Dave (DAVE)
NASDAQ:DAVE
DAVE Stock Chart & Stats
$185.41
-$1.67(-1.95%)
At close: 4:00 PM EST
$185.41
-$1.67(-1.95%)
Day’s Range― - ―
52-Week Range$78.30 - $286.45
Previous CloseN/A
Volume111.74K
Average Volume (3M)627.17K
Market Cap
$2.51B
Enterprise Value$2.45B
Total Cash (Recent Filing)$121.31M
Total Debt (Recent Filing)$75.20M
Price to Earnings (P/E)15.1
Beta2.28
Next Earnings
May 12, 2026EPS Estimate
2.67Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.57
Shares Outstanding12,245,516
10 Day Avg. Volume463,625
30 Day Avg. Volume627,171
Financial Highlights & Ratios
PEG Ratio0.07
Price to Book (P/B)8.39
Price to Sales (P/S)5.78
P/FCF Ratio10.22
Enterprise Value/Market Cap0.98
Enterprise Value/Revenue4.79
Enterprise Value/Gross Profit6.00
Enterprise Value/Ebitda13.48
Forecast
1Y Price Target
$317.43Price Target Upside71.20% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering8
EPS Forecast (FY)12.63
Revenue Forecast (FY)$689.38M
Bulls Say, Bears Say
Bulls Say
AI-driven UnderwritingAI-powered, cash-flow-based underwriting improves approval accuracy and raises revenue per user through better pricing and lower default risk, supporting durable profitability gains.
Market Positioning And ValuationThe stock trades at a notable discount to leading fintech peers while the company targets an underserved short-term lending market, presenting an attractive risk/reward if account growth and revenue per user continue to improve.
New Products And PartnershipsIntroduction of a buy‑now‑pay‑later product alongside a Coastal partnership to move ExtraCash receivables off the balance sheet should add incremental margin and make the business more capital-light, lowering funding costs.
Bears Say
Customer Acquisition CostsRising customer acquisition costs could squeeze profitability and free-cash-flow if member acquisition efficiency does not keep improving.
Market Sentiment And VolatilityHeadline-driven market panic can trigger sharp sell-offs that disconnect the share price from underlying consumer demand, raising downside risk during negative publicity.
Regulatory And Reputational RiskCriticism that short-term fees are predatory could prompt regulatory scrutiny or brand damage, increasing compliance costs and slowing user adoption.
Dave News
DAVE FAQ
What was Dave’s price range in the past 12 months?
Dave lowest stock price was $78.30 and its highest was $286.45 in the past 12 months.
What is Dave’s market cap?
Dave’s market cap is $2.51B.
When is Dave’s upcoming earnings report date?
Dave’s upcoming earnings report date is May 12, 2026 which is in 30 days.
How were Dave’s earnings last quarter?
Dave released its earnings results on Mar 02, 2026. The company reported $4.57 earnings per share for the quarter, beating the consensus estimate of $3.313 by $1.257.
Is Dave overvalued?
According to Wall Street analysts Dave’s price is currently Undervalued.
Does Dave pay dividends?
Dave does not currently pay dividends.
What is Dave’s EPS estimate?
Dave’s EPS estimate is 2.67.
How many shares outstanding does Dave have?
Dave has 12,245,516 shares outstanding.
What happened to Dave’s price movement after its last earnings report?
Dave reported an EPS of $4.57 in its last earnings report, beating expectations of $3.313. Following the earnings report the stock price went up 4.899%.
Which hedge fund is a major shareholder of Dave?
Currently, no hedge funds are holding shares in DAVE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Dave Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$317.43 (71.20% Upside)
$317.43 (71.20% Upside)
Blogger Sentiment
Bullish
DAVE Sentiment 87%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 45.2K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Negative
Last 7 Days ▲ 1.0%
Last 30 Days ▼ 2.4%
Last 30 Days ▼ 2.4%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
124.71%
12-Months-Change
Fundamentals
Return on Equity
73.90%
Trailing 12-Months
Asset Growth
62.84%
Trailing 12-Months
Company Description
Dave
Dave Inc. provides a suite of financial products and services through its financial service online platform. The company offers Insights, a personal financial management tool to manage income and expenses between paychecks for members; ExtraCash, a free overdraft and short-term credit alternative, which allows members to advance funds to their account and avoid a fee; and Side Hustle, a job application portal. It also provides Dave Banking, a digital checking and demand deposit account. The company was founded in 2015 and is based in West Hollywood, California.
DAVE Company Deck
DAVE Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong, broad-based operating performance in 2025 — high revenue growth (60%), sizable adjusted EBITDA expansion (162% YoY), record margins, improving credit metrics via CashAI v5.5, and clear 2026 growth and profitability guidance. Management reported durable unit economics (improved payback, higher ARPU, record originations) and concrete balance sheet actions (off-balance-sheet receivables, expanded buyback). Key risks included an ongoing DOJ matter, seasonality-related provision timing in Q1, increased near-term marketing spend, and early-stage uncertainty around the pay in 4 product and Coastal fees affecting non-GAAP gross profit. Overall, positives materially outweigh the limited near-term and ongoing risks.View all DAVE earnings summariesDAVE Stock 12 Month Forecast
Average Price Target
$317.43
▲(71.20% Upside)
Technical Analysis
Ownership Overview
5.35% Insiders
20.09% Mutual Funds
23.99% Other Institutional Investors
39.42% Public Companies and Individual Investors
Options Prices
Currently, No data available
---