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Landmark Bancorp Inc. (LARK)
NASDAQ:LARK
US Market
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Landmark Bancorp (LARK) Price & Analysis

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LARK Stock Chart & Stats

$26.48
-$1.21(-5.12%)
At close: 4:00 PM EST
$26.48
-$1.21(-5.12%)

Bulls Say, Bears Say

Bulls Say
ProfitabilitySustained TTM margins near 19.6% and high operating margins indicate the franchise generates healthy core profits from lending and fee activities. Durable profitability supports internal capital formation, funds reinvestment and dividends, and provides a buffer versus cyclical loan losses over the next several quarters.
Cash Flow ConversionNearly full conversion of net income into free cash flow (~0.99) demonstrates real cash generation capacity. Strong FCF supports shareholder distributions, targeted technology and revenue investments, and balance-sheet strengthening without repeated external capital — a durable advantage for 2–6 months.
Capital & Dividend ContinuitySolid tangible book and consistent capital metrics alongside a long dividend track record (99 consecutive quarters) reflect conservative capital management and shareholder-friendly policy. This supports depositor and investor confidence and provides a durable framework for measured growth and payout stability.
Bears Say
Funding Mix ShiftA meaningful quarter-to-quarter deposit reduction and increased borrowings shifted funding toward wholesale/FHLB sources. That change raises structural funding cost and liquidity sensitivity if deposits remain soft, increasing vulnerability to rate moves and requiring active balance-sheet management over coming quarters.
Credit Metric DeteriorationRising NPLs and past-due balances, even from low bases, signal early portfolio stress. The uptick and a slightly higher allowance indicate potential for higher provisions if trends continue, which would compress earnings and capital generation and could persist across ensuing quarters in pressured CRE or agriculture pockets.
Rate Sensitivity Of SecuritiesMaterial unrealized losses and a multi-year duration expose the balance sheet to continued rate volatility. If rates stay elevated or rise, mark-to-market losses can pressure tangible book and limit capital flexibility, forcing either holding to maturity, realized losses on sales, or constrained balance-sheet actions.

Landmark Bancorp News

LARK FAQ

What was Landmark Bancorp Inc.’s price range in the past 12 months?
Landmark Bancorp Inc. lowest stock price was $22.31 and its highest was $29.46 in the past 12 months.
    What is Landmark Bancorp Inc.’s market cap?
    Landmark Bancorp Inc.’s market cap is $159.04M.
      When is Landmark Bancorp Inc.’s upcoming earnings report date?
      Landmark Bancorp Inc.’s upcoming earnings report date is Jul 28, 2026 which is in 83 days.
        How were Landmark Bancorp Inc.’s earnings last quarter?
        Landmark Bancorp Inc. released its earnings results on Apr 29, 2026. The company reported $0.83 earnings per share for the quarter, beating the consensus estimate of N/A by $0.83.
          Is Landmark Bancorp Inc. overvalued?
          According to Wall Street analysts Landmark Bancorp Inc.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Landmark Bancorp Inc. pay dividends?
            Landmark Bancorp Inc. pays a Quarterly dividend of $0.21 which represents an annual dividend yield of 3.01%. See more information on Landmark Bancorp Inc. dividends here
              What is Landmark Bancorp Inc.’s EPS estimate?
              Landmark Bancorp Inc.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Landmark Bancorp Inc. have?
              Landmark Bancorp Inc. has 6,098,324 shares outstanding.
                What happened to Landmark Bancorp Inc.’s price movement after its last earnings report?
                Landmark Bancorp Inc. reported an EPS of $0.83 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -3.212%.
                  Which hedge fund is a major shareholder of Landmark Bancorp Inc.?
                  Currently, no hedge funds are holding shares in LARK
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Landmark Bancorp Stock Smart Score

                    Company Description

                    Landmark Bancorp Inc.

                    Landmark Bancorp, Inc. operates as the financial holding company for Landmark National Bank that provides various financial and banking services to its local communities. It offers non-interest bearing demand, money market, checking, and savings accounts, as well as certificates of deposit. The company also one-to-four family residential real estate, construction and land, commercial real estate, commercial, paycheck protection program, municipal, and agriculture loans; and consumer and other loans, including automobile, boat, and home improvement and home equity loans, as well as insurance, and mobile and online banking services. In addition, the company invests in certain investment and mortgage-related securities. It has 30 branch offices in 24 communities across the state of Kansas. The company was founded in 1885 and is headquartered in Manhattan, Kansas.

                    Landmark Bancorp (LARK) Earnings & Revenues

                    LARK Earnings Call

                    Q1 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The call presented broadly positive operating and profitability momentum—record revenue, EPS growth, improved net interest margin, higher net interest income, mortgage originations growth, core deposit expansion and stronger investment yields—while noting manageable but meaningful headwinds including a $66.2 million deposit decline, modest loan balance declines, a small uptick in nonperforming and past-due loans, increased unrealized investment losses from rising rates, and a quarter impact from fraud-related expense. Capital levels remain strong and the dividend was maintained, and management emphasized disciplined underwriting and active balance sheet management.View all LARK earnings summaries
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                    Ownership Overview

                    2.84%11.00%3.69%75.34%
                    3.69% Other Institutional Investors
                    75.34% Public Companies and
                    Individual Investors

                    Options Prices

                    Currently, No data available
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