tiprankstipranks
Hanover Bancorp Inc (HNVR)
NASDAQ:HNVR
US Market
HNVR
Hanover Bancorp Inc
RESEARCH TOOLSreports
Want to see HNVR full AI Analyst Report?

Hanover Bancorp Inc (HNVR) Ratios

29 Followers

Hanover Bancorp Inc Ratios

HNVR's free cash flow for Q4 2025 was $0.35. For the 2025 fiscal year, HNVR's free cash flow was decreased by $ and operating cash flow was
lt;0.01. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Sep 23Sep 22
Liquidity Ratios
Current Ratio
 0.00 0.14 0.11 0.35 177.30
Quick Ratio
 0.00 0.14 0.11 0.35 177.30
Cash Ratio
 0.00 0.14 0.08 0.17 163.88
Solvency Ratio
 0.00 <0.01 <0.01 <0.01 0.02
Operating Cash Flow Ratio
 0.00 <0.01 <0.01 0.01 27.38
Short-Term Operating Cash Flow Coverage
 0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ 300.25M$ -1.97B$ -1.91B$ -1.56B$ -1.51B
Leverage Ratios
Debt-to-Assets Ratio
 0.00 0.06 0.06 0.10 0.07
Debt-to-Equity Ratio
 0.00 0.68 0.72 1.16 0.73
Debt-to-Capital Ratio
 0.00 0.40 0.42 0.54 0.42
Long-Term Debt-to-Capital Ratio
 0.00 0.39 0.40 0.42 0.42
Financial Leverage Ratio
 0.00 11.90 11.76 11.56 10.66
Debt Service Coverage Ratio
 0.11 0.11 0.20 0.37 3.53
Interest Coverage Ratio
 0.12 0.14 0.20 0.40 4.25
Debt to Market Cap
 0.00 0.73 0.78 1.07 1.09
Interest Debt Per Share
 9.11 27.58 29.91 37.77 22.01
Net Debt to EBITDA
 -18.43 -7.32 -1.05 0.98 -0.73
Profitability Margins
Gross Profit Margin
44.26%43.91%42.79%52.60%84.96%
EBIT Margin
6.05%6.95%11.04%17.72%39.45%
EBITDA Margin
7.59%6.95%13.65%20.79%41.71%
Operating Profit Margin
6.05%6.95%11.04%17.72%39.45%
Pretax Profit Margin
8.03%6.95%11.04%17.72%39.45%
Net Profit Margin
5.64%5.22%8.32%13.31%30.47%
Continuous Operations Profit Margin
5.64%5.22%8.32%13.31%30.47%
Net Income Per EBT
70.27%75.23%75.38%75.12%77.25%
EBT Per EBIT
132.61%100.00%100.00%100.00%100.00%
Return on Assets (ROA)
2.24%0.31%0.53%0.71%1.28%
Return on Equity (ROE)
5.22%3.74%6.28%8.16%13.65%
Return on Capital Employed (ROCE)
2.40%1.08%4.60%2.03%1.66%
Return on Invested Capital (ROIC)
1.69%0.81%3.47%1.26%11.32%
Return on Tangible Assets
2.37%0.32%0.54%0.71%1.30%
Earnings Yield
4.53%4.34%7.23%11.91%20.31%
Efficiency Ratios
Receivables Turnover
 0.00 12.17 12.52 10.71 9.05
Payables Turnover
 0.00 46.17 55.40 29.64 12.70
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 4.50 5.93 9.67 4.34 5.35
Asset Turnover
 0.40 0.06 0.06 0.05 0.04
Working Capital Turnover Ratio
 -0.29 -0.10 -0.12 -0.38 0.47
Cash Conversion Cycle
 0.00 22.09 22.56 21.77 11.62
Days of Sales Outstanding
 0.00 30.00 29.15 34.09 40.35
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 0.00 7.91 6.59 12.31 28.73
Operating Cycle
 0.00 30.00 29.15 34.09 40.35
Cash Flow Ratios
Operating Cash Flow Per Share
 1.76 1.75 0.80 2.33 4.13
Free Cash Flow Per Share
 1.64 1.75 0.62 1.85 3.95
CapEx Per Share
 0.12 0.12 0.17 0.48 0.18
Free Cash Flow to Operating Cash Flow
 0.93 1.00 0.78 0.79 0.96
Dividend Paid and CapEx Coverage Ratio
 3.37 3.37 1.39 2.59 7.92
Capital Expenditure Coverage Ratio
 15.02 15.02 4.57 4.81 22.33
Operating Cash Flow Coverage Ratio
 0.00 0.10 0.04 0.08 0.20
Operating Cash Flow to Sales Ratio
 0.09 0.09 0.04 0.14 0.32
Free Cash Flow Yield
7.29%7.56%2.70%10.20%20.63%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 22.49 23.06 13.83 8.40 4.92
Price-to-Sales (P/S) Ratio
 1.22 1.20 1.15 1.12 1.50
Price-to-Book (P/B) Ratio
 0.00 0.86 0.87 0.69 0.67
Price-to-Free Cash Flow (P/FCF) Ratio
 13.97 13.23 37.06 9.80 4.85
Price-to-Operating Cash Flow Ratio
 13.51 13.23 28.94 7.77 4.63
Price-to-Earnings Growth (PEG) Ratio
 -1.13 -0.57 -0.72 -0.19 0.08
Price-to-Fair Value
 0.00 0.86 0.87 0.69 0.67
Enterprise Value Multiple
 -2.31 10.03 7.38 6.36 2.86
Enterprise Value
 -27.34M 99.80M 149.39M 150.63M 92.34M
EV to EBITDA
 -2.59 10.03 7.38 6.36 2.86
EV to Sales
 -0.20 0.70 1.01 1.32 1.19
EV to Free Cash Flow
 -2.24 7.65 32.43 11.59 3.86
EV to Operating Cash Flow
 -2.09 7.65 25.33 9.18 3.69
Tangible Book Value Per Share
 44.55 24.21 23.12 23.00 24.51
Shareholders’ Equity Per Share
 0.00 26.80 26.56 26.40 28.46
Tax and Other Ratios
Effective Tax Rate
 0.30 0.25 0.25 0.25 0.23
Revenue Per Share
 18.70 19.18 20.04 16.18 12.75
Net Income Per Share
 1.05 1.00 1.67 2.15 3.88
Tax Burden
 0.70 0.75 0.75 0.75 0.77
Interest Burden
 1.33 1.00 1.00 1.00 1.00
Research & Development to Revenue
 0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
 0.28 0.25 0.18 0.19 0.26
Stock-Based Compensation to Revenue
 <0.01 0.00 0.01 0.02 0.02
Income Quality
 1.74 1.74 0.48 1.08 1.06
Currency in USD