CB Financial Services (CBFV)
NASDAQ:CBFV
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CBFV Stock Chart & Stats
$34.78
-$0.50(-1.78%)
At close: 4:00 PM EST
$34.78
-$0.50(-1.78%)
Day’s Range― - ―
52-Week Range$27.11 - $37.75
Previous CloseN/A
Volume1.05K
Average Volume (3M)14.48K
Market Cap
$183.00M
Enterprise Value$162.22M
Total Cash (Recent Filing)$31.69M
Total Debt (Recent Filing)$34.76M
Price to Earnings (P/E)11.2
Beta0.49
Next Earnings
Jul 23, 2026EPS Estimate
0.7Next Dividend Ex-DateN/A
Dividend Yield2.9%
Share Statistics
EPS (TTM)0.97
Shares Outstanding5,072,183
10 Day Avg. Volume6,212
30 Day Avg. Volume14,479
Financial Highlights & Ratios
PEG Ratio-0.59
Price to Book (P/B)1.11
Price to Sales (P/S)2.56
P/FCF Ratio10.23
Enterprise Value/Market Cap0.89
Enterprise Value/Revenue2.36
Enterprise Value/Gross Profit3.78
Enterprise Value/Ebitda22.82
Forecast
1Y Price Target
$39.00Price Target Upside12.13% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)2.99
Revenue Forecast (FY)$62.60M
Bulls Say, Bears Say
Bulls Say
Conservative LeverageCB Financial’s low and improving debt-to-equity, with steadily rising equity, provides durable balance-sheet resilience. Conservative leverage supports continued lending capacity and loss absorption through cycles, improving capital flexibility for dividends, buybacks or targeted growth without stressing funding costs.
Rising Net Interest MarginA six-quarter improvement in NIM reflects successful balance-sheet repositioning toward lower-cost funding and yield management. Sustained NIM expansion increases core net interest income, supporting recurring profitability over the medium term and helping offset pressure on noninterest income.
Strong Asset QualityVery low nonperforming loans indicate conservative underwriting and limited credit stress, which should keep provisions and charge-offs low. Strong asset quality preserves capital, supports predictable loan loss trends, and underpins sustainable earnings and dividend capacity across economic cycles.
Bears Say
Sharp ROE DeclineA dramatic multi-year drop in ROE signals strained profitability and reduced efficiency converting equity into returns. Unless margins or fee income recover, low ROE constrains management choices on capital allocation, limits reinvestment and makes long-term shareholder return targets harder to achieve.
Margin CompressionA halving of net margin within a year points to structural pressure on earnings power, from yield/funding mismatches or rising costs. Persistent margin compression will erode core profitability, forcing reliance on expense cuts or higher-risk balance-sheet moves to restore sustainable net income levels.
Cash Flow Volatility & Higher ExpensesInconsistent free cash flow coverage of net income and rising noninterest expenses reduce financial flexibility. Volatile cash generation complicates capital planning and dividend sustainability, and higher operating costs may persist absent productivity gains, limiting durable margin recovery.
CB Financial Services News
CBFV FAQ
What was CB Financial Services’s price range in the past 12 months?
CB Financial Services lowest stock price was $27.11 and its highest was $37.75 in the past 12 months.
What is CB Financial Services’s market cap?
CB Financial Services’s market cap is $183.00M.
When is CB Financial Services’s upcoming earnings report date?
CB Financial Services’s upcoming earnings report date is Jul 23, 2026 which is in 78 days.
How were CB Financial Services’s earnings last quarter?
CB Financial Services released its earnings results on Apr 22, 2026. The company reported $0.72 earnings per share for the quarter, beating the consensus estimate of $0.693 by $0.027.
Is CB Financial Services overvalued?
According to Wall Street analysts CB Financial Services’s price is currently Undervalued.
Does CB Financial Services pay dividends?
CB Financial Services pays a Quarterly dividend of $0.26 which represents an annual dividend yield of 2.9%. See more information on CB Financial Services dividends here
What is CB Financial Services’s EPS estimate?
CB Financial Services’s EPS estimate is 0.7.
How many shares outstanding does CB Financial Services have?
CB Financial Services has 5,072,183 shares outstanding.
What happened to CB Financial Services’s price movement after its last earnings report?
CB Financial Services reported an EPS of $0.72 in its last earnings report, beating expectations of $0.693. Following the earnings report the stock price went up 0.343%.
Which hedge fund is a major shareholder of CB Financial Services?
Currently, no hedge funds are holding shares in CBFV
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
CB Financial Services Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$39.00 (12.13% Upside)
$39.00 (12.13% Upside)
Insider Transactions
Sold Shares
Worth $140.0K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Positive
20 days / 200 days
Momentum
15.12%
12-Months-Change
Fundamentals
Return on Equity
4.45%
Trailing 12-Months
Asset Growth
6.73%
Trailing 12-Months
Company Description
CB Financial Services
CB Financial Services, Inc. operates as the bank holding company for Community Bank that provides various banking products and services for individuals and businesses in southwestern Pennsylvania, West Virginia, and Ohio. The company's primary deposit products include demand deposits, NOW accounts, money market accounts, and savings accounts, as well as time deposit products. Its loan products comprise residential real estate loans, such as one- to four-family mortgage loans, home equity installment loans, and home equity lines of credit; commercial real estate loans that are secured primarily by improved properties, such as retail facilities, office buildings, and other non-residential buildings; construction loans to individuals to finance the construction of residential dwellings, as well as for the construction of commercial properties, including hotels, apartment buildings, housing developments, and owner-occupied properties used for businesses; commercial and industrial loans, and lines of credit; consumer loans consisting of indirect auto loans, secured and unsecured loans, and lines of credit; and other loans. In addition, the company conducts insurance agency activities by offering property and casualty, commercial liability, surety, and other insurance products. It operates through its main office and 13 branch offices in Greene, Allegheny, Washington, Fayette, and Westmoreland counties in southwestern Pennsylvania; Marshall and Ohio counties in West Virginia; and Belmont County in Ohio, as well as one loan production offices in Allegheny County. The company was founded in 1901 and is headquartered in Carmichaels, Pennsylvania.
CBFV Stock 12 Month Forecast
Average Price Target
$39.00
▲(12.13% Upside)
Technical Analysis
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Ownership Overview
8.79% Insiders
9.77% Mutual Funds
4.83% Other Institutional Investors
67.63% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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