Peoples Bancorp Of North Carolina (PEBK)
NASDAQ:PEBK
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PEBK Stock Chart & Stats
$32.62
$0.01(0.03%)
At close: 4:00 PM EST
$32.62
$0.01(0.03%)
Day’s Range― - ―
52-Week Range$26.81 - $42.63
Previous CloseN/A
Volume5.61K
Average Volume (3M)11.36K
Market Cap
$224.90M
Enterprise Value$208.50M
Total Cash (Recent Filing)$274.96M
Total Debt (Recent Filing)$19.08M
Price to Earnings (P/E)11.8
Beta0.77
Next Earnings
Jul 27, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.58%
Share Statistics
EPS (TTM)3.29
Shares Outstanding5,461,490
10 Day Avg. Volume14,555
30 Day Avg. Volume11,359
Financial Highlights & Ratios
PEG Ratio-2.39
Price to Book (P/B)1.57
Price to Sales (P/S)2.15
P/FCF Ratio12.33
Enterprise Value/Market Cap0.93
Enterprise Value/Revenue1.99
Enterprise Value/Gross Profit2.63
Enterprise Value/Ebitda7.29
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
De-risked Balance SheetA materially lower debt-to-equity (~0.10 in 2025) represents a lasting reduction in financial leverage. Lower leverage increases resilience to rate and funding shocks, preserves capital for lending or distributions, and provides a durable cushion for credit or cyclical downturns.
Stable, Healthy ROEConsistent ROE near 12–13% over multiple years indicates durable earning power from core banking activities. Stable return on equity reflects sustained profitability after capital requirements, which supports reinvestment, dividends, and long-term shareholder value creation.
Sustained Revenue GrowthMulti-year revenue growth, including ~16% growth in 2025, signals persistent business momentum in core lending and deposit services. Durable top-line expansion underpins scalable net interest income potential, enabling reinvestment and supporting long-term margin recovery.
Bears Say
Free Cash Flow VolatilityInconsistent free cash flow and declines in 2024–2025 reduce confidence in the firm's ability to convert earnings into deployable cash. This volatility constrains durable capital allocation, limits buffer for loan losses, and complicates funding for growth or sustained dividends.
Margin Compression & Rising CostsProfit margins have compressed from earlier peaks and non‑interest expenses rose, per disclosures. Structural margin pressure and higher operating costs can erode long-term profitability, reducing excess spread available to absorb credit losses or support growth initiatives.
Rising Credit ProvisionsA recently disclosed increase in provision for credit losses indicates either heightened loan stress or more conservative reserving. Persistent or rising provisions would structurally reduce net income and constrain capital generation, impacting long-term lending capacity.
Peoples Bancorp Of North Carolina News
PEBK FAQ
What was Peoples Bancorp Of North Carolina’s price range in the past 12 months?
Peoples Bancorp Of North Carolina lowest stock price was $26.81 and its highest was $42.63 in the past 12 months.
What is Peoples Bancorp Of North Carolina’s market cap?
Peoples Bancorp Of North Carolina’s market cap is $224.90M.
When is Peoples Bancorp Of North Carolina’s upcoming earnings report date?
Peoples Bancorp Of North Carolina’s upcoming earnings report date is Jul 27, 2026 which is in 78 days.
How were Peoples Bancorp Of North Carolina’s earnings last quarter?
Peoples Bancorp Of North Carolina released its earnings results on Apr 20, 2026. The company reported $0.804 earnings per share for the quarter, beating the consensus estimate of N/A by $0.804.
Is Peoples Bancorp Of North Carolina overvalued?
According to Wall Street analysts Peoples Bancorp Of North Carolina’s price is currently Overvalued.
Does Peoples Bancorp Of North Carolina pay dividends?
Peoples Bancorp Of North Carolina pays a Quarterly dividend of $0.2 which represents an annual dividend yield of 2.58%. See more information on Peoples Bancorp Of North Carolina dividends here
What is Peoples Bancorp Of North Carolina’s EPS estimate?
Peoples Bancorp Of North Carolina’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Peoples Bancorp Of North Carolina have?
Peoples Bancorp Of North Carolina has 5,461,490 shares outstanding.
What happened to Peoples Bancorp Of North Carolina’s price movement after its last earnings report?
Peoples Bancorp Of North Carolina reported an EPS of $0.804 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -0.569%.
Which hedge fund is a major shareholder of Peoples Bancorp Of North Carolina?
Currently, no hedge funds are holding shares in PEBK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Peoples Bancorp Of North Carolina Stock Smart Score
Neutral
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Blogger Sentiment
Bullish
PEBK Sentiment 100%
Sector Average ―
Sector Average ―
Insider Transactions
Sold Shares
Worth $193.2K over
the Last 3 Months
the Last 3 Months
Technicals
SMA
Positive
20 days / 200 days
Momentum
22.18%
12-Months-Change
Fundamentals
Return on Equity
13.07%
Trailing 12-Months
Asset Growth
2.45%
Trailing 12-Months
Company Description
Peoples Bancorp Of North Carolina
Peoples Bancorp of North Carolina (PEBK) is a financial holding company headquartered in Newton, North Carolina, primarily engaged in providing a broad range of banking and financial services through its wholly-owned subsidiary, Peoples Bank. The company serves various sectors, including retail banking, commercial banking, and investment services, focusing on the needs of individuals, businesses, and communities. Core products and services include checking and savings accounts, loans, mortgages, and wealth management services, aimed at fostering economic growth and financial well-being within its operational regions.
Technical Analysis
Ownership Overview
10.94% Insiders
9.99% Mutual Funds
0.91% Other Institutional Investors
67.69% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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