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Total Valuation
Peoples Bancorp Of North Carolina has a market cap or net worth of $234.84M. The enterprise value is $220.64.
Market Cap$234.84M
Enterprise Value$220.64
Share Statistics
Peoples Bancorp Of North Carolina has 5,461,490 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding5,461,490
Owned by Insiders12.72%
Owned by Institutions0.14%
Financial Efficiency
Peoples Bancorp Of North Carolina’s return on equity (ROE) is 0.13 and return on invested capital (ROIC) is 10.28%.
Return on Equity (ROE)0.13
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)10.28%
Return on Capital Employed (ROCE)0.13
Revenue Per Employee427.60K
Profits Per Employee73.99K
Employee Count268
Asset Turnover0.07
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Peoples Bancorp Of North Carolina is 13.0. Peoples Bancorp Of North Carolina’s PEG ratio is -2.39.
PE Ratio13.0
PS Ratio2.15
PB Ratio1.57
Price to Fair Value1.57
Price to FCF12.33
Price to Operating Cash Flow15.32
PEG Ratio-2.39
Income Statement
In the last 12 months, Peoples Bancorp Of North Carolina had revenue of 114.60M and earned 19.83M in profits. Earnings per share was 2.92.
Revenue114.60M
Gross Profit89.06M
Operating Income25.85M
Pretax Income25.85M
Net Income19.83M
EBITDA28.59M
Earnings Per Share (EPS)2.92
Cash Flow
In the last 12 months, operating cash flow was 15.01M and capital expenditures -996.00K, giving a free cash flow of 14.01M billion.
Operating Cash Flow15.01M
Free Cash Flow14.01M
Free Cash Flow per Share2.57
Dividends & Yields
Peoples Bancorp Of North Carolina pays an annual dividend of $0.21, resulting in a dividend yield of 2.3%
Dividend Per Share$0.21
Dividend Yield2.3%
Payout Ratio22.44%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.81
52-Week Price Change60.13%
50-Day Moving Average42.78
200-Day Moving Average37.74
Relative Strength Index (RSI)55.70
Average Volume (3m)11.36K
Important Dates
Peoples Bancorp Of North Carolina upcoming earnings date is Oct 26, 2026, Before Open (Confirmed).
Last Earnings DateJul 20, 2026
Next Earnings DateOct 26, 2026
Ex-Dividend Date―
Financial Position
Peoples Bancorp Of North Carolina as a current ratio of 0.18, with Debt / Equity ratio of 11.62%
Current Ratio0.18
Quick Ratio0.18
Debt to Market Cap0.06
Net Debt to EBITDA-1.37
Interest Coverage Ratio1.05
Taxes
In the past 12 months, Peoples Bancorp Of North Carolina has paid 6.02M in taxes.
Income Tax6.02M
Effective Tax Rate0.23
Enterprise Valuation
Peoples Bancorp Of North Carolina EV to EBITDA ratio is 7.25, with an EV/FCF ratio of 10.38.
EV to Sales1.81
EV to EBITDA7.25
EV to Free Cash Flow10.38
EV to Operating Cash Flow9.69
Balance Sheet
Peoples Bancorp Of North Carolina has $33.44M in cash and marketable securities with $18.75M in debt, giving a net cash position of $14.70M billion.
Cash & Marketable Securities$33.44M
Total Debt$18.75M
Net Cash$14.70M
Net Cash Per Share$2.69
Tangible Book Value Per Share$23.11
Margins
Gross margin is 76.39%, with operating margin of 22.56%, and net profit margin of 17.30%.
Gross Margin76.39%
Operating Margin22.56%
Pretax Margin22.56%
Net Profit Margin17.30%
EBITDA Margin24.95%
EBIT Margin22.56%
Analyst Forecast
The average price target for Peoples Bancorp Of North Carolina is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast2.52%
EPS Growth Forecast16.48%