Finward Bancorp (FNWD)
NASDAQ:FNWD
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Total Valuation
Finward Bancorp has a market cap or net worth of $139.30M. The enterprise value is $111.66M.
Market Cap$139.30M
Enterprise Value$111.66M
Share Statistics
Finward Bancorp has 4,329,971 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding4,329,971
Owned by Insiders4.54%
Owned by Institutions18.03%
Financial Efficiency
Finward Bancorp’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is 0.91%.
Return on Equity (ROE)0.05
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.91%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee344.92K
Profits Per Employee27.60K
Employee Count293
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Finward Bancorp is 17.3. Finward Bancorp’s PEG ratio is -0.56.
PE Ratio17.3
PS Ratio1.49
PB Ratio0.86
Price to Fair Value0.86
Price to FCF16.61
Price to Operating Cash Flow7.95
PEG Ratio-0.56
Income Statement
In the last 12 months, Finward Bancorp had revenue of 101.06M and earned 8.09M in profits. Earnings per share was 1.89.
Revenue101.06M
Gross Profit66.25M
Operating Income8.11M
Pretax Income8.11M
Net Income8.09M
EBITDA8.11M
Earnings Per Share (EPS)1.89
Cash Flow
In the last 12 months, operating cash flow was 17.34M and capital expenditures -1.21M, giving a free cash flow of 16.14M billion.
Operating Cash Flow17.34M
Free Cash Flow16.14M
Free Cash Flow per Share3.73
Dividends & Yields
Finward Bancorp pays an annual dividend of $0.12, resulting in a dividend yield of 0.97%
Dividend Per Share$0.12
Dividend Yield0.97%
Payout Ratio25.13%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.03
52-Week Price Change7.31%
50-Day Moving Average34.23
200-Day Moving Average34.37
Relative Strength Index (RSI)45.08
Average Volume (3m)34.79K
Important Dates
Finward Bancorp upcoming earnings date is Jul 29, 2026, Before Open (Confirmed).
Last Earnings DateApr 28, 2026
Next Earnings DateJul 29, 2026
Ex-Dividend Date―
Financial Position
Finward Bancorp as a current ratio of 1.77, with Debt / Equity ratio of 52.68%
Current Ratio1.77
Quick Ratio1.77
Debt to Market Cap0.56
Net Debt to EBITDA8.19
Interest Coverage Ratio0.23
Taxes
In the past 12 months, Finward Bancorp has paid 23.00K in taxes.
Income Tax23.00K
Effective Tax Rate<0.01
Enterprise Valuation
Finward Bancorp EV to EBITDA ratio is 26.73, with an EV/FCF ratio of 23.96.
EV to Sales2.14
EV to EBITDA26.73
EV to Free Cash Flow23.96
EV to Operating Cash Flow21.89
Balance Sheet
Finward Bancorp has $119.54M in cash and marketable securities with $90.81M in debt, giving a net cash position of $28.73M billion.
Cash & Marketable Securities$119.54M
Total Debt$90.81M
Net Cash$28.73M
Net Cash Per Share$6.63
Tangible Book Value Per Share$35.37
Margins
Gross margin is 67.49%, with operating margin of 8.02%, and net profit margin of 8.00%.
Gross Margin67.49%
Operating Margin8.02%
Pretax Margin8.02%
Net Profit Margin8.00%
EBITDA Margin8.02%
EBIT Margin8.02%
Analyst Forecast
The average price target for Finward Bancorp is $41.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$41.00
Price Target Upside7.89% Upside
Analyst ConsensusModerate Buy
Analyst Count1
Revenue Growth Forecast0.68%
EPS Growth Forecast199.51%