Magyar Bancorp Inc (MGYR)
NASDAQ:MGYR
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MGYR Stock Chart & Stats
$17.55
$0.14(1.03%)
At close: 4:00 PM EST
$17.55
$0.14(1.03%)
Day’s Range― - ―
52-Week Range$15.69 - $20.00
Previous CloseN/A
Volume1.77K
Average Volume (3M)3.05K
Market Cap
$110.25M
Enterprise Value$145.66M
Total Cash (Recent Filing)$48.12M
Total Debt (Recent Filing)$50.91M
Price to Earnings (P/E)9.5
Beta0.17
Next Earnings
Jul 23, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.81%
Share Statistics
EPS (TTM)1.80
Shares Outstanding6,462,729
10 Day Avg. Volume1,765
30 Day Avg. Volume3,047
Financial Highlights & Ratios
PEG Ratio0.40
Price to Book (P/B)0.91
Price to Sales (P/S)1.84
P/FCF Ratio10.97
Enterprise Value/Market Cap1.32
Enterprise Value/Revenue2.39
Enterprise Value/Gross Profit3.92
Enterprise Value/Ebitda9.02
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
De-risked Balance Sheet (no Debt)Removing debt materially reduces financial leverage and refinancing risk, giving the bank durable capital flexibility. A zero debt position supports steady funding cost control, capacity to absorb loan losses, and room to fund organic growth or dividends over the next several quarters.
High-quality Cash GenerationFree cash flow closely matching net income signals strong earnings quality and reliable internal funding. Consistent FCF supports sustainable dividend payments, loan portfolio reinvestment, and modest balance-sheet expansion without needing external financing over the medium term.
Improving Core Profitability And NIMRising net interest margin and accelerating revenue reflect stronger loan growth and lower funding costs, which enhance core bank earnings durability. Persistent NIM expansion supports margin sustainability and underpins dividends and retained earnings over the coming 2-6 months.
Bears Say
Higher Credit-loss ProvisionsRising provisions indicate either deteriorating asset quality or a more conservative reserve stance, which can compress net income and weaken capital accumulation. If credit stress persists, elevated provisioning could reduce lending capacity and earnings resilience over the medium term.
Volatile Noninterest IncomeNoninterest income sources like loan sale gains and service fees are lumpy and susceptible to market and activity swings. Dependence on these volatile items can make reported earnings less predictable and limits diversification of revenue during periods of softer loan-sale markets.
Moderate ROE And Margins Vs Prior PeakWhile improving, a mid-single-digit ROE and margins below prior peaks signal only moderate profitability. That structural constraint can limit retained-earnings growth and long-term return potential unless the bank sustains higher margins or accelerates asset growth.
Magyar Bancorp News
MGYR FAQ
What was Magyar Bancorp Inc’s price range in the past 12 months?
Magyar Bancorp Inc lowest stock price was $15.69 and its highest was $20.00 in the past 12 months.
What is Magyar Bancorp Inc’s market cap?
Magyar Bancorp Inc’s market cap is $110.25M.
When is Magyar Bancorp Inc’s upcoming earnings report date?
Magyar Bancorp Inc’s upcoming earnings report date is Jul 23, 2026 which is in 42 days.
How were Magyar Bancorp Inc’s earnings last quarter?
Magyar Bancorp Inc released its earnings results on Apr 23, 2026. The company reported $0.481 earnings per share for the quarter, beating the consensus estimate of N/A by $0.481.
Is Magyar Bancorp Inc overvalued?
According to Wall Street analysts Magyar Bancorp Inc’s price is currently Overvalued.
Does Magyar Bancorp Inc pay dividends?
Magyar Bancorp Inc pays a Notavailable dividend of $0.1 which represents an annual dividend yield of 1.81%. See more information on Magyar Bancorp Inc dividends here
What is Magyar Bancorp Inc’s EPS estimate?
Magyar Bancorp Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Magyar Bancorp Inc have?
Magyar Bancorp Inc has 6,462,729 shares outstanding.
What happened to Magyar Bancorp Inc’s price movement after its last earnings report?
Magyar Bancorp Inc reported an EPS of $0.481 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 1.315%.
Which hedge fund is a major shareholder of Magyar Bancorp Inc?
Currently, no hedge funds are holding shares in MGYR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Magyar Bancorp Stock Smart Score
Neutral
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10
Technicals
SMA
Positive
20 days / 200 days
Momentum
38.30%
12-Months-Change
Fundamentals
Return on Equity
9.18%
Trailing 12-Months
Asset Growth
3.68%
Trailing 12-Months
Company Description
Magyar Bancorp Inc
Magyar Bancorp, Inc. functions as the parent entity for Magyar Bank, a financial institution that delivers a wide array of personal and business banking services. Serving individuals, companies, and non-profit organizations throughout New Jersey, USA, the bank provides diverse deposit accounts, including checking, savings, NOW, money market, and retirement plans, in addition to certificates of deposit. Its comprehensive lending solutions encompass residential mortgages, loans for multi-family and commercial properties, home equity lines and loans, commercial business financing, and construction loans, as well as Small Business Administration (SBA) loans. Beyond conventional banking, Magyar Bancorp also extends its services to include non-deposit investment products and financial planning. These offerings cover insurance, fixed and variable annuities, and retirement planning for both individual and corporate clients. The company actively manages investment securities through buying, selling, and holding activities. Established in 1922, Magyar Bancorp, Inc. is based in New Brunswick, New Jersey, and oversees seven branch locations across New Brunswick, North Brunswick, South Brunswick, Branchburg, Bridgewater, and Edison, all within New Jersey.
Technical Analysis
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Ownership Overview
4.98% Insiders
3.93% Mutual Funds
15.59% Other Institutional Investors
73.61% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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