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OVBC Stock Chart & Stats
$42.14
$0.24(0.57%)
At close: 4:00 PM EDT
$42.14
$0.24(0.57%)
Day’s Range― - ―
52-Week Range$31.61 - $54.96
Previous Close$42.14
Volume24.49K
Average Volume (3M)14.18K
Market Cap
$198.14M
Enterprise Value$243.27
Total Cash (Recent Filing)$16.25M
Total Debt (Recent Filing)$52.91M
Price to Earnings (P/E)17.6
Beta0.20
Next Earnings
Oct 22, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.28%
Share Statistics
EPS (TTM)3.28
Shares Outstanding4,711,001
10 Day Avg. Volume20,552
30 Day Avg. Volume14,183
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)1.11
Price to Sales (P/S)2.00
P/FCF Ratio11.06
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Cash GenerationTTM operating cash flow and free cash flow rose sharply, with FCF roughly matching net income. Durable cash generation supports internal funding for loans, dividends and reinvestment, reducing dependence on wholesale funding and cushioning capital allocation over the next 2–6 months.
Profitability & Revenue GrowthConsistent TTM revenue growth with mid-teens net margin and ~20% operating margin indicates steady earnings power. This profitability profile supports reserve-building, loan growth and shareholder distributions and is a durable foundation for multi-quarter performance absent structural shocks.
Governance Modernization & ExpansionShifting to an independent chair, promoting internal operational leadership, and announcing measured branch/loan-office expansion signal improved governance and disciplined strategic execution. Stronger oversight and clearer succession reduce execution and governance risk over the medium term.
Bears Say
Margin PressureAlthough revenue rose, margins have compressed versus earlier peaks and operating profit is slightly lower year-on-year. Persistent cost or margin pressure would erode the bank's ability to convert revenue into sustainable earnings and constrain capital accumulation over coming quarters.
Cash Flow VariabilityFCF near parity with net income is a strength, but notable year-to-year volatility and a 2024 decline reduce confidence in predictability. Volatile cash conversion complicates planning for dividends, loan growth and provisioning, raising execution risk if volatility persists.
Moderate Returns & Rising LeverageROE near 9% shows consistent but modest earnings efficiency; rising leverage versus prior years increases sensitivity to credit and rate cycles. Limited ROE expansion and higher leverage could constrain excess capital generation and amplify downside in stress scenarios over months ahead.
Ohio Valley Banc News
OVBC FAQ
What was Ohio Valley Banc’s price range in the past 12 months?
Ohio Valley Banc lowest stock price was $31.61 and its highest was $54.96 in the past 12 months.
What is Ohio Valley Banc’s market cap?
Ohio Valley Banc’s market cap is $198.14M.
When is Ohio Valley Banc’s upcoming earnings report date?
Ohio Valley Banc’s upcoming earnings report date is Oct 22, 2026 which is in 81 days.
How were Ohio Valley Banc’s earnings last quarter?
Currently, no data Available
Is Ohio Valley Banc overvalued?
According to Wall Street analysts Ohio Valley Banc’s price is currently Overvalued.
Does Ohio Valley Banc pay dividends?
Ohio Valley Banc pays a Quarterly dividend of $0.25 which represents an annual dividend yield of 2.28%. See more information on Ohio Valley Banc dividends here
What is Ohio Valley Banc’s EPS estimate?
Ohio Valley Banc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Ohio Valley Banc have?
Ohio Valley Banc has 4,711,001 shares outstanding.
What happened to Ohio Valley Banc’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Ohio Valley Banc?
Currently, no hedge funds are holding shares in OVBC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Ohio Valley Banc Stock Smart Score
Neutral
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Blogger Sentiment
Neutral
OVBC Sentiment 50%
Sector Average ―
Sector Average ―
Insider Transactions
Bought Shares
Worth $4.4K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
67.48%
12-Months-Change
Fundamentals
Return on Equity
2.28%
Trailing 12-Months
Asset Growth
10.86%
Trailing 12-Months
Company Description
Ohio Valley Banc
Ohio Valley Banc Corp. operates as the bank holding company for The Ohio Valley Bank Company that provides commercial and retail banking products and services. It accepts various deposit products, including checking, savings, time, and money market accounts, as well as individual retirement accounts, demand deposits, NOW accounts, and certificates of deposit. The company provides various residential real estate loans, including one-to four-family residential mortgages; commercial loans for securing equipment, inventory, stock, commercial real estate, and rental property; and consumer loans secured by automobiles, mobile homes, recreational vehicles, and other personal property, as well as personal loans, unsecured credit card receivables, floor plan and student loans, and construction loans. In addition, it offers safe deposit box, wire transfer, credit card, home equity loans, and Internet banking services; and financial management online services, such as cash management and news updates related to repossession auctions, current rates, and general bank news. The company owns and operates ATMs, including off-site ATMs. It operates offices in Ohio and West Virginia. The company was founded in 1872 and is based in Gallipolis, Ohio.
Technical Analysis
Ames National
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Peoples Bancorp Of North Carolina
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CB Financial Services
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Meridian Bank
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Ownership Overview
5.36% Insiders
9.95% Mutual Funds
0.38% Other Institutional Investors
75.35% Public Companies and
Individual Investors