Meridian Bank (MRBK)
NASDAQ:MRBK
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MRBK Stock Chart & Stats
$20.49
$0.05(0.36%)
At close: 4:00 PM EST
$20.49
$0.05(0.36%)
Day’s Range― - ―
52-Week Range$11.16 - $21.67
Previous CloseN/A
Volume12.07K
Average Volume (3M)51.23K
Market Cap
$228.89M
Enterprise Value$371.37M
Total Cash (Recent Filing)$28.27M
Total Debt (Recent Filing)$170.51M
Price to Earnings (P/E)9.4
Beta0.87
Next Earnings
Jul 24, 2026EPS Estimate
0.51Next Dividend Ex-DateN/A
Dividend Yield2.87%
Share Statistics
EPS (TTM)2.11
Shares Outstanding11,890,278
10 Day Avg. Volume46,276
30 Day Avg. Volume51,225
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)1.00
Price to Sales (P/S)0.97
P/FCF Ratio8.82
Enterprise Value/Market Cap1.62
Enterprise Value/Revenue1.80
Enterprise Value/Gross Profit3.09
Enterprise Value/Ebitda12.26
Forecast
1Y Price Target
$21.00Price Target Upside2.49% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)2.2
Revenue Forecast (FY)$137.44M
Bulls Say, Bears Say
Bulls Say
Top-line Momentum & Improving MarginsSustained revenue growth (TTM ~61%) with materially improved net and operating margins indicates stronger core banking profitability and better fee/yield mix. Over 2–6 months this supports durable earnings capacity and funds reinvestment and capitalization even if cyclical headwinds return.
Improved Leverage And Solid ROELower leverage versus the recent trough and ROE around 12.6% signal stronger capital positioning and profitable deployment of equity. This enhances resilience to credit/funding stress, preserves dividend capacity, and supports strategic lending over the medium term.
Board Addition Strengthens GovernanceAdding an experienced finance and operations director reinforces oversight, risk management and strategic planning. Strong governance continuity and specialized expertise improve decision-making for lending, asset quality remediation and capital allocation over coming quarters.
Bears Say
Volatile And Weakening Cash FlowA large year-over-year fall in operating and free cash flow (free cash flow down ~67%) reduces internal liquidity and capacity to fund growth or absorb credit shocks. Persistent volatility in cash conversion raises questions about earnings quality and sustainable capital returns.
Elevated Credit Costs Tied To Legacy LoansOngoing charge-offs on SBA and lease pools originated in 2020–21 keep credit costs high and constrain net income. Even with government guarantees on portions, remediation will take time and can reduce loan-loss coverage flexibility and margin stability over multiple quarters.
Earnings Still Below Earlier Peak; Cyclicality RiskWhile margins improved recently, earnings power remains under the 2021–22 peak, highlighting sensitivity to rate, credit and deposit mix shifts. This structural cyclicality can compress margins again if funding costs rise or loan demand weakens, limiting long-term predictability.
Meridian Bank News
MRBK FAQ
What was Meridian Bank’s price range in the past 12 months?
Meridian Bank lowest stock price was $11.16 and its highest was $21.67 in the past 12 months.
What is Meridian Bank’s market cap?
Meridian Bank’s market cap is $228.89M.
When is Meridian Bank’s upcoming earnings report date?
Meridian Bank’s upcoming earnings report date is Jul 24, 2026 which is in 33 days.
How were Meridian Bank’s earnings last quarter?
Meridian Bank released its earnings results on Apr 23, 2026. The company reported $0.39 earnings per share for the quarter, missing the consensus estimate of $0.475 by -$0.085.
Is Meridian Bank overvalued?
According to Wall Street analysts Meridian Bank’s price is currently Undervalued.
Does Meridian Bank pay dividends?
Meridian Bank pays a Quarterly dividend of $0.14 which represents an annual dividend yield of 2.87%. See more information on Meridian Bank dividends here
What is Meridian Bank’s EPS estimate?
Meridian Bank’s EPS estimate is 0.51.
How many shares outstanding does Meridian Bank have?
Meridian Bank has 11,890,278 shares outstanding.
What happened to Meridian Bank’s price movement after its last earnings report?
Meridian Bank reported an EPS of $0.39 in its last earnings report, missing expectations of $0.475. Following the earnings report the stock price went down -8.859%.
Which hedge fund is a major shareholder of Meridian Bank?
Currently, no hedge funds are holding shares in MRBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Meridian Bank Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$21.00 (2.49% Upside)
$21.00 (2.49% Upside)
Blogger Sentiment
Neutral
MRBK Sentiment 50%
Sector Average ―
Sector Average ―
Insider Transactions
Bought Shares
Worth $35.8K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
-1.16%
12-Months-Change
Fundamentals
Return on Equity
12.57%
Trailing 12-Months
Asset Growth
1.89%
Trailing 12-Months
Company Description
Meridian Bank
Meridian Corporation functions as the parent company for Meridian Bank, which provides a comprehensive range of commercial banking products and services throughout Pennsylvania, New Jersey, Delaware, and Maryland. The bank's deposit offerings include various account types such as non-interest-bearing and interest-bearing demand accounts, savings accounts, money market accounts, and certificates of deposit. It extends commercial and industrial financing solutions, encompassing business lines of credit, term loans, small business lending, lease financing, and participation in shared national credit facilities. Additionally, Meridian Bank funds commercial real estate endeavors, as well as land development and construction projects for both residential and commercial properties. Other services include consumer and home equity lending, private banking, merchant services, and title and land settlement assistance. The company is also engaged in originating and servicing mortgage loans for 1-4 family residences. Its expanded service portfolio features real estate holding, investment advisory, and equipment leasing options. With its corporate headquarters located in Malvern, Pennsylvania, the institution operates through a network comprising six full-service branches and nineteen other satellite offices. Meridian Corporation was founded in 2004.
MRBK Stock 12 Month Forecast
Average Price Target
$21.00
▲(2.49% Upside)
Technical Analysis
Ames National
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Ohio Valley Banc
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Peoples Bancorp Of North Carolina
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CB Financial Services
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Ownership Overview
9.28% Insiders
10.21% Mutual Funds
30.14% Other Institutional Investors
39.27% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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