Magyar Bancorp Inc (MGYR)
NASDAQ:MGYR
MGYR Stock Chart & Stats
$17.55
$0.14(1.03%)
At close: 4:00 PM EST
$17.55
$0.14(1.03%)
Day’s Range― - ―
52-Week Range$13.52 - $20.00
Previous CloseN/A
Volume1.77K
Average Volume (3M)3.05K
Market Cap
$112.65M
Enterprise Value$159.84M
Total Cash (Recent Filing)$29.01M
Total Debt (Recent Filing)$49.05M
Price to Earnings (P/E)8.6
Beta0.20
Next Earnings
Apr 22, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.81%
Share Statistics
EPS (TTM)0.50
Shares Outstanding6,477,991
10 Day Avg. Volume1,765
30 Day Avg. Volume3,047
Financial Highlights & Ratios
PEG Ratio0.40
Price to Book (P/B)0.91
Price to Sales (P/S)1.84
P/FCF Ratio10.97
Enterprise Value/Market Cap1.42
Enterprise Value/Revenue2.67
Enterprise Value/Gross Profit4.37
Enterprise Value/Ebitda10.06
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Strong Profitability & Cash ConversionSustained high margins and near-complete conversion of earnings into free cash flow indicate durable internal funding for dividends, buybacks and loan growth. This strengthens capital flexibility and resilience across business cycles, enabling reinvestment without heavy external financing.
Loan Growth And NIM ExpansionSteady loan origination and a rising net interest margin reflect competitive lending pricing and successful repricing of commercial loans. Durable loan growth tied to core commercial activity supports recurring net interest income and long-term revenue stability if credit quality holds.
Shareholder Returns And Governance StabilityConsistent capital returns plus shareholder backing of leadership and auditor signal disciplined capital allocation and stable governance. Visible buybacks/dividend policy and supportive votes reduce execution risk and align management with long-term shareholder value creation.
Bears Say
Rising Leverage TrendA material uptick in leverage increases sensitivity to funding stress and interest-rate swings, narrowing the bank's financial flexibility. Over a medium-term horizon, higher debt levels could constrain capital deployment or necessitate slower growth if capital buffers are tightened by regulators or markets.
Margin Compression Vs Prior PeaksEarnings remain strong but have contracted from prior peak margins, indicating less structural excess profitability. Persistent compression would reduce the margin of safety for returns, making results more dependent on volume growth and cost control to sustain ROE.
Commercial Real Estate ConcentrationHeavy weighting to commercial real estate originations increases exposure to sector-specific downturns and local market shocks. If CRE fundamentals deteriorate, credit losses and collateral value declines could meaningfully impact asset quality and capital over a multi-quarter horizon.
Magyar Bancorp News
MGYR FAQ
What was Magyar Bancorp Inc’s price range in the past 12 months?
Magyar Bancorp Inc lowest stock price was $13.52 and its highest was $20.00 in the past 12 months.
What is Magyar Bancorp Inc’s market cap?
Magyar Bancorp Inc’s market cap is $112.65M.
When is Magyar Bancorp Inc’s upcoming earnings report date?
Magyar Bancorp Inc’s upcoming earnings report date is Apr 22, 2026 which is in 14 days.
How were Magyar Bancorp Inc’s earnings last quarter?
Magyar Bancorp Inc released its earnings results on Jan 29, 2026. The company reported $0.5 earnings per share for the quarter, beating the consensus estimate of N/A by $0.5.
Is Magyar Bancorp Inc overvalued?
According to Wall Street analysts Magyar Bancorp Inc’s price is currently Overvalued.
Does Magyar Bancorp Inc pay dividends?
Magyar Bancorp Inc pays a Notavailable dividend of $0.08 which represents an annual dividend yield of 1.81%. See more information on Magyar Bancorp Inc dividends here
What is Magyar Bancorp Inc’s EPS estimate?
Magyar Bancorp Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Magyar Bancorp Inc have?
Magyar Bancorp Inc has 6,477,991 shares outstanding.
What happened to Magyar Bancorp Inc’s price movement after its last earnings report?
Magyar Bancorp Inc reported an EPS of $0.5 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.206%.
Which hedge fund is a major shareholder of Magyar Bancorp Inc?
Currently, no hedge funds are holding shares in MGYR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Magyar Bancorp Stock Smart Score
Neutral
1
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10
Technicals
SMA
Positive
20 days / 200 days
Momentum
38.30%
12-Months-Change
Fundamentals
Return on Equity
9.18%
Trailing 12-Months
Asset Growth
3.68%
Trailing 12-Months
Company Description
Magyar Bancorp Inc
Magyar Bancorp, Inc. operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States. It accepts various deposit accounts, including demand, savings, NOW, money market, and retirement accounts, as well as certificates of deposit. The company also provides residential mortgage loans, multi-family and commercial real estate mortgage loans, home equity loans and lines of credit, commercial business loans, and construction loans, as well as small business administration loans. In addition, it offers non-deposit investment products and financial planning services, including insurance products, fixed and variable annuities, and retirement planning for individual and commercial customers; and buys, sells, and holds investment securities. The company has seven branch offices located in New Brunswick, North Brunswick, South Brunswick, Branchburg, Bridgewater, and Edison, New Jersey. Magyar Bancorp, Inc. was founded in 1922 and is headquartered in New Brunswick, New Jersey.
Technical Analysis
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Ownership Overview
4.96% Insiders
3.32% Mutual Funds
11.85% Other Institutional Investors
78.39% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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