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Peoples Bancorp Of North Carolina (PEBK)
NASDAQ:PEBK
Total Valuation
Peoples Bancorp Of North Carolina has a market cap or net worth of $207.02M. The enterprise value is $189.07M.
Market Cap$207.02M
Enterprise Value$189.07M
Share Statistics
Peoples Bancorp Of North Carolina has 5,459,441 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding5,459,441
Owned by Insiders11.01%
Owned by Institutions10.45%
Financial Efficiency
Peoples Bancorp Of North Carolina’s return on equity (ROE) is 0.13 and return on invested capital (ROIC) is 77.97%.
Return on Equity (ROE)0.13
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)77.97%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee407.82K
Profits Per Employee70.57K
Employee Count281
Asset Turnover0.07
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Peoples Bancorp Of North Carolina is 12.4. Peoples Bancorp Of North Carolina’s PEG ratio is -2.39.
PE Ratio12.4
PS Ratio2.15
PB Ratio1.57
Price to Fair Value1.57
Price to FCF12.33
Price to Operating Cash Flow14.71
PEG Ratio-2.39
Income Statement
In the last 12 months, Peoples Bancorp Of North Carolina had revenue of 114.60M and earned 19.83M in profits. Earnings per share was 2.92.
Revenue114.60M
Gross Profit89.06M
Operating Income25.85M
Pretax Income25.85M
Net Income19.83M
EBITDA25.85M
Earnings Per Share (EPS)2.92
Cash Flow
In the last 12 months, operating cash flow was 21.36M and capital expenditures -1.34M, giving a free cash flow of 20.02M billion.
Operating Cash Flow21.36M
Free Cash Flow20.02M
Free Cash Flow per Share3.67
Dividends & Yields
Peoples Bancorp Of North Carolina pays an annual dividend of $0.2, resulting in a dividend yield of 2.58%
Dividend Per Share$0.2
Dividend Yield2.58%
Payout Ratio26.11%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.79
52-Week Price Change44.35%
50-Day Moving Average37.23
200-Day Moving Average31.94
Relative Strength Index (RSI)51.34
Average Volume (3m)11.36K
Important Dates
Peoples Bancorp Of North Carolina upcoming earnings date is Apr 27, 2026, Before Open (Confirmed).
Last Earnings DateJan 26, 2026
Next Earnings DateApr 27, 2026
Ex-Dividend Date―
Financial Position
Peoples Bancorp Of North Carolina as a current ratio of 1.03, with Debt / Equity ratio of 9.84%
Current Ratio1.03
Quick Ratio1.03
Debt to Market Cap0.07
Net Debt to EBITDA-0.47
Interest Coverage Ratio1.05
Taxes
In the past 12 months, Peoples Bancorp Of North Carolina has paid 6.02M in taxes.
Income Tax6.02M
Effective Tax Rate0.23
Enterprise Valuation
Peoples Bancorp Of North Carolina EV to EBITDA ratio is 9.05, with an EV/FCF ratio of 11.72.
EV to Sales2.04
EV to EBITDA9.05
EV to Free Cash Flow11.72
EV to Operating Cash Flow10.94
Balance Sheet
Peoples Bancorp Of North Carolina has $493.88M in cash and marketable securities with $19.26M in debt, giving a net cash position of $474.62M billion.
Cash & Marketable Securities$493.88M
Total Debt$19.26M
Net Cash$474.62M
Net Cash Per Share$86.94
Tangible Book Value Per Share$23.11
Margins
Gross margin is 75.65%, with operating margin of 22.56%, and net profit margin of 17.30%.
Gross Margin75.65%
Operating Margin22.56%
Pretax Margin22.56%
Net Profit Margin17.30%
EBITDA Margin22.56%
EBIT Margin22.56%
Analyst Forecast
The average price target for Peoples Bancorp Of North Carolina is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast4.52%
EPS Growth Forecast3.47%