Affinity Bancshares, Inc. ( (AFBI) ) has released its Q3 earnings. Here is a breakdown of the information Affinity Bancshares, Inc. presented to its investors.
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Affinity Bancshares, Inc. is a Maryland-based corporation operating in the financial sector, primarily through its subsidiary, Affinity Bank, which provides banking services across several locations in Georgia.
In its third-quarter earnings report for 2025, Affinity Bancshares, Inc. reported a net income of $2.2 million, marking an increase from the $1.7 million recorded in the same period of the previous year. This growth is attributed to higher net interest income and reduced noninterest expenses.
Key financial metrics for the quarter included a net interest income of $7.8 million, up from $7.4 million in the previous year, and a slight decrease in net interest margin to 3.49%. The company’s total assets grew to $925.2 million, driven by increased loans and deposits. Noninterest expenses saw a decline, contributing to the improved net income.
Looking ahead, Affinity Bancshares, Inc. remains focused on maintaining its growth trajectory through strategic financial management and operational efficiency, as indicated by the management’s outlook.