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CF Bankshares (CFBK)
NASDAQ:CFBK
US Market

CF Bankshares (CFBK) Stock Statistics & Valuation Metrics

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Total Valuation

CF Bankshares has a market cap or net worth of $188.67M. The enterprise value is $51.58M.
Market Cap$188.67M
Enterprise Value$51.58M

Share Statistics

CF Bankshares has 6,367,075 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding6,367,075
Owned by Insiders17.03%
Owned by Institutions17.82%

Financial Efficiency

CF Bankshares’s return on equity (ROE) is 0.09 and return on invested capital (ROIC) is 0.96%.
Return on Equity (ROE)0.09
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.96%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee1.23M
Profits Per Employee171.97K
Employee Count102
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of CF Bankshares is 9.2. CF Bankshares’s PEG ratio is 0.31.
PE Ratio9.2
PS Ratio1.25
PB Ratio0.85
Price to Fair Value0.85
Price to FCF0.00
Price to Operating Cash Flow11.76
PEG Ratio0.31

Income Statement

In the last 12 months, CF Bankshares had revenue of 125.90M and earned 17.00M in profits. Earnings per share was 2.70.
Revenue125.90M
Gross Profit52.69M
Operating Income21.53M
Pretax Income21.53M
Net Income17.00M
EBITDA21.53M
Earnings Per Share (EPS)2.70

Cash Flow

In the last 12 months, operating cash flow was 15.64M and capital expenditures -432.00K, giving a free cash flow of 15.21M billion.
Operating Cash Flow15.64M
Free Cash Flow15.21M
Free Cash Flow per Share2.39

Dividends & Yields

CF Bankshares pays an annual dividend of $0.08, resulting in a dividend yield of 1.16%
Dividend Per Share$0.08
Dividend Yield1.16%
Payout Ratio11.95%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.98
52-Week Price Change34.48%
50-Day Moving Average29.02
200-Day Moving Average25.12
Relative Strength Index (RSI)41.96
Average Volume (3m)31.27K

Important Dates

CF Bankshares upcoming earnings date is May 13, 2026, During Market Hours (Confirmed).
Last Earnings DateFeb 5, 2026
Next Earnings DateMay 13, 2026
Ex-Dividend Date

Financial Position

CF Bankshares as a current ratio of 0.91, with Debt / Equity ratio of 66.09%
Current Ratio0.91
Quick Ratio0.91
Debt to Market Cap0.74
Net Debt to EBITDA-6.37
Interest Coverage Ratio0.33

Taxes

In the past 12 months, CF Bankshares has paid 3.99M in taxes.
Income Tax3.99M
Effective Tax Rate0.19

Enterprise Valuation

CF Bankshares EV to EBITDA ratio is 0.92, with an EV/FCF ratio of 0.00.
EV to Sales0.16
EV to EBITDA0.92
EV to Free Cash Flow0.00
EV to Operating Cash Flow0.00

Balance Sheet

CF Bankshares has $258.97M in cash and marketable securities with $121.88M in debt, giving a net cash position of $137.09M billion.
Cash & Marketable Securities$258.97M
Total Debt$121.88M
Net Cash$137.09M
Net Cash Per Share$21.53
Tangible Book Value Per Share$29.32

Margins

Gross margin is 41.52%, with operating margin of 17.10%, and net profit margin of 13.50%.
Gross Margin41.52%
Operating Margin17.10%
Pretax Margin17.10%
Net Profit Margin13.50%
EBITDA Margin17.10%
EBIT Margin17.10%

Analyst Forecast

The average price target for CF Bankshares is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast2.33%
EPS Growth Forecast22.43%

Scores

Smart Score6
AI Score