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Finward Bancorp (FNWD)
NASDAQ:FNWD
Total Valuation
Finward Bancorp has a market cap or net worth of $131.28M. The enterprise value is $112.25M.
Market Cap$131.28M
Enterprise Value$112.25M
Share Statistics
Finward Bancorp has 4,325,589 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding4,325,589
Owned by Insiders4.35%
Owned by Institutions18.28%
Financial Efficiency
Finward Bancorp’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is 1.00%.
Return on Equity (ROE)0.08
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)1.00%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee242.64K
Profits Per Employee41.40K
Employee Count293
Asset Turnover0.03
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Finward Bancorp is 9.87. Finward Bancorp’s PEG ratio is -0.53.
PE Ratio9.87
PS Ratio0.00
PB Ratio0.85
Price to Fair Value0.79
Price to FCF19.43
Price to Operating Cash Flow13.38
PEG Ratio-0.53
Income Statement
In the last 12 months, Finward Bancorp had revenue of 71.09M and earned 12.13M in profits. Earnings per share was 2.84.
Revenue71.09M
Gross Profit71.09M
Operating Income22.49M
Pretax Income13.46M
Net Income12.13M
EBITDA0.00
Earnings Per Share (EPS)2.84
Cash Flow
In the last 12 months, operating cash flow was 9.63M and capital expenditures -3.07M, giving a free cash flow of 6.73M billion.
Operating Cash Flow9.63M
Free Cash Flow6.73M
Free Cash Flow per Share1.56
Dividends & Yields
Finward Bancorp pays an annual dividend of $0.476, resulting in a dividend yield of 1.19%
Dividend Per Share$0.476
Dividend Yield1.19%
Payout Ratio61.82%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.09
52-Week Price Change25.47%
50-Day Moving Average29.73
200-Day Moving Average29.05
Relative Strength Index (RSI)48.18
Average Volume (3m)7.28K
Important Dates
Finward Bancorp upcoming earnings date is Jul 23, 2025, TBA Not Confirmed.
Last Earnings DateApr 30, 2025
Next Earnings DateJul 23, 2025
Ex-Dividend DateApr 28, 2025
Financial Position
Finward Bancorp as a current ratio of 1.73, with Debt / Equity ratio of 0.00%
Current Ratio1.73
Quick Ratio1.73
Debt to Market Cap0.00
Net Debt to EBITDA0.00
Interest Coverage Ratio0.00
Taxes
In the past 12 months, Finward Bancorp has paid 1.32M in taxes.
Income Tax1.32M
Effective Tax Rate0.10
Enterprise Valuation
Finward Bancorp EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 7.40.
EV to Sales0.70
EV to EBITDA0.00
EV to Free Cash Flow7.40
EV to Operating Cash Flow5.08
Balance Sheet
Finward Bancorp has $70.58M in cash and marketable securities with $65.00M in debt, giving a net cash position of -$5.58M billion.
Cash & Marketable Securities$70.58M
Total Debt$65.00M
Net Cash-$5.58M
Net Cash Per Share-$1.29
Tangible Book Value Per Share$29.85
Margins
Gross margin is 100.74%, with operating margin of 31.63%, and net profit margin of 17.06%.
Gross Margin100.74%
Operating Margin31.63%
Pretax Margin18.93%
Net Profit Margin17.06%
EBITDA Margin0.00%
EBIT Margin63.27%
Analyst Forecast
The average price target for Finward Bancorp is $34.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$34.00
Price Target Upside12.03% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast-7.64%
EPS Growth Forecast-78.60%