Magyar Bancorp Inc (MGYR)
NASDAQ:MGYR
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MGYR Stock Chart & Stats
$17.55
$0.14(1.03%)
At close: 4:00 PM EST
$17.55
$0.14(1.03%)
Day’s Range― - ―
52-Week Range$13.78 - $20.00
Previous CloseN/A
Volume1.77K
Average Volume (3M)3.05K
Market Cap
$114.29M
Enterprise Value$161.28M
Total Cash (Recent Filing)$29.01M
Total Debt (Recent Filing)$49.05M
Price to Earnings (P/E)8.8
Beta0.17
Next Earnings
Jul 23, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.81%
Share Statistics
EPS (TTM)0.48
Shares Outstanding6,477,991
10 Day Avg. Volume1,765
30 Day Avg. Volume3,047
Financial Highlights & Ratios
PEG Ratio0.40
Price to Book (P/B)0.91
Price to Sales (P/S)1.84
P/FCF Ratio10.97
Enterprise Value/Market Cap1.41
Enterprise Value/Revenue2.69
Enterprise Value/Gross Profit4.41
Enterprise Value/Ebitda10.15
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Sustained Profitability And MarginsConsistent TTM margins near 18% (net) and ~25% (EBIT) alongside rising revenue demonstrate durable core earnings power from lending spreads and fee activities. Sustained margins support internal reinvestment, dividends and buybacks, and provide buffers against moderate margin compression over months.
Strong Cash GenerationHigh free cash flow and ~94% conversion of net income into FCF show that earnings largely convert to cash, enabling consistent shareholder returns and organic funding for loan growth or tech/branch investments. Reliable cash conversion reduces dependence on external financing across quarters.
Scale And Improving Capital BaseGrowing assets, deposit base and an expanded equity cushion enhance lending capacity and regulatory resilience. Improved scale and capitalization provide strategic optionality for targeted branch expansion, technology investment and measured M&A or repricing strategies that support medium-term franchise growth.
Bears Say
Rising Leverage TrendAn increasing debt-to-equity ratio signals greater reliance on borrowed funds and raises sensitivity to funding costs. Higher leverage can magnify earnings volatility if rates or credit costs rise, and it may constrain management's flexibility on dividends, buybacks or growth initiatives during stress periods.
Elevated Credit Provisions And Fee PressureRising provisions and weaker gains/fee income indicate emerging credit-cost and noninterest revenue headwinds. If provisions remain elevated, they will structurally reduce net income and free cash generation, undermining dividend sustainability and limiting capacity to invest or expand lending over a multi-month horizon.
Concentration In Commercial Real Estate LendingA loan book concentrated in CRE raises exposure to property-market cyclicality and local economic downturns. CRE weakness can produce elevated charge-offs or collateral revaluations, increasing structural credit risk and potentially forcing tighter underwriting or higher provisioning that depresses medium-term earnings.
Magyar Bancorp News
MGYR FAQ
What was Magyar Bancorp Inc’s price range in the past 12 months?
Magyar Bancorp Inc lowest stock price was $13.78 and its highest was $20.00 in the past 12 months.
What is Magyar Bancorp Inc’s market cap?
Magyar Bancorp Inc’s market cap is $114.29M.
When is Magyar Bancorp Inc’s upcoming earnings report date?
Magyar Bancorp Inc’s upcoming earnings report date is Jul 23, 2026 which is in 83 days.
How were Magyar Bancorp Inc’s earnings last quarter?
Magyar Bancorp Inc released its earnings results on Apr 23, 2026. The company reported $0.48 earnings per share for the quarter, beating the consensus estimate of N/A by $0.48.
Is Magyar Bancorp Inc overvalued?
According to Wall Street analysts Magyar Bancorp Inc’s price is currently Overvalued.
Does Magyar Bancorp Inc pay dividends?
Magyar Bancorp Inc pays a Notavailable dividend of $0.08 which represents an annual dividend yield of 1.81%. See more information on Magyar Bancorp Inc dividends here
What is Magyar Bancorp Inc’s EPS estimate?
Magyar Bancorp Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Magyar Bancorp Inc have?
Magyar Bancorp Inc has 6,477,991 shares outstanding.
What happened to Magyar Bancorp Inc’s price movement after its last earnings report?
Magyar Bancorp Inc reported an EPS of $0.48 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.313%.
Which hedge fund is a major shareholder of Magyar Bancorp Inc?
Currently, no hedge funds are holding shares in MGYR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Magyar Bancorp Stock Smart Score
Neutral
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10
Technicals
SMA
Positive
20 days / 200 days
Momentum
38.30%
12-Months-Change
Fundamentals
Return on Equity
9.18%
Trailing 12-Months
Asset Growth
3.68%
Trailing 12-Months
Company Description
Magyar Bancorp Inc
Magyar Bancorp, Inc. operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States. It accepts various deposit accounts, including demand, savings, NOW, money market, and retirement accounts, as well as certificates of deposit. The company also provides residential mortgage loans, multi-family and commercial real estate mortgage loans, home equity loans and lines of credit, commercial business loans, and construction loans, as well as small business administration loans. In addition, it offers non-deposit investment products and financial planning services, including insurance products, fixed and variable annuities, and retirement planning for individual and commercial customers; and buys, sells, and holds investment securities. The company has seven branch offices located in New Brunswick, North Brunswick, South Brunswick, Branchburg, Bridgewater, and Edison, New Jersey. Magyar Bancorp, Inc. was founded in 1922 and is headquartered in New Brunswick, New Jersey.
Technical Analysis
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Ownership Overview
4.96% Insiders
3.92% Mutual Funds
4.38% Other Institutional Investors
85.26% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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