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FNWB Stock Chart & Stats
$11.95
$0.15(1.26%)
At close: 4:00 PM EDT
$11.95
$0.15(1.26%)
Day’s Range― - ―
52-Week Range$6.90 - $12.52
Previous CloseN/A
Volume1.21K
Average Volume (3M)21.84K
Market Cap
$108.86M
Enterprise Value$411.11
Total Cash (Recent Filing)$301.68M
Total Debt (Recent Filing)$329.22M
Price to Earnings (P/E)71.3
Beta0.20
Next Earnings
Oct 28, 2026EPS Estimate
0.02Next Dividend Ex-DateN/A
Dividend Yield0.59%
Share Statistics
EPS (TTM)0.16
Shares Outstanding9,499,300
10 Day Avg. Volume10,691
30 Day Avg. Volume21,836
Financial Highlights & Ratios
PEG Ratio0.54
Price to Book (P/B)0.57
Price to Sales (P/S)0.84
P/FCF Ratio-32.48
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$15.00Price Target Upside25.52% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.08
Revenue Forecast (FY)$67.15M
Bulls Say, Bears Say
Bulls Say
Stable Capital, Rising Tangible BookManagement cites stable risk-based capital and rising tangible book value per share, which underpin long-term resilience. Strong capital metrics provide loss-absorption, regulatory flexibility, and the capacity to support lending or absorb credit cycles without immediate dilutive capital raises.
Positive Operating And Free Cash Flow TTMTrailing-twelve-month positive operating and free cash flow (~$15M) improves internal funding ability. Durable cash generation reduces reliance on volatile wholesale funding, supports reinvestment and regulatory needs, and helps sustain operations through cyclical loan or margin pressures.
Conservative Balance-sheet RepositioningThe bank is shifting away from commercial real estate and growing core customer deposits while reducing brokered funding. That structural funding mix shift lowers concentration and liquidity risk, stabilizes funding costs, and supports more durable, customer-driven loan growth over time.
Bears Say
Volatile, Weak ProfitabilityEarnings swung from strong historical profits to losses and only modest TTM margins (~1.5%). This persistent profitability volatility limits internal capital generation and constrains retained earnings, making it harder to rebuild buffers, invest in growth, or absorb future credit stress without external capital.
Elevated LeverageLeverage near ~2.0x debt-to-equity and weak/negative ROE in recent years increase vulnerability to asset shocks. Elevated leverage reduces financial flexibility, heightens sensitivity to funding cost rises, and can force capital actions under stress, constraining sustainable loan and dividend policies.
Shrinking Revenue And High Operating CostsRevenue has trended down (TTM -1.77%, 2025 -8.4%) while efficiency remains poor (>100%), meaning operating costs exceed revenue. This structural gap undermines margin recovery and requires either durable revenue diversification or sustained cost reductions to restore consistent profitability.
FNWB FAQ
What was First Northwest Bancorp’s price range in the past 12 months?
First Northwest Bancorp lowest stock price was $6.90 and its highest was $12.52 in the past 12 months.
What is First Northwest Bancorp’s market cap?
First Northwest Bancorp’s market cap is $108.86M.
When is First Northwest Bancorp’s upcoming earnings report date?
First Northwest Bancorp’s upcoming earnings report date is Oct 28, 2026 which is in 82 days.
How were First Northwest Bancorp’s earnings last quarter?
First Northwest Bancorp released its earnings results on Jul 29, 2026. The company reported $0.03 earnings per share for the quarter, beating the consensus estimate of $0.01 by $0.02.
Is First Northwest Bancorp overvalued?
According to Wall Street analysts First Northwest Bancorp’s price is currently Undervalued.
Does First Northwest Bancorp pay dividends?
First Northwest Bancorp pays a Quarterly dividend of $0.07 which represents an annual dividend yield of 0.59%. See more information on First Northwest Bancorp dividends here
What is First Northwest Bancorp’s EPS estimate?
First Northwest Bancorp’s EPS estimate is 0.02.
How many shares outstanding does First Northwest Bancorp have?
First Northwest Bancorp has 9,499,300 shares outstanding.
What happened to First Northwest Bancorp’s price movement after its last earnings report?
First Northwest Bancorp reported an EPS of $0.03 in its last earnings report, beating expectations of $0.01. Following the earnings report the stock price went up 1.866%.
Which hedge fund is a major shareholder of First Northwest Bancorp?
Currently, no hedge funds are holding shares in FNWB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Northwest Bancorp Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$15.00 (25.52% Upside)
$15.00 (25.52% Upside)
Hedge Fund Trend
Decreased
By 202.7K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Negative
20 days / 200 days
Momentum
-28.34%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
-3.21%
Trailing 12-Months
Company Description
First Northwest Bancorp
First Northwest Bancorp serves as the parent company for First Fed Bank, a financial institution that delivers a broad spectrum of commercial and consumer banking services. These services are provided to individuals, businesses, and nonprofit organizations across western Washington, USA. The bank offers various ways to deposit funds, including checking, money market, savings, and transaction accounts, as well as certificates of deposit. On the lending side, it originates residential mortgages for one-to-four family properties, financing for commercial and multi-family real estate, loans for construction and land development, and credit for commercial businesses. Its consumer loan portfolio largely consists of vehicle loans and home equity loans or lines of credit. Operations are conducted through twelve full-service branch locations and a specialized lending center in Seattle. The company was established in 1923 and its headquarters are situated in Port Angeles, Washington.
FNWB Stock 12 Month Forecast
Average Price Target
$15.00
▲(25.52% Upside)
Technical Analysis
Bank Of The Jame Financial
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Summit State Bank
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United Bancorp
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First US Bancshares
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Ownership Overview
4.03% Insiders
7.08% Mutual Funds
0.33% Other Institutional Investors
83.49% Public Companies and
Individual Investors









