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Grab (GRAB)
NASDAQ:GRAB
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Grab (GRAB) AI Stock Analysis

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GRAB

Grab

(NASDAQ:GRAB)

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Neutral 57 (OpenAI - 5.2)
Rating:57Neutral
Price Target:
$3.50
▲(5.74% Upside)
Action:Reiterated
Date:05/09/26
The score is held back most by weak cash-flow conversion in the latest TTM period and a bearish technical setup (below key moving averages with negative MACD). Offsetting factors include a clear multi-year profitability turnaround and a positive earnings call with reiterated FY2026 guidance and an accelerated share repurchase, while valuation is moderately demanding with no dividend support.
Positive Factors
Scale & Engagement
Sustained user scale and GMV growth underpin durable network effects across mobility, deliveries and ads. High MTUs and accelerating GMV expand addressable monetization, improve take‑rate leverage, and support long‑term cross‑sell between transport, commerce and financial services.
Negative Factors
Weak Cash Conversion
Earnings are not reliably converting to cash in the latest TTM, raising execution and liquidity risk. Persistent weak cash conversion hampers self‑funding for growth, makes capital returns and buybacks harder to sustain, and increases sensitivity to working‑capital swings or credit provisioning.
Read all positive and negative factors
Positive Factors
Negative Factors
Scale & Engagement
Sustained user scale and GMV growth underpin durable network effects across mobility, deliveries and ads. High MTUs and accelerating GMV expand addressable monetization, improve take‑rate leverage, and support long‑term cross‑sell between transport, commerce and financial services.
Read all positive factors

Grab (GRAB) vs. SPDR S&P 500 ETF (SPY)

Grab Business Overview & Revenue Model

Company Description
Grab Holdings Limited (GRAB) is a Southeast Asian technology company that operates a multi-service “super app” spanning mobility (ride-hailing and related transport services), deliveries (primarily food and parcel delivery), and digital financial ...
How the Company Makes Money
Grab primarily makes money by charging platform fees and taking commissions on transactions facilitated through its ecosystem. Key revenue streams include: (1) Mobility: Grab earns revenue from ride-hailing by taking a commission (or platform fee)...

Grab Earnings Call Summary

Earnings Call Date:May 05, 2026
(Q1-2026)
|
% Change Since: |
Next Earnings Date:Aug 20, 2026
Earnings Call Sentiment Positive
The call presented a predominantly positive view driven by strong top‑line growth (on‑demand GMV +24% YoY), operational traction (52M MTUs), clear AI monetization and efficiency wins (Turbo +23% driver earnings per hour; Mai +15% merchant GMV uplift; advertiser spend +44% YoY), Financial Services momentum (loan disbursals +67% to >$1B and H2 breakeven target), continued adjusted EBITDA expansion and $489M trailing adjusted free cash flow. Headwinds include a Q1 step‑up in regional corporate costs tied to AI investments, elevated driver incentives because of seasonality and fuel volatility, Indonesian regulatory uncertainty around commission caps, and cautious credit overlays—none of which the company characterized as derailing guidance. Given the breadth and magnitude of positive operational and financial indicators and management's reiterated full‑year guidance and buyback activity, the positives significantly outweigh the lowlights.
Positive Updates
On‑demand GMV and User Growth
On‑demand GMV growth accelerated to 24% year‑on‑year; group monthly transacting users rose to 52 million, demonstrating top‑line and active user expansion.
Negative Updates
Step‑up in Regional Corporate Costs
Regional corporate costs increased year‑on‑year to $114 million in Q1, with management attributing the step‑up to conscious investments in AI infrastructure (tokenization stack and cloud capacity), FX and inflation impacts; costs are expected to stabilize at this level for 2026 but represent short‑term margin pressure.
Read all updates
Q1-2026 Updates
Negative
On‑demand GMV and User Growth
On‑demand GMV growth accelerated to 24% year‑on‑year; group monthly transacting users rose to 52 million, demonstrating top‑line and active user expansion.
Read all positive updates
Company Guidance
Grab reiterated 2026 full‑year guidance of group revenue $4.04–$4.10 billion and adjusted EBITDA $700–$720 million, and reiterated Financial Services adjusted‑EBITDA breakeven in H2 2026; the company also accelerated a $400 million share repurchase (part of a $500 million program with roughly $100 million remaining). Management pointed to Q1 and April momentum supporting the outlook: on‑demand GMV +24% YoY, group MTUs 52 million, loan disbursals +67% YoY to >$1.0 billion (with a $2.0 billion loan‑book target by year‑end and ~$1.6 billion in deposits), Mobility transactions +28% YoY (weekly avg. transactions in April +32% YoY), record‑high daily transacting users for deliveries in April, group orders GMV +74% YoY, GrabMart at ~10% of deliveries GMV growing 1.7x faster than food, 17th consecutive quarter of adjusted EBITDA growth and trailing 12‑month adjusted free cash flow of $489 million; they also highlighted ecosystem and AI wins (Turbo +23% earnings per online hour, merchant AI Assistant adopted by ~50% of single‑store merchants with a 15% GMV uplift, advertiser spend +44% YoY), EV acceleration (30,000+ EVs in Thailand; EV demand +35% YoY) and AV trials (fleet >40,000 km), while noting Q1 regional corporate costs of $114 million.

Grab Financial Statement Overview

Summary
Profitability and margins have improved materially (TTM net margin ~10.7%) and leverage appears manageable (debt-to-equity ~0.30 with ROE improving to ~5.8%). However, cash conversion is a major weakness in the latest period: TTM operating cash flow is ~$12M and free cash flow is -$88M despite ~$379M net income, raising execution and volatility risk as growth moderates.
Income Statement
73
Positive
Balance Sheet
70
Positive
Cash Flow
38
Negative
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue3.55B3.37B2.80B2.36B1.43B675.00M
Gross Profit1.55B1.46B1.17B860.00M77.00M-395.00M
EBITDA658.00M517.00M93.00M-222.00M-1.42B-1.51B
Net Income379.00M268.00M-105.00M-434.00M-1.68B-3.45B
Balance Sheet
Total Assets11.70B11.98B9.29B8.79B9.17B11.18B
Cash, Cash Equivalents and Short-Term Investments6.26B6.80B5.63B5.04B5.09B8.08B
Total Debt1.95B2.05B364.00M793.00M1.36B2.17B
Total Liabilities5.17B5.23B2.94B2.32B2.51B3.16B
Stockholders Equity6.52B6.73B6.40B6.45B6.60B7.73B
Cash Flow
Free Cash Flow-88.00M134.00M775.00M15.00M-856.00M-1.03B
Operating Cash Flow12.00M231.00M852.00M86.00M-798.00M-954.00M
Investing Cash Flow-633.00M-964.00M-231.00M1.87B-1.06B-2.76B
Financing Cash Flow691.00M1.13B-771.00M-770.00M-1.12B6.57B

Grab Technical Analysis

Technical Analysis Sentiment
Negative
Last Price3.31
Price Trends
50DMA
3.56
Negative
100DMA
3.65
Negative
200DMA
4.32
Negative
Market Momentum
MACD
-0.06
Positive
RSI
34.43
Neutral
STOCH
4.89
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GRAB, the sentiment is Negative. The current price of 3.31 is below the 20-day moving average (MA) of 3.62, below the 50-day MA of 3.56, and below the 200-day MA of 4.32, indicating a bearish trend. The MACD of -0.06 indicates Positive momentum. The RSI at 34.43 is Neutral, neither overbought nor oversold. The STOCH value of 4.89 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for GRAB.

Grab Risk Analysis

Grab disclosed 72 risk factors in its most recent earnings report. Grab reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

Grab Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
78
Outperform
$4.74B22.3084.51%58.48%311.59%
76
Outperform
$6.02B2.28150.20%9.36%5134.71%
76
Outperform
$9.85B2.4010.44%2.87%9.98%11.75%
62
Neutral
$2.77B4.2529.41%-33.91%
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
57
Neutral
$14.35B37.765.81%21.80%1553.57%
51
Neutral
$1.65B-16.67-48.82%29.82%-23.35%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
GRAB
Grab
3.50
-1.46
-29.44%
STNE
Stoneco
11.38
0.83
7.83%
LYFT
Lyft
15.86
1.78
12.64%
DAVE
Dave
372.69
127.18
51.80%
YMM
Full Truck Alliance
9.49
-1.23
-11.52%
VIA
Via Transportation, Inc. Class A
20.34
-30.71
-60.16%

Grab Corporate Events

Grab Announces Dara Khosrowshahi’s Departure From Board Amid Taiwan Expansion Push
Jul 6, 2026
Grab Holdings Limited announced on July 6, 2026 that Uber Chief Executive Dara Khosrowshahi stepped down from its Board of Directors, ending an eight-year tenure that began with Uber’s sale of its Southeast Asia business to a Grab subsidiary...
Grab Announces Dara Khosrowshahi’s Departure From Board While Uber Stake Unchanged
Jul 6, 2026
Grab Holdings Limited announced that Dara Khosrowshahi stepped down from its Board of Directors, effective July 6, 2026, marking a governance change at the Southeast Asian super-app operator. Uber’s economic interest in Grab remains unchange...
Grab Completes 100% Acquisition of U.S. Fintech Firm Stash
Jul 1, 2026
Grab Holdings Limited has completed the acquisition of 100% of Stash Financial, Inc., a U.S. digital financial services company, marking a significant step in its push deeper into global fintech. The deal closed on July 1, 2026, with Grab paying f...
Grab to Consolidate Indonesia’s Superbank, Expanding Digital Finance Footprint
May 20, 2026
On May 20, 2026, Grab announced that it will consolidate Indonesian digital lender PT Super Bank Indonesia Tbk, known as Superbank, after Singtel transfers its Superbank stake to GXS Bank, Grab’s digital banking joint venture. The move will ...
Grab to Consolidate Indonesia’s Superbank, Boosting Financial Services Push
May 20, 2026
Grab Holdings Limited said on May 20, 2026, that it will consolidate PT Super Bank Indonesia Tbk after Singtel Alpha Investments transfers its Superbank stake to GXS Bank, Grab’s digital banking subsidiary and joint venture with Singtel. Onc...
Grab Delivers Record Q1 2026 Profitability and Reaffirms Full-Year Outlook
May 5, 2026
Grab reported unaudited results for the quarter ended March 31, 2026 on May 5, showing continued momentum in its on-demand and financial services businesses despite a fuel-driven macro headwind in Southeast Asia. Revenue rose 24% year over year to...
Grab Posts Strong Q1 2026 Profit and Steps Outside Southeast Asia With foodpanda Taiwan Deal
May 5, 2026
Grab reported strong first-quarter 2026 results on May 5, 2026, with revenue rising 24% year over year to $955 million and on-demand gross merchandise value climbing 24% to $6.1 billion, as monthly transacting users increased and spending per user...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: May 09, 2026