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Landmark Bancorp Inc. (LARK)
NASDAQ:LARK
US Market
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Landmark Bancorp (LARK) Price & Analysis

171 Followers

LARK Stock Chart & Stats

$26.48
-$1.21(-5.12%)
At close: 4:00 PM EST
$26.48
-$1.21(-5.12%)

Bulls Say, Bears Say

Bulls Say
Cash GenerationSustained operating and free cash flow roughly equal to net income indicates high earnings quality and internal funding capacity. This supports dividend maintenance, reinvestment in core banking technology and branches, and cushions capital needs without frequent external equity issuances.
Profitability & MarginsHealthy net and EBIT margins plus a rising net interest margin point to a durable core spread advantage in the bank’s lending and investment mix. Strong margin structure supports long-term ROE and the ability to absorb moderate credit or funding headwinds while funding strategic investments.
Capital Strength & Dividend ContinuitySolid tangible equity metrics and a long, uninterrupted dividend record reflect conservative capital management and consistent return of cash to shareholders. Strong capital buffers increase resilience to credit losses or interest-rate volatility and support disciplined growth.
Bears Say
Rising LeverageA notable uptick in leverage reduces financial flexibility and raises sensitivity to funding cost increases. Higher debt-to-equity can magnify earnings volatility in stress scenarios and constrains capacity to absorb shocks without raising capital or cutting dividends.
Deposit & Funding Mix RiskA quarter-sized deposit outflow coupled with greater reliance on borrowings and FHLB funding signals weaker core liquidity. Structural shifts in funding mix can increase long-term funding costs and operational focus on deposit retention, limiting margin upside and loan growth flexibility.
Credit Metric DeteriorationRising NPLs and past-due balances suggest emerging credit stress in the loan book. Even modest deterioration increases expected loss provisioning and can compress earnings over multiple quarters, requiring tighter underwriting and higher capital allocation to loan loss reserves.

Landmark Bancorp News

LARK FAQ

What was Landmark Bancorp Inc.’s price range in the past 12 months?
Landmark Bancorp Inc. lowest stock price was $22.56 and its highest was $30.21 in the past 12 months.
    What is Landmark Bancorp Inc.’s market cap?
    Landmark Bancorp Inc.’s market cap is $178.78M.
      When is Landmark Bancorp Inc.’s upcoming earnings report date?
      Landmark Bancorp Inc.’s upcoming earnings report date is Jul 28, 2026 which is in 34 days.
        How were Landmark Bancorp Inc.’s earnings last quarter?
        Landmark Bancorp Inc. released its earnings results on Apr 29, 2026. The company reported $0.825 earnings per share for the quarter, beating the consensus estimate of N/A by $0.825.
          Is Landmark Bancorp Inc. overvalued?
          According to Wall Street analysts Landmark Bancorp Inc.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Landmark Bancorp Inc. pay dividends?
            Landmark Bancorp Inc. pays a Quarterly dividend of $0.21 which represents an annual dividend yield of 3.01%. See more information on Landmark Bancorp Inc. dividends here
              What is Landmark Bancorp Inc.’s EPS estimate?
              Landmark Bancorp Inc.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Landmark Bancorp Inc. have?
              Landmark Bancorp Inc. has 6,097,552 shares outstanding.
                What happened to Landmark Bancorp Inc.’s price movement after its last earnings report?
                Landmark Bancorp Inc. reported an EPS of $0.825 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -3.214%.
                  Which hedge fund is a major shareholder of Landmark Bancorp Inc.?
                  Currently, no hedge funds are holding shares in LARK
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Landmark Bancorp Inc.

                    Landmark Bancorp, Inc. serves as the parent entity for Landmark National Bank, delivering a comprehensive array of financial and banking services to the communities it operates within. The institution provides various deposit accounts, such as checking, savings, money market, and non-interest bearing demand options, along with certificates of deposit. Its extensive lending portfolio covers mortgages for one-to-four family residences, construction and land development financing, commercial and municipal loans, agricultural loans, and Paycheck Protection Program loans. Additionally, it offers consumer credit for vehicles, boats, and home improvements, as well as home equity loans. Customers can also access insurance products and convenient mobile and online banking platforms. The company strategically invests in specific investment and mortgage-backed securities. Founded in 1885 and headquartered in Manhattan, Kansas, Landmark Bancorp operates 30 branch locations across 24 different communities throughout the state of Kansas.

                    Landmark Bancorp (LARK) Earnings & Revenues

                    LARK Earnings Call

                    Q1 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The call presented broadly positive operating and profitability momentum—record revenue, EPS growth, improved net interest margin, higher net interest income, mortgage originations growth, core deposit expansion and stronger investment yields—while noting manageable but meaningful headwinds including a $66.2 million deposit decline, modest loan balance declines, a small uptick in nonperforming and past-due loans, increased unrealized investment losses from rising rates, and a quarter impact from fraud-related expense. Capital levels remain strong and the dividend was maintained, and management emphasized disciplined underwriting and active balance sheet management.View all LARK earnings summaries
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                    Ownership Overview

                    3.81%11.18%6.70%70.74%
                    6.70% Other Institutional Investors
                    70.74% Public Companies and
                    Individual Investors

                    Options Prices

                    Currently, No data available
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