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EBMT Stock Chart & Stats
$23.37
$0.27(1.16%)
At close: 4:00 PM EDT
$23.37
$0.27(1.16%)
Day’s Range― - ―
52-Week Range$15.80 - $24.66
Previous CloseN/A
Volume392.00
Average Volume (3M)20.33K
Market Cap
$182.01M
Enterprise Value$258.63
Total Cash (Recent Filing)$311.80M
Total Debt (Recent Filing)$96.61M
Price to Earnings (P/E)11.1
Beta0.56
Next Earnings
Oct 27, 2026EPS Estimate
0.54Next Dividend Ex-DateN/A
Dividend Yield2.55%
Share Statistics
EPS (TTM)2.06
Shares Outstanding7,965,431
10 Day Avg. Volume22,384
30 Day Avg. Volume20,328
Financial Highlights & Ratios
PEG Ratio0.20
Price to Book (P/B)0.81
Price to Sales (P/S)1.23
P/FCF Ratio5.48
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$26.00Price Target Upside11.25% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)2.04
Revenue Forecast (FY)$95.00M
Bulls Say, Bears Say
Bulls Say
Solid ProfitabilityA roughly 16% TTM net margin and slightly higher net income indicate the bank is still converting its lending and fee-based operations into earnings. This provides an earnings cushion over the next several months, although it does not remove revenue and margin risks.
Improved Capital PositionTTM debt-to-equity below ~0.5 represents a materially healthier capital position than in 2023–2024, while ROE near 8% is steady-to-improving. This improves balance-sheet flexibility and supports resilience through normal banking cycles.
Positive Cash GenerationPositive TTM operating and free cash flow, with FCF covering roughly 0.88x net income, shows current earnings are backed by cash generation. That supports funding flexibility, though the recent decline means conversion should be monitored.
Bears Say
Revenue ContractionTTM revenue fell about 22% versus the prior period provided, signaling weaker operating momentum. For a community bank dependent on lending, deposits, and related services, sustained top-line weakness can constrain future earnings expansion.
Margin CompressionOperating margins have compressed versus 2021–2022 despite solid current profitability. Persistent margin pressure would reduce the bank’s ability to absorb higher operating costs or credit provisions, making earnings less durable even if the 16% net margin remains positive.
Volatile Cash ConversionTTM free cash flow growth was about -41%, and cash flow was negative in 2023, showing uneven conversion across the cycle. This volatility can limit internally generated funding and make capital planning less predictable over the medium term.
Eagle Bancorp Montana News
EBMT FAQ
What was Eagle Bancorp Montana’s price range in the past 12 months?
Eagle Bancorp Montana lowest stock price was $15.80 and its highest was $24.66 in the past 12 months.
What is Eagle Bancorp Montana’s market cap?
Eagle Bancorp Montana’s market cap is $182.01M.
When is Eagle Bancorp Montana’s upcoming earnings report date?
Eagle Bancorp Montana’s upcoming earnings report date is Oct 27, 2026 which is in 63 days.
How were Eagle Bancorp Montana’s earnings last quarter?
Eagle Bancorp Montana released its earnings results on Jul 28, 2026. The company reported $0.47 earnings per share for the quarter, missing the consensus estimate of $0.497 by -$0.027.
Is Eagle Bancorp Montana overvalued?
According to Wall Street analysts Eagle Bancorp Montana’s price is currently Undervalued.
Does Eagle Bancorp Montana pay dividends?
Eagle Bancorp Montana pays a Quarterly dividend of $0.147 which represents an annual dividend yield of 2.55%. See more information on Eagle Bancorp Montana dividends here
What is Eagle Bancorp Montana’s EPS estimate?
Eagle Bancorp Montana’s EPS estimate is 0.54.
How many shares outstanding does Eagle Bancorp Montana have?
Eagle Bancorp Montana has 7,965,431 shares outstanding.
What happened to Eagle Bancorp Montana’s price movement after its last earnings report?
Eagle Bancorp Montana reported an EPS of $0.47 in its last earnings report, missing expectations of $0.497. Following the earnings report the stock price went up 2.036%.
Which hedge fund is a major shareholder of Eagle Bancorp Montana?
Currently, no hedge funds are holding shares in EBMT
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Eagle Bancorp Montana Stock Smart Score
Neutral
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10
Analyst Consensus
Hold
Average Price Target:
$26.00 (11.25% Upside)
$26.00 (11.25% Upside)
Blogger Sentiment
Neutral
EBMT Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 65.0K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
4.08%
12-Months-Change
Fundamentals
Return on Equity
2.55%
Trailing 12-Months
Asset Growth
-0.55%
Trailing 12-Months
Company Description
Eagle Bancorp Montana
Eagle Bancorp Montana, Inc. serves as the parent company for Opportunity Bank of Montana, delivering a comprehensive array of retail banking products and financial services. Its primary clientele comprises small businesses and individual customers located throughout Montana. The bank facilitates diverse deposit accounts, which include checking, savings, money market, individual retirement accounts (IRAs), and certificates of deposit (CDs). Its extensive lending portfolio encompasses residential mortgage loans for 1-4 family properties, including financing for new construction; a variety of commercial real estate loans, such as those for multi-family dwellings, non-residential properties, development projects, and farmland; and second mortgage or home equity loans. Furthermore, the company provides various consumer loans, including those secured by collateral like automobiles, recreational vehicles, and boats, alongside personal loans and lines of credit. It also extends secured and unsecured commercial business loans, agricultural loans, and general mortgage loan services. With a substantial operational footprint, Eagle Bancorp Montana, Inc. maintains 23 full-service branches, one community banking office, and 25 automated teller machines. The institution was established in 1922 and its corporate headquarters are situated in Helena, Montana.
EBMT Stock 12 Month Forecast
Average Price Target
$26.00
▲(11.25% Upside)
Technical Analysis
First Guaranty Bancshares
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Ownership Overview
5.65% Insiders
13.69% Mutual Funds
5.73% Other Institutional Investors
61.10% Public Companies and
Individual Investors