First US Bancshares Inc (FUSB)
NASDAQ:FUSB
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FUSB Stock Chart & Stats
$13.96
-$1.36(-10.53%)
At close: 4:00 PM EST
$13.96
-$1.36(-10.53%)
Day’s Range― - ―
52-Week Range$10.30 - $16.50
Previous CloseN/A
Volume629.00
Average Volume (3M)3.31K
Market Cap
$88.52M
Enterprise Value$32.90M
Total Cash (Recent Filing)$76.97M
Total Debt (Recent Filing)$10.96M
Price to Earnings (P/E)11.3
Beta0.12
Next Earnings
Jul 29, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.08%
Share Statistics
EPS (TTM)1.07
Shares Outstanding5,567,267
10 Day Avg. Volume1,622
30 Day Avg. Volume3,313
Financial Highlights & Ratios
PEG Ratio-0.51
Price to Book (P/B)0.77
Price to Sales (P/S)1.29
P/FCF Ratio8.95
Enterprise Value/Market Cap0.37
Enterprise Value/Revenue0.51
Enterprise Value/Gross Profit0.88
Enterprise Value/Ebitda3.53
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Low Leverage / Conservative Balance SheetA materially lower debt-to-equity ratio reflects a de-risked capital structure that increases resilience to credit and rate shocks, preserves lending capacity, and provides flexibility to fund growth or absorb losses. This structural safety supports durable creditworthiness and strategic optionality.
Consistent Multi-year Revenue GrowthSustained top-line expansion over multiple years indicates consistent market demand and successful customer acquisition or product penetration. Continued revenue growth provides a foundation for scaling margins, funding investments in digital capabilities, and compounding earnings over the next several quarters.
Governance Stability And Growth-focused PlanClear shareholder backing and an articulated strategic plan signal management alignment and credible execution intent: disciplined loan/deposit expansion, expense focus, digital optimization and M&A optionality create multiple durable levers to lift core earnings if executed prudently.
Bears Say
Margin And ROE CompressionA sustained decline in margins and ROE erodes the bank's ability to convert revenue into shareholder returns and limits internal capital generation. If margins remain pressured by funding costs, loan mix shifts, or competitive deposit pricing, long-term profitability and capacity for reinvestment will be constrained.
Volatile Cash-flow QualityInconsistent operating cash metrics and volatile free cash flow reduce confidence in earnings convertibility to liquid resources. Durable planning, dividend policy, and M&A execution depend on predictable cash conversion; volatility raises the risk of funding strain or curtailed shareholder returns during stress periods.
Limited Regional Scale And FootprintA modest branch network and concentrated regional presence limit scale economies, product cross-sell potential, and diversification of credit exposure. Sustained growth may require M&A or significant digital expansion; without scale, pricing power and cost efficiency could lag larger regional peers over time.
First US Bancshares News
FUSB FAQ
What was First US Bancshares Inc’s price range in the past 12 months?
First US Bancshares Inc lowest stock price was $10.30 and its highest was $16.50 in the past 12 months.
What is First US Bancshares Inc’s market cap?
First US Bancshares Inc’s market cap is $88.52M.
When is First US Bancshares Inc’s upcoming earnings report date?
First US Bancshares Inc’s upcoming earnings report date is Jul 29, 2026 which is in 63 days.
How were First US Bancshares Inc’s earnings last quarter?
First US Bancshares Inc released its earnings results on Apr 29, 2026. The company reported $0.331 earnings per share for the quarter, beating the consensus estimate of N/A by $0.331.
Is First US Bancshares Inc overvalued?
According to Wall Street analysts First US Bancshares Inc’s price is currently Overvalued.
Does First US Bancshares Inc pay dividends?
First US Bancshares Inc pays a Quarterly dividend of $0.07 which represents an annual dividend yield of 2.08%. See more information on First US Bancshares Inc dividends here
What is First US Bancshares Inc’s EPS estimate?
First US Bancshares Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does First US Bancshares Inc have?
First US Bancshares Inc has 5,567,267 shares outstanding.
What happened to First US Bancshares Inc’s price movement after its last earnings report?
First US Bancshares Inc reported an EPS of $0.331 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.289%.
Which hedge fund is a major shareholder of First US Bancshares Inc?
Currently, no hedge funds are holding shares in FUSB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First US Bancshares Stock Smart Score
Neutral
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10
Technicals
SMA
Negative
20 days / 200 days
Momentum
10.89%
12-Months-Change
Fundamentals
Return on Equity
5.92%
Trailing 12-Months
Asset Growth
3.40%
Trailing 12-Months
Company Description
First US Bancshares Inc
First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services. The company offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits. Its loan products include commercial construction, land, and land development loans comprising residential housing, commercial and industrial use property development loans, raw land purchase and improvement loans, and agricultural production loans; mortgage loans on residential properties and apartment buildings; real estate loans secured by commercial and industrial properties, office or mixed-use facilities, strip shopping centers, or other commercial property; loans and leases to commercial customers; and secured and unsecured personal loans, including automobile loans and other direct consumer installment loans. The company also provides loans secured by personal property items, such as furniture, ATVs, and home appliances, as well as recreational vehicles, boats, and cargo trailers. In addition, it provides letters of credit; and safe deposit box and remote deposit capture services, as well as underwrites credit life, and credit accident and health insurance reinsurance policies. The company serves small-and medium-sized businesses, property managers, business executives, professionals, and other individuals. It operates 15 full-service banking offices in Birmingham, Butler, Calera, Centreville, Gilbertown, Grove Hill, Harpersville, Jackson, Thomasville, Tuscaloosa, and Woodstock, Alabama; Knoxville and Powell, Tennessee; and Rose Hill, Virginia, as well as loan production offices in Mobile, Alabama, and the Chattanooga, Tennessee area. The company was formerly known as United Security Bancshares, Inc. and changed its name to First US Bancshares, Inc. in October 2016. First US Bancshares, Inc. was founded in 1952 and is headquartered in Birmingham, Alabama.
Technical Analysis
Bank Of The Jame Financial
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Summit State Bank
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United Bancorp
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First Northwest Bancorp
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Ownership Overview
10.11% Insiders
2.92% Mutual Funds
9.99% Other Institutional Investors
74.91% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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