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BVFL Stock Chart & Stats
$20.48
$0.35(1.71%)
At close: 4:00 PM EDT
$20.48
$0.35(1.71%)
Day’s Range― - ―
52-Week Range$14.60 - $22.17
Previous CloseN/A
Volume194.00
Average Volume (3M)42.03K
Market Cap
$181.44M
Enterprise Value$166.77
Total Cash (Recent Filing)$40.88M
Total Debt (Recent Filing)$633.00K
Price to Earnings (P/E)14.0
Beta0.56
Next Earnings
Oct 16, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.52
Shares Outstanding8,470,604
10 Day Avg. Volume24,476
30 Day Avg. Volume42,032
Financial Highlights & Ratios
PEG Ratio0.41
Price to Book (P/B)0.83
Price to Sales (P/S)2.92
P/FCF Ratio8.14
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Sustained ProfitabilityStrong net and operating margins indicate that BV Financial’s core banking model remains profitable. Margin resilience provides a buffer against moderate funding-cost or credit-cycle pressure and supports internally generated capital over the medium term.
Strong Cash GenerationRising operating cash flow and free cash flow near net income suggest earnings are converting effectively into cash. This supports investment in branches, technology, and lending capacity while reducing reliance on external funding.
Conservative Balance SheetVery low reported leverage and a substantial equity base provide financial flexibility for a regional bank. This conservative capitalization can absorb credit losses or funding stress more effectively than a highly leveraged balance sheet.
Bears Say
Sharp Revenue ContractionThe sharp TTM revenue decline raises uncertainty about the durability of current earnings, even though margins remain strong. Continued weakness in loan, fee, or securities-related income could reduce profitability and constrain future growth.
Normalized Return On EquityROE has normalized below earlier levels as leverage declined, indicating that the larger equity base is not producing the same returns as before. Sustained lower capital efficiency could limit earnings growth and shareholder value creation.
Lumpy Free Cash FlowAlthough cash generation is strong overall, uneven year-over-year free cash flow suggests that some cash benefits may be timing-related rather than consistently repeatable. This reduces visibility for planning, reinvestment, and distributions.
BV Financial, Inc. News
BVFL FAQ
What was BV Financial, Inc.’s price range in the past 12 months?
BV Financial, Inc. lowest stock price was $14.60 and its highest was $22.17 in the past 12 months.
What is BV Financial, Inc.’s market cap?
BV Financial, Inc.’s market cap is $181.44M.
When is BV Financial, Inc.’s upcoming earnings report date?
BV Financial, Inc.’s upcoming earnings report date is Oct 16, 2026 which is in 51 days.
How were BV Financial, Inc.’s earnings last quarter?
BV Financial, Inc. released its earnings results on Jul 24, 2026. The company reported $0.42 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is BV Financial, Inc. overvalued?
According to Wall Street analysts BV Financial, Inc.’s price is currently Overvalued.
Does BV Financial, Inc. pay dividends?
BV Financial, Inc. pays a Notavailable dividend of $0.033 which represents an annual dividend yield of N/A. See more information on BV Financial, Inc. dividends here
What is BV Financial, Inc.’s EPS estimate?
BV Financial, Inc.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does BV Financial, Inc. have?
BV Financial, Inc. has 8,470,604 shares outstanding.
What happened to BV Financial, Inc.’s price movement after its last earnings report?
BV Financial, Inc. reported an EPS of $0.42 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -0.967%.
Which hedge fund is a major shareholder of BV Financial, Inc.?
Currently, no hedge funds are holding shares in BVFL
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
BV Financial, Inc. Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
BVFL Sentiment 100%
Sector Average 55%
Sector Average 55%
Hedge Fund Trend
Decreased
By 10.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $618.8K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
8.65%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
-3.34%
Trailing 12-Months
Company Description
BV Financial, Inc.
BV Financial, Inc. operates as the holding company for BayVanguard Bank that provides various financial services to individuals and businesses in the United States. The company offers noninterest-bearing and interest-bearing checking accounts and money market accounts, savings accounts, and certificates of deposits. Its loan products include real estate, home equity, construction, lot, auto, boat, and other personal loans; personal credit cards; and commercial lending products, such as commercial equipment/installation, commercial real estate, construction, investment real estate, lines of credit, and SBA loans, as well as loans for short-term real estate purchase, renovation, and sale projects. It also provides ATM, overdraft, safe deposit, bill pay, positive pay, remote deposit capture, ACH origination, merchant, and online banking services. BV Financial, Inc. was founded in 1873 and is headquartered in Baltimore, Maryland.
Technical Analysis
CF Bankshares
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Citizens Community Bancorp
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First Capital
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Landmark Bancorp
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MainStreet Bancshares
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Ownership Overview
3.83% Insiders
7.90% Mutual Funds
6.15% Other Institutional Investors
73.47% Public Companies and
Individual Investors