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MRBK Stock Chart & Stats
$20.49
$0.05(0.36%)
At close: 4:00 PM EST
$20.49
$0.05(0.36%)
Day’s Range― - ―
52-Week Range$13.65 - $21.67
Previous CloseN/A
Volume12.07K
Average Volume (3M)51.23K
Market Cap
$231.86M
Enterprise Value$371.37M
Total Cash (Recent Filing)$28.27M
Total Debt (Recent Filing)$170.51M
Price to Earnings (P/E)9.4
Beta0.84
Next Earnings
Jul 24, 2026EPS Estimate
0.51Next Dividend Ex-DateN/A
Dividend Yield2.87%
Share Statistics
EPS (TTM)2.11
Shares Outstanding11,890,278
10 Day Avg. Volume46,276
30 Day Avg. Volume51,225
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)1.00
Price to Sales (P/S)0.97
P/FCF Ratio8.82
Enterprise Value/Market Cap1.60
Enterprise Value/Revenue1.80
Enterprise Value/Gross Profit3.09
Enterprise Value/Ebitda12.26
Forecast
1Y Price Target
$21.00Price Target Upside2.49% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)2.05
Revenue Forecast (FY)$137.51M
Bulls Say, Bears Say
Bulls Say
Strong Top-line And Margin RecoveryMeridian’s TTM revenue surged and operating/net margins materially improved versus 2023–2024, indicating durable demand and better pricing or mix. Sustained revenue and margin expansion enhances earnings power, funds loan growth and dividends, and provides a buffer against credit and rate cycles over coming quarters.
Improved Leverage And Solid Return On EquityLeverage has been reduced from prior highs while equity has grown, and ROE recovered to a healthy mid-teens level. This durable improvement in capital structure increases resilience to funding stress, supports regulatory ratios and preserves capacity for strategic lending or shareholder returns across multiple quarters.
Strengthened Governance And Experienced Board AdditionAdding an experienced finance/operator to the board and reelecting directors reinforces governance, risk oversight and strategic planning. Strong, continuity-focused oversight improves execution quality, internal controls and capital allocation discipline—structural positives for long-term operational stability.
Bears Say
Weak And Volatile Cash GenerationFree cash flow plunged and cash generation has been erratic year-to-year, reducing internal funding for loan growth, provisioning and dividends. Persistent cash conversion weakness forces greater reliance on external funding, raising execution risk and constraining durable capital deployment over the medium term.
Elevated Legacy Credit CostsCharge-offs tied to legacy SBA and leasing vintages keep credit costs elevated and require higher provisioning. Even with some government guarantees, sustained provisioning drains earnings and capital, potentially limiting return stability and requiring multiple quarters to fully resolve the legacy portfolio impact.
Greater Funding/asset Sensitivity Due To Higher LeverageThe bank’s higher leverage relative to earlier periods and an inherently asset-heavy model make it more exposed to deposit repricing, funding stress and credit-cycle moves. That sensitivity can amplify earnings volatility and constrain strategic flexibility, especially if rate or liquidity conditions tighten over several quarters.
Meridian Bank News
MRBK FAQ
What was Meridian Bank’s price range in the past 12 months?
Meridian Bank lowest stock price was $13.65 and its highest was $21.67 in the past 12 months.
What is Meridian Bank’s market cap?
Meridian Bank’s market cap is $231.86M.
When is Meridian Bank’s upcoming earnings report date?
Meridian Bank’s upcoming earnings report date is Jul 24, 2026 which is in 13 days.
How were Meridian Bank’s earnings last quarter?
Meridian Bank released its earnings results on Apr 23, 2026. The company reported $0.39 earnings per share for the quarter, missing the consensus estimate of $0.475 by -$0.085.
Is Meridian Bank overvalued?
According to Wall Street analysts Meridian Bank’s price is currently Undervalued.
Does Meridian Bank pay dividends?
Meridian Bank pays a Quarterly dividend of $0.14 which represents an annual dividend yield of 2.87%. See more information on Meridian Bank dividends here
What is Meridian Bank’s EPS estimate?
Meridian Bank’s EPS estimate is 0.51.
How many shares outstanding does Meridian Bank have?
Meridian Bank has 11,890,278 shares outstanding.
What happened to Meridian Bank’s price movement after its last earnings report?
Meridian Bank reported an EPS of $0.39 in its last earnings report, missing expectations of $0.475. Following the earnings report the stock price went down -8.859%.
Which hedge fund is a major shareholder of Meridian Bank?
Currently, no hedge funds are holding shares in MRBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Meridian Bank Stock Smart Score
Neutral
1
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9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$21.00 (2.49% Upside)
$21.00 (2.49% Upside)
Blogger Sentiment
Neutral
MRBK Sentiment 50%
Sector Average 67%
Sector Average 67%
Insider Transactions
Bought Shares
Worth $53.8K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
-1.16%
12-Months-Change
Fundamentals
Return on Equity
12.57%
Trailing 12-Months
Asset Growth
1.89%
Trailing 12-Months
Company Description
Meridian Bank
Meridian Corporation functions as the parent company for Meridian Bank, which provides a comprehensive range of commercial banking products and services throughout Pennsylvania, New Jersey, Delaware, and Maryland. The bank's deposit offerings include various account types such as non-interest-bearing and interest-bearing demand accounts, savings accounts, money market accounts, and certificates of deposit. It extends commercial and industrial financing solutions, encompassing business lines of credit, term loans, small business lending, lease financing, and participation in shared national credit facilities. Additionally, Meridian Bank funds commercial real estate endeavors, as well as land development and construction projects for both residential and commercial properties. Other services include consumer and home equity lending, private banking, merchant services, and title and land settlement assistance. The company is also engaged in originating and servicing mortgage loans for 1-4 family residences. Its expanded service portfolio features real estate holding, investment advisory, and equipment leasing options. With its corporate headquarters located in Malvern, Pennsylvania, the institution operates through a network comprising six full-service branches and nineteen other satellite offices. Meridian Corporation was founded in 2004.
MRBK Stock 12 Month Forecast
Average Price Target
$21.00
▲(2.49% Upside)
Technical Analysis
Ames National
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Ohio Valley Banc
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Peoples Bancorp Of North Carolina
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CB Financial Services
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Ownership Overview
9.29% Insiders
10.30% Mutual Funds
30.14% Other Institutional Investors
37.96% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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