Meridian Bank (MRBK)
NASDAQ:MRBK
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MRBK Stock Chart & Stats
$20.49
$0.05(0.36%)
At close: 4:00 PM EST
$20.49
$0.05(0.36%)
Day’s Range― - ―
52-Week Range$11.16 - $21.67
Previous CloseN/A
Volume12.07K
Average Volume (3M)51.23K
Market Cap
$211.53M
Enterprise Value$353.89M
Total Cash (Recent Filing)$28.27M
Total Debt (Recent Filing)$170.51M
Price to Earnings (P/E)8.7
Beta0.89
Next Earnings
Jul 24, 2026EPS Estimate
0.51Next Dividend Ex-DateN/A
Dividend Yield2.87%
Share Statistics
EPS (TTM)2.11
Shares Outstanding11,890,278
10 Day Avg. Volume46,276
30 Day Avg. Volume51,225
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)1.00
Price to Sales (P/S)0.97
P/FCF Ratio8.82
Enterprise Value/Market Cap1.67
Enterprise Value/Revenue1.71
Enterprise Value/Gross Profit2.95
Enterprise Value/Ebitda11.28
Forecast
1Y Price Target
$21.00Price Target Upside2.49% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)2.2
Revenue Forecast (FY)$137.44M
Bulls Say, Bears Say
Bulls Say
Revenue & Profitability MomentumTTM revenue growth (~61%) with improved operating and net margins indicates expanding core earnings power. Durable top-line momentum supports sustained net interest and fee income, increasing internal capacity to fund lending, capital returns, and investment in products over multiple cycles.
Improved Capitalization And ROELower leverage versus recent peaks and stronger equity provide improved loss-absorption and regulatory resilience. A ~12.6% ROE signals efficient capital deployment, supporting measured loan growth and dividend capacity while reducing refinancing and funding stress risks over the medium term.
Strengthened Board GovernanceAdding an experienced finance and operations executive enhances board oversight of capital allocation, credit remediation and operational controls. Stronger governance improves long-term strategic planning, risk discipline and execution capacity, benefiting stability and stakeholder confidence.
Bears Say
Cash Flow VolatilityA steep TTM decline and year-to-year volatility in operating and free cash flow limits internal funding for lending, capital cushions and dividends. Persistent weak cash conversion increases reliance on external funding and raises sensitivity to interest and funding cost shocks over multiple quarters.
Elevated Credit Costs In Legacy VintagesOngoing charge-offs from 2020–2021 SBA and leasing vintages pressurize provisions and earnings. Even with partial government guarantees, remediation and elevated credit costs can persist for quarters, restraining capital rebuild and constraining strategic initiatives until asset quality normalizes.
Higher Leverage Vs Historical LevelsAlthough leverage has improved vs recent peaks, it remains well above pre-cycle norms, increasing vulnerability to rising funding costs or a credit downturn. Higher leverage amplifies earnings volatility and could limit strategic flexibility or require capital raising under stress, reducing resilience.
Meridian Bank News
MRBK FAQ
What was Meridian Bank’s price range in the past 12 months?
Meridian Bank lowest stock price was $11.16 and its highest was $21.67 in the past 12 months.
What is Meridian Bank’s market cap?
Meridian Bank’s market cap is $211.53M.
When is Meridian Bank’s upcoming earnings report date?
Meridian Bank’s upcoming earnings report date is Jul 24, 2026 which is in 56 days.
How were Meridian Bank’s earnings last quarter?
Meridian Bank released its earnings results on Apr 23, 2026. The company reported $0.39 earnings per share for the quarter, missing the consensus estimate of $0.475 by -$0.085.
Is Meridian Bank overvalued?
According to Wall Street analysts Meridian Bank’s price is currently Undervalued.
Does Meridian Bank pay dividends?
Meridian Bank pays a Quarterly dividend of $0.125 which represents an annual dividend yield of 2.87%. See more information on Meridian Bank dividends here
What is Meridian Bank’s EPS estimate?
Meridian Bank’s EPS estimate is 0.51.
How many shares outstanding does Meridian Bank have?
Meridian Bank has 11,890,278 shares outstanding.
What happened to Meridian Bank’s price movement after its last earnings report?
Meridian Bank reported an EPS of $0.39 in its last earnings report, missing expectations of $0.475. Following the earnings report the stock price went down -8.859%.
Which hedge fund is a major shareholder of Meridian Bank?
Currently, no hedge funds are holding shares in MRBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Meridian Bank Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$21.00 (2.49% Upside)
$21.00 (2.49% Upside)
Blogger Sentiment
Bullish
MRBK Sentiment 67%
Sector Average ―
Sector Average ―
Insider Transactions
Bought Shares
Worth $35.8K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
-1.16%
12-Months-Change
Fundamentals
Return on Equity
12.57%
Trailing 12-Months
Asset Growth
1.89%
Trailing 12-Months
Company Description
Meridian Bank
Meridian Corporation operates as the holding company for Meridian Bank that provides commercial banking products and services in Pennsylvania, New Jersey, Delaware, and Maryland. The company offers various deposit products, such as demand non-interest bearing, demand interest bearing, savings accounts, money market accounts, and time deposits. It also provides commercial and industrial loans comprising business lines of credit, term loans, small business lending, lease financing, and shared national credits; commercial real estate, and land development and construction loans for residential and commercial projects; and consumer and home equity lending, private banking, merchant, and title and land settlement services. In addition, the company operates and originates mortgage loans for 1-4 family dwellings; and offers real estate holding, investment advisory, and equipment leasing services. It operates through a network of 6 full-service branches, and 19 other offices. The company was founded in 2004 and is headquartered in Malvern, Pennsylvania.
MRBK Stock 12 Month Forecast
Average Price Target
$21.00
▲(2.49% Upside)
Technical Analysis
Ames National
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Ohio Valley Banc
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Peoples Bancorp Of North Carolina
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CB Financial Services
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Ownership Overview
9.07% Insiders
10.21% Mutual Funds
30.14% Other Institutional Investors
39.93% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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