Landmark ( (LARK) ) has released its Q3 earnings. Here is a breakdown of the information Landmark presented to its investors.
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Landmark Bancorp, Inc., a community banking organization headquartered in Manhattan, Kansas, operates 29 locations across Kansas and is listed on the Nasdaq Global Market under the symbol ‘LARK.’
In its third quarter of 2025 earnings report, Landmark Bancorp, Inc. announced a significant increase in earnings per share to $0.85, up from $0.75 in the previous quarter and $0.68 in the same quarter last year. The company also declared a cash dividend of $0.21 per share and a 5% stock dividend, marking the 25th consecutive year of such a dividend.
Key financial highlights include a net earnings increase to $4.9 million for the third quarter, driven by a rise in net interest income and non-interest income. The return on average assets was 1.21%, and the return on average equity was 13.00%. Average loan balances grew by $26.7 million, and the efficiency ratio improved to 60.7%. The company also reported a decline in non-accrual loans by $7.0 million due to the resolution of a previously disclosed commercial loan.
Landmark’s management expressed optimism about the company’s performance, citing strong loan demand and improved credit quality as key drivers of growth. The bank’s strategic focus on expanding net interest income and maintaining low-cost core deposit funding has positioned it well for future growth.
Looking ahead, Landmark Bancorp remains committed to building on its current momentum, with a focus on sustaining growth in net interest income and enhancing overall credit quality. The company’s management is optimistic about continuing to strengthen its market position and delivering value to shareholders.