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Affinity Bancshares (AFBI)
NASDAQ:AFBI

Affinity Bancshares (AFBI) Stock Statistics & Valuation Metrics

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Total Valuation

Affinity Bancshares has a market cap or net worth of $135.92M. The enterprise value is $182.99M.
Market Cap$135.92M
Enterprise Value$182.99M

Share Statistics

Affinity Bancshares has 6,094,885 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding6,094,885
Owned by Insiders1.16%
Owned by Institutions5.55%

Financial Efficiency

Affinity Bancshares’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is -2.72%.
Return on Equity (ROE)0.07
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)-2.72%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee601.51K
Profits Per Employee94.68K
Employee Count88
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Affinity Bancshares is 14.7. Affinity Bancshares’s PEG ratio is 0.27.
PE Ratio14.7
PS Ratio2.37
PB Ratio0.99
Price to Fair Value0.99
Price to FCF11.20
Price to Operating Cash Flow11.75
PEG Ratio0.27

Income Statement

In the last 12 months, Affinity Bancshares had revenue of 52.93M and earned 8.33M in profits. Earnings per share was 1.33.
Revenue52.93M
Gross Profit32.94M
Operating Income11.24M
Pretax Income11.24M
Net Income8.33M
EBITDA11.24M
Earnings Per Share (EPS)1.33

Cash Flow

In the last 12 months, operating cash flow was 11.64M and capital expenditures -405.00K, giving a free cash flow of 11.23M billion.
Operating Cash Flow11.64M
Free Cash Flow11.23M
Free Cash Flow per Share1.84

Dividends & Yields

Affinity Bancshares pays an annual dividend of $1.5, resulting in a dividend yield of ―
Dividend Per Share$1.5
Dividend Yield
Payout Ratio
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.18
52-Week Price Change25.99%
50-Day Moving Average20.18
200-Day Moving Average19.62
Relative Strength Index (RSI)73.51
Average Volume (3m)3.44K

Important Dates

Affinity Bancshares upcoming earnings date is Apr 24, 2026, Before Open (Confirmed).
Last Earnings DateJan 23, 2026
Next Earnings DateApr 24, 2026
Ex-Dividend Date

Financial Position

Affinity Bancshares as a current ratio of 0.12, with Debt / Equity ratio of 42.51%
Current Ratio0.12
Quick Ratio0.12
Debt to Market Cap0.43
Net Debt to EBITDA4.19
Interest Coverage Ratio0.57

Taxes

In the past 12 months, Affinity Bancshares has paid 2.90M in taxes.
Income Tax2.90M
Effective Tax Rate0.26

Enterprise Valuation

Affinity Bancshares EV to EBITDA ratio is 15.37, with an EV/FCF ratio of 15.39.
EV to Sales3.26
EV to EBITDA15.37
EV to Free Cash Flow15.39
EV to Operating Cash Flow14.84

Balance Sheet

Affinity Bancshares has $45.68M in cash and marketable securities with $54.00M in debt, giving a net cash position of -$8.32M billion.
Cash & Marketable Securities$45.68M
Total Debt$54.00M
Net Cash-$8.32M
Net Cash Per Share-$1.36
Tangible Book Value Per Share$17.77

Margins

Gross margin is 62.22%, with operating margin of 21.23%, and net profit margin of 15.74%.
Gross Margin62.22%
Operating Margin21.23%
Pretax Margin21.23%
Net Profit Margin15.74%
EBITDA Margin21.23%
EBIT Margin21.23%

Analyst Forecast

The average price target for Affinity Bancshares is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast5.18%
EPS Growth Forecast36.12%

Scores

Smart Score5
AI Score