Eagle Bancorp Montana (EBMT)
NASDAQ:EBMT
Want to see EBMT full AI Analyst Report?
EBMT Stock Chart & Stats
$22.21
$0.02(0.13%)
At close: 4:00 PM EST
$22.21
$0.02(0.13%)
Day’s Range― - ―
52-Week Range$15.10 - $23.95
Previous CloseN/A
Volume7.18K
Average Volume (3M)20.33K
Market Cap
$178.66M
Enterprise Value$233.98M
Total Cash (Recent Filing)$294.31M
Total Debt (Recent Filing)$71.15M
Price to Earnings (P/E)10.1
Beta0.64
Next Earnings
Jul 28, 2026EPS Estimate
0.5Next Dividend Ex-DateN/A
Dividend Yield2.93%
Share Statistics
EPS (TTM)2.01
Shares Outstanding7,965,431
10 Day Avg. Volume22,384
30 Day Avg. Volume20,328
Financial Highlights & Ratios
PEG Ratio0.20
Price to Book (P/B)0.81
Price to Sales (P/S)1.23
P/FCF Ratio5.48
Enterprise Value/Market Cap1.31
Enterprise Value/Revenue1.84
Enterprise Value/Gross Profit2.54
Enterprise Value/Ebitda9.39
Forecast
1Y Price Target
$24.00Price Target Upside8.06% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)2
Revenue Forecast (FY)$95.25M
Bulls Say, Bears Say
Bulls Say
Lower Leverage / Stronger CapitalizationMaterial reduction in debt-to-equity improves balance sheet resilience to credit and rate shocks, increases regulatory and strategic flexibility, and supports organic lending and M&A activity. Lower leverage reduces funding strain and gives management room to deploy capital over the next several quarters.
Profitability ReboundMargins and ROE recovering from the 2023–2024 trough indicate operations and pricing are improving. Sustained margin expansion suggests better loan mix and cost control, which supports durable earnings generation, reinvestment capacity, and the ability to sustain shareholder distributions over coming quarters.
Strong Asset Quality & Regional FranchiseVery low NPAs and a clear regional footprint reduce credit volatility and enable focused market share gains. The bank's track record of disciplined acquisitions and experienced management deepens local relationships and revenue diversification, underpinning steady loan growth potential over the medium term.
Bears Say
Choppy Cash GenerationVariable free cash flow and a notable YoY decline reduce predictability for reinvestment, dividends, or balance sheet strengthening. Persistent cash conversion volatility increases the chance that capital allocation will be constrained during stress periods, limiting strategic investments and margin support.
Flat Revenue GrowthStagnant top-line implies the bank must rely on margin improvement and acquisitions to grow earnings. Without durable organic revenue growth, maintaining improved profitability and restoring pre-2021 return levels will be harder, especially if funding costs or credit expenses rise.
Lending Leadership Transition RiskA C-suite change in lending oversight can alter underwriting discipline and origination execution. Even with an internal interim and retained expertise, the transition raises medium-term execution risk for loan growth, credit quality, and rollout of strategic lending initiatives in competitive local markets.
Eagle Bancorp Montana News
EBMT FAQ
What was Eagle Bancorp Montana’s price range in the past 12 months?
Eagle Bancorp Montana lowest stock price was $15.10 and its highest was $23.95 in the past 12 months.
What is Eagle Bancorp Montana’s market cap?
Eagle Bancorp Montana’s market cap is $178.66M.
When is Eagle Bancorp Montana’s upcoming earnings report date?
Eagle Bancorp Montana’s upcoming earnings report date is Jul 28, 2026 which is in 74 days.
How were Eagle Bancorp Montana’s earnings last quarter?
Eagle Bancorp Montana released its earnings results on May 04, 2026. The company reported $0.51 earnings per share for the quarter, beating the consensus estimate of $0.453 by $0.057.
Is Eagle Bancorp Montana overvalued?
According to Wall Street analysts Eagle Bancorp Montana’s price is currently Undervalued.
Does Eagle Bancorp Montana pay dividends?
Eagle Bancorp Montana pays a Quarterly dividend of $0.145 which represents an annual dividend yield of 2.93%. See more information on Eagle Bancorp Montana dividends here
What is Eagle Bancorp Montana’s EPS estimate?
Eagle Bancorp Montana’s EPS estimate is 0.5.
How many shares outstanding does Eagle Bancorp Montana have?
Eagle Bancorp Montana has 7,965,431 shares outstanding.
What happened to Eagle Bancorp Montana’s price movement after its last earnings report?
Eagle Bancorp Montana reported an EPS of $0.51 in its last earnings report, beating expectations of $0.453. Following the earnings report the stock price went up 0.805%.
Which hedge fund is a major shareholder of Eagle Bancorp Montana?
Currently, no hedge funds are holding shares in EBMT
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Eagle Bancorp Montana Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Hold
Average Price Target:
$24.00 (8.06% Upside)
$24.00 (8.06% Upside)
Blogger Sentiment
Bullish
EBMT Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 23.5K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $302.4K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
4.08%
12-Months-Change
Fundamentals
Return on Equity
8.29%
Trailing 12-Months
Asset Growth
0.16%
Trailing 12-Months
Company Description
Eagle Bancorp Montana
Eagle Bancorp Montana, Inc. operates as the bank holding company for Opportunity Bank of Montana that provides various retail banking products and services to small businesses and individuals in Montana. It accepts various deposit products, such as checking, savings, money market, and individual retirement accounts, as well as certificates of deposit accounts. The company also provides 1-4 family residential mortgage loans, such as residential mortgages and construction of residential properties; commercial real estate loans, including multi-family dwellings, nonresidential property, commercial construction and development, and farmland loans; and second mortgage/home equity loans. In addition, it offers consumer loans, such as loans secured by collateral other than real estate, such as automobiles, recreational vehicles, and boats; personal loans and lines of credit; commercial business loans consisting of business loans and lines of credit on a secured and unsecured basis; construction loans; agricultural loans; and mortgage loan services. The company operates 23 full-service branches, 1 community banking office, and 25 automated teller machines. Eagle Bancorp Montana, Inc. was founded in 1922 and is headquartered in Helena, Montana.
EBMT Stock 12 Month Forecast
Average Price Target
$24.00
▲(8.06% Upside)
Technical Analysis
First Guaranty Bancshares
―
Affinity Bancshares
―
Rhinebeck Bancorp
―
Finward Bancorp
―
ECB Bancorp, Inc.
―
Ownership Overview
5.65% Insiders
13.13% Mutual Funds
3.03% Other Institutional Investors
67.20% Public Companies and
Individual Investors
Options Prices
Currently, No data available
---