CB Financial Services (CBFV)
NASDAQ:CBFV
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CBFV Stock Chart & Stats
$34.78
-$0.50(-1.78%)
At close: 4:00 PM EST
$34.78
-$0.50(-1.78%)
Day’s Range― - ―
52-Week Range$27.11 - $37.81
Previous CloseN/A
Volume1.05K
Average Volume (3M)14.48K
Market Cap
$191.80M
Enterprise Value$170.86M
Total Cash (Recent Filing)$55.55M
Total Debt (Recent Filing)$37.75M
Price to Earnings (P/E)27.4
Beta0.52
Next Earnings
Jul 23, 2026EPS Estimate
0.7Next Dividend Ex-DateN/A
Dividend Yield2.9%
Share Statistics
EPS (TTM)1.37
Shares Outstanding5,072,611
10 Day Avg. Volume6,212
30 Day Avg. Volume14,479
Financial Highlights & Ratios
PEG Ratio-0.59
Price to Book (P/B)1.11
Price to Sales (P/S)2.56
P/FCF Ratio10.23
Enterprise Value/Market Cap0.89
Enterprise Value/Revenue2.42
Enterprise Value/Gross Profit3.77
Enterprise Value/Ebitda18.26
Forecast
1Y Price Target
$39.00Price Target Upside12.13% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)2.94
Revenue Forecast (FY)$62.60M
Bulls Say, Bears Say
Bulls Say
Conservative LeverageA low debt-to-equity (~0.22 TTM) and gradual equity build provide lasting financial flexibility. Conservative leverage reduces solvency risk in downturns, supports steady lending capacity, and underpins the bank’s ability to maintain capital distributions and absorb credit stress over the next several quarters.
High Free Cash Flow QualityFree cash flow tracking ~97% of net income indicates strong earnings quality and conversion to cash. Durable cash generation supports dividend sustainability, internal investment, and loan book growth without heavy external funding, improving resilience across 2–6 month horizons.
Improving NIM And Strong Asset QualityAn improving net interest margin and very low nonperforming loans signal solid core banking performance and credit underwriting. Coupled with a declared quarterly dividend, this reflects intact capital and earnings discipline that support sustained profitability and shareholder returns.
Bears Say
Material ROE DeclineA drop in ROE from prior peaks to ~4.4% TTM indicates diminished earnings efficiency on the bank’s equity base. Persistently low ROE can constrain retained-earnings growth, limit competitiveness for capital, and reduce long-term ability to fund growth or absorb shock without altering strategy.
Profitability VolatilityWide historical swings in net margin (prior ranges of ~16–38% to current ~9.7%) show earnings are sensitive to funding costs, loan mix, and interest dynamics. Such volatility raises uncertainty about stable future earnings and makes medium-term planning and return expectations less reliable.
Recent Revenue And EPS ContractionMeaningful recent declines in revenue and EPS indicate pressure on core growth and profitability drivers. Sustained top-line and earnings contraction can limit reinvestment, compress margins further, and require strategic change to restore durable growth over the next several quarters.
CB Financial Services News
CBFV FAQ
What was CB Financial Services’s price range in the past 12 months?
CB Financial Services lowest stock price was $27.11 and its highest was $37.81 in the past 12 months.
What is CB Financial Services’s market cap?
CB Financial Services’s market cap is $191.80M.
When is CB Financial Services’s upcoming earnings report date?
CB Financial Services’s upcoming earnings report date is Jul 23, 2026 which is in 35 days.
How were CB Financial Services’s earnings last quarter?
CB Financial Services released its earnings results on Apr 22, 2026. The company reported $0.72 earnings per share for the quarter, beating the consensus estimate of $0.693 by $0.027.
Is CB Financial Services overvalued?
According to Wall Street analysts CB Financial Services’s price is currently Undervalued.
Does CB Financial Services pay dividends?
CB Financial Services pays a Quarterly dividend of $0.28 which represents an annual dividend yield of 2.9%. See more information on CB Financial Services dividends here
What is CB Financial Services’s EPS estimate?
CB Financial Services’s EPS estimate is 0.7.
How many shares outstanding does CB Financial Services have?
CB Financial Services has 5,072,611 shares outstanding.
What happened to CB Financial Services’s price movement after its last earnings report?
CB Financial Services reported an EPS of $0.72 in its last earnings report, beating expectations of $0.693. Following the earnings report the stock price went up 0.343%.
Which hedge fund is a major shareholder of CB Financial Services?
Currently, no hedge funds are holding shares in CBFV
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
CB Financial Services Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$39.00 (12.13% Upside)
$39.00 (12.13% Upside)
Hedge Fund Trend
Increased
By 7.4K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
15.12%
12-Months-Change
Fundamentals
Return on Equity
4.45%
Trailing 12-Months
Asset Growth
6.73%
Trailing 12-Months
Company Description
CB Financial Services
CB Financial Services, Inc. functions as the parent company for Community Bank, delivering a broad spectrum of banking solutions and financial services to individuals and businesses. Its operational footprint spans southwestern Pennsylvania, West Virginia, and Ohio. The bank's core deposit offerings include checking accounts (comprising both demand and NOW accounts), money market accounts, savings accounts, and various time deposit products. A comprehensive suite of loan products is also provided. For residential borrowers, this includes real estate financing such as mortgages for single- to four-family homes, home equity installment loans, and home equity lines of credit. Commercial real estate loans are offered, typically secured by developed properties like retail centers, office buildings, and other non-residential structures. Construction financing is available for both individual residential dwellings and commercial projects, ranging from hotels and apartment buildings to housing developments and owner-occupied business properties. Furthermore, the institution extends commercial and industrial loans and lines of credit, alongside diverse consumer loans like indirect auto financing, secured and unsecured personal loans, and credit lines. Beyond traditional banking, CB Financial Services also operates an insurance agency, providing a variety of products such as property and casualty coverage, commercial liability policies, surety bonds, and other related services. Its physical presence comprises a main office and 13 branch locations distributed across Greene, Allegheny, Washington, Fayette, and Westmoreland counties in southwestern Pennsylvania; Marshall and Ohio counties in West Virginia; and Belmont County in Ohio. An additional loan production office is located in Allegheny County. Founded in 1901, the company's corporate headquarters are situated in Carmichaels, Pennsylvania.
CBFV Stock 12 Month Forecast
Average Price Target
$39.00
▲(12.13% Upside)
Technical Analysis
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Ownership Overview
8.86% Insiders
9.74% Mutual Funds
8.72% Other Institutional Investors
63.57% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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