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Finward Bancorp (FNWD)
NASDAQ:FNWD
Total Valuation
Finward Bancorp has a market cap or net worth of $158.56M. The enterprise value is $140.30M.
Market Cap$158.56M
Enterprise Value$140.30M
Share Statistics
Finward Bancorp has 4,327,000 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding4,327,000
Owned by Insiders4.38%
Owned by Institutions0.01%
Financial Efficiency
Finward Bancorp’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is 4.03%.
Return on Equity (ROE)0.08
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)4.03%
Return on Capital Employed (ROCE)0.05
Revenue Per Employee381.66K
Profits Per Employee41.40K
Employee Count293
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Finward Bancorp is 19.5. Finward Bancorp’s PEG ratio is 0.22.
PE Ratio19.5
PS Ratio1.07
PB Ratio0.79
Price to Fair Value0.79
Price to FCF17.84
Price to Operating Cash Flow12.19
PEG Ratio0.22
Income Statement
In the last 12 months, Finward Bancorp had revenue of 111.83M and earned 12.13M in profits. Earnings per share was 2.84.
Revenue111.83M
Gross Profit71.60M
Operating Income13.46M
Pretax Income13.46M
Net Income12.13M
EBITDA20.75M
Earnings Per Share (EPS)2.84
Cash Flow
In the last 12 months, operating cash flow was 12.96M and capital expenditures -835.00K, giving a free cash flow of 12.13M billion.
Operating Cash Flow12.96M
Free Cash Flow12.13M
Free Cash Flow per Share2.80
Dividends & Yields
Finward Bancorp pays an annual dividend of $0.12, resulting in a dividend yield of 0.97%
Dividend Per Share$0.12
Dividend Yield0.97%
Payout Ratio25.13%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.02
52-Week Price Change40.23%
50-Day Moving Average36.81
200-Day Moving Average31.95
Relative Strength Index (RSI)54.99
Average Volume (3m)34.79K
Important Dates
Finward Bancorp upcoming earnings date is Apr 29, 2026, Before Open (Confirmed).
Last Earnings DateJan 27, 2026
Next Earnings DateApr 29, 2026
Ex-Dividend Date―
Financial Position
Finward Bancorp as a current ratio of 0.23, with Debt / Equity ratio of 0.00%
Current Ratio0.23
Quick Ratio0.23
Debt to Market Cap0.88
Net Debt to EBITDA1.70
Interest Coverage Ratio0.33
Taxes
In the past 12 months, Finward Bancorp has paid 1.32M in taxes.
Income Tax1.32M
Effective Tax Rate0.10
Enterprise Valuation
Finward Bancorp EV to EBITDA ratio is 7.48, with an EV/FCF ratio of 23.06.
EV to Sales1.39
EV to EBITDA7.48
EV to Free Cash Flow23.06
EV to Operating Cash Flow15.83
Balance Sheet
Finward Bancorp has $104.93M in cash and marketable securities with $48.43M in debt, giving a net cash position of $56.50M billion.
Cash & Marketable Securities$104.93M
Total Debt$48.43M
Net Cash$56.50M
Net Cash Per Share$13.06
Tangible Book Value Per Share$29.77
Margins
Gross margin is 54.10%, with operating margin of 12.03%, and net profit margin of 10.85%.
Gross Margin54.10%
Operating Margin12.03%
Pretax Margin12.03%
Net Profit Margin10.85%
EBITDA Margin18.55%
EBIT Margin12.03%
Analyst Forecast
The average price target for Finward Bancorp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast-7.20%
EPS Growth Forecast-29.17%