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CBFV Stock Chart & Stats
$35.90
$0.51(1.42%)
At close: 4:00 PM EDT
$35.90
$0.51(1.42%)
Day’s Range― - ―
52-Week Range$30.00 - $38.86
Previous CloseN/A
Volume893.00
Average Volume (3M)14.48K
Market Cap
$185.81M
Enterprise Value$226.60
Total Cash (Recent Filing)$55.55M
Total Debt (Recent Filing)$37.75M
Price to Earnings (P/E)25.6
Beta0.54
Next Earnings
Oct 22, 2026EPS Estimate
0.77Next Dividend Ex-DateN/A
Dividend Yield2.95%
Share Statistics
EPS (TTM)1.37
Shares Outstanding5,072,611
10 Day Avg. Volume6,212
30 Day Avg. Volume14,479
Financial Highlights & Ratios
PEG Ratio-0.59
Price to Book (P/B)1.11
Price to Sales (P/S)2.56
P/FCF Ratio10.23
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$44.00Price Target Upside22.56% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)3.02
Revenue Forecast (FY)$63.19M
Bulls Say, Bears Say
Bulls Say
Conservative LeverageA low debt-to-equity ratio (~0.22) provides durable balance-sheet resilience, reducing refinancing and solvency risk. This conservatism supports regulatory capital compliance, gives flexibility for targeted loan growth or buybacks, and cushions earnings through economic cycles.
Strong Cash GenerationHigh free-cash-flow that closely tracks net income indicates solid earnings quality and persistent internal funding. This supports sustainable dividends, reinvestment in lending platforms, and the ability to absorb credit losses without immediate external financing, strengthening long-term durability.
Deposit Growth & Asset QualityOrganic deposit growth increased stable funding and expanded assets while keeping NPLs very low (0.29%), reflecting disciplined underwriting. A larger core deposit base and shift toward commercial credits improve funding stability and support sustainable loan book expansion over time.
Bears Say
Low ROEA TTM ROE near 4.4% is well below historical peaks and constrains the bank's ability to generate shareholder returns organically. Persistently low ROE limits dividend growth potential and requires either higher net interest margins, meaningful loan yield expansion, or cost reductions to sustainably improve profitability.
Volatile ProfitabilityWide swings in net margin over recent years indicate earnings sensitivity to funding costs, asset mix and one-time items. This volatility complicates planning, increases earnings uncertainty for stakeholders, and suggests structural exposure to rate and mix shifts unless management stabilizes margins.
NIM PressureRecent NIM compression reflects higher cash balances from deposit growth and a slight rise in cost of funds. If deposits keep growing into low-yield cash or specialty deposits remain pricier, sustaining net interest margins will be difficult without faster loan growth or asset repricing, pressuring core profitability.
CB Financial Services News
CBFV FAQ
What was CB Financial Services’s price range in the past 12 months?
CB Financial Services lowest stock price was $30.00 and its highest was $38.86 in the past 12 months.
What is CB Financial Services’s market cap?
CB Financial Services’s market cap is $185.81M.
When is CB Financial Services’s upcoming earnings report date?
CB Financial Services’s upcoming earnings report date is Oct 22, 2026 which is in 80 days.
How were CB Financial Services’s earnings last quarter?
CB Financial Services released its earnings results on Jul 27, 2026. The company reported $0.81 earnings per share for the quarter, beating the consensus estimate of $0.72 by $0.09.
Is CB Financial Services overvalued?
According to Wall Street analysts CB Financial Services’s price is currently Undervalued.
Does CB Financial Services pay dividends?
CB Financial Services pays a Quarterly dividend of $0.28 which represents an annual dividend yield of 2.95%. See more information on CB Financial Services dividends here
What is CB Financial Services’s EPS estimate?
CB Financial Services’s EPS estimate is 0.77.
How many shares outstanding does CB Financial Services have?
CB Financial Services has 5,072,611 shares outstanding.
What happened to CB Financial Services’s price movement after its last earnings report?
CB Financial Services reported an EPS of $0.81 in its last earnings report, beating expectations of $0.72. Following the earnings report the stock price went up 2.532%.
Which hedge fund is a major shareholder of CB Financial Services?
Currently, no hedge funds are holding shares in CBFV
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
CB Financial Services Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$44.00 (22.56% Upside)
$44.00 (22.56% Upside)
Blogger Sentiment
Bearish
CBFV Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 7.4K Shares
Last Quarter.
Last Quarter.
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
15.12%
12-Months-Change
Fundamentals
Return on Equity
2.95%
Trailing 12-Months
Asset Growth
9.12%
Trailing 12-Months
Company Description
CB Financial Services
CB Financial Services, Inc. functions as the parent company for Community Bank, delivering a broad spectrum of banking solutions and financial services to individuals and businesses. Its operational footprint spans southwestern Pennsylvania, West Virginia, and Ohio. The bank's core deposit offerings include checking accounts (comprising both demand and NOW accounts), money market accounts, savings accounts, and various time deposit products. A comprehensive suite of loan products is also provided. For residential borrowers, this includes real estate financing such as mortgages for single- to four-family homes, home equity installment loans, and home equity lines of credit. Commercial real estate loans are offered, typically secured by developed properties like retail centers, office buildings, and other non-residential structures. Construction financing is available for both individual residential dwellings and commercial projects, ranging from hotels and apartment buildings to housing developments and owner-occupied business properties. Furthermore, the institution extends commercial and industrial loans and lines of credit, alongside diverse consumer loans like indirect auto financing, secured and unsecured personal loans, and credit lines. Beyond traditional banking, CB Financial Services also operates an insurance agency, providing a variety of products such as property and casualty coverage, commercial liability policies, surety bonds, and other related services. Its physical presence comprises a main office and 13 branch locations distributed across Greene, Allegheny, Washington, Fayette, and Westmoreland counties in southwestern Pennsylvania; Marshall and Ohio counties in West Virginia; and Belmont County in Ohio. An additional loan production office is located in Allegheny County. Founded in 1901, the company's corporate headquarters are situated in Carmichaels, Pennsylvania.
CBFV Stock 12 Month Forecast
Average Price Target
$44.00
▲(22.56% Upside)
Technical Analysis
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Ownership Overview
8.86% Insiders
9.71% Mutual Funds
1.99% Other Institutional Investors
69.60% Public Companies and
Individual Investors