Hanover Bancorp Inc (HNVR)
NASDAQ:HNVR
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Total Valuation
Hanover Bancorp Inc has a market cap or net worth of $167.11M. The enterprise value is -$27.34M.
Market Cap$167.11M
Enterprise Value-$27.34M
Share Statistics
Hanover Bancorp Inc has 7,172,128 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding7,172,128
Owned by Insiders24.82%
Owned by Institutions0.26%
Financial Efficiency
Hanover Bancorp Inc’s return on equity (ROE) is 0.04 and return on invested capital (ROIC) is 0.81%.
Return on Equity (ROE)0.04
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.81%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee814.33K
Profits Per Employee42.55K
Employee Count176
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Hanover Bancorp Inc is 21.4. Hanover Bancorp Inc’s PEG ratio is -0.57.
PE Ratio21.4
PS Ratio1.20
PB Ratio0.86
Price to Fair Value0.86
Price to FCF13.23
Price to Operating Cash Flow13.27
PEG Ratio-0.57
Income Statement
In the last 12 months, Hanover Bancorp Inc had revenue of 143.32M and earned 7.49M in profits. Earnings per share was 1.00.
Revenue143.32M
Gross Profit62.94M
Operating Income9.95M
Pretax Income9.95M
Net Income7.49M
EBITDA9.95M
Earnings Per Share (EPS)1.00
Cash Flow
In the last 12 months, operating cash flow was 13.05M and capital expenditures -869.00K, giving a free cash flow of 12.18M billion.
Operating Cash Flow13.05M
Free Cash Flow12.18M
Free Cash Flow per Share1.70
Dividends & Yields
Hanover Bancorp Inc pays an annual dividend of $0.1, resulting in a dividend yield of 1.7%
Dividend Per Share$0.1
Dividend Yield1.7%
Payout Ratio21.39%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.75
52-Week Price Change2.31%
50-Day Moving Average21.73
200-Day Moving Average22.12
Relative Strength Index (RSI)65.96
Average Volume (3m)13.02K
Important Dates
Hanover Bancorp Inc upcoming earnings date is Jul 29, 2026, After Close (Not Confirmed).
Last Earnings DateApr 27, 2026
Next Earnings DateJul 29, 2026
Ex-Dividend Date―
Financial Position
Hanover Bancorp Inc as a current ratio of 0.14, with Debt / Equity ratio of 0.00%
Current Ratio0.14
Quick Ratio0.14
Debt to Market Cap0.73
Net Debt to EBITDA-7.32
Interest Coverage Ratio0.14
Taxes
In the past 12 months, Hanover Bancorp Inc has paid 2.47M in taxes.
Income Tax2.47M
Effective Tax Rate0.25
Enterprise Valuation
Hanover Bancorp Inc EV to EBITDA ratio is 10.03, with an EV/FCF ratio of 7.65.
EV to Sales0.70
EV to EBITDA10.03
EV to Free Cash Flow7.65
EV to Operating Cash Flow7.65
Balance Sheet
Hanover Bancorp Inc has $195.34M in cash and marketable securities with $136.03M in debt, giving a net cash position of $59.31M billion.
Cash & Marketable Securities$195.34M
Total Debt$136.03M
Net Cash$59.31M
Net Cash Per Share$8.27
Tangible Book Value Per Share$24.21
Margins
Gross margin is 44.26%, with operating margin of 6.95%, and net profit margin of 5.22%.
Gross Margin44.26%
Operating Margin6.95%
Pretax Margin6.95%
Net Profit Margin5.22%
EBITDA Margin6.95%
EBIT Margin6.95%
Analyst Forecast
The average price target for Hanover Bancorp Inc is $24.75, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$24.75
Price Target Upside9.18% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast-3.40%
EPS Growth Forecast-39.29%