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Total Valuation
CF Bankshares has a market cap or net worth of $224.63M. The enterprise value is $75.64.
Market Cap$224.63M
Enterprise Value$75.64
Share Statistics
CF Bankshares has 6,415,512 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding6,415,512
Owned by Insiders17.55%
Owned by Institutions15.20%
Financial Efficiency
CF Bankshares’s return on equity (ROE) is 0.09 and return on invested capital (ROIC) is 0.83%.
Return on Equity (ROE)0.09
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.83%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee1.28M
Profits Per Employee178.99K
Employee Count98
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of CF Bankshares is 11.9. CF Bankshares’s PEG ratio is 0.31.
PE Ratio11.9
PS Ratio1.25
PB Ratio0.85
Price to Fair Value0.85
Price to FCF8.62
Price to Operating Cash Flow11.99
PEG Ratio0.31
Income Statement
In the last 12 months, CF Bankshares had revenue of 125.90M and earned 17.00M in profits. Earnings per share was 2.70.
Revenue125.90M
Gross Profit52.69M
Operating Income21.53M
Pretax Income21.53M
Net Income17.00M
EBITDA22.00M
Earnings Per Share (EPS)2.70
Cash Flow
In the last 12 months, operating cash flow was 18.33M and capital expenditures -318.00K, giving a free cash flow of 18.02M billion.
Operating Cash Flow18.33M
Free Cash Flow18.02M
Free Cash Flow per Share2.81
Dividends & Yields
CF Bankshares pays an annual dividend of $0.09, resulting in a dividend yield of 1.01%
Dividend Per Share$0.09
Dividend Yield1.01%
Payout Ratio12.59%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.93
52-Week Price Change42.67%
50-Day Moving Average33.32
200-Day Moving Average28.95
Relative Strength Index (RSI)51.41
Average Volume (3m)31.27K
Important Dates
CF Bankshares upcoming earnings date is Nov 9, 2026, During Market Hours (Confirmed).
Last Earnings DateJul 28, 2026
Next Earnings DateNov 9, 2026
Ex-Dividend Date―
Financial Position
CF Bankshares as a current ratio of 15.31, with Debt / Equity ratio of 61.85%
Current Ratio15.31
Quick Ratio15.31
Debt to Market Cap0.75
Net Debt to EBITDA-6.23
Interest Coverage Ratio0.33
Taxes
In the past 12 months, CF Bankshares has paid 3.99M in taxes.
Income Tax3.99M
Effective Tax Rate0.19
Enterprise Valuation
CF Bankshares EV to EBITDA ratio is 0.90, with an EV/FCF ratio of 1.09.
EV to Sales0.16
EV to EBITDA0.90
EV to Free Cash Flow1.09
EV to Operating Cash Flow1.06
Balance Sheet
CF Bankshares has $270.33M in cash and marketable securities with $120.21M in debt, giving a net cash position of $150.12M billion.
Cash & Marketable Securities$270.33M
Total Debt$120.21M
Net Cash$150.12M
Net Cash Per Share$23.40
Tangible Book Value Per Share$29.32
Margins
Gross margin is 43.79%, with operating margin of 17.10%, and net profit margin of 13.50%.
Gross Margin43.79%
Operating Margin17.10%
Pretax Margin17.10%
Net Profit Margin13.50%
EBITDA Margin17.48%
EBIT Margin17.10%
Analyst Forecast
The average price target for CF Bankshares is $40.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$40.00
Price Target Upside19.62% Upside
Analyst ConsensusModerate Buy
Analyst Count1
Revenue Growth Forecast-0.39%
EPS Growth Forecast4.70%