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CB Financial Services (CBFV)
NASDAQ:CBFV
CBFV Stock Chart & Stats
$34.81
-$0.50(-1.78%)
At close: 4:00 PM EST
$34.81
-$0.50(-1.78%)
Day’s Range― - ―
52-Week Range$26.01 - $37.75
Previous CloseN/A
Volume1.05K
Average Volume (3M)14.48K
Market Cap
$174.43M
Enterprise Value$209.04M
Total Cash (Recent Filing)$55.89M
Total Debt (Recent Filing)$34.75M
Price to Earnings (P/E)37.8
Beta0.55
Next Earnings
Apr 24, 2026EPS Estimate
0.69Next Dividend Ex-DateN/A
Dividend Yield2.9%
Share Statistics
EPS (TTM)0.72
Shares Outstanding5,010,883
10 Day Avg. Volume6,212
30 Day Avg. Volume14,479
Financial Highlights & Ratios
PEG Ratio-0.26
Price to Book (P/B)1.00
Price to Sales (P/S)1.85
P/FCF Ratio42.72
Enterprise Value/Market Cap1.20
Enterprise Value/Revenue3.11
Enterprise Value/Gross Profit5.31
Enterprise Value/Ebitda42.81
Forecast
1Y Price Target
$41.00Price Target Upside17.78% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)3
Revenue Forecast (FY)$62.70M
Bulls Say, Bears Say
Bulls Say
Cash Flow StrengthRobust free cash flow growth and a strong operating cash flow to net income ratio indicate durable internal funding. This enhances resilience to credit cycles, supports dividends and reinvestment, and gives management flexibility to fund loans, tech or M&A without relying on external capital.
Very Low LeverageExtremely low debt-to-equity signals a conservative balance sheet that reduces solvency risk and interest expense vulnerability. For a regional bank, low leverage preserves regulatory flexibility, supports capital allocation for lending growth, and cushions earnings during rate volatility.
Dividend Increase And Governance MovesAn 8% dividend raise paired with a permanent CFO hire and change-in-control agreement signals stable capital returns and strengthened financial leadership. These moves support investor confidence, continuity in execution of strategy, and disciplined capital allocation over the medium term.
Bears Say
Declining RevenueSustained top-line contraction reduces operating leverage and constrains ability to cover fixed costs. For a diversified financial services firm, shrinking revenue hampers investment in growth initiatives, weakens scale benefits in wealth and insurance channels, and pressures medium-term profitability.
Modest Profitability / Low ROELow net margin and subpar ROE indicate the firm struggles to convert assets and equity into attractive returns. Persistently weak profitability limits reinvestment capacity, makes dividend sustainability harder without cash flow support, and reduces competitiveness versus higher-return peers.
Elevated Noninterest ExpensesRising noninterest costs from staffing and professional services can structurally depress efficiency ratios if not offset by revenue gains. Persistent higher operating expenses will erode margins and free cash flow, making it harder to improve ROE and fund growth without further cost discipline.
CB Financial Services News
CBFV FAQ
What was CB Financial Services’s price range in the past 12 months?
CB Financial Services lowest stock price was $26.01 and its highest was $37.75 in the past 12 months.
What is CB Financial Services’s market cap?
CB Financial Services’s market cap is $174.43M.
When is CB Financial Services’s upcoming earnings report date?
CB Financial Services’s upcoming earnings report date is Apr 24, 2026 which is in 52 days.
How were CB Financial Services’s earnings last quarter?
CB Financial Services released its earnings results on Jan 27, 2026. The company reported $0.72 earnings per share for the quarter, missing the consensus estimate of $0.815 by -$0.095.
Is CB Financial Services overvalued?
According to Wall Street analysts CB Financial Services’s price is currently Undervalued.
Does CB Financial Services pay dividends?
CB Financial Services pays a Quarterly dividend of $0.26 which represents an annual dividend yield of 2.9%. See more information on CB Financial Services dividends here
What is CB Financial Services’s EPS estimate?
CB Financial Services’s EPS estimate is 0.69.
How many shares outstanding does CB Financial Services have?
CB Financial Services has 5,010,883 shares outstanding.
What happened to CB Financial Services’s price movement after its last earnings report?
CB Financial Services reported an EPS of $0.72 in its last earnings report, missing expectations of $0.815. Following the earnings report the stock price went down -2.2%.
Which hedge fund is a major shareholder of CB Financial Services?
Currently, no hedge funds are holding shares in CBFV
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
CB Financial Services Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$41.00 (17.78% Upside)
$41.00 (17.78% Upside)
Insider Transactions
Sold Shares
Worth $78.0K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
15.12%
12-Months-Change
Fundamentals
Return on Equity
1.78%
Trailing 12-Months
Asset Growth
-2.71%
Trailing 12-Months
Company Description
CB Financial Services
CB Financial Services, Inc. operates as the bank holding company for Community Bank that provides various banking products and services for individuals and businesses in southwestern Pennsylvania, West Virginia, and Ohio. The company's primary deposit products include demand deposits, NOW accounts, money market accounts, and savings accounts, as well as time deposit products. Its loan products comprise residential real estate loans, such as one- to four-family mortgage loans, home equity installment loans, and home equity lines of credit; commercial real estate loans that are secured primarily by improved properties, such as retail facilities, office buildings, and other non-residential buildings; construction loans to individuals to finance the construction of residential dwellings, as well as for the construction of commercial properties, including hotels, apartment buildings, housing developments, and owner-occupied properties used for businesses; commercial and industrial loans, and lines of credit; consumer loans consisting of indirect auto loans, secured and unsecured loans, and lines of credit; and other loans. In addition, the company conducts insurance agency activities by offering property and casualty, commercial liability, surety, and other insurance products. It operates through its main office and 13 branch offices in Greene, Allegheny, Washington, Fayette, and Westmoreland counties in southwestern Pennsylvania; Marshall and Ohio counties in West Virginia; and Belmont County in Ohio, as well as one loan production offices in Allegheny County. The company was founded in 1901 and is headquartered in Carmichaels, Pennsylvania.
CBFV Stock 12 Month Forecast
Average Price Target
$41.00
▲(17.78% Upside)
Technical Analysis
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Ownership Overview
8.58% Insiders
9.88% Mutual Funds
7.42% Other Institutional Investors
64.87% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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