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FCAP Stock Chart & Stats
$58.27
$0.75(2.33%)
At close: 4:00 PM EST
$58.27
$0.75(2.33%)
Day’s Range― - ―
52-Week Range$33.73 - $71.00
Previous CloseN/A
Volume368.00
Average Volume (3M)3.32K
Market Cap
$212.14M
Enterprise Value$60.36M
Total Cash (Recent Filing)$409.64M
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)12.1
Beta0.11
Next Earnings
Jul 24, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.96%
Share Statistics
EPS (TTM)5.23
Shares Outstanding3,345,531
10 Day Avg. Volume2,805
30 Day Avg. Volume3,318
Financial Highlights & Ratios
PEG Ratio0.33
Price to Book (P/B)1.44
Price to Sales (P/S)3.03
P/FCF Ratio9.94
Enterprise Value/Market Cap0.28
Enterprise Value/Revenue0.90
Enterprise Value/Gross Profit1.17
Enterprise Value/Ebitda2.69
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetA zero-debt, low-leverage balance sheet with improving ROE provides durable financial resilience. It reduces solvency and funding risk, preserves regulatory capital headroom, and gives management flexibility to support dividends, organic loan growth and strategic initiatives without reliance on external borrowing.
High ProfitabilitySustained high margins signal durable earnings power from core banking spreads and fee income. Robust operating profitability cushions credit stress, funds reinvestment and shareholder distributions, and supports above-average ROE relative to peers over the medium term.
Strong Cash GenerationOperating cash flow closely tracks net income and free cash flow is nearly equal to earnings, indicating high earnings quality and internal funding capacity. Reliable cash conversion supports dividends, loan originations and capital needs without requiring external debt financing.
Bears Say
Revenue Growth VolatilityAn anomalous TTM revenue jump (~275%) departs from prior mid-single to low-double digit trends, creating material visibility risk. If driven by one-offs, sustainable top-line may revert, complicating capital allocation, budgeting and assessment of long-term earnings trajectories.
Uneven Multi-year Cash FlowDespite strong recent FCF, historical cash flow is uneven, with negative periods and flat-to-declining years. This variability suggests sensitivity to timing of loan/repayment cycles or securities activity, reducing predictability for dividends, growth funding and stress planning over the medium term.
Limited Scale / Regional ConcentrationAs a community/regional bank operating via a branch network, First Capital has limited scale and geographic diversification. That concentration increases exposure to local economic cycles, constrains fee diversification and operating leverage, and limits structural advantages versus larger regional/national banks.
First Capital News
FCAP FAQ
What was First Capital’s price range in the past 12 months?
First Capital lowest stock price was $33.73 and its highest was $71.00 in the past 12 months.
What is First Capital’s market cap?
First Capital’s market cap is $212.14M.
When is First Capital’s upcoming earnings report date?
First Capital’s upcoming earnings report date is Jul 24, 2026 which is in 6 days.
How were First Capital’s earnings last quarter?
First Capital released its earnings results on Apr 24, 2026. The company reported $1.297 earnings per share for the quarter, beating the consensus estimate of N/A by $1.297.
Is First Capital overvalued?
According to Wall Street analysts First Capital’s price is currently Overvalued.
Does First Capital pay dividends?
First Capital pays a Quarterly dividend of $0.31 which represents an annual dividend yield of 1.96%. See more information on First Capital dividends here
What is First Capital’s EPS estimate?
First Capital’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does First Capital have?
First Capital has 3,345,531 shares outstanding.
What happened to First Capital’s price movement after its last earnings report?
First Capital reported an EPS of $1.297 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 2.011%.
Which hedge fund is a major shareholder of First Capital?
Currently, no hedge funds are holding shares in FCAP
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Capital Stock Smart Score
Neutral
1
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3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
56.71%
12-Months-Change
Fundamentals
Return on Equity
13.14%
Trailing 12-Months
Asset Growth
5.73%
Trailing 12-Months
Company Description
First Capital
First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers in Indiana and Kentucky, the United States. The company provides various deposit instruments, including non-interest-bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also offers residential mortgage loans; construction loans for residential and commercial properties; and commercial real estate and business loans. In addition, the company originates residential mortgage, multi-family residential, commercial real estate and business, and consumer loans. Further, it provides various secured or guaranteed consumer loans, including automobile and truck, home equity, home improvement, boat, and mobile home loans; unsecured consumer loans; and loans secured by savings deposits. Additionally, the company invests in mortgage-backed securities and collateralized mortgage obligations. First Capital, Inc. was founded in 1891 and is based in Corydon, Indiana.
Technical Analysis
CF Bankshares
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Citizens Community Bancorp
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Landmark Bancorp
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MainStreet Bancshares
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BV Financial, Inc.
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Ownership Overview
0.47% Insiders
8.83% Mutual Funds
3.52% Other Institutional Investors
77.59% Public Companies and
Individual Investors