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BVFL Stock Chart & Stats
$20.48
$0.35(1.71%)
At close: 4:00 PM EDT
$20.48
$0.35(1.71%)
Day’s Range― - ―
52-Week Range$14.60 - $22.17
Previous CloseN/A
Volume194.00
Average Volume (3M)42.03K
Market Cap
$177.86M
Enterprise Value$184.91
Total Cash (Recent Filing)$100.45M
Total Debt (Recent Filing)$35.00M
Price to Earnings (P/E)13.5
Beta0.52
Next Earnings
Oct 16, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.40
Shares Outstanding8,658,965
10 Day Avg. Volume24,476
30 Day Avg. Volume42,032
Financial Highlights & Ratios
PEG Ratio0.41
Price to Book (P/B)0.83
Price to Sales (P/S)2.92
P/FCF Ratio8.14
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetBV Financial's low leverage and stable equity base provide durable capital resilience, reducing solvency and regulatory risk during stress. This conservative funding profile supports continued lending capacity and optionality for growth or capital returns without requiring urgent external financing.
Solid Cash GenerationFree cash flow converting roughly one-for-one with net income indicates strong earnings quality and genuine cash conversion. That durability supports recurring uses like dividends, buybacks, loan originations, or incremental liquidity buffers and reduces reliance on volatile market funding.
Share Repurchase AuthorizationA Federal Reserve-cleared 10% buyback program signals excess capital and disciplined capital allocation optionality. Executed flexibly, repurchases can enhance per-share metrics and return capital to shareholders without committing to fixed payouts, reflecting management confidence and regulatory acceptance of capital adequacy.
Bears Say
Sharp Top-line ContractionA roughly 63% TTM revenue decline is a structurally adverse signal: it reduces scale economies, constrains reinvestment, and limits capacity to grow net interest income. Persistent revenue weakness can force repricing of deposit or loan strategies and undermine medium-term margin sustainability.
Subdued Returns On EquityMid-single-digit ROE versus stronger historical levels indicates the bank is generating modest returns on its equity base. That reduced capital efficiency limits internal capital formation, constrains dividend/buyback potential at higher levels, and may pressure investor confidence over multiple quarters.
Volatile Cash Flow GrowthMarked swings in free cash flow reduce predictability for capital planning, dividend sustainability, and buyback pacing. This volatility raises uncertainty about the bank's ability to fund loan growth or absorb credit stress without changing capital policies, complicating longer-term strategic execution.
BV Financial, Inc. News
BVFL FAQ
What was BV Financial, Inc.’s price range in the past 12 months?
BV Financial, Inc. lowest stock price was $14.60 and its highest was $22.17 in the past 12 months.
What is BV Financial, Inc.’s market cap?
BV Financial, Inc.’s market cap is $177.86M.
When is BV Financial, Inc.’s upcoming earnings report date?
BV Financial, Inc.’s upcoming earnings report date is Oct 16, 2026 which is in 72 days.
How were BV Financial, Inc.’s earnings last quarter?
BV Financial, Inc. released its earnings results on Jul 24, 2026. The company reported $0.42 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is BV Financial, Inc. overvalued?
According to Wall Street analysts BV Financial, Inc.’s price is currently Overvalued.
Does BV Financial, Inc. pay dividends?
BV Financial, Inc. pays a Notavailable dividend of $0.033 which represents an annual dividend yield of N/A. See more information on BV Financial, Inc. dividends here
What is BV Financial, Inc.’s EPS estimate?
BV Financial, Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does BV Financial, Inc. have?
BV Financial, Inc. has 8,658,965 shares outstanding.
What happened to BV Financial, Inc.’s price movement after its last earnings report?
BV Financial, Inc. reported an EPS of $0.42 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -0.967%.
Which hedge fund is a major shareholder of BV Financial, Inc.?
Currently, no hedge funds are holding shares in BVFL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
BV Financial, Inc. Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
BVFL Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 5.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $822.2K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
8.65%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
-1.20%
Trailing 12-Months
Company Description
BV Financial, Inc.
BV Financial, Inc. operates as the holding company for BayVanguard Bank that provides various financial services to individuals and businesses in the United States. The company offers noninterest-bearing and interest-bearing checking accounts and money market accounts, savings accounts, and certificates of deposits. Its loan products include real estate, home equity, construction, lot, auto, boat, and other personal loans; personal credit cards; and commercial lending products, such as commercial equipment/installation, commercial real estate, construction, investment real estate, lines of credit, and SBA loans, as well as loans for short-term real estate purchase, renovation, and sale projects. It also provides ATM, overdraft, safe deposit, bill pay, positive pay, remote deposit capture, ACH origination, merchant, and online banking services. BV Financial, Inc. was founded in 1873 and is headquartered in Baltimore, Maryland.
Technical Analysis
CF Bankshares
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Citizens Community Bancorp
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First Capital
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Landmark Bancorp
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MainStreet Bancshares
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Ownership Overview
3.75% Insiders
7.73% Mutual Funds
0.46% Other Institutional Investors
79.91% Public Companies and
Individual Investors