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Peoples Bancorp Of North Carolina (PEBK)
:PEBK
RESEARCH TOOLSreports
Total Valuation
Peoples Bancorp Of North Carolina has a market cap or net worth of $160.40M. The enterprise value is $163.78M.
Market Cap$160.40M
Enterprise Value$163.78M
Share Statistics
Peoples Bancorp Of North Carolina has 5,459,441 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding5,459,441
Owned by Insiders4.19%
Owned by Institutions0.03%
Financial Efficiency
Peoples Bancorp Of North Carolina’s return on equity (ROE) is 0.13 and return on invested capital (ROIC) is 9.78%.
Return on Equity (ROE)0.13
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)9.78%
Return on Capital Employed (ROCE)0.13
Revenue Per Employee348.02K
Profits Per Employee58.20K
Employee Count281
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of {name} is {pe}. {name}’s PEG ratio is {priceToEarningsGrowthRatio}.
PE Ratio9.4
PS Ratio0.00
PB Ratio0.00
Price to Fair Value1.27
Price to FCF7.59
Price to Operating Cash Flow6.97
PEG Ratio-0.32
Income Statement
In the last 12 months, Peoples Bancorp Of North Carolina had revenue of 97.79M and earned 16.35M in profits. Earnings per share was 3.08.
Revenue97.79M
Gross Profit71.42M
Operating Income20.93M
Pretax Income20.93M
Net Income16.35M
EBITDA23.82M
Earnings Per Share (EPS)3.08
Cash Flow
In the last 12 months, operating cash flow was 22.81M and capital expenditures -1.22M, giving a free cash flow of 21.59M billion.
Operating Cash Flow22.81M
Free Cash Flow21.59M
Free Cash Flow per Share3.95
Dividends & Yields
Peoples Bancorp Of North Carolina pays an annual dividend of $0.2, resulting in a dividend yield of 3.21%
Dividend Per Share$0.2
Dividend Yield3.21%
Payout Ratio25.02%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.98
52-Week Price Change-5.31%
50-Day Moving Average28.82
200-Day Moving Average28.08
Relative Strength Index (RSI)50.60
Average Volume (3m)10.12K
Important Dates
Peoples Bancorp Of North Carolina upcoming earnings date is Oct 27, 2025, Before Open (Confirmed).
Last Earnings DateJul 21, 2025
Next Earnings DateOct 27, 2025
Ex-Dividend DateJun 03, 2025
Financial Position
Peoples Bancorp Of North Carolina as a current ratio of 0.20, with Debt / Equity ratio of 0.00%
Current Ratio0.20
Quick Ratio0.20
Debt to Market Cap0.09
Net Debt to EBITDA-1.67
Interest Coverage Ratio0.79
Taxes
In the past 12 months, Peoples Bancorp Of North Carolina has paid 4.58M in taxes.
Income Tax4.58M
Effective Tax Rate0.22
Enterprise Valuation
Peoples Bancorp Of North Carolina EV to EBITDA ratio is 5.29, with an EV/FCF ratio of 6.31.
EV to Sales1.29
EV to EBITDA5.29
EV to Free Cash Flow6.31
EV to Operating Cash Flow6.13
Balance Sheet
Peoples Bancorp Of North Carolina has $320.36M in cash and marketable securities with $19.42M in debt, giving a net cash position of -$300.93M billion.
Cash & Marketable Securities$320.36M
Total Debt$19.42M
Net Cash-$300.93M
Net Cash Per Share-$55.12
Tangible Book Value Per Share$24.63
Margins
Gross margin is 56.85%, with operating margin of 21.40%, and net profit margin of 16.72%.
Gross Margin56.85%
Operating Margin21.40%
Pretax Margin21.40%
Net Profit Margin16.72%
EBITDA Margin24.36%
EBIT Margin21.40%
Analyst Forecast
The average price target for Peoples Bancorp Of North Carolina is $31.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$31.00
Price Target Upside5.51% Upside
Analyst ConsensusModerate Buy
Analyst Count0
Revenue Growth Forecast6.08%
EPS Growth Forecast4.51%