Competition And Market ShareGrab's fintech arm, in partnership with Singtel for digital banking, is set to reduce losses and hopefully reach adjusted EBITDA breakeven.
Financial Services ExpansionRising loan penetration with drivers and merchants, along with the ramp-up in buy now, pay later products and new offerings for SMEs by digital banks, are driving growth in Grab's fintech segment.
Macro UncertaintiesDespite ongoing macro uncertainties, GRAB’s market leadership, counter-cyclical model, and significant under-penetration continue to support its long-term potential.