Peoples Bancorp Of North Carolina (PEBK) Price & Analysis

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PEBK Stock Chart & Stats

$32.62

$0.01(0.03%)

At close: Jan 08 4:00 PM EST

$32.62

$0.01(0.03%)

Day’s Range― - ―

52-Week Range$23.74 - $40.74

Previous CloseN/A

Volume5.61K

Average Volume (3M)11.36K

Market Cap

$205.93M

Enterprise Value$188.00M

Total Cash (Recent Filing)$493.88M

Total Debt (Recent Filing)$19.26M

Price to Earnings (P/E)12.4

Beta0.79

Next Earnings

Apr 27, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield2.58%

Share Statistics

EPS (TTM)1.21

Shares Outstanding5,459,441

10 Day Avg. Volume14,555

30 Day Avg. Volume11,359

Financial Highlights & Ratios

PEG Ratio1.38

Price to Book (P/B)1.27

Price to Sales (P/S)1.69

P/FCF Ratio8.29

Enterprise Value/Market Cap0.91

Enterprise Value/Revenue1.91

Enterprise Value/Gross Profit2.57

Enterprise Value/Ebitda7.67

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Profitability & MarginsSustained high gross and healthy net margins indicate durable underwriting discipline and fee income mix, enabling the bank to absorb cyclical credit costs. Consistent revenue growth with strong margins supports internal capital generation and long-term dividend capacity.

Conservative Balance SheetVery low leverage provides strong loss-absorption capacity and regulatory flexibility, reducing refinancing and liquidity risk. Combined with acceptable ROE, this balance sheet posture supports steady lending growth and capital returns while keeping capital ratios resilient over time.

Cash Generation QualityHigh conversion of earnings into free cash flow signals earnings quality and operational efficiency, giving management flexibility to fund loans, invest in operations, and sustain dividends without frequent external financing, strengthening long-term financial resilience.

Bears Say

Declining Free Cash Flow GrowthA negative free cash flow growth trend suggests the bank's ability to grow internally may be weakening, potentially limiting capacity for balance sheet expansion, loan growth, or increased capital returns. If persistent, it can force reliance on deposits or external funding.

Emerging Margin PressureA falling gross margin points to rising funding or operating costs that could compress profitability if unchecked. For a regional bank, sustained cost pressure reduces cushions for credit losses and limits excess return deployment, making earnings more sensitive to rate and expense cycles.

Limited Scale / Regional FootprintModest size and regional focus constrain diversification, scale economies, and tech investment versus larger peers. This structural limitation can pressure funding costs, product breadth, and pricing power over time, hampering market share gains in competitive banking markets.

Peoples Bancorp Of North Carolina News

Peoples Bancorp reports Q4 EPS $1.21 vs. 65c last year

Net interest margin was 3.62% for the three months ended December 31, 2025, compared to 3.39% for the...

1M ago

PEBK

Peoples Bancorp reports Q3 EPS 67c vs. 72c last year

Net interest margin was 3.58% for the three months ended September 30, 2025, compared to 3.35% for the...

5M ago

PEBK

Deluxe announces expanded partnership with Peoples Bancorp

Deluxe (DLX) announced an expanded partnership with Peoples Bank (PEBK). This new engagement will deliver integrated Merchant Services....

5M ago

DLX

PEBK

Peoples Bancorp trading resumes

09:58 EDT Peoples Bancorp (PEBK) trading resumes Published first on TheFly – the ultimate source for real-time, market-moving...

6M ago

PEBK

Peoples Bancorp trading halted, volatility trading pause

09:53 EDT Peoples Bancorp (PEBK) trading halted, volatility trading pause Published first on TheFly – the ultimate source...

6M ago

PEBK

Peoples Bancorp reports Q2 EPS 95c vs. 89c last year

Net interest margin was 3.57% for the three months ended June 30, 2025, compared to 3.35% for the...

8M ago

PEBK

Peoples Bancorp of North Carolina Reports Solid Q1 2025

Peoples Bancorp Of North Carolina ( ($PEBK) ) has released its Q1 earnings. Here is a breakdown of...

10M ago

PEBK

Peoples Bancorp reports Q1 EPS 79c vs. 72c last year

Net interest margin was 3.51% for the three months ended March 31, 2025, compared to 3.33% for the...

11M ago

PEBK

Peoples Bancorp authorizes repurchase of up to $3M in stock

Peoples Bancorp (PEBK) of North Carolina, the parent company of Peoples Bank, announced that its board of directors...

12M ago

PEBK

Peoples Bancorp raises quarterly dividend to 20c from 19c

Peoples Bancorp (PEBK) of North Carolina declared a cash dividend for Q1 in the amount of 20c per...

1y ago

PEBK

Peoples Bancorp Reports Solid 2024 Financial Results

Peoples Bancorp Of North Carolina ( ($PEBK) ) has released its Q4 earnings. Here is a breakdown of...

1y ago

PEBK

Peoples Bancorp announces special dividend of 16c per share

Peoples Bancorp (PEBK) of North Carolina announced the declaration of a special cash dividend in the amount of...

1y ago

PEBK

Peoples Bancorp NC Appoints New Board Directors

Peoples Bancorp Of North Carolina ( ($PEBK) ) has shared an update. Peoples Bancorp of North Carolina has...

1y ago

PEBK

Peoples Bancorp Announces New CEO and Enhanced Executive Compensation

Peoples Bancorp Of North Carolina ( ($PEBK) ) has provided an update. Peoples Bancorp of North Carolina, Inc....

1y ago

PEBK

PEBK FAQ

What was Peoples Bancorp Of North Carolina’s price range in the past 12 months?

Peoples Bancorp Of North Carolina lowest stock price was $23.74 and its highest was $40.74 in the past 12 months.

What is Peoples Bancorp Of North Carolina’s market cap?

Peoples Bancorp Of North Carolina’s market cap is $205.93M.

When is Peoples Bancorp Of North Carolina’s upcoming earnings report date?

Peoples Bancorp Of North Carolina’s upcoming earnings report date is Apr 27, 2026 which is in 52 days.

How were Peoples Bancorp Of North Carolina’s earnings last quarter?

Peoples Bancorp Of North Carolina released its earnings results on Jan 26, 2026. The company reported $1.21 earnings per share for the quarter, beating the consensus estimate of N/A by $1.21.

Is Peoples Bancorp Of North Carolina overvalued?

According to Wall Street analysts Peoples Bancorp Of North Carolina’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Peoples Bancorp Of North Carolina pay dividends?

Peoples Bancorp Of North Carolina pays a Quarterly dividend of $0.2 which represents an annual dividend yield of 2.58%. See more information on Peoples Bancorp Of North Carolina dividends here

What is Peoples Bancorp Of North Carolina’s EPS estimate?

Peoples Bancorp Of North Carolina’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Peoples Bancorp Of North Carolina have?

Peoples Bancorp Of North Carolina has 5,459,441 shares outstanding.

What happened to Peoples Bancorp Of North Carolina’s price movement after its last earnings report?

Peoples Bancorp Of North Carolina reported an EPS of $1.21 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.13%.

Which hedge fund is a major shareholder of Peoples Bancorp Of North Carolina?

Currently, no hedge funds are holding shares in PEBK

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Peoples Bancorp Of North Carolina Stock Smart Score

Underperform

Fundamentals

Return on Equity

11.73%

Trailing 12-Months

Asset Growth

4.61%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

Peoples Bancorp Of North Carolina

Peoples Bancorp of North Carolina (PEBK) is a financial holding company headquartered in Newton, North Carolina, primarily engaged in providing a broad range of banking and financial services through its wholly-owned subsidiary, Peoples Bank. The company serves various sectors, including retail banking, commercial banking, and investment services, focusing on the needs of individuals, businesses, and communities. Core products and services include checking and savings accounts, loans, mortgages, and wealth management services, aimed at fostering economic growth and financial well-being within its operational regions.