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MRBK Stock Chart & Stats
$20.00
$0.18(0.91%)
At close: 4:00 PM EDT
$20.00
$0.18(0.91%)
Day’s Range― - ―
52-Week Range$13.81 - $21.67
Previous Close$20
Volume69.46K
Average Volume (3M)51.23K
Market Cap
$233.53M
Enterprise Value$390.37
Total Cash (Recent Filing)$28.27M
Total Debt (Recent Filing)$170.51M
Price to Earnings (P/E)9.4
Beta0.83
Next Earnings
Nov 02, 2026EPS Estimate
0.61Next Dividend Ex-DateN/A
Dividend Yield2.7%
Share Statistics
EPS (TTM)2.11
Shares Outstanding11,890,278
10 Day Avg. Volume46,276
30 Day Avg. Volume51,225
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)1.00
Price to Sales (P/S)0.97
P/FCF Ratio8.82
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$21.00Price Target Upside5.00% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)1.95
Revenue Forecast (FY)$137.51M
Bulls Say, Bears Say
Bulls Say
Improved Profitability And ROEA sustained rise to ~12.6% TTM ROE and recovering margins indicate stronger earnings power and more efficient capital use. Over 2–6 months this supports dividend capacity, builds loss-absorbing buffers, and improves the bank’s ability to fund growth without immediate capital injections.
Strong Revenue MomentumMaterial top-line growth (≈61% TTM) reflects expanding core lending, mortgage banking and SBA sale income diversification. Durable revenue momentum improves operating leverage, sustains investment in fee initiatives, and reduces reliance on volatile single-revenue streams over the medium term.
Payments Capability Expansion And DividendHiring payments expertise and declaring a cash dividend signals strategic focus on fee income and deposit stability. Building merchant acquiring, HSA and real-time payments can create recurring noninterest revenue and deeper customer relationships, strengthening funding resilience over time.
Bears Say
Spike In Non-Performing LoansConcentration of NPLs in three real estate relationships raises credit risk and could require significant workout resources or additional provisions. If these exposures deteriorate further, they can erode capital, compress net income, and constrain lending for several quarters.
Weak And Volatile Cash FlowA sharp drop and high volatility in operating and free cash flow undermines internal funding reliability. Even with FCF covering much of net income in TTM, the steep decline reduces confidence in sustaining dividends, funding loan growth, or absorbing shocks without external funding.
Higher Leverage Vs Earlier YearsMaterial increase in leverage since 2021 heightens sensitivity to funding and credit conditions. For a regional bank, higher asset leverage limits flexibility, raises potential capital needs under stress, and can amplify profitability swings if credit or rate environments worsen.
Meridian Bank News
MRBK FAQ
What was Meridian Bank’s price range in the past 12 months?
Meridian Bank lowest stock price was $13.81 and its highest was $21.67 in the past 12 months.
What is Meridian Bank’s market cap?
Meridian Bank’s market cap is $233.53M.
When is Meridian Bank’s upcoming earnings report date?
Meridian Bank’s upcoming earnings report date is Nov 02, 2026 which is in 90 days.
How were Meridian Bank’s earnings last quarter?
Meridian Bank released its earnings results on Jul 30, 2026. The company reported $0.48 earnings per share for the quarter, missing the consensus estimate of $0.51 by -$0.03.
Is Meridian Bank overvalued?
According to Wall Street analysts Meridian Bank’s price is currently Undervalued.
Does Meridian Bank pay dividends?
Meridian Bank pays a Quarterly dividend of $0.14 which represents an annual dividend yield of 2.7%. See more information on Meridian Bank dividends here
What is Meridian Bank’s EPS estimate?
Meridian Bank’s EPS estimate is 0.61.
How many shares outstanding does Meridian Bank have?
Meridian Bank has 11,890,278 shares outstanding.
What happened to Meridian Bank’s price movement after its last earnings report?
Meridian Bank reported an EPS of $0.48 in its last earnings report, missing expectations of $0.51. Following the earnings report the stock price went down -1.996%.
Which hedge fund is a major shareholder of Meridian Bank?
Currently, no hedge funds are holding shares in MRBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Meridian Bank Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$21.00 (5.00% Upside)
$21.00 (5.00% Upside)
Blogger Sentiment
Neutral
MRBK Sentiment 50%
Sector Average ―
Sector Average ―
Insider Transactions
Bought Shares
Worth $35.4K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-1.16%
12-Months-Change
Fundamentals
Return on Equity
2.70%
Trailing 12-Months
Asset Growth
1.89%
Trailing 12-Months
Company Description
Meridian Bank
Meridian Corporation functions as the parent company for Meridian Bank, which provides a comprehensive range of commercial banking products and services throughout Pennsylvania, New Jersey, Delaware, and Maryland. The bank's deposit offerings include various account types such as non-interest-bearing and interest-bearing demand accounts, savings accounts, money market accounts, and certificates of deposit. It extends commercial and industrial financing solutions, encompassing business lines of credit, term loans, small business lending, lease financing, and participation in shared national credit facilities. Additionally, Meridian Bank funds commercial real estate endeavors, as well as land development and construction projects for both residential and commercial properties. Other services include consumer and home equity lending, private banking, merchant services, and title and land settlement assistance. The company is also engaged in originating and servicing mortgage loans for 1-4 family residences. Its expanded service portfolio features real estate holding, investment advisory, and equipment leasing options. With its corporate headquarters located in Malvern, Pennsylvania, the institution operates through a network comprising six full-service branches and nineteen other satellite offices. Meridian Corporation was founded in 2004.
MRBK Stock 12 Month Forecast
Average Price Target
$21.00
▲(5.00% Upside)
Technical Analysis
Ames National
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Ohio Valley Banc
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Peoples Bancorp Of North Carolina
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CB Financial Services
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Ownership Overview
9.29% Insiders
10.30% Mutual Funds
1.46% Other Institutional Investors
66.51% Public Companies and
Individual Investors