First Capital (FCAP)
NASDAQ:FCAP
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FCAP Stock Chart & Stats
$58.27
$0.75(2.33%)
At close: 4:00 PM EST
$58.27
$0.75(2.33%)
Day’s Range― - ―
52-Week Range$33.73 - $71.00
Previous CloseN/A
Volume368.00
Average Volume (3M)3.32K
Market Cap
$206.79M
Enterprise Value$55.92M
Total Cash (Recent Filing)$409.64M
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)11.6
Beta0.21
Next Earnings
Jul 24, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.96%
Share Statistics
EPS (TTM)5.23
Shares Outstanding3,345,531
10 Day Avg. Volume2,805
30 Day Avg. Volume3,318
Financial Highlights & Ratios
PEG Ratio0.33
Price to Book (P/B)1.44
Price to Sales (P/S)3.03
P/FCF Ratio9.94
Enterprise Value/Market Cap0.27
Enterprise Value/Revenue0.83
Enterprise Value/Gross Profit1.09
Enterprise Value/Ebitda2.55
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetReported zero total debt across the latest periods and minimal historical leverage provide durable financial flexibility. Low leverage reduces solvency and funding risk, supports lending capacity in stress, and underpins capital returns and regulatory resilience over months to years.
High And Stable ProfitabilitySustained high margins indicate efficient core banking operations and pricing power in lending and fee businesses. Durable profitability supports internal capital formation, ROE improvement, and the ability to invest in branches or digital capabilities without immediate reliance on external financing.
Strong Cash GenerationFree cash flow nearly equals net income, showing high earnings quality and real cash convertibility. Reliable cash generation supports dividends, loan growth, and contingency buffers, reducing refinancing needs and enhancing long-term strategic optionality for a regional bank.
Bears Say
Revenue Growth VolatilityAn unusually large TTM revenue jump creates visibility risk for future top-line trends. If growth reflects one-off items or timing, sustainable revenue baselines may be overstated, complicating forecasting, capital allocation, and investor assessment of recurring earnings power over coming quarters.
Uneven Multi-year Cash Flow PatternAlthough recent FCF is strong, prior negative years and flat-to-declining intervals indicate cash conversion volatility. This pattern raises risk that operating cash may not consistently fund growth or dividends without tighter credit control or occasional capital adjustments.
Regional Bank Scale And Disclosure LimitsBeing a community/regional bank constrains scale economies versus larger peers and makes earnings sensitive to local economic cycles. Limited disclosure on loan asset quality and deposit metrics increases uncertainty about credit and liquidity risk over the medium term.
First Capital News
FCAP FAQ
What was First Capital’s price range in the past 12 months?
First Capital lowest stock price was $33.73 and its highest was $71.00 in the past 12 months.
What is First Capital’s market cap?
First Capital’s market cap is $206.79M.
When is First Capital’s upcoming earnings report date?
First Capital’s upcoming earnings report date is Jul 24, 2026 which is in 51 days.
How were First Capital’s earnings last quarter?
First Capital released its earnings results on Apr 24, 2026. The company reported $1.297 earnings per share for the quarter, beating the consensus estimate of N/A by $1.297.
Is First Capital overvalued?
According to Wall Street analysts First Capital’s price is currently Overvalued.
Does First Capital pay dividends?
First Capital pays a Quarterly dividend of $0.31 which represents an annual dividend yield of 1.96%. See more information on First Capital dividends here
What is First Capital’s EPS estimate?
First Capital’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does First Capital have?
First Capital has 3,345,531 shares outstanding.
What happened to First Capital’s price movement after its last earnings report?
First Capital reported an EPS of $1.297 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 2.011%.
Which hedge fund is a major shareholder of First Capital?
Currently, no hedge funds are holding shares in FCAP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Capital Stock Smart Score
Neutral
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10
Technicals
SMA
Positive
20 days / 200 days
Momentum
56.71%
12-Months-Change
Fundamentals
Return on Equity
13.14%
Trailing 12-Months
Asset Growth
5.73%
Trailing 12-Months
Company Description
First Capital
First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers. The company offers various deposit instruments, including non-interest bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also provides real estate mortgage loans, such as fixed-rate and adjustable rate mortgage residential loans, construction loans for residential and commercial properties, and commercial real estate loans, as well as commercial business loans. In addition, the company originates mortgage loans for sale in the secondary market and sells non-deposit investment products; and offers various secured or guaranteed consumer loans comprising automobile and truck loans, home equity loans, home improvement loans, boat loans, mobile home loans, and loans secured by savings deposits, as well as unsecured consumer loans. It provides its products and services through 18 locations in Indiana and Kentucky. First Capital, Inc. was founded in 1891 and is based in Corydon, Indiana.
Technical Analysis
CF Bankshares
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Citizens Community Bancorp
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Landmark Bancorp
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MainStreet Bancshares
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BV Financial, Inc.
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Ownership Overview
0.47% Insiders
8.83% Mutual Funds
3.52% Other Institutional Investors
78.04% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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