Meridian Bank (MRBK)
NASDAQ:MRBK
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MRBK Stock Chart & Stats
$20.49
$0.05(0.36%)
At close: 4:00 PM EST
$20.49
$0.05(0.36%)
Day’s Range― - ―
52-Week Range$11.16 - $21.67
Previous CloseN/A
Volume12.07K
Average Volume (3M)51.23K
Market Cap
$213.79M
Enterprise Value$356.03M
Total Cash (Recent Filing)$28.27M
Total Debt (Recent Filing)$170.51M
Price to Earnings (P/E)8.8
Beta0.90
Next Earnings
Jul 24, 2026EPS Estimate
0.51Next Dividend Ex-DateN/A
Dividend Yield2.87%
Share Statistics
EPS (TTM)2.11
Shares Outstanding11,890,278
10 Day Avg. Volume46,276
30 Day Avg. Volume51,225
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)1.00
Price to Sales (P/S)0.97
P/FCF Ratio8.82
Enterprise Value/Market Cap1.67
Enterprise Value/Revenue1.72
Enterprise Value/Gross Profit2.97
Enterprise Value/Ebitda11.35
Forecast
1Y Price Target
$21.00Price Target Upside2.49% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)2.2
Revenue Forecast (FY)$137.44M
Bulls Say, Bears Say
Bulls Say
Strong Revenue Growth & Improving MarginsSustained top-line expansion (TTM revenue +~61%) alongside rising operating and net margins indicates durable earnings power driven by higher net interest income and fee mix improvements. This strengthens the bank’s ability to fund growth, absorb losses, and support dividends over the medium term.
Improved Leverage And Solid ROELower leverage versus recent troughs and a ~12.6% ROE point to stronger capital management and profitability. A healthier capital structure enhances lending capacity and financial flexibility, reducing stress from funding shocks and supporting organic growth and shareholder distributions over the next several quarters.
Strengthened Governance And Board ExpertiseAdding an experienced finance/operations director and reelecting incumbents reinforces oversight, risk governance and strategic planning. Improved board expertise and continuity support consistent execution of credit remediation, capital allocation and regulatory compliance—structural positives for stability.
Bears Say
Weak, Volatile Cash GenerationA steep (~67%) TTM free cash flow decline and historically volatile cash conversion reduce financial resilience. Even though FCF still covered ~81% of net income, persistent cash volatility can constrain loan growth, capital returns and buffer capacity against credit or funding stress in coming quarters.
Elevated Credit Costs From Legacy SBA/leasing LoansCharge-offs tied to 2020–2021 SBA and leasing originations have raised provisioning and pressured quarterly earnings. While remediation and guarantees help, lingering credit losses create earnings drag and capital absorption risk until problem loan pools meaningfully shrink.
Profitability Remains Cyclical Vs Peak YearsAlthough margins improved recently, earnings power has shown cyclicality and remains below prior peak levels. Sensitivity to rate moves, loan mix and credit cycles can produce volatile earnings, challenging predictability of returns and long-term planning over the next several quarters.
Meridian Bank News
MRBK FAQ
What was Meridian Bank’s price range in the past 12 months?
Meridian Bank lowest stock price was $11.16 and its highest was $21.67 in the past 12 months.
What is Meridian Bank’s market cap?
Meridian Bank’s market cap is $213.79M.
When is Meridian Bank’s upcoming earnings report date?
Meridian Bank’s upcoming earnings report date is Jul 24, 2026 which is in 54 days.
How were Meridian Bank’s earnings last quarter?
Meridian Bank released its earnings results on Apr 23, 2026. The company reported $0.39 earnings per share for the quarter, missing the consensus estimate of $0.475 by -$0.085.
Is Meridian Bank overvalued?
According to Wall Street analysts Meridian Bank’s price is currently Undervalued.
Does Meridian Bank pay dividends?
Meridian Bank pays a Quarterly dividend of $0.125 which represents an annual dividend yield of 2.87%. See more information on Meridian Bank dividends here
What is Meridian Bank’s EPS estimate?
Meridian Bank’s EPS estimate is 0.51.
How many shares outstanding does Meridian Bank have?
Meridian Bank has 11,890,278 shares outstanding.
What happened to Meridian Bank’s price movement after its last earnings report?
Meridian Bank reported an EPS of $0.39 in its last earnings report, missing expectations of $0.475. Following the earnings report the stock price went down -8.859%.
Which hedge fund is a major shareholder of Meridian Bank?
Currently, no hedge funds are holding shares in MRBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Meridian Bank Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$21.00 (2.49% Upside)
$21.00 (2.49% Upside)
Blogger Sentiment
Bullish
MRBK Sentiment 67%
Sector Average ―
Sector Average ―
Insider Transactions
Bought Shares
Worth $35.8K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-1.16%
12-Months-Change
Fundamentals
Return on Equity
12.57%
Trailing 12-Months
Asset Growth
1.89%
Trailing 12-Months
Company Description
Meridian Bank
Meridian Corporation operates as the holding company for Meridian Bank that provides commercial banking products and services in Pennsylvania, New Jersey, Delaware, and Maryland. The company offers various deposit products, such as demand non-interest bearing, demand interest bearing, savings accounts, money market accounts, and time deposits. It also provides commercial and industrial loans comprising business lines of credit, term loans, small business lending, lease financing, and shared national credits; commercial real estate, and land development and construction loans for residential and commercial projects; and consumer and home equity lending, private banking, merchant, and title and land settlement services. In addition, the company operates and originates mortgage loans for 1-4 family dwellings; and offers real estate holding, investment advisory, and equipment leasing services. It operates through a network of 6 full-service branches, and 19 other offices. The company was founded in 2004 and is headquartered in Malvern, Pennsylvania.
MRBK Stock 12 Month Forecast
Average Price Target
$21.00
▲(2.49% Upside)
Technical Analysis
Ames National
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Ohio Valley Banc
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Peoples Bancorp Of North Carolina
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CB Financial Services
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Ownership Overview
9.07% Insiders
10.21% Mutual Funds
30.14% Other Institutional Investors
39.93% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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