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Total Valuation
BV Financial, Inc. has a market cap or net worth of $186.51M. The enterprise value is $200.23M.
Market Cap$186.51M
Enterprise Value$200.23M
Share Statistics
BV Financial, Inc. has 8,658,965 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding8,658,965
Owned by Insiders3.75%
Owned by Institutions0.02%
Financial Efficiency
BV Financial, Inc.’s return on equity (ROE) is 0.07 and return on invested capital (ROIC) is 5.14%.
Return on Equity (ROE)0.07
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)5.14%
Return on Capital Employed (ROCE)0.07
Revenue Per Employee519.17K
Profits Per Employee133.61K
Employee Count101
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of BV Financial, Inc. is 15.3. BV Financial, Inc.’s PEG ratio is 0.41.
PE Ratio15.3
PS Ratio2.92
PB Ratio0.83
Price to Fair Value0.83
Price to FCF8.14
Price to Operating Cash Flow9.85
PEG Ratio0.41
Income Statement
In the last 12 months, BV Financial, Inc. had revenue of 52.44M and earned 13.49M in profits. Earnings per share was 1.44.
Revenue52.44M
Gross Profit40.17M
Operating Income16.98M
Pretax Income18.86M
Net Income13.49M
EBITDA17.57M
Earnings Per Share (EPS)1.44
Cash Flow
In the last 12 months, operating cash flow was 18.28M and capital expenditures -27.00K, giving a free cash flow of 18.25M billion.
Operating Cash Flow18.28M
Free Cash Flow18.25M
Free Cash Flow per Share2.11
Dividends & Yields
BV Financial, Inc. pays an annual dividend of $0.033, resulting in a dividend yield of ―
Dividend Per Share$0.033
Dividend Yield―
Payout Ratio―
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.49
52-Week Price Change34.33%
50-Day Moving Average20.21
200-Day Moving Average18.73
Relative Strength Index (RSI)52.87
Average Volume (3m)42.03K
Important Dates
BV Financial, Inc. upcoming earnings date is Jul 16, 2026, Before Open (Confirmed).
Last Earnings DateApr 24, 2026
Next Earnings DateJul 16, 2026
Ex-Dividend Date―
Financial Position
BV Financial, Inc. as a current ratio of 0.12, with Debt / Equity ratio of 19.06%
Current Ratio0.12
Quick Ratio0.12
Debt to Market Cap0.23
Net Debt to EBITDA-1.18
Interest Coverage Ratio1.33
Taxes
In the past 12 months, BV Financial, Inc. has paid 5.37M in taxes.
Income Tax5.37M
Effective Tax Rate0.28
Enterprise Valuation
BV Financial, Inc. EV to EBITDA ratio is 7.52, with an EV/FCF ratio of 7.04.
EV to Sales2.52
EV to EBITDA7.52
EV to Free Cash Flow7.04
EV to Operating Cash Flow6.95
Balance Sheet
BV Financial, Inc. has $100.45M in cash and marketable securities with $35.00M in debt, giving a net cash position of $65.45M billion.
Cash & Marketable Securities$100.45M
Total Debt$35.00M
Net Cash$65.45M
Net Cash Per Share$7.56
Tangible Book Value Per Share$20.02
Margins
Gross margin is 77.54%, with operating margin of 32.38%, and net profit margin of 25.73%.
Gross Margin77.54%
Operating Margin32.38%
Pretax Margin35.97%
Net Profit Margin25.73%
EBITDA Margin33.51%
EBIT Margin32.39%
Analyst Forecast
The average price target for BV Financial, Inc. is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast5.29%
EPS Growth Forecast31.40%