First US Bancshares Inc (FUSB)
NASDAQ:FUSB
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FUSB Stock Chart & Stats
$13.96
-$1.36(-10.53%)
At close: 4:00 PM EST
$13.96
-$1.36(-10.53%)
Day’s Range― - ―
52-Week Range$10.30 - $16.50
Previous CloseN/A
Volume629.00
Average Volume (3M)3.31K
Market Cap
$91.53M
Enterprise Value$91.62M
Total Cash (Recent Filing)$83.95M
Total Debt (Recent Filing)$10.95M
Price to Earnings (P/E)11.3
Beta0.13
Next Earnings
Jul 29, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.08%
Share Statistics
EPS (TTM)1.03
Shares Outstanding5,650,157
10 Day Avg. Volume1,622
30 Day Avg. Volume3,313
Financial Highlights & Ratios
PEG Ratio-0.51
Price to Book (P/B)0.77
Price to Sales (P/S)1.29
P/FCF Ratio8.95
Enterprise Value/Market Cap1.00
Enterprise Value/Revenue1.45
Enterprise Value/Gross Profit2.48
Enterprise Value/Ebitda9.51
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative And Improving LeverageMaterial reduction in debt-to-equity and steady equity growth create a stronger capital cushion and regulatory flexibility. A lower leverage profile supports capacity for targeted loan growth, M&A optionality, and resilience to credit stress without immediate capital raises, improving long-term stability.
Multi-year Revenue Expansion And ScaleSustained top-line growth over multiple years signals successful market penetration and scale in core banking operations. Larger asset and deposit bases support diversified net interest income and fee opportunities, enabling operating leverage benefits and a firmer base for medium-term profitability recovery.
Disciplined Strategic Plan And Digital EmphasisManagement’s explicit strategy to tighten credit, control expenses, optimize branches via digital channels and pursue targeted acquisitions is a structural roadmap. If executed, it can sustainably improve ROA/ROE and deposit stability while enabling measured geographic or product expansion over the next several quarters.
Bears Say
Margin And Return CompressionDeclining net and operating margins alongside falling ROE indicate weakening core profitability that can persist absent structural cost or revenue improvements. Lower returns reduce retained earnings growth, constrain capital formation internally, and limit the bank’s ability to generate shareholder value over the medium term.
Choppy Cash Generation And Weak Cash-conversion QualityIrregular operating and free cash flow history and poor cash-to-earnings linkage reduce confidence that reported profits will reliably convert to spendable cash. This impairs capacity to fund organic loan growth, dividends or acquisitions without relying on external funding in stress periods.
Recent Slowdown In Revenue MomentumThe abrupt deceleration to flat revenue undermines operating leverage potential and suggests competitive or market headwinds. Structural revenue stagnation increases pressure on margins and makes targets for ROA/ROE improvement harder to achieve without material product, pricing, or geographic expansion.
First US Bancshares News
FUSB FAQ
What was First US Bancshares Inc’s price range in the past 12 months?
First US Bancshares Inc lowest stock price was $10.30 and its highest was $16.50 in the past 12 months.
What is First US Bancshares Inc’s market cap?
First US Bancshares Inc’s market cap is $91.53M.
When is First US Bancshares Inc’s upcoming earnings report date?
First US Bancshares Inc’s upcoming earnings report date is Jul 29, 2026 which is in 85 days.
How were First US Bancshares Inc’s earnings last quarter?
First US Bancshares Inc released its earnings results on Apr 29, 2026. The company reported $0.33 earnings per share for the quarter, beating the consensus estimate of N/A by $0.33.
Is First US Bancshares Inc overvalued?
According to Wall Street analysts First US Bancshares Inc’s price is currently Overvalued.
Does First US Bancshares Inc pay dividends?
First US Bancshares Inc pays a Quarterly dividend of $0.07 which represents an annual dividend yield of 2.08%. See more information on First US Bancshares Inc dividends here
What is First US Bancshares Inc’s EPS estimate?
First US Bancshares Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does First US Bancshares Inc have?
First US Bancshares Inc has 5,650,157 shares outstanding.
What happened to First US Bancshares Inc’s price movement after its last earnings report?
First US Bancshares Inc reported an EPS of $0.33 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.289%.
Which hedge fund is a major shareholder of First US Bancshares Inc?
Currently, no hedge funds are holding shares in FUSB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First US Bancshares Stock Smart Score
Underperform
1
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3
4
5
6
7
8
9
10
Technicals
SMA
Negative
20 days / 200 days
Momentum
10.89%
12-Months-Change
Fundamentals
Return on Equity
5.92%
Trailing 12-Months
Asset Growth
3.40%
Trailing 12-Months
Company Description
First US Bancshares Inc
First US Bancshares, Inc. operates as the bank holding company for First US Bank that provides commercial banking products and services. The company offers non-interest-bearing demand deposits, savings accounts, NOW accounts, money market demand accounts, individual retirement accounts, and time deposits. Its loan products include commercial construction, land, and land development loans comprising residential housing, commercial and industrial use property development loans, raw land purchase and improvement loans, and agricultural production loans; mortgage loans on residential properties and apartment buildings; real estate loans secured by commercial and industrial properties, office or mixed-use facilities, strip shopping centers, or other commercial property; loans and leases to commercial customers; and secured and unsecured personal loans, including automobile loans and other direct consumer installment loans. The company also provides loans secured by personal property items, such as furniture, ATVs, and home appliances, as well as recreational vehicles, boats, and cargo trailers. In addition, it provides letters of credit; and safe deposit box and remote deposit capture services, as well as underwrites credit life, and credit accident and health insurance reinsurance policies. The company serves small-and medium-sized businesses, property managers, business executives, professionals, and other individuals. It operates 15 full-service banking offices in Birmingham, Butler, Calera, Centreville, Gilbertown, Grove Hill, Harpersville, Jackson, Thomasville, Tuscaloosa, and Woodstock, Alabama; Knoxville and Powell, Tennessee; and Rose Hill, Virginia, as well as loan production offices in Mobile, Alabama, and the Chattanooga, Tennessee area. The company was formerly known as United Security Bancshares, Inc. and changed its name to First US Bancshares, Inc. in October 2016. First US Bancshares, Inc. was founded in 1952 and is headquartered in Birmingham, Alabama.
Technical Analysis
Bank Of The Jame Financial
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Summit State Bank
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United Bancorp
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First Northwest Bancorp
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Ownership Overview
9.96% Insiders
2.88% Mutual Funds
1.20% Other Institutional Investors
83.94% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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