First Northwest Bancorp (FNWB)
NASDAQ:FNWB
FNWB Stock Chart & Stats
$9.18
>-$0.01(-0.10%)
At close: 4:00 PM EST
$9.18
>-$0.01(-0.10%)
Day’s Range― - ―
52-Week Range$6.05 - $10.98
Previous CloseN/A
Volume4.70K
Average Volume (3M)21.84K
Market Cap
$86.76M
Enterprise Value$395.81M
Total Cash (Recent Filing)$285.84M
Total Debt (Recent Filing)$324.58M
Price to Earnings (P/E)―
Beta0.35
Next Earnings
Apr 29, 2026EPS Estimate
0.04Next Dividend Ex-DateN/A
Dividend Yield2.88%
Share Statistics
EPS (TTM)0.04
Shares Outstanding9,450,547
10 Day Avg. Volume10,691
30 Day Avg. Volume21,836
Financial Highlights & Ratios
PEG Ratio0.59
Price to Book (P/B)0.57
Price to Sales (P/S)0.84
P/FCF Ratio62.73
Enterprise Value/Market Cap4.56
Enterprise Value/Revenue3.69
Enterprise Value/Gross Profit7.81
Enterprise Value/Ebitda-76.48
Forecast
1Y Price Target
$13.50Price Target Upside47.06% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.48
Revenue Forecast (FY)$72.30M
Bulls Say, Bears Say
Bulls Say
Deposit-funded Lending ModelFirst Northwest operates a durable community-bank model driven by net interest income from deposit-funded lending. Stable customer deposits as the primary funding source support predictable interest spreads and reduce reliance on volatile wholesale funding, aiding medium-term earnings stability.
Historic Cash Conversion Track RecordThrough 2022–2024 the company converted earnings into free cash flow reliably, indicating an underlying ability to generate internal funds. That historical conversion track provides a foundation for recovery once earnings normalize, improving prospects for resilience and reinvestment over months ahead.
Formal Investor CommunicationsThe company furnished detailed investor materials as part of its regulatory filing, signaling disciplined, transparent communication. Clear, timely disclosure supports governance, helps align stakeholder expectations, and eases access to capital or partner support during multi-month restructuring or strategy execution.
Bears Say
Profitability Deterioration To LossesEarnings swung from multi-year profitability to consecutive losses in 2024–2025, reflecting material margin and/or credit pressure. Sustained losses erode retained capital, limit organic capital generation, and constrain strategic options such as lending growth or expense investment over the medium term.
Operating And Free Cash Flow Collapsed In 2025A collapse to zero operating and free cash flow removes internal funding for operations, capital needs, and loss absorption. Absent cash generation, the bank will need external financing or asset adjustments, raising execution risk and limiting flexibility across the next several months.
Elevated Leverage Reduces ResilienceLeverage above roughly 2x equity increases sensitivity to earnings shocks and interest-rate moves. With recent losses and weak cash flows, higher leverage amplifies solvency and funding risks, constraining the bank's ability to expand lending or withstand further economic stress in the medium term.
First Northwest Bancorp News
FNWB FAQ
What was First Northwest Bancorp’s price range in the past 12 months?
First Northwest Bancorp lowest stock price was $6.05 and its highest was $10.98 in the past 12 months.
What is First Northwest Bancorp’s market cap?
First Northwest Bancorp’s market cap is $86.76M.
When is First Northwest Bancorp’s upcoming earnings report date?
First Northwest Bancorp’s upcoming earnings report date is Apr 29, 2026 which is in 24 days.
How were First Northwest Bancorp’s earnings last quarter?
First Northwest Bancorp released its earnings results on Jan 29, 2026. The company reported $0.04 earnings per share for the quarter, missing the consensus estimate of $0.1 by -$0.06.
Is First Northwest Bancorp overvalued?
According to Wall Street analysts First Northwest Bancorp’s price is currently Undervalued.
Does First Northwest Bancorp pay dividends?
First Northwest Bancorp pays a Quarterly dividend of $0.07 which represents an annual dividend yield of 2.88%. See more information on First Northwest Bancorp dividends here
What is First Northwest Bancorp’s EPS estimate?
First Northwest Bancorp’s EPS estimate is 0.04.
How many shares outstanding does First Northwest Bancorp have?
First Northwest Bancorp has 9,450,547 shares outstanding.
What happened to First Northwest Bancorp’s price movement after its last earnings report?
First Northwest Bancorp reported an EPS of $0.04 in its last earnings report, missing expectations of $0.1. Following the earnings report the stock price went down -2.332%.
Which hedge fund is a major shareholder of First Northwest Bancorp?
Currently, no hedge funds are holding shares in FNWB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Northwest Bancorp Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$13.50 (47.06% Upside)
$13.50 (47.06% Upside)
Hedge Fund Trend
Decreased
By 227.9K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Negative
20 days / 200 days
Momentum
-28.34%
12-Months-Change
Fundamentals
Return on Equity
-2.76%
Trailing 12-Months
Asset Growth
-5.56%
Trailing 12-Months
Company Description
First Northwest Bancorp
First Northwest Bancorp operates as a bank holding company for First Fed Bank that provides commercial and consumer banking services to individuals, businesses, and nonprofit organizations in western Washington, the United States. It accepts various deposit instruments, including checking, money market deposit, savings, and transaction accounts, as well as certificates of deposit. The company also originates one- to four-family mortgage loans, commercial and multi-family real estate loans, construction and land loans, and commercial business loans, as well as consumer loans primarily consisting of automobile loans, and home-equity loans and lines of credit. It operates through 12 full-service branches and a lending center in Seattle. The company was founded in 1923 and is based in Port Angeles, Washington.
FNWB Stock 12 Month Forecast
Average Price Target
$13.50
▲(47.06% Upside)
Technical Analysis
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Ownership Overview
5.86% Insiders
9.69% Mutual Funds
20.86% Other Institutional Investors
58.69% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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