Ohio Valley Banc (OVBC)
NASDAQ:OVBC
Want to see OVBC full AI Analyst Report?
OVBC Stock Chart & Stats
$38.95
$0.02(0.08%)
At close: 4:00 PM EST
$38.95
$0.02(0.08%)
Day’s Range― - ―
52-Week Range$27.51 - $50.68
Previous CloseN/A
Volume2.77K
Average Volume (3M)14.18K
Market Cap
$231.64M
Enterprise Value$268.48M
Total Cash (Recent Filing)$16.25M
Total Debt (Recent Filing)$52.91M
Price to Earnings (P/E)15.0
Beta0.12
Next Earnings
Jul 23, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.27%
Share Statistics
EPS (TTM)3.28
Shares Outstanding4,711,001
10 Day Avg. Volume20,552
30 Day Avg. Volume14,183
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)1.11
Price to Sales (P/S)2.00
P/FCF Ratio11.06
Enterprise Value/Market Cap1.16
Enterprise Value/Revenue2.78
Enterprise Value/Gross Profit4.21
Enterprise Value/Ebitda14.02
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Cash GenerationSustained operating and free cash flow near parity with net income indicates durable earnings quality and internal funding capacity. This supports lending growth, dividend payments and capital needs without reliance on volatile external financing, enhancing long-term financial flexibility.
Balance Sheet HealthModerate leverage and a stable ~9% ROE signal conservative capital structure and consistent profitability. Growing equity provides a buffer for credit cycles, while restrained leverage limits solvency risk and supports steady credit and branch expansion over the medium term.
Dividend & Capital ReturnA recurring cash dividend reflects disciplined capital allocation and predictable shareholder returns. For a regional bank, this signals stable capital generation and management confidence in earnings/capital adequacy, attracting long-term income-focused investors and supporting franchise stability.
Bears Say
Margin CompressionEroding margins despite revenue growth point to rising funding costs, mix shifts, or expense pressure. If sustained, margin compression reduces retained earnings and cushion for loan losses, constraining ROE expansion and limiting funding for organic growth and dividends long-term.
Cash Flow VariabilityMeaningful year-to-year swings in free cash flow reduce predictability of internal funding and dividend coverage. Variability complicates capital planning, increases reliance on contingency funding in lean periods, and heightens sensitivity to credit or interest-rate stress over the medium term.
Leadership & Execution RiskBoard modernization and new executive roles introduce execution risk during a strategic refresh and planned branch/loan-office expansion. Transition-related strategic missteps or slower rollout could raise costs, delay revenue benefits, and impair the bank’s ability to capitalize on regional growth opportunities.
Ohio Valley Banc News
OVBC FAQ
What was Ohio Valley Banc’s price range in the past 12 months?
Ohio Valley Banc lowest stock price was $27.50 and its highest was $50.68 in the past 12 months.
What is Ohio Valley Banc’s market cap?
Ohio Valley Banc’s market cap is $231.64M.
When is Ohio Valley Banc’s upcoming earnings report date?
Ohio Valley Banc’s upcoming earnings report date is Jul 23, 2026 which is in 55 days.
How were Ohio Valley Banc’s earnings last quarter?
Ohio Valley Banc released its earnings results on Apr 28, 2026. The company reported $0.912 earnings per share for the quarter, beating the consensus estimate of N/A by $0.912.
Is Ohio Valley Banc overvalued?
According to Wall Street analysts Ohio Valley Banc’s price is currently Overvalued.
Does Ohio Valley Banc pay dividends?
Ohio Valley Banc pays a Quarterly dividend of $0.23 which represents an annual dividend yield of 2.27%. See more information on Ohio Valley Banc dividends here
What is Ohio Valley Banc’s EPS estimate?
Ohio Valley Banc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Ohio Valley Banc have?
Ohio Valley Banc has 4,711,001 shares outstanding.
What happened to Ohio Valley Banc’s price movement after its last earnings report?
Ohio Valley Banc reported an EPS of $0.912 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.219%.
Which hedge fund is a major shareholder of Ohio Valley Banc?
Currently, no hedge funds are holding shares in OVBC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Ohio Valley Banc Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Blogger Sentiment
Bullish
OVBC Sentiment 70%
Sector Average ―
Sector Average ―
Insider Transactions
Bought Shares
Worth $4.4K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
67.48%
12-Months-Change
Fundamentals
Return on Equity
9.29%
Trailing 12-Months
Asset Growth
10.86%
Trailing 12-Months
Company Description
Ohio Valley Banc
Ohio Valley Banc Corp. operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and consumer banking products and services. The company operates in two segments, Banking and Consumer Finance. It accepts various deposit products, including checking, savings, time, and money market accounts, as well as individual retirement accounts, demand deposits, NOW accounts, and certificates of deposit. The company also provides various residential real estate loans, including one-to four-family residential mortgages; commercial loans for securing equipment, inventory, stock, commercial real estate, and rental property; and consumer loans secured by automobiles, mobile homes, recreational vehicles, and other personal property, as well as personal loans, unsecured credit card receivables, floor plan and student loans, and construction loans. In addition, it offers safe deposit boxes, wire transfers, credit card services, and Internet banking services; and financial management online services, such as cash management and news updates related to repossession auctions, current rates, and general bank news. Further, the company provides automatic teller machine (ATM) services, consumer finance, seasonal tax preparation services, and commercial property and various liability insurance services, as well as trust and online-only consumer direct mortgage services. It operates sixteen offices in Ohio and West Virginia; and six consumer finance offices in Ohio. The company owns and operates thirty- six ATMs, including twenty off-site ATMs. Ohio Valley Banc Corp. was founded in 1872 and is headquartered in Gallipolis, Ohio.
Technical Analysis
Ames National
―
Peoples Bancorp Of North Carolina
―
CB Financial Services
―
―
Meridian Bank
―
Ownership Overview
5.36% Insiders
10.00% Mutual Funds
7.74% Other Institutional Investors
69.08% Public Companies and
Individual Investors
Options Prices
Currently, No data available
---