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Total Valuation
Affinity Bancshares has a market cap or net worth of $138.05M. The enterprise value is $185.57M.
Market Cap$138.05M
Enterprise Value$185.57M
Share Statistics
Affinity Bancshares has 6,094,885 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding6,094,885
Owned by Insiders0.77%
Owned by Institutions9.60%
Financial Efficiency
Affinity Bancshares’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 4.46%.
Return on Equity (ROE)0.07
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)4.46%
Return on Capital Employed (ROCE)0.06
Revenue Per Employee645.52K
Profits Per Employee101.61K
Employee Count82
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Affinity Bancshares is 16.1. Affinity Bancshares’s PEG ratio is 0.27.
PE Ratio16.1
PS Ratio2.37
PB Ratio0.99
Price to Fair Value0.99
Price to FCF11.20
Price to Operating Cash Flow9.79
PEG Ratio0.27
Income Statement
In the last 12 months, Affinity Bancshares had revenue of 52.93M and earned 8.33M in profits. Earnings per share was 1.33.
Revenue52.93M
Gross Profit32.94M
Operating Income11.24M
Pretax Income11.24M
Net Income8.33M
EBITDA11.96M
Earnings Per Share (EPS)1.33
Cash Flow
In the last 12 months, operating cash flow was 14.13M and capital expenditures -305.00K, giving a free cash flow of 13.82M billion.
Operating Cash Flow14.13M
Free Cash Flow13.82M
Free Cash Flow per Share2.27
Dividends & Yields
Affinity Bancshares pays an annual dividend of $1.5, resulting in a dividend yield of ―
Dividend Per Share$1.5
Dividend Yield―
Payout Ratio―
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.21
52-Week Price Change20.90%
50-Day Moving Average22.52
200-Day Moving Average20.75
Relative Strength Index (RSI)73.78
Average Volume (3m)3.44K
Important Dates
Affinity Bancshares upcoming earnings date is Jul 24, 2026, Before Open (Confirmed).
Last Earnings DateApr 24, 2026
Next Earnings DateJul 24, 2026
Ex-Dividend Date―
Financial Position
Affinity Bancshares as a current ratio of 0.10, with Debt / Equity ratio of 41.71%
Current Ratio0.10
Quick Ratio0.10
Debt to Market Cap0.43
Net Debt to EBITDA0.01
Interest Coverage Ratio0.57
Taxes
In the past 12 months, Affinity Bancshares has paid 2.90M in taxes.
Income Tax2.90M
Effective Tax Rate0.26
Enterprise Valuation
Affinity Bancshares EV to EBITDA ratio is 10.52, with an EV/FCF ratio of 11.21.
EV to Sales2.38
EV to EBITDA10.52
EV to Free Cash Flow11.21
EV to Operating Cash Flow10.80
Balance Sheet
Affinity Bancshares has $42.85M in cash and marketable securities with $54.00M in debt, giving a net cash position of -$11.15M billion.
Cash & Marketable Securities$42.85M
Total Debt$54.00M
Net Cash-$11.15M
Net Cash Per Share-$1.83
Tangible Book Value Per Share$17.77
Margins
Gross margin is 62.12%, with operating margin of 21.23%, and net profit margin of 15.74%.
Gross Margin62.12%
Operating Margin21.23%
Pretax Margin21.23%
Net Profit Margin15.74%
EBITDA Margin22.59%
EBIT Margin21.23%
Analyst Forecast
The average price target for Affinity Bancshares is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast4.88%
EPS Growth Forecast53.05%