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Bogota Financial (BSBK)
NASDAQ:BSBK
US Market
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Bogota Financial (BSBK) Price & Analysis

12 Followers

BSBK Stock Chart & Stats

$8.44
$0.13(1.76%)
At close: 4:00 PM EST
$8.44
$0.13(1.76%)

Bulls Say, Bears Say

Bulls Say
Stable Community Banking ModelBogota Financial operates a traditional community-bank model focused on deposit gathering and residential/consumer/commercial lending. That business mix produces recurring net interest income and fee revenues, offering durable core earnings and predictable funding from local deposit franchises over months.
Improving Leverage ProfileReported decline in debt-to-equity and a move to healthier leverage increases balance-sheet resilience and regulatory flexibility. Lower leverage reduces interest and funding stress, and enhances the bank's ability to absorb credit losses while supporting lending activity and capital preservation over the medium term.
Positive Operating And Free Cash FlowTTM operating and free cash flow roughly cover net income, signaling that earnings are largely backed by cash generation. Persistent positive cash flows support internal funding for loans, moderate capital expenditures, and provide flexibility during rate or credit cycles compared with firms reliant on external financing.
Bears Say
Low Returns On EquityROE near 1.5% indicates weak profitability versus capital employed, limiting internal capital formation and shareholder returns. Persistently low ROE constrains growth funded from earnings, increases reliance on external capital for expansion, and weakens the long-term economics of the franchise.
Earnings And Revenue VolatilityThe firm's profit history shows sharp swings—from strong profits to 2024 losses to a partial recovery—while TTM revenue is slightly down. This volatility reduces visibility on margins and provisioning needs, raising execution and credit-cycle risk over the coming months.
Limited Scale And DiversificationSmall headcount, low trading volume and a community-bank footprint imply limited geographic and product diversification. Scale constraints can raise per-unit costs, limit lending diversification, and make growth more sensitive to local economic conditions and competitive pressures over the medium term.

Bogota Financial News

BSBK FAQ

What was Bogota Financial’s price range in the past 12 months?
Bogota Financial lowest stock price was $6.95 and its highest was $9.50 in the past 12 months.
    What is Bogota Financial’s market cap?
    Bogota Financial’s market cap is $107.98M.
      When is Bogota Financial’s upcoming earnings report date?
      Bogota Financial’s upcoming earnings report date is Aug 05, 2026 which is in 66 days.
        How were Bogota Financial’s earnings last quarter?
        Bogota Financial released its earnings results on May 06, 2026. The company reported $0.056 earnings per share for the quarter, beating the consensus estimate of N/A by $0.056.
          Is Bogota Financial overvalued?
          According to Wall Street analysts Bogota Financial’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Bogota Financial pay dividends?
            Bogota Financial does not currently pay dividends.
            What is Bogota Financial’s EPS estimate?
            Bogota Financial’s EPS estimate for its next earnings report is not yet available.
            How many shares outstanding does Bogota Financial have?
            Bogota Financial has 12,854,400 shares outstanding.
              What happened to Bogota Financial’s price movement after its last earnings report?
              Bogota Financial reported an EPS of $0.056 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.907%.
                Which hedge fund is a major shareholder of Bogota Financial?
                Currently, no hedge funds are holding shares in BSBK
                What is the TipRanks Smart Score and how is it calculated?
                Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                  Bogota Financial Stock Smart Score

                  3
                  Underperform
                  1
                  2
                  3
                  4
                  5
                  6
                  7
                  8
                  9
                  10

                  Technicals

                  SMA
                  Positive
                  20 days / 200 days
                  Momentum
                  7.71%
                  12-Months-Change

                  Fundamentals

                  Return on Equity
                  1.50%
                  Trailing 12-Months
                  Asset Growth
                  -6.98%
                  Trailing 12-Months

                  Company Description

                  Bogota Financial

                  Bogota Financial Corp. operates as the bank holding company for Bogota Savings Bank that provides banking products and services in the United States. It offers deposit accounts, including demand accounts, savings accounts, money market accounts, and certificate of deposit accounts. The company also provides one-to four-family residential real estate loans, and commercial real estate and multi-family loans, as well as consumer loans, such as home equity loans and lines of credit, commercial and industrial loans, and construction loans; and buys, sells, and holds investment securities. It operates through various offices located in Bogota, Hasbrouck Heights, Newark, Oak Ridge, Parsippany, and Teaneck, as well as through a loan production office in Spring Lake, New Jersey. The company was founded in 1893 and is based in Teaneck, New Jersey. Bogota Financial Corp. operates as a subsidiary of Bogota Financial, MHC.

                  Bogota Financial (BSBK) Earnings & Revenues

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                  Ownership Overview

                  1.44%1.64%3.84%91.66%
                  3.84% Other Institutional Investors
                  91.66% Public Companies and
                  Individual Investors

                  Options Prices

                  Currently, No data available
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