CF Bankshares (CFBK)
NASDAQ:CFBK
CFBK Stock Chart & Stats
$26.39
-$0.68(-2.86%)
At close: 4:00 PM EST
$26.39
-$0.68(-2.86%)
Day’s Range― - ―
52-Week Range$19.22 - $34.34
Previous CloseN/A
Volume8.87K
Average Volume (3M)31.27K
Market Cap
$184.06M
Enterprise Value$43.13M
Total Cash (Recent Filing)$276.47M
Total Debt (Recent Filing)$121.88M
Price to Earnings (P/E)9.2
Beta1.02
Next Earnings
May 13, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.16%
Share Statistics
EPS (TTM)0.88
Shares Outstanding6,434,002
10 Day Avg. Volume27,019
30 Day Avg. Volume31,265
Financial Highlights & Ratios
PEG Ratio0.31
Price to Book (P/B)0.85
Price to Sales (P/S)1.25
P/FCF Ratio8.62
Enterprise Value/Market Cap0.23
Enterprise Value/Revenue0.34
Enterprise Value/Gross Profit0.83
Enterprise Value/Ebitda1.97
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)3.68
Revenue Forecast (FY)$68.35M
Bulls Say, Bears Say
Bulls Say
Improved Leverage & Equity BaseMaterial de‑leveraging and a larger equity base provide durable financial flexibility, lowering solvency risk and enabling the bank to absorb credit losses or pursue organic growth without relying on volatile external funding. This strengthens the franchise over the next several quarters.
Sustained Revenue GrowthConsistent, multi-year top-line growth signals expanding core lending and fee businesses. Durable revenue expansion supports scale benefits, helps offset margin pressure, and underpins reinvestment in lending capacity and relationship banking over a 2–6 month horizon and beyond.
Capital & Margin Trajectory / Efficient ModelImproving NIM, solid CET1 capital and a branch‑lite efficiency posture create a durable earnings floor: capital adequacy supports loan growth, modest NIM expansion boosts net interest income, and a lower‑cost delivery model helps sustain margins across rate cycles.
Bears Say
Multi-year Margin CompressionA persistent decline in core profitability reduces return on capital and limits the bank's ability to fund growth or increase reserves from internal earnings. If margins remain structurally lower, ROE and capital efficiency will be restrained over coming quarters.
Uneven Cash GenerationInconsistent operating and free cash flow undermines reliability of internally generated funds for dividends, buybacks, or loan loss provisioning. This weak cash conversion makes capital planning and sustained shareholder returns more uncertain over the medium term.
Loan Mix & Credit RiskTilt into cyclical commercial and construction loans raises exposure to economic cycles and concentration risk. Coupled with reserves lagging portfolio growth, this increases the potential for elevated credit losses and volatility in earnings during downturns over the next several quarters.
CF Bankshares News
CFBK FAQ
What was CF Bankshares’s price range in the past 12 months?
CF Bankshares lowest stock price was $19.22 and its highest was $34.34 in the past 12 months.
What is CF Bankshares’s market cap?
CF Bankshares’s market cap is $184.06M.
When is CF Bankshares’s upcoming earnings report date?
CF Bankshares’s upcoming earnings report date is May 13, 2026 which is in 47 days.
How were CF Bankshares’s earnings last quarter?
CF Bankshares released its earnings results on Feb 05, 2026. The company reported $0.88 earnings per share for the quarter, beating the consensus estimate of $0.76 by $0.12.
Is CF Bankshares overvalued?
According to Wall Street analysts CF Bankshares’s price is currently Overvalued.
Does CF Bankshares pay dividends?
CF Bankshares pays a Quarterly dividend of $0.08 which represents an annual dividend yield of 1.16%. See more information on CF Bankshares dividends here
What is CF Bankshares’s EPS estimate?
CF Bankshares’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does CF Bankshares have?
CF Bankshares has 6,434,002 shares outstanding.
What happened to CF Bankshares’s price movement after its last earnings report?
CF Bankshares reported an EPS of $0.88 in its last earnings report, beating expectations of $0.76. Following the earnings report the stock price went up 2.316%.
Which hedge fund is a major shareholder of CF Bankshares?
Currently, no hedge funds are holding shares in CFBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
CF Bankshares Stock Smart Score
Neutral
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Blogger Sentiment
Bullish
CFBK Sentiment 100%
Sector Average 68%
Sector Average 68%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-3.00%
12-Months-Change
Fundamentals
Return on Equity
9.65%
Trailing 12-Months
Asset Growth
2.51%
Trailing 12-Months
Company Description
CF Bankshares
CF Bankshares Inc. operates as the bank holding company for CFBank, National Association that provides various banking products and services in the United States. The company accepts savings, retail and business checking accounts, and money market accounts, as well as certificates of deposit. It also offers single-family mortgage loans; commercial real estate and multi-family residential mortgage loans; commercial loans; construction and land loans; and consumer loans, such as home equity lines of credit, home improvement loans, and loans secured by deposits and purchased loans, as well as other loans. In addition, the company provides Internet and mobile banking, remote deposit, and treasury management depository services. As of December 31, 2021, it operated five branch offices located in Franklin, Cuyahoga, Hamilton, and Summit counties, Ohio; and a loan production office located in Franklin County, Ohio. The company was formerly known as Central Federal Corporation and changed its name to CF Bankshares Inc. in July 2020. CF Bankshares Inc. was founded in 1892 and is based in Worthington, Ohio.
Technical Analysis
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Ownership Overview
18.11% Insiders
6.17% Mutual Funds
21.97% Other Institutional Investors
46.13% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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