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CF Bankshares (CFBK)
NASDAQ:CFBK
US Market
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CF Bankshares (CFBK) Stock Statistics & Valuation Metrics

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Total Valuation

CF Bankshares has a market cap or net worth of $231.52M. The enterprise value is $75.64.
Market Cap$231.52M
Enterprise Value$75.64

Share Statistics

CF Bankshares has 6,434,002 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding6,434,002
Owned by Insiders17.51%
Owned by Institutions2.26%

Financial Efficiency

CF Bankshares’s return on equity (ROE) is 0.09 and return on invested capital (ROIC) is 0.83%.
Return on Equity (ROE)0.09
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.83%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee1.28M
Profits Per Employee178.99K
Employee Count98
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of CF Bankshares is 12.2. CF Bankshares’s PEG ratio is 0.31.
PE Ratio12.2
PS Ratio1.25
PB Ratio0.85
Price to Fair Value0.85
Price to FCF8.62
Price to Operating Cash Flow10.60
PEG Ratio0.31

Income Statement

In the last 12 months, CF Bankshares had revenue of 125.90M and earned 17.00M in profits. Earnings per share was 2.70.
Revenue125.90M
Gross Profit52.69M
Operating Income21.53M
Pretax Income21.53M
Net Income17.00M
EBITDA22.00M
Earnings Per Share (EPS)2.70

Cash Flow

In the last 12 months, operating cash flow was 21.21M and capital expenditures -542.00K, giving a free cash flow of 20.67M billion.
Operating Cash Flow21.21M
Free Cash Flow20.67M
Free Cash Flow per Share3.21

Dividends & Yields

CF Bankshares pays an annual dividend of $0.09, resulting in a dividend yield of 0.98%
Dividend Per Share$0.09
Dividend Yield0.98%
Payout Ratio12.59%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.92
52-Week Price Change54.49%
50-Day Moving Average31.16
200-Day Moving Average27.97
Relative Strength Index (RSI)67.75
Average Volume (3m)31.27K

Important Dates

CF Bankshares upcoming earnings date is Nov 9, 2026, During Market Hours (Confirmed).
Last Earnings DateJul 28, 2026
Next Earnings DateNov 9, 2026
Ex-Dividend Date

Financial Position

CF Bankshares as a current ratio of 15.31, with Debt / Equity ratio of 28.38%
Current Ratio15.31
Quick Ratio15.31
Debt to Market Cap0.75
Net Debt to EBITDA-6.23
Interest Coverage Ratio0.33

Taxes

In the past 12 months, CF Bankshares has paid 3.99M in taxes.
Income Tax3.99M
Effective Tax Rate0.19

Enterprise Valuation

CF Bankshares EV to EBITDA ratio is 0.90, with an EV/FCF ratio of 1.09.
EV to Sales0.16
EV to EBITDA0.90
EV to Free Cash Flow1.09
EV to Operating Cash Flow1.06

Balance Sheet

CF Bankshares has $285.25M in cash and marketable securities with $122.09M in debt, giving a net cash position of $163.16M billion.
Cash & Marketable Securities$285.25M
Total Debt$122.09M
Net Cash$163.16M
Net Cash Per Share$25.36
Tangible Book Value Per Share$29.32

Margins

Gross margin is 43.79%, with operating margin of 17.10%, and net profit margin of 13.50%.
Gross Margin43.79%
Operating Margin17.10%
Pretax Margin17.10%
Net Profit Margin13.50%
EBITDA Margin17.48%
EBIT Margin17.10%

Analyst Forecast

The average price target for CF Bankshares is $40.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$40.00
Price Target Upside19.62% Upside
Analyst ConsensusModerate Buy
Analyst Count1
Revenue Growth Forecast-0.38%
EPS Growth Forecast4.70%

Scores

Smart Score8
AI Score