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Dave Inc. (DAVE)
:DAVE
DAVE Stock Chart & Stats
Day’s Range― - ―
52-Week Range$28.74 - $286.45
Previous CloseN/A
Volume111.74K
Average Volume (3M)550.91K
Market Cap
$3.10B
Enterprise ValueN/A
Total Cash (Recent Filing)N/A
Total Debt (Recent Filing)N/A
Price to Earnings (P/E)64.0
Beta2.18
Next Earnings
Aug 06, 2025EPS Estimate
1.43Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)1.97
Shares Outstanding11,826,259
10 Day Avg. Volume522,479
30 Day Avg. Volume550,912
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)0.00
P/FCF RatioN/A
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
$254.50Price Target Upside9.35% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering6
Bulls Say, Bears Say
Bulls Say
Competitive AdvantageDave's technology-driven platform for credit decisioning, CashAI, is a distinct competitive advantage for the company and has consistently improved credit quality.
Financial PerformanceDave’s new fee structure for ExtraCash is benefitting financial results in terms of greater ExtraCash generation, monetization, and member lifetime value.
Market OpportunityDave operates within a large and growing market, with an estimated total addressable market of 180 million Americans, a figure that has grown by 8% since 2021.
Bears Say
Data-Access ChargesDave, if facing higher data-access charges from JPM by way of Plaid, likely would pass those charges through to its customers in the form of higher pricing on its ExtraCash advances, with no significant impact on demand for those loans or on the company’s margins.
Peer ValuationDespite a strong rally, Dave trades at a valuation level that trails the valuations of its closest peers in the fintech lending space.
Dave News
DAVE FAQ
What was Dave Inc.’s price range in the past 12 months?
Dave Inc. lowest stock price was $28.74 and its highest was $286.45 in the past 12 months.
What is Dave Inc.’s market cap?
Dave Inc.’s market cap is $3.10B.
When is Dave Inc.’s upcoming earnings report date?
Dave Inc.’s upcoming earnings report date is Aug 06, 2025 which is in 3 days.
How were Dave Inc.’s earnings last quarter?
Dave Inc. released its earnings results on May 08, 2025. The company reported $1.97 earnings per share for the quarter, beating the consensus estimate of $0.764 by $1.206.
Is Dave Inc. overvalued?
According to Wall Street analysts Dave Inc.’s price is currently Undervalued.
Does Dave Inc. pay dividends?
Dave Inc. does not currently pay dividends.
What is Dave Inc.’s EPS estimate?
Dave Inc.’s EPS estimate is 1.43.
How many shares outstanding does Dave Inc. have?
Dave Inc. has 11,826,259 shares outstanding.
What happened to Dave Inc.’s price movement after its last earnings report?
Dave Inc. reported an EPS of $1.97 in its last earnings report, beating expectations of $0.764. Following the earnings report the stock price went up 41.64%.
Which hedge fund is a major shareholder of Dave Inc.?
Currently, no hedge funds are holding shares in DAVE
Dave Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$254.50 (9.35% Upside)
$254.50 (9.35% Upside)
Blogger Sentiment
Bullish
DAVE Sentiment 70%
Sector Average 69%
Sector Average 69%
Hedge Fund Trend
Increased
By 152.2K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $2.2M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Positive
Last 7 Days ▲ 0.8%
Last 30 Days ▲ 2.7%
Last 30 Days ▲ 2.7%
News Sentiment
Neutral
Bullish news 59%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Positive
20 days / 200 days
Momentum
568.57%
12-Months-Change
Fundamentals
Return on Equity
32.09%
Trailing 12-Months
Asset Growth
33.98%
Trailing 12-Months
Company Description
Dave Inc.
Dave Inc. provides a suite of financial products and services through its financial service online platform. The company offers Insights, a personal financial management tool to manage income and expenses between paychecks for members; ExtraCash, a free overdraft and short-term credit alternative, which allows members to advance funds to their account and avoid a fee; and Side Hustle, a job application portal. It also provides Dave Banking, a digital checking and demand deposit account. The company was founded in 2015 and is based in West Hollywood, California.
DAVE Company Deck
DAVE Earnings Call
Q1 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call highlighted significant growth in revenue, ARPU, and member base, alongside improved credit performance, driven by a new fee structure and strategic partnerships. However, challenges such as increased customer acquisition costs, ongoing litigation with the DOJ, and higher credit loss provisions were noted. Despite these issues, the overall sentiment is positive due to the strong financial performance and strategic advancements.Read More>DAVE Stock 12 Month Forecast
Average Price Target
$254.50
▲(9.35%Upside)
Technical Analysis
Ownership Overview
14.96% Insiders
15.65% Mutual Funds
0.07% Other Institutional Investors
58.20% Public Companies and Individual Investors
Options Prices
Currently, No data available
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