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CFBK Stock Chart & Stats
$33.44
$0.57(1.70%)
At close: 4:00 PM EDT
$33.44
$0.57(1.70%)
Day’s Range― - ―
52-Week Range$22.10 - $36.95
Previous Close$34.01
Volume227.83K
Average Volume (3M)31.27K
Market Cap
$231.52M
Enterprise Value$75.64
Total Cash (Recent Filing)$285.25M
Total Debt (Recent Filing)$122.09M
Price to Earnings (P/E)12.2
Beta0.92
Next Earnings
Nov 09, 2026EPS Estimate
0.91Next Dividend Ex-DateN/A
Dividend Yield0.98%
Share Statistics
EPS (TTM)2.78
Shares Outstanding6,434,002
10 Day Avg. Volume27,019
30 Day Avg. Volume31,265
Financial Highlights & Ratios
PEG Ratio0.31
Price to Book (P/B)0.85
Price to Sales (P/S)1.25
P/FCF Ratio8.62
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$40.00Price Target Upside19.62% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)3.62
Revenue Forecast (FY)$65.20M
Bulls Say, Bears Say
Bulls Say
Strong Free Cash Flow ConversionNear-one-to-one FCF conversion indicates durable cash generation from core banking operations. High-quality cash flow supports dividend capacity, internal loan growth funding, and debt reduction without heavy reliance on volatile market funding, improving long-term financial flexibility.
Improving Leverage And Moderate Balance SheetDeclining leverage and steady equity growth reduce solvency and regulatory risks, providing a larger capital buffer to absorb credit losses. Improved leverage increases strategic optionality for lending and capital returns, strengthening resilience over economic cycles.
Governance Continuity And Shareholder SupportConsistent board composition and an affirmed external auditor signal stable governance and oversight. This continuity lowers execution risk for strategic initiatives and financial reporting, supporting steady management accountability and long-term investor confidence.
Bears Say
Sharp TTM Revenue DeclineA ~37% top-line contraction materially reduces scale and operating leverage, constraining reinvestment and fee income stability. Sustained revenue weakness can pressure margins, limit capacity to expand lending or invest in growth initiatives, and prolong recovery over multiple quarters.
Rising Cyclical Credit ExposureConcentration into commercial and construction loans increases sensitivity to economic cycles and real estate downturns. Without commensurate reserve build, this shifts loss risk onto earnings and capital, potentially forcing larger provisions, lowering ROE, and increasing earnings volatility over a multi-quarter horizon.
Historical Volatility In Margins And Cash FlowRecurring swings in operating cash flow and margins reduce predictability of earnings and free cash flow, complicating capital planning and dividend policy. For a regional bank, volatile cash metrics can raise funding costs and constrain strategic investment during weaker periods.
CF Bankshares News
CFBK FAQ
What was CF Bankshares’s price range in the past 12 months?
CF Bankshares lowest stock price was $22.10 and its highest was $36.95 in the past 12 months.
What is CF Bankshares’s market cap?
CF Bankshares’s market cap is $231.52M.
When is CF Bankshares’s upcoming earnings report date?
CF Bankshares’s upcoming earnings report date is Nov 09, 2026 which is in 98 days.
How were CF Bankshares’s earnings last quarter?
CF Bankshares released its earnings results on Jul 28, 2026. The company reported $0.9 earnings per share for the quarter, beating the consensus estimate of $0.89 by $0.01.
Is CF Bankshares overvalued?
According to Wall Street analysts CF Bankshares’s price is currently Undervalued.
Does CF Bankshares pay dividends?
CF Bankshares pays a Quarterly dividend of $0.09 which represents an annual dividend yield of 0.98%. See more information on CF Bankshares dividends here
What is CF Bankshares’s EPS estimate?
CF Bankshares’s EPS estimate is 0.91.
How many shares outstanding does CF Bankshares have?
CF Bankshares has 6,434,002 shares outstanding.
What happened to CF Bankshares’s price movement after its last earnings report?
CF Bankshares reported an EPS of $0.9 in its last earnings report, beating expectations of $0.89. Following the earnings report the stock price went up 6.028%.
Which hedge fund is a major shareholder of CF Bankshares?
Currently, no hedge funds are holding shares in CFBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
CF Bankshares Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$40.00 (19.62% Upside)
$40.00 (19.62% Upside)
Blogger Sentiment
Neutral
CFBK Sentiment 67%
Sector Average ―
Sector Average ―
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-3.00%
12-Months-Change
Fundamentals
Return on Equity
0.98%
Trailing 12-Months
Asset Growth
1.69%
Trailing 12-Months
Company Description
CF Bankshares
As the parent company for CFBank, National Association, CF Bankshares Inc. provides a broad spectrum of banking products and services throughout the United States. Its offerings encompass various deposit accounts, including savings, retail and business checking, money market accounts, and certificates of deposit. The bank also facilitates a range of loans such as single-family mortgages, commercial real estate and multi-family residential mortgages, commercial loans, and construction and land loans. Furthermore, it provides consumer credit options like home equity lines, home improvement loans, and loans secured by deposits, along with other purchased loans. Customers can access modern conveniences such as internet and mobile banking, remote deposit, and treasury management depository services. As of December 31, 2021, the company operated five branch offices situated in Franklin, Cuyahoga, Hamilton, and Summit counties, Ohio, in addition to a loan production office in Franklin County, Ohio. Founded in 1892, the company was formerly named Central Federal Corporation before adopting its current name, CF Bankshares Inc., in July 2020, and is headquartered in Worthington, Ohio.
CFBK Stock 12 Month Forecast
Average Price Target
$40.00
▲(19.62% Upside)
Technical Analysis
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BV Financial, Inc.
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Ownership Overview
17.51% Insiders
7.24% Mutual Funds
2.26% Other Institutional Investors
62.75% Public Companies and
Individual Investors