CF Bankshares (CFBK)
NASDAQ:CFBK
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CFBK Stock Chart & Stats
$26.39
-$0.68(-2.86%)
At close: 4:00 PM EST
$26.39
-$0.68(-2.86%)
Day’s Range― - ―
52-Week Range$22.10 - $34.34
Previous CloseN/A
Volume8.87K
Average Volume (3M)31.27K
Market Cap
$196.95M
Enterprise Value$37.83M
Total Cash (Recent Filing)$285.25M
Total Debt (Recent Filing)$122.09M
Price to Earnings (P/E)10.7
Beta0.92
Next Earnings
Aug 05, 2026EPS Estimate
0.89Next Dividend Ex-DateN/A
Dividend Yield1.16%
Share Statistics
EPS (TTM)2.78
Shares Outstanding6,434,002
10 Day Avg. Volume27,019
30 Day Avg. Volume31,265
Financial Highlights & Ratios
PEG Ratio0.31
Price to Book (P/B)0.85
Price to Sales (P/S)1.25
P/FCF Ratio8.62
Enterprise Value/Market Cap0.19
Enterprise Value/Revenue0.30
Enterprise Value/Gross Profit0.71
Enterprise Value/Ebitda1.71
Forecast
1Y Price Target
$33.50Price Target Upside26.94% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)3.66
Revenue Forecast (FY)$68.20M
Bulls Say, Bears Say
Bulls Say
Cash Generation QualityVery high free cash flow relative to net income indicates durable cash conversion. This supports internal funding for lending, reserves, and modest shareholder distributions without heavy external financing, improving financial flexibility and resilience over the next several quarters.
Improving Leverage And ReturnsDeclining leverage and steady ROE signal an improving capital structure and stronger loss-absorbing capacity. Reduced debt-to-equity enhances funding stability and provides room to support lending activity or absorb shocks without immediate capital raises.
Governance ContinuityShareholder approval of directors, executive compensation and auditor signals governance continuity and stable oversight. This lowers execution and reporting risk, helping maintain strategic consistency and investor confidence across multiple quarters.
Bears Say
Sharp Revenue DeclineA ~37% TTM revenue drop is a material structural headwind that weakens scale economics and could depress future margins and loan-funding capacity. Sustained top-line erosion would constrain reinvestment, limit fee income growth, and pressure long-term earnings power.
Rising Cyclical Credit ExposureA shift into commercial/construction loans increases sensitivity to economic cycles. Without commensurate reserve building, loss provisions and capital needs can jump in downturns, raising earnings volatility and increasing the chance of capital actions during stress periods.
Volatile Margins And Cash FlowPast swings in margins and operating cash flow reduce predictability of earnings and free cash flow. This variability complicates capital allocation, dividend planning and risk management, making multi-quarter forecasting and investor planning less reliable.
CF Bankshares News
CFBK FAQ
What was CF Bankshares’s price range in the past 12 months?
CF Bankshares lowest stock price was $22.10 and its highest was $34.34 in the past 12 months.
What is CF Bankshares’s market cap?
CF Bankshares’s market cap is $196.95M.
When is CF Bankshares’s upcoming earnings report date?
CF Bankshares’s upcoming earnings report date is Aug 05, 2026 which is in 54 days.
How were CF Bankshares’s earnings last quarter?
CF Bankshares released its earnings results on May 05, 2026. The company reported $0.77 earnings per share for the quarter, missing the consensus estimate of $0.81 by -$0.04.
Is CF Bankshares overvalued?
According to Wall Street analysts CF Bankshares’s price is currently Undervalued.
Does CF Bankshares pay dividends?
CF Bankshares pays a Quarterly dividend of $0.09 which represents an annual dividend yield of 1.16%. See more information on CF Bankshares dividends here
What is CF Bankshares’s EPS estimate?
CF Bankshares’s EPS estimate is 0.89.
How many shares outstanding does CF Bankshares have?
CF Bankshares has 6,434,002 shares outstanding.
What happened to CF Bankshares’s price movement after its last earnings report?
CF Bankshares reported an EPS of $0.77 in its last earnings report, missing expectations of $0.81. Following the earnings report the stock price went down -1.512%.
Which hedge fund is a major shareholder of CF Bankshares?
Currently, no hedge funds are holding shares in CFBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
CF Bankshares Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$33.50 (26.94% Upside)
$33.50 (26.94% Upside)
Blogger Sentiment
Neutral
CFBK Sentiment 50%
Sector Average ―
Sector Average ―
Technicals
SMA
Positive
20 days / 200 days
Momentum
-3.00%
12-Months-Change
Fundamentals
Return on Equity
9.76%
Trailing 12-Months
Asset Growth
2.44%
Trailing 12-Months
Company Description
CF Bankshares
As the parent company for CFBank, National Association, CF Bankshares Inc. provides a broad spectrum of banking products and services throughout the United States. Its offerings encompass various deposit accounts, including savings, retail and business checking, money market accounts, and certificates of deposit. The bank also facilitates a range of loans such as single-family mortgages, commercial real estate and multi-family residential mortgages, commercial loans, and construction and land loans. Furthermore, it provides consumer credit options like home equity lines, home improvement loans, and loans secured by deposits, along with other purchased loans. Customers can access modern conveniences such as internet and mobile banking, remote deposit, and treasury management depository services. As of December 31, 2021, the company operated five branch offices situated in Franklin, Cuyahoga, Hamilton, and Summit counties, Ohio, in addition to a loan production office in Franklin County, Ohio. Founded in 1892, the company was formerly named Central Federal Corporation before adopting its current name, CF Bankshares Inc., in July 2020, and is headquartered in Worthington, Ohio.
CFBK Stock 12 Month Forecast
Average Price Target
$33.50
▲(26.94% Upside)
Technical Analysis
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Patriot National Bancorp
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MainStreet Bancshares
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BV Financial, Inc.
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Ownership Overview
17.54% Insiders
6.95% Mutual Funds
22.87% Other Institutional Investors
44.40% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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