Education
About Us
Working with TipRanks
Follow Us
Dave (DAVE)
NASDAQ:DAVE
Earnings Data
Report Date
Mar 09, 2026After Close (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
2.95Last Year’s EPS
1.16Same Quarter Last Year
Strong Buy
Based on 7 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call presented a positive outlook with significant revenue and EBITDA growth, improved credit economics, and successful strategic initiatives, despite some challenges with higher loss rates and a legal settlement charge.Company Guidance
Record Revenue Growth
Revenue grew 63% year-over-year to $150.8 million, marking another record quarter for the company.
Adjusted EBITDA Surge
Adjusted EBITDA reached $58.7 million, increasing 137% year-over-year, with a 40% EBITDA margin.
Growth in Monthly Transacting Members
Monthly transacting members grew 17% to 2.77 million, with an expansion in ARPU by nearly 40%.
Improved Credit Economics
The new pricing model led to better credit economics, with net monetization per transaction and member lifetime value improvements.
CashAI v5.5 Impact
The rollout of CashAI v5.5 improved credit outcomes and increased conversion rates.
ExtraCash Originations Growth
ExtraCash originations grew 49% year-over-year, surpassing $2 billion for the first time.
Subscription Revenue Increase
High-margin subscription revenue rose 57% year-over-year.
Coastal Community Bank Transition
The transition to Coastal Community Bank is expected to unlock liquidity and reduce funding obligations.
DAVE Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
DAVE Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Nov 04, 2025 | $240.11 | $234.58 | -2.30% |
Aug 06, 2025 | $238.83 | $196.11 | -17.89% |
May 08, 2025 | $107.83 | $152.73 | +41.64% |
Mar 03, 2025 | $95.03 | $90.38 | -4.89% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Dave (DAVE) report earnings?
Dave (DAVE) is schdueled to report earning on Mar 09, 2026, After Close (Confirmed).
What is Dave (DAVE) earnings time?
Dave (DAVE) earnings time is at Mar 09, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is DAVE EPS forecast?
DAVE EPS forecast for the fiscal quarter 2025 (Q4) is 2.95.