First Northwest Bancorp (FNWB)
NASDAQ:FNWB
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FNWB Stock Chart & Stats
$10.09
>-$0.01(-0.10%)
At close: 4:00 PM EST
$10.09
>-$0.01(-0.10%)
Day’s Range― - ―
52-Week Range$6.05 - $10.98
Previous CloseN/A
Volume4.70K
Average Volume (3M)21.84K
Market Cap
$91.19M
Enterprise Value$331.47M
Total Cash (Recent Filing)$111.69M
Total Debt (Recent Filing)$344.41M
Price to Earnings (P/E)3217.0
Beta0.21
Next Earnings
Jul 23, 2026EPS Estimate
0.01Next Dividend Ex-DateN/A
Dividend Yield2.88%
Share Statistics
EPS (TTM)0.55
Shares Outstanding9,499,300
10 Day Avg. Volume10,691
30 Day Avg. Volume21,836
Financial Highlights & Ratios
PEG Ratio0.59
Price to Book (P/B)0.57
Price to Sales (P/S)0.84
P/FCF Ratio62.73
Enterprise Value/Market Cap3.63
Enterprise Value/Revenue3.19
Enterprise Value/Gross Profit5.80
Enterprise Value/Ebitda76.34
Forecast
1Y Price Target
$13.50Price Target Upside33.80% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.38
Revenue Forecast (FY)$70.10M
Bulls Say, Bears Say
Bulls Say
Improved Cash GenerationTTM operating and free cash flow (~$19.9M) now comfortably cover net income, providing a durable buffer for loan loss absorption, funding operations, and discretionary uses. Sustained positive cash conversion improves liquidity and gives management scope to rebuild capital or invest, strengthening resilience over the next several quarters.
Return To ProfitabilityA TTM return to positive net income ($4.9M) and rebound in margins signal constructive operational recovery and management execution. Restoring profitability reduces reliance on capital raises, supports internal capital formation and dividend capacity, and increases the bank's ability to pursue modest growth while rebuilding stakeholder confidence.
Governance And Incentive ModernizationShareholder approval of an expanded, modernized equity incentive plan and confirmed board composition supports retention and alignment of executives and directors with long-term goals. Strong shareholder turnout and governance updates improve succession and strategic continuity, bolstering organizational stability and execution capacity.
Bears Say
Elevated LeverageDebt exceeding roughly 2x equity compresses capital cushions and heightens sensitivity to loan losses or funding shocks. For a regional bank, higher leverage constrains flexibility for lending growth, dividend policy, or stress absorption, increasing downside risk if credit conditions or rates deteriorate in the medium term.
Revenue SoftnessDeclining revenue reduces the durability of earnings even with margin recovery. Persistent top-line softness limits the bank's ability to build provisioning buffers and reinvest in franchise initiatives, increasing pressure on margins and forcing reliance on nonrecurring actions or higher risk lending to sustain growth and profitability.
Historic Earnings And Cash-flow VolatilityRepeated swings between profits and losses, and erratic cash-flow trajectories, undermine predictability for capital planning, risk provisioning, and strategic investment. This variability raises uncertainty about sustained improvements and increases the probability of capital or funding interventions if adverse conditions recur.
First Northwest Bancorp News
FNWB FAQ
What was First Northwest Bancorp’s price range in the past 12 months?
First Northwest Bancorp lowest stock price was $6.05 and its highest was $10.98 in the past 12 months.
What is First Northwest Bancorp’s market cap?
First Northwest Bancorp’s market cap is $91.19M.
When is First Northwest Bancorp’s upcoming earnings report date?
First Northwest Bancorp’s upcoming earnings report date is Jul 23, 2026 which is in 57 days.
How were First Northwest Bancorp’s earnings last quarter?
First Northwest Bancorp released its earnings results on Apr 29, 2026. The company reported $0 earnings per share for the quarter, missing the consensus estimate of $0.035 by -$0.035.
Is First Northwest Bancorp overvalued?
According to Wall Street analysts First Northwest Bancorp’s price is currently Undervalued.
Does First Northwest Bancorp pay dividends?
First Northwest Bancorp pays a Quarterly dividend of $0.07 which represents an annual dividend yield of 2.88%. See more information on First Northwest Bancorp dividends here
What is First Northwest Bancorp’s EPS estimate?
First Northwest Bancorp’s EPS estimate is 0.01.
How many shares outstanding does First Northwest Bancorp have?
First Northwest Bancorp has 9,499,300 shares outstanding.
What happened to First Northwest Bancorp’s price movement after its last earnings report?
First Northwest Bancorp reported an EPS of $0 in its last earnings report, missing expectations of $0.035. Following the earnings report the stock price went down -0.499%.
Which hedge fund is a major shareholder of First Northwest Bancorp?
Currently, no hedge funds are holding shares in FNWB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Northwest Bancorp Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$13.50 (33.80% Upside)
$13.50 (33.80% Upside)
Hedge Fund Trend
Decreased
By 202.7K Shares
Last Quarter.
Last Quarter.
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-28.34%
12-Months-Change
Fundamentals
Return on Equity
3.14%
Trailing 12-Months
Asset Growth
-1.75%
Trailing 12-Months
Company Description
First Northwest Bancorp
First Northwest Bancorp operates as a bank holding company for First Fed Bank that provides commercial and consumer banking services to individuals, businesses, and nonprofit organizations in western Washington, the United States. It accepts various deposit instruments, including checking, money market deposit, savings, and transaction accounts, as well as certificates of deposit. The company also originates one- to four-family mortgage loans, commercial and multi-family real estate loans, construction and land loans, and commercial business loans, as well as consumer loans primarily consisting of automobile loans, and home-equity loans and lines of credit. It operates through 12 full-service branches and a lending center in Seattle. The company was founded in 1923 and is based in Port Angeles, Washington.
FNWB Stock 12 Month Forecast
Average Price Target
$13.50
▲(33.80% Upside)
Technical Analysis
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Ownership Overview
5.67% Insiders
8.61% Mutual Funds
17.81% Other Institutional Investors
62.94% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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