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Landmark Bancorp Inc. (LARK)
NASDAQ:LARK
US Market

Landmark Bancorp (LARK) Price & Analysis

171 Followers

LARK Stock Chart & Stats

$26.48
-$1.21(-5.12%)
At close: 4:00 PM EST
$26.48
-$1.21(-5.12%)

Bulls Say, Bears Say

Bulls Say
Margin And Profitability ImprovementSustained margin expansion and a higher net interest margin indicate stronger core lending economics and pricing discipline. Over the next 2–6 months this supports durable net interest income, improves internal capital generation, and gives flexibility to fund growth or dividends absent material credit deterioration.
Stronger Capital And Liquidity PositionMaterial de‑leveraging and above‑well‑capitalized ratios provide resilience to shocks and capacity for loan growth or securities repositioning. A sizable deposit base and 79.1% loan-to-deposit ratio support liquidity, limit reliance on wholesale funding and preserve long-term financial flexibility.
Consistent Loan Growth Driving RevenueDouble‑digit loan expansion, led by commercial real estate and mortgages, underpins sustainable net interest income growth and diversification of earning assets. Persistent loan origination capacity supports durable revenue uplift if credit discipline is maintained and local market demand continues.
Bears Say
Investment Portfolio Mark-to-market RiskMaterial unrealized losses create potential earnings and capital pressure if securities are sold or rates remain elevated. Over months this elevates volatility in reported results, can constrain capital actions, and forces portfolio repositioning that may realize losses and reduce regulatory or strategic flexibility.
Choppy Operating Cash Flow HistoryInconsistent operating cash flow reduces predictability of internal funding for loans, investments, and dividends. Even with improved absolute free cash flow, low operating coverage increases sensitivity to credit cycles and expense swings, meaning capital planning and investment may be constrained in adverse conditions.
Rising Noninterest Expenses And Isolated Credit LossesQuarterly increases in noninterest expense erode operating leverage just as the bank addresses isolated but meaningful charge-offs. Concentrated problem credits and elevated expense trends can pressure net margins and require higher provisions, limiting sustainable earnings improvement and capital accumulation.

Landmark Bancorp News

LARK FAQ

What was Landmark Bancorp Inc.’s price range in the past 12 months?
Landmark Bancorp Inc. lowest stock price was $22.31 and its highest was $29.56 in the past 12 months.
    What is Landmark Bancorp Inc.’s market cap?
    Landmark Bancorp Inc.’s market cap is $162.30M.
      When is Landmark Bancorp Inc.’s upcoming earnings report date?
      Landmark Bancorp Inc.’s upcoming earnings report date is May 05, 2026 which is in 20 days.
        How were Landmark Bancorp Inc.’s earnings last quarter?
        Landmark Bancorp Inc. released its earnings results on Jan 28, 2026. The company reported $0.77 earnings per share for the quarter, beating the consensus estimate of N/A by $0.77.
          Is Landmark Bancorp Inc. overvalued?
          According to Wall Street analysts Landmark Bancorp Inc.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Landmark Bancorp Inc. pay dividends?
            Landmark Bancorp Inc. pays a Quarterly dividend of $0.21 which represents an annual dividend yield of 3.01%. See more information on Landmark Bancorp Inc. dividends here
              What is Landmark Bancorp Inc.’s EPS estimate?
              Landmark Bancorp Inc.’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Landmark Bancorp Inc. have?
              Landmark Bancorp Inc. has 6,074,231 shares outstanding.
                What happened to Landmark Bancorp Inc.’s price movement after its last earnings report?
                Landmark Bancorp Inc. reported an EPS of $0.77 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 6.062%.
                  Which hedge fund is a major shareholder of Landmark Bancorp Inc.?
                  Currently, no hedge funds are holding shares in LARK
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Landmark Bancorp Stock Smart Score

                    Company Description

                    Landmark Bancorp Inc.

                    Landmark Bancorp, Inc. operates as the financial holding company for Landmark National Bank that provides various financial and banking services to its local communities. It offers non-interest bearing demand, money market, checking, and savings accounts, as well as certificates of deposit. The company also one-to-four family residential real estate, construction and land, commercial real estate, commercial, paycheck protection program, municipal, and agriculture loans; and consumer and other loans, including automobile, boat, and home improvement and home equity loans, as well as insurance, and mobile and online banking services. In addition, the company invests in certain investment and mortgage-related securities. It has 30 branch offices in 24 communities across the state of Kansas. The company was founded in 1885 and is headquartered in Manhattan, Kansas.

                    Landmark Bancorp (LARK) Earnings & Revenues

                    LARK Earnings Call

                    Q4 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The call presented multiple strong financial accomplishments—double-digit revenue and loan growth, substantial EPS and tangible book value gains, improved NIM, deposit growth, better efficiency, and strengthened credit metrics—while acknowledging manageable headwinds including higher noninterest expenses, investment portfolio unrealized losses, minor quarter-over-quarter loan contraction, and the prior-quarter charge-offs tied to a single commercial credit. Overall the positives materially outweigh the negatives.View all LARK earnings summaries
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                    Ownership Overview

                    2.85%10.74%6.02%73.23%
                    6.02% Other Institutional Investors
                    73.23% Public Companies and
                    Individual Investors

                    Options Prices

                    Currently, No data available
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