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CFBK Stock Chart & Stats
$33.44
$0.57(1.70%)
At close: 4:00 PM EDT
$33.44
$0.57(1.70%)
Day’s Range― - ―
52-Week Range$22.10 - $36.95
Previous Close$34.01
Volume227.83K
Average Volume (3M)31.27K
Market Cap
$224.63M
Enterprise Value$75.64
Total Cash (Recent Filing)$270.33M
Total Debt (Recent Filing)$120.21M
Price to Earnings (P/E)11.9
Beta0.93
Next Earnings
Nov 09, 2026EPS Estimate
0.91Next Dividend Ex-DateN/A
Dividend Yield1.01%
Share Statistics
EPS (TTM)2.92
Shares Outstanding6,415,512
10 Day Avg. Volume27,019
30 Day Avg. Volume31,265
Financial Highlights & Ratios
PEG Ratio0.31
Price to Book (P/B)0.85
Price to Sales (P/S)1.25
P/FCF Ratio8.62
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$40.00Price Target Upside19.62% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)3.62
Revenue Forecast (FY)$65.20M
Bulls Say, Bears Say
Bulls Say
Healthy ProfitabilitySolid current profitability and improved earnings provide an internal funding base for operations and growth. Although below earlier-cycle peaks, the margins indicate that the core banking model remains capable of producing meaningful returns.
Improving Balance SheetLower leverage and a larger equity base strengthen resilience as assets expand. This gives the bank more capacity to absorb credit or funding stress and supports continued lending without relying as heavily on balance-sheet leverage.
Positive Cash GenerationPositive operating and free cash flow that closely tracks net income supports earnings quality and financial self-sufficiency. This cash generation can help fund operations, reinforce capital, and reduce dependence on external financing.
Bears Say
Muted Revenue GrowthFlat-to-declining revenue suggests limited current momentum in loan growth, deposit services, or other banking activities. Without stronger top-line expansion, future earnings growth may depend more heavily on cost control and credit performance.
Margin CompressionLower margins than earlier in the cycle indicate reduced earnings cushion and potentially less favorable spreads or operating leverage. Sustained compression could constrain returns and leave profitability more exposed to funding costs or credit losses.
Volatile Cash FlowCash generation is positive but not consistently predictable, with declining recent FCF growth and wide historical swings. This variability can complicate capital planning and reduce confidence that reported earnings will translate steadily into available cash.
CF Bankshares News
CFBK FAQ
What was CF Bankshares’s price range in the past 12 months?
CF Bankshares lowest stock price was $22.10 and its highest was $36.95 in the past 12 months.
What is CF Bankshares’s market cap?
CF Bankshares’s market cap is $224.63M.
When is CF Bankshares’s upcoming earnings report date?
CF Bankshares’s upcoming earnings report date is Nov 09, 2026 which is in 76 days.
How were CF Bankshares’s earnings last quarter?
CF Bankshares released its earnings results on Jul 28, 2026. The company reported $0.9 earnings per share for the quarter, beating the consensus estimate of $0.89 by $0.01.
Is CF Bankshares overvalued?
According to Wall Street analysts CF Bankshares’s price is currently Undervalued.
Does CF Bankshares pay dividends?
CF Bankshares pays a Quarterly dividend of $0.09 which represents an annual dividend yield of 1.01%. See more information on CF Bankshares dividends here
What is CF Bankshares’s EPS estimate?
CF Bankshares’s EPS estimate is 0.91.
How many shares outstanding does CF Bankshares have?
CF Bankshares has 6,415,512 shares outstanding.
What happened to CF Bankshares’s price movement after its last earnings report?
CF Bankshares reported an EPS of $0.9 in its last earnings report, beating expectations of $0.89. Following the earnings report the stock price went up 6.028%.
Which hedge fund is a major shareholder of CF Bankshares?
Currently, no hedge funds are holding shares in CFBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
CF Bankshares Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$40.00 (19.62% Upside)
$40.00 (19.62% Upside)
Blogger Sentiment
Neutral
CFBK Sentiment 67%
Sector Average ―
Sector Average ―
Technicals
SMA
Positive
20 days / 200 days
Momentum
-3.00%
12-Months-Change
Fundamentals
Return on Equity
1.01%
Trailing 12-Months
Asset Growth
1.69%
Trailing 12-Months
Company Description
CF Bankshares
As the parent company for CFBank, National Association, CF Bankshares Inc. provides a broad spectrum of banking products and services throughout the United States. Its offerings encompass various deposit accounts, including savings, retail and business checking, money market accounts, and certificates of deposit. The bank also facilitates a range of loans such as single-family mortgages, commercial real estate and multi-family residential mortgages, commercial loans, and construction and land loans. Furthermore, it provides consumer credit options like home equity lines, home improvement loans, and loans secured by deposits, along with other purchased loans. Customers can access modern conveniences such as internet and mobile banking, remote deposit, and treasury management depository services. As of December 31, 2021, the company operated five branch offices situated in Franklin, Cuyahoga, Hamilton, and Summit counties, Ohio, in addition to a loan production office in Franklin County, Ohio. Founded in 1892, the company was formerly named Central Federal Corporation before adopting its current name, CF Bankshares Inc., in July 2020, and is headquartered in Worthington, Ohio.
CFBK Stock 12 Month Forecast
Average Price Target
$40.00
▲(19.62% Upside)
Technical Analysis
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MainStreet Bancshares
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BV Financial, Inc.
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Ownership Overview
17.55% Insiders
7.26% Mutual Funds
15.20% Other Institutional Investors
49.51% Public Companies and
Individual Investors