Finward Bancorp (FNWD)
NASDAQ:FNWD
Total Valuation
Finward Bancorp has a market cap or net worth of $150.79M. The enterprise value is $217.23M.
Market Cap$150.79M
Enterprise Value$217.23M
Share Statistics
Finward Bancorp has 4,330,486 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding4,330,486
Owned by Insiders4.38%
Owned by Institutions17.28%
Financial Efficiency
Finward Bancorp’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is 0.91%.
Return on Equity (ROE)0.05
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.91%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee344.92K
Profits Per Employee27.60K
Employee Count293
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Finward Bancorp is 18.9. Finward Bancorp’s PEG ratio is -0.56.
PE Ratio18.9
PS Ratio1.49
PB Ratio0.86
Price to Fair Value0.86
Price to FCF19.65
Price to Operating Cash Flow15.03
PEG Ratio-0.56
Income Statement
In the last 12 months, Finward Bancorp had revenue of 101.06M and earned 8.09M in profits. Earnings per share was 1.89.
Revenue101.06M
Gross Profit66.25M
Operating Income8.11M
Pretax Income8.11M
Net Income8.09M
EBITDA8.11M
Earnings Per Share (EPS)1.89
Cash Flow
In the last 12 months, operating cash flow was 9.90M and capital expenditures -1.26M, giving a free cash flow of 8.64M billion.
Operating Cash Flow9.90M
Free Cash Flow8.64M
Free Cash Flow per Share2.00
Dividends & Yields
Finward Bancorp pays an annual dividend of $0.12, resulting in a dividend yield of 0.97%
Dividend Per Share$0.12
Dividend Yield0.97%
Payout Ratio25.13%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.05
52-Week Price Change22.56%
50-Day Moving Average36.89
200-Day Moving Average33.38
Relative Strength Index (RSI)39.06
Average Volume (3m)34.79K
Important Dates
Finward Bancorp upcoming earnings date is Apr 29, 2026, Before Open (Confirmed).
Last Earnings DateJan 27, 2026
Next Earnings DateApr 29, 2026
Ex-Dividend Date―
Financial Position
Finward Bancorp as a current ratio of 1.77, with Debt / Equity ratio of 48.50%
Current Ratio1.77
Quick Ratio1.77
Debt to Market Cap0.56
Net Debt to EBITDA8.19
Interest Coverage Ratio0.23
Taxes
In the past 12 months, Finward Bancorp has paid 23.00K in taxes.
Income Tax23.00K
Effective Tax Rate<0.01
Enterprise Valuation
Finward Bancorp EV to EBITDA ratio is 26.73, with an EV/FCF ratio of 28.34.
EV to Sales2.14
EV to EBITDA26.73
EV to Free Cash Flow28.34
EV to Operating Cash Flow21.89
Balance Sheet
Finward Bancorp has $334.49M in cash and marketable securities with $84.70M in debt, giving a net cash position of $249.79M billion.
Cash & Marketable Securities$334.49M
Total Debt$84.70M
Net Cash$249.79M
Net Cash Per Share$57.68
Tangible Book Value Per Share$35.37
Margins
Gross margin is 65.55%, with operating margin of 8.02%, and net profit margin of 8.00%.
Gross Margin65.55%
Operating Margin8.02%
Pretax Margin8.02%
Net Profit Margin8.00%
EBITDA Margin8.02%
EBIT Margin8.02%
Analyst Forecast
The average price target for Finward Bancorp is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast-7.20%
EPS Growth Forecast-29.17%