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First Capital (FCAP) Price & Analysis

Q: What was First Capital’s price range in the past 12 months?

First Capital lowest stock price was $33.88 and its highest was $71.00 in the past 12 months.

Q: What is First Capital’s market cap?

First Capital’s market cap is $211.71M.

Q: When is First Capital’s upcoming earnings report date?

First Capital’s upcoming earnings report date is Oct 23, 2026 which is in 75 days.

Q: How were First Capital’s earnings last quarter?

First Capital released its earnings results on Jul 24, 2026. The company reported $1.426 earnings per share for the quarter, beating the consensus estimate of N/A by $1.426.

Q: Is First Capital overvalued?

According to Wall Street analysts First Capital’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Q: Does First Capital pay dividends?

First Capital pays a Quarterly dividend of $0.31 which represents an annual dividend yield of 1.96%. See more information on First Capital dividends here

Q: What is First Capital’s EPS estimate?

First Capital’s EPS estimate for its next earnings report is not yet available.

Q: How many shares outstanding does First Capital have?

First Capital has 3,345,531 shares outstanding.

Q: What happened to First Capital’s price movement after its last earnings report?

First Capital reported an EPS of $1.426 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 4.084%.

Q: Which hedge fund is a major shareholder of First Capital?

Currently, no hedge funds are holding shares in FCAP

34 Followers

FCAP Stock Chart & Stats

$60.72

$2.48(4.08%)

At close: Jul 27 4:00 PM EDT

$60.72

$2.48(4.08%)

Day’s Range― - ―

52-Week Range$33.88 - $71.00

Previous Close$63.2

Volume21.41K

Average Volume (3M)3.32K

Market Cap

$211.71M

Enterprise Value$144.13

Total Cash (Recent Filing)$149.81M

Total Debt (Recent Filing)$0.00

Price to Earnings (P/E)11.4

Beta0.14

Next Earnings

Oct 23, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield1.96%

Share Statistics

EPS (TTM)5.53

Shares Outstanding3,345,531

10 Day Avg. Volume2,805

30 Day Avg. Volume3,318

Financial Highlights & Ratios

PEG Ratio0.33

Price to Book (P/B)1.44

Price to Sales (P/S)3.03

P/FCF Ratio9.94

Enterprise Value/Market Cap<0.01

Enterprise Value/Revenue<0.01

Enterprise Value/Gross Profit<0.01

Enterprise Value/Ebitda<0.01

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Conservative Balance SheetZero reported debt and low leverage give First Capital durable financial resilience. This capital flexibility supports lending through cycles, cushions against credit losses, and enables internal funding for growth or shareholder returns without relying on volatile external markets.

High Profitability & MarginsSustained high net and EBIT margins indicate structural efficiency and pricing power in its community banking model. Strong margins drive consistent earnings generation, support reserve build‑outs if needed, and underpin return on equity over the medium term.

Strong Cash GenerationNear parity of free cash flow and net income signals high earnings quality and reliable internal funding. Predictable cash generation reduces refinancing needs, supports dividends or reinvestment, and strengthens long‑term operational independence.

Bears Say

Revenue Spike / Visibility RiskAn unusually large TTM revenue jump makes trend extrapolation unreliable. If driven by one‑time items or timing, underlying organic growth may be much lower, complicating forecasting, capital allocation, and investor assessment of sustainable earnings power.

Uneven Multi‑Year Cash FlowVolatility in multi‑year cash conversion means internal funding and dividend capacity may be cyclical. Management could face periods needing external funding or curtailed payouts, making long‑term planning and stress resilience less predictable.

Limited Asset/Deposit VisibilityKey bank fundamentals—loan credit quality, reserve levels, and deposit stability—are not disclosed in the provided data. This opacity increases model risk: hidden credit deterioration or fragile deposit funding could materially affect long‑term performance.

First Capital News

First Capital Shareholders Back Board, Auditor and Pay Plans

The latest announcement is out from First Capital ( ($FCAP) ). First Capital held its Annual Meeting of...

3M ago

FCAP

AI Models Turn Cautious on First Capital as Cash Flow and Technicals Weaken

AI models on TipRanks turned more cautious on First Capital (FCAP), with all three tracked systems cutting their...

3M ago

FCAP

First Capital Schedules Upcoming 2026 Annual Stockholders Meeting

An update from First Capital ( ($FCAP) ) is now available. First Capital, Inc., the parent of First...

6M ago

FCAP

First Capital trading resumes

09:58 EDT First Capital (FCAP) trading resumes Published first on TheFly – the ultimate source for real-time, market-moving...

10M ago

FCAP

First Capital trading halted, volatility trading pause

09:53 EDT First Capital (FCAP) trading halted, volatility trading pause Published first on TheFly – the ultimate source...

10M ago

FCAP

First Capital Announces New Stock Repurchase Plan

An update from First Capital ( ($FCAP) ) is now available. On August 29, 2025, First Capital, Inc....

11M ago

FCAP

First Capital increases quarterly dividend 6.9% to 31c per share

The board of directors of First Capital (FCAP) has declared a quarterly cash dividend of 31c per share...

12M ago

FCAP

First Capital, Inc. Reports Strong Quarterly Earnings

First Capital ( ($FCAP) ) has released its Q2 earnings. Here is a breakdown of the information First...

1y ago

FCAP

First Capital reports Q2 EPS $1.13 vs. 85c last year

The company said, “Net interest income after provision for credit losses increased $1.8 million for the quarter ended...

1y ago

FCAP

First Capital Holds Annual Shareholders Meeting

The latest announcement is out from First Capital ( ($FCAP) ). On May 21, 2025, First Capital held...

1y ago

FCAP

First Capital, Inc. Reports Steady Q1 2025 Earnings

First Capital ( ($FCAP) ) has released its Q1 earnings. Here is a breakdown of the information First...

1y ago

FCAP

First Capital reports Q1 EPS 97c vs. 88c last year

The company said, “Net interest income after provision for credit losses increased $923,000 for the quarter ended March...

1y ago

FCAP

First Capital, Inc. Reports Stable Financial Results for 2024

First Capital ( ($FCAP) ) has released its Q4 earnings. Here is a breakdown of the information First...

2y ago

FCAP

First Capital increases quarterly dividend 7.4% to 29c per share

First Capital has declared a quarterly cash dividend of 29c per share of common stock. The dividend will...

2y ago

FCAP

FCAP FAQ

What was First Capital’s price range in the past 12 months?

First Capital lowest stock price was $33.88 and its highest was $71.00 in the past 12 months.

What is First Capital’s market cap?

First Capital’s market cap is $211.71M.

When is First Capital’s upcoming earnings report date?

First Capital’s upcoming earnings report date is Oct 23, 2026 which is in 75 days.

How were First Capital’s earnings last quarter?

First Capital released its earnings results on Jul 24, 2026. The company reported $1.426 earnings per share for the quarter, beating the consensus estimate of N/A by $1.426.

Is First Capital overvalued?

According to Wall Street analysts First Capital’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does First Capital pay dividends?

First Capital pays a Quarterly dividend of $0.31 which represents an annual dividend yield of 1.96%. See more information on First Capital dividends here

What is First Capital’s EPS estimate?

First Capital’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does First Capital have?

First Capital has 3,345,531 shares outstanding.

What happened to First Capital’s price movement after its last earnings report?

First Capital reported an EPS of $1.426 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 4.084%.

Which hedge fund is a major shareholder of First Capital?

Currently, no hedge funds are holding shares in FCAP

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

First Capital Stock Smart Score

Neutral

Crowd Wisdom

Very Negative

Last 7 Days ▼ 1.3%
Last 30 Days ▼ 4.0%

Technicals

Fundamentals

Return on Equity

1.96%

Trailing 12-Months

Asset Growth

3.81%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

First Capital

First Capital, Inc. operates as the bank holding company for First Harrison Bank that provides various banking services to individuals and business customers in Indiana and Kentucky, the United States. The company provides various deposit instruments, including non-interest-bearing checking accounts, negotiable order of withdrawal accounts, money market accounts, regular savings accounts, certificates of deposit, and retirement savings plans. It also offers residential mortgage loans; construction loans for residential and commercial properties; and commercial real estate and business loans. In addition, the company originates residential mortgage, multi-family residential, commercial real estate and business, and consumer loans. Further, it provides various secured or guaranteed consumer loans, including automobile and truck, home equity, home improvement, boat, and mobile home loans; unsecured consumer loans; and loans secured by savings deposits. Additionally, the company invests in mortgage-backed securities and collateralized mortgage obligations. First Capital, Inc. was founded in 1891 and is based in Corydon, Indiana.