative LeverageA low debt-to-equity ratio reflects prudent balance-sheet management for a regional bank. Conservative leverage improves resilience to rate or credit shocks, preserves regulatory capital flexibility, and provides capacity to expand lending or absorb losses over multiple quarters.
Share Repurchase AuthorizationA formal buyback authorization establishes a structural capital-allocation tool. Over time disciplined repurchases can enhance per-share metrics, signal management confidence, and offer a flexible way to return excess capital without committing to recurring payouts.
Bears Say
Declining Revenue GrowthA slowing top-line growth trend undermines scalability of the franchise and pressures future earnings expansion. For a regional bank, persistent revenue decline can signal weaker loan origination or fee income, limiting ability to grow net interest margin and reinvest in the business.
Weak Cash ConversionNegative FCF growth and low operating cash flow to net income indicate earnings are not reliably converting to cash. This weakens the bank's ability to fund lending, reserves, or buybacks internally and could force reliance on external funding under stress, reducing resilience.
Compressing Margins / Capital RatioA notable fall in gross profit margin alongside a declining equity ratio erodes profitability headroom and capital cushions. Over time this increases sensitivity to credit losses, constrains strategic investments, and reduces flexibility for dividends or buybacks if the trend continues.
Affinity Bancshares News
AFBI FAQ
What was Affinity Bancshares’s price range in the past 12 months?
Affinity Bancshares lowest stock price was $17.00 and its highest was $22.50 in the past 12 months.
What is Affinity Bancshares’s market cap?
Affinity Bancshares’s market cap is $122.74M.
When is Affinity Bancshares’s upcoming earnings report date?
Affinity Bancshares’s upcoming earnings report date is Apr 24, 2026 which is in 49 days.
How were Affinity Bancshares’s earnings last quarter?
Affinity Bancshares released its earnings results on Jan 23, 2026. The company reported $0.34 earnings per share for the quarter, beating the consensus estimate of N/A by $0.34.
Is Affinity Bancshares overvalued?
According to Wall Street analysts Affinity Bancshares’s price is currently Overvalued.
Does Affinity Bancshares pay dividends?
Affinity Bancshares pays a Notavailable dividend of $1.5 which represents an annual dividend yield of N/A. See more information on Affinity Bancshares dividends here
What is Affinity Bancshares’s EPS estimate?
Affinity Bancshares’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Affinity Bancshares have?
Affinity Bancshares has 6,167,602 shares outstanding.
What happened to Affinity Bancshares’s price movement after its last earnings report?
Affinity Bancshares reported an EPS of $0.34 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.985%.
Which hedge fund is a major shareholder of Affinity Bancshares?
Currently, no hedge funds are holding shares in AFBI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Affinity Bancshares Stock Smart Score
Neutral
1
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10
Blogger Sentiment
Bullish
AFBI Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 288.0 Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $147.3K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
5.35%
12-Months-Change
Fundamentals
Return on Equity
5.95%
Trailing 12-Months
Asset Growth
5.31%
Trailing 12-Months
Company Description
Affinity Bancshares
Affinity Bancshares (AFBI) is a financial holding company based in the United States that primarily operates in the banking sector. It provides a range of banking services, including personal and commercial loans, mortgage lending, and deposit products such as savings and checking accounts. The company aims to serve both individual consumers and businesses, focusing on building long-term relationships with its clients through tailored financial solutions.
Technical Analysis
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SR Bancorp, Inc.
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Ownership Overview
1.16% Insiders
2.96% Mutual Funds
5.55% Other Institutional Investors
87.69% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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