Eagle Bancorp Montana (EBMT)
NASDAQ:EBMT
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EBMT Stock Chart & Stats
$22.21
$0.02(0.13%)
At close: 4:00 PM EST
$22.21
$0.02(0.13%)
Day’s Range― - ―
52-Week Range$15.10 - $23.95
Previous CloseN/A
Volume7.18K
Average Volume (3M)20.33K
Market Cap
$183.20M
Enterprise Value$228.48M
Total Cash (Recent Filing)$294.31M
Total Debt (Recent Filing)$71.15M
Price to Earnings (P/E)11.5
Beta0.61
Next Earnings
Jul 28, 2026EPS Estimate
0.5Next Dividend Ex-DateN/A
Dividend Yield2.93%
Share Statistics
EPS (TTM)2.01
Shares Outstanding7,965,431
10 Day Avg. Volume22,384
30 Day Avg. Volume20,328
Financial Highlights & Ratios
PEG Ratio0.20
Price to Book (P/B)0.81
Price to Sales (P/S)1.23
P/FCF Ratio5.48
Enterprise Value/Market Cap1.25
Enterprise Value/Revenue1.79
Enterprise Value/Gross Profit2.48
Enterprise Value/Ebitda9.17
Forecast
1Y Price Target
$24.00Price Target Upside8.06% Upside
Rating ConsensusHold
Number of Analyst Covering1
EPS Forecast (FY)2
Revenue Forecast (FY)$95.25M
Bulls Say, Bears Say
Bulls Say
Improved Profitability & ROEROE and net margin improvement indicate the franchise is converting revenue into sustainable earnings more efficiently. Stronger profitability increases internal capital generation, supports dividend capacity and reinvestment, and provides a buffer to absorb credit or operating shocks over the medium term.
Materially Lower LeverageSignificantly reduced leverage strengthens the bank's capital position and regulatory headroom, lowering insolvency risk. A stronger capital base supports measured lending growth, M&A optionality and greater resilience through credit or rate cycles, improving long-term strategic flexibility.
Strong Asset Quality & Commercial ShiftVery low NPAs signal disciplined underwriting and portfolio health, supporting stable earnings and lower credit costs. The strategic move toward commercial banking and an acquisition track record can diversify revenue sources and deepen customer relationships across Montana over the medium term.
Bears Say
Flat Revenue; Margins Below PeakRevenue stagnation suggests limited organic growth traction, meaning future profit improvements may depend on margin expansion or acquisitions. Margins not yet restored to earlier peaks imply the bank has room to improve efficiency and pricing power, which could constrain durable earnings growth.
Choppy Cash ConversionVariable and declining free cash flow reduces predictable internal funding for loan growth, dividends, or capital buffers. For a regional bank, inconsistent cash conversion increases reliance on external funding or slower balance-sheet expansion, raising execution risk for strategic initiatives.
Exposure To Credit & Rate CyclesEven with improved capital ratios, the bank remains vulnerable to interest-rate shifts and regional credit deterioration. Sensitivity can pressure net interest margin, loan valuations and provisioning needs, creating cyclical earnings volatility for this community/commercial lender.
Eagle Bancorp Montana News
EBMT FAQ
What was Eagle Bancorp Montana’s price range in the past 12 months?
Eagle Bancorp Montana lowest stock price was $15.10 and its highest was $23.95 in the past 12 months.
What is Eagle Bancorp Montana’s market cap?
Eagle Bancorp Montana’s market cap is $183.20M.
When is Eagle Bancorp Montana’s upcoming earnings report date?
Eagle Bancorp Montana’s upcoming earnings report date is Jul 28, 2026 which is in 48 days.
How were Eagle Bancorp Montana’s earnings last quarter?
Eagle Bancorp Montana released its earnings results on Apr 28, 2026. The company reported $0.51 earnings per share for the quarter, beating the consensus estimate of $0.453 by $0.057.
Is Eagle Bancorp Montana overvalued?
According to Wall Street analysts Eagle Bancorp Montana’s price is currently Undervalued.
Does Eagle Bancorp Montana pay dividends?
Eagle Bancorp Montana pays a Quarterly dividend of $0.145 which represents an annual dividend yield of 2.93%. See more information on Eagle Bancorp Montana dividends here
What is Eagle Bancorp Montana’s EPS estimate?
Eagle Bancorp Montana’s EPS estimate is 0.5.
How many shares outstanding does Eagle Bancorp Montana have?
Eagle Bancorp Montana has 7,965,431 shares outstanding.
What happened to Eagle Bancorp Montana’s price movement after its last earnings report?
Eagle Bancorp Montana reported an EPS of $0.51 in its last earnings report, beating expectations of $0.453. Following the earnings report the stock price went up 2.988%.
Which hedge fund is a major shareholder of Eagle Bancorp Montana?
Currently, no hedge funds are holding shares in EBMT
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Eagle Bancorp Montana Stock Smart Score
Neutral
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9
10
Analyst Consensus
Hold
Average Price Target:
$24.00 (8.06% Upside)
$24.00 (8.06% Upside)
Blogger Sentiment
Bullish
EBMT Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 348.9K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $228.3K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
4.08%
12-Months-Change
Fundamentals
Return on Equity
8.29%
Trailing 12-Months
Asset Growth
0.16%
Trailing 12-Months
Company Description
Eagle Bancorp Montana
Eagle Bancorp Montana, Inc. serves as the parent company for Opportunity Bank of Montana, delivering a comprehensive array of retail banking products and financial services. Its primary clientele comprises small businesses and individual customers located throughout Montana. The bank facilitates diverse deposit accounts, which include checking, savings, money market, individual retirement accounts (IRAs), and certificates of deposit (CDs). Its extensive lending portfolio encompasses residential mortgage loans for 1-4 family properties, including financing for new construction; a variety of commercial real estate loans, such as those for multi-family dwellings, non-residential properties, development projects, and farmland; and second mortgage or home equity loans. Furthermore, the company provides various consumer loans, including those secured by collateral like automobiles, recreational vehicles, and boats, alongside personal loans and lines of credit. It also extends secured and unsecured commercial business loans, agricultural loans, and general mortgage loan services. With a substantial operational footprint, Eagle Bancorp Montana, Inc. maintains 23 full-service branches, one community banking office, and 25 automated teller machines. The institution was established in 1922 and its corporate headquarters are situated in Helena, Montana.
EBMT Stock 12 Month Forecast
Average Price Target
$24.00
▲(8.06% Upside)
Technical Analysis
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Ownership Overview
5.65% Insiders
13.37% Mutual Funds
12.64% Other Institutional Investors
56.94% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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